Socorro Insurance Rates
Below are the average full coverage car insurance rates in Socorro, Texas ranked by company. Check below to see if you could save on your full coverage
| Rank | Company | Average Price |
|---|---|---|
| 1 | Mendota | $127.00 |
| 2 | Progressive | $139.00 |
| 3 | Travelers | $152.00 |
| 4 | The General | $153.00 |
| 5 | Bristol West | $165.00 |
| 6 | Liberty Mutual | $194.00 |
| 7 | Dairyland (Viking) | $197.00 |
Liability Insurance in Socorro
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
|---|---|---|
| Texas | 30/60/25 | $578 |
The State Minimum Insurance Requirements in Texas are 30/60/25.
This pays out $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage
How Your Credit Score Affects Your Socorro Insurance
Credit helps insurance companies determine the risk of a client, based on if they can make payments on time and other factors. A client with an excellent credit score is rewarded with cheaper insurance rates.
Credit Impact on Insurance Rates in Socorro
| Average Premium by Score | Average Price |
|---|---|
| Excellent | $117.66 |
| Good | $132.58 |
| Average | $159.64 |
| Poor | $225.78 |
Violations and How They Impact Your Socorro Insurance Rates
Minor Violations, such as failure to yield, may stay on your driving record for 3 years, whereas major violations like a DUI will stay on for 5 years. These violations all increase the risk of a customer, in return making insurance premiums more expensive.
| Violation | Major, Minor, Non-Moving | Years on Record |
|---|---|---|
| Using a Cell Phone with Driving | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Expired Tags | Non Moving | NA* |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| DUI | Major | 10 Years |
| Non-At-Fault Acccident | Minor | NA* |
| No Proof of insurance | Non Moving | NA* |
| Improper Lane use | Minor | 3 Years |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
Socorro Insurance Rates
Whether you need liability insurance of full coverage, our agents are able to find a quote that best fits your needs. Look below for sample rates our agents have provided our current customers:
| Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Progressive Previous Company: Foremost Who: Male Age: 53 Vehicle: HUMMER H3T Type of Coverage: Non Owners, SR22 Notes: Ticket, Speeding Rate: $319 |
| Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Liberty Mutual Previous Company: Farmers Who: Homeowner Age: 19 Vehicle: Hyundai Accent Type of Coverage: Car Insurance, State Min Notes: Estimate, Print Rate: $249 |
| Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Liberty Mutual Previous Company: Farmers Who: Client Age: 45 Vehicle: Plymouth Neon Type of Coverage: Liability Insurance, Med Pay Notes: Proof of Insurance, Coverage Rate: $285 |
| Sample Quote / Policy Location: Cleburne Agent: Sy Current Company: Travelers Previous Company: DairyLand Who: Resident Age: 47 Vehicle: Kia Sephia Type of Coverage: Liability, Uninsured Motorist Notes: State Filing, DUI Rate: $304 |
| Sample Quote / Policy Location: Cleburne Agent: Amy Current Company: Travelers Previous Company: Who: Female Age: 57 Vehicle: Dodge Grand Caravan Passenger Type of Coverage: Broad Form, Uninsured Motorist Notes: Now, Vehicle Rate: $335 |
| Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Bristol West Previous Company: Progressive Who: Motorist Age: 22 Vehicle: Dodge D250 Club Cab Type of Coverage: Liability, Uninsured Motorist Notes: Proof of Insurance, Now Rate: $146 |
Socorro Insurance: Full Coverage and Liability Insurance
Liability and full coverage insurance rates are generally higher in Socorro Texas than the state average. This could potentially be the amount of accidents and claims in the area makes the average rates higher
Average Annual Insurance Rates in Socorro:
| Liability Insurance Rates in Socorro | Liability State Average |
|---|---|
| $778.80 | $510.15 |
| Full Coverage Insurance in Socorro | Full Coverage TX Average |
|---|---|
| $1,426.76 | $934.59 |
Top 10 vehicles we insure in Socorro, Texas
These are the common vehicles insured in Socorro, Texas. Vehicles vary depending on the area and weather.
| Rank | Vehicle Make |
|---|---|
| 1 | Cadillac |
| 2 | Hyundai |
| 3 | Toyota |
| 4 | General Motors |
| 5 | Ford F-Models |
| 6 | Ford |
| 7 | Mazda |
| 8 | Volkswagen |
| 9 | Dodge |
| 10 | Buick |
| 11 | Nissan |
| 12 | Jeep |
Socorro, Texas Company Ratings AM Best and JD Power
AM Best and JD Power specialize in rating insurance companies based on their customer service, claims process, discounts available, flexibility, accessibility and many more factors. Look below to see what companies are highly rated
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
|---|---|---|
| Nationwide | 867 | A+ |
| USAA | 900 | A++ |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| Automobile Club Group | 857 | A++ |
| NJM Insurance Co. | A+ | |
| CSAA Insurance Group | 847 | A |
| GEICO Auto Insurance | 879 | A++ |
| Amica Mutual | 898 | A+ |
| Safeco (A division of Liberty Mutual) | 855 | A |
| COUNTRY Financial | 896 | A+ |
| Erie Insurance | 879 | A+ |
| State Farm | 878 | A++ |
| Auto-Owners Insurance | 870 | A+ |
Tips for Unlocking Exclusive Home and Auto Insurance Discounts in 2024
- Bundle Your Home and Auto Insurance Policies: Bundling your home and auto insurance is one of the most effective ways to unlock discounts in 2024. Many providers offer multi-policy discounts, saving you up to 25% on your premiums. Text Us to see how much you can save by bundling.
- Enroll in Telematics Programs: Some auto insurance companies offer telematics programs, such as Progressive’s Snapshot or Nationwide’s SmartRide, which track your driving habits. Safe driving can lead to significant discounts. Call us at 1.888.445.2793 to learn more about how telematics programs can reduce your premiums in 2024.
- Install Home Security Systems: Many insurers offer discounts for homes equipped with security features such as alarm systems, surveillance cameras, and smoke detectors. Adding these devices can reduce your home insurance premiums. Text Us to find out which security systems qualify for discounts.
- Maintain a Good Credit Score: Insurance companies often reward policyholders with good credit scores by offering lower rates on both home and auto insurance. In 2024, a high credit score could unlock exclusive discounts. Call us at 1.888.445.2793 to see how your credit score impacts your insurance rates.
- Sign Up for Paperless Billing: Many insurance providers offer small but valuable discounts for switching to paperless billing. This eco-friendly option helps reduce costs and paperwork, benefiting both you and the environment. Text Us to enroll in paperless billing and claim your discount.
- Take Advantage of Claims-Free Discounts: If you have not filed any home or auto insurance claims in the past few years, you may qualify for a claims-free discount in 2024. This can result in substantial savings on your premiums. Call us at 1.888.445.2793 to check your eligibility for claims-free discounts.
- Consider a Low-Mileage Discount: If you drive fewer miles than the average driver, you may be eligible for a low-mileage discount on your auto insurance. In 2024, many insurers are offering discounts to those who drive less, reducing risk and lowering premiums. Text Us to learn more about qualifying for this discount.
- Explore Multi-Car Discounts: If you own more than one vehicle, insuring them under the same policy can lead to significant savings through a multi-car discount. Call us at 1.888.445.2793 to explore multi-car options and receive a quote.
- Seniors Can Unlock Discounts: Many insurance companies offer exclusive discounts to policyholders who are 55 or older. These senior discounts can apply to both home and auto insurance, offering savings on premiums in 2024. Text Us to see if you qualify for a senior discount.
What types of insurance does A Plus Insurance offer in Socorro?
A Plus Insurance provides various insurance options in Socorro, including auto, home, life, and commercial insurance, among others.
How does A Plus Insurance assist in finding the best insurance rates in Socorro?
A Plus Insurance works with multiple carriers to help clients discover the most competitive insurance rates in Socorro.
Interested in discussing insurance options with A Plus Insurance in Socorro? How can I contact you?
Feel free to contact A Plus Insurance at 1.888.445.2793 to discuss insurance plans and find the best rates in Socorro.
Who is known for the cheapest car insurance?
The provider known for the cheapest car insurance can vary depending on individual factors, including location, driving history, and coverage needs. A Plus Insurance can help you find competitive rates tailored to your specific circumstances.
For expert guidance on insurance in Socorro, call us at 1.888.445.2793.
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Last Updated on by Camron Moss