Del Rio Insurance

Del Rio Insurance: 12 Car Insurance Discounts
You May be Eligible For

Auto insurance discounts are something many people miss out on. Some insurance companies will ask you questions for discounts, and some will not, so be sure to always ask your agent for any discounts you may be eligible for. Del Rio Insurance made easy.

Weather and Driving Condition Factors
How does this Impact Del Rio Insurance

The weather in Del Rio, Texas can definitely affect your driving conditions. Although, Del Rio does not see too much snow, there is a good bit of rain each year.

DMV Address and Contact Information in Del Rio, Texas

Del Rio Insurance-Although, no one loves trips to the DMV it is sometimes very necessary. We have provided the local DMV address and phone number for you below.

How Your Zip Code Affects your Del Rio Auto Insurance Rates

Did you know that where you live (zip code) affects your car insurance rates? The lower populated a city, the lower your insurance rates will be versus a higher populated city, you will experience higher insurance rates.

The Top 10 Most Common Vehicles We Insure

Del Rio Insurance-The type of vehicle you drive will affect how low, or high your monthly or yearly premium will be. The year, make and model, and vehicle symbol indicating the trim level of your car are all important rating factors.

Del Rio Insurance SR22

If you’re in Del Rio, Texas, and you’ve been told you need an SR22 insurance, it typically means you’ve had a driving infraction serious enough that the state requires proof you’re carrying at least the minimum liability coverage required by law. This could be due to offenses such as DUIs, driving without insurance, reckless driving, or accumulating too many points on your driving record. Here’s how you can go about obtaining SR22 insurance in Del Rio:

Understanding SR22 in Texas

• What It Is: An SR22 isn’t actually insurance but a certificate filed by your insurance provider with the Texas Department of Public Safety (DPS) proving you have the state-required minimum auto liability coverage.
• Required Coverage: In Texas, the minimum liability requirements are $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage (30/60/25).

Obtaining SR22 Insurance in Del Rio

1. Contact Insurance Providers: Not all insurance companies issue SR22 certificates, and those that do might charge higher premiums for drivers requiring an SR22. You’ll need to shop around. Start with your current provider, but also get quotes from companies that specialize in high-risk insurance.
2. File the SR22 Form: Once you find a suitable provider, they’ll file the SR22 form on your behalf with the Texas DPS. You may have to pay a filing fee, typically between $15 and $25.

1. Pay Your Premiums: Expect your insurance premiums to be higher with an SR22 requirement. The increase depends on your driving record, your age, and other standard factors insurers use to determine rates.
2. Maintain Continuous Coverage: The state of Texas usually requires you to maintain continuous coverage for a period of 2 years from the date of your conviction. Any lapse in coverage will result in the suspension of your driving privileges.

After Obtaining SR22 Insurance

• Keep Proof of Insurance: Always carry proof of your SR22 insurance when driving. If you’re stopped by law enforcement or involved in an accident, you’ll need to show proof of your insurance.
• Avoid Further Infractions: Keeping a clean driving record is crucial. Further infractions can extend the period you’re required to carry SR22 insurance or result in additional penalties.
• Monitor Your SR22 Status: Keep track of how long you need to carry SR22 insurance. Once you’ve fulfilled the required period without any lapses in coverage, you can contact your insurance provider about removing the SR22. This may lower your insurance premiums, but it’s essential to continue carrying at least the minimum required liability insurance.

Shopping for SR22 Insurance in Del Rio

When shopping for SR22 insurance, it’s important to compare rates and terms from various insurers. Some companies cater specifically to drivers who need SR22 certificates and may offer competitive rates despite the high-risk designation.

What We Do at A Plus Insurance

Auto Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Homeowners Insurance​

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Other Insurance Types

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on June 25, 2025 by Camron Moss