Socorro Insurance Rates

Below are the average full coverage car insurance rates in Socorro, Texas ranked by company. Check below to see if you could save on your full coverage

Rank	Company	Average Price
1	Mendota	$127.00
2	Progressive	$139.00
3	Travelers	$152.00
4	The General	$153.00
5	Bristol West	$165.00
6	Liberty Mutual	$194.00
7	Dairyland (Viking)	$197.00

Liability Insurance in Socorro

State	Minimum Coverage Requirements	Average Cost for Minimum Liability Coverage
Texas	30/60/25	$578

The State Minimum Insurance Requirements in Texas are 30/60/25.

This pays out $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage

How Your Credit Score Affects Your Socorro Insurance

Credit helps insurance companies determine the risk of a client, based on if they can make payments on time and other factors. A client with an excellent credit score is rewarded with cheaper insurance rates.

Credit Impact on Insurance Rates in Socorro

Average Premium by Score	Average Price
Excellent	$117.66
Good	$132.58
Average	$159.64
Poor	$225.78

Violations and How They Impact Your Socorro Insurance Rates

Minor Violations, such as failure to yield, may stay on your driving record for 3 years, whereas major violations like a DUI will stay on for 5 years. These violations all increase the risk of a customer, in return making insurance premiums more expensive.

Violation	Major, Minor, Non-Moving	Years on Record
Using a Cell Phone with Driving	Minor	3 Years
Driving without a License	Major	3 Years
Failure to Use Turn Signal	Minor	3 Years
Failure to Use a Seat Belt	Non Moving	NA*
Expired Tags	Non Moving	NA*
Failure to Stop for a Pedestrian Side walk	Minor	3 Years
DUI	Major	10 Years
Non-At-Fault Acccident	Minor	NA*
No Proof of insurance	Non Moving	NA*
Improper Lane use	Minor	3 Years
Running a Traffic Light or Stop Sign	Minor	3 Years
Crossing over a Center Divider	Minor	3 Years

Socorro Insurance Rates

Whether you need liability insurance of full coverage, our agents are able to find a quote that best fits your needs. Look below for sample rates our agents have provided our current customers:

Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Progressive Previous Company: Foremost Who: Male Age: 53 Vehicle: HUMMER H3T Type of Coverage: Non Owners, SR22 Notes: Ticket, Speeding Rate: $319

Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Liberty Mutual Previous Company: Farmers Who: Homeowner Age: 19 Vehicle: Hyundai Accent Type of Coverage: Car Insurance, State Min Notes: Estimate, Print Rate: $249

Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Liberty Mutual Previous Company: Farmers Who: Client Age: 45 Vehicle: Plymouth Neon Type of Coverage: Liability Insurance, Med Pay Notes: Proof of Insurance, Coverage Rate: $285

Sample Quote / Policy Location: Cleburne Agent: Sy Current Company: Travelers Previous Company: DairyLand Who: Resident Age: 47 Vehicle: Kia Sephia Type of Coverage: Liability, Uninsured Motorist Notes: State Filing, DUI Rate: $304

Sample Quote / Policy Location: Cleburne Agent: Amy Current Company: Travelers Previous Company: Who: Female Age: 57 Vehicle: Dodge Grand Caravan Passenger Type of Coverage: Broad Form, Uninsured Motorist Notes: Now, Vehicle Rate: $335

Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Bristol West Previous Company: Progressive Who: Motorist Age: 22 Vehicle: Dodge D250 Club Cab Type of Coverage: Liability, Uninsured Motorist Notes: Proof of Insurance, Now Rate: $146

Socorro Insurance: Full Coverage and Liability Insurance

Liability and full coverage insurance rates are generally higher in Socorro Texas than the state average. This could potentially be the amount of accidents and claims in the area makes the average rates higher

Average Annual Insurance Rates in Socorro:

Liability Insurance Rates in Socorro	Liability State Average
$778.80	$510.15

Full Coverage Insurance in Socorro	Full Coverage TX Average
$1,426.76	$934.59

Top 10 vehicles we insure in Socorro, Texas

These are the common vehicles insured in Socorro, Texas. Vehicles vary depending on the area and weather.

Rank	Vehicle Make
1	Cadillac
2	Hyundai
3	Toyota
4	General Motors
5	Ford F-Models
6	Ford
7	Mazda
8	Volkswagen
9	Dodge
10	Buick
11	Nissan
12	Jeep

Socorro, Texas Company Ratings AM Best and JD Power

AM Best and JD Power specialize in rating insurance companies based on their customer service, claims process, discounts available, flexibility, accessibility and many more factors. Look below to see what companies are highly rated

COMPANY	J.D. POWER CLAIMS	A.M. BEST RATING
Nationwide	867	A+
USAA	900	A++
Auto Club of Southern California Insurance Group	866	A+
Automobile Club Group	857	A++
NJM Insurance Co.		A+
CSAA Insurance Group	847	A
GEICO Auto Insurance	879	A++
Amica Mutual	898	A+
Safeco (A division of Liberty Mutual)	855	A
COUNTRY Financial	896	A+
Erie Insurance	879	A+
State Farm	878	A++
Auto-Owners Insurance	870	A+

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Last Updated on November 9, 2023 by Marlon Moss