Socorro Insurance Cheapest Full Coverage Rates
Below are the average full coverage car insurance rates in Socorro, Texas ranked by company. Check below to see if you could save on your full coverage
| Rank | Company | Average Price |
|---|---|---|
| 1 | Mendota | $127.00 |
| 2 | Progressive | $139.00 |
| 3 | Travelers | $152.00 |
| 4 | The General | $153.00 |
| 5 | Bristol West | $165.00 |
| 6 | Liberty Mutual | $194.00 |
| 7 | Dairyland (Viking) | $197.00 |
Liability Insurance Requirements in Socorro, Texas
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
|---|---|---|
| Texas | 30/60/25 | $578 |
The State Minimum Insurance Requirements in Texas are 30/60/25.
This pays out $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage
How Your Credit Score Affects Your Insurance Premium
Credit helps insurance companies determine the risk of a client, based on if they can make payments on time and other factors. A client with an excellent credit score is rewarded with cheaper insurance rates.
Credit Impact on Insurance Rates in Socorro
| Average Premium by Score | Average Price |
|---|---|
| Excellent | $117.66 |
| Good | $132.58 |
| Average | $159.64 |
| Poor | $225.78 |
Violations and How They Impact Your Insurance Rates in Socorro, Texas
Minor Violations, such as failure to yield, may stay on your driving record for 3 years, whereas major violations like a DUI will stay on for 5 years. These violations all increase the risk of a customer, in return making insurance premiums more expensive.
| Violation | Major, Minor, Non-Moving | Years on Record |
|---|---|---|
| Using a Cell Phone with Driving | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Expired Tags | Non Moving | NA* |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| DUI | Major | 10 Years |
| Non-At-Fault Acccident | Minor | NA* |
| No Proof of insurance | Non Moving | NA* |
| Improper Lane use | Minor | 3 Years |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
Sample Insurance Rates in Socorro Texas
Whether you need liability insurance of full coverage, our agents are able to find a quote that best fits your needs. Look below for sample rates our agents have provided our current customers:
| Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Progressive Previous Company: Foremost Who: Male Age: 53 Vehicle: HUMMER H3T Type of Coverage: Non Owners, SR22 Notes: Ticket, Speeding Rate: $319 |
| Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Liberty Mutual Previous Company: Farmers Who: Homeowner Age: 19 Vehicle: Hyundai Accent Type of Coverage: Car Insurance, State Min Notes: Estimate, Print Rate: $249 |
| Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Liberty Mutual Previous Company: Farmers Who: Client Age: 45 Vehicle: Plymouth Neon Type of Coverage: Liability Insurance, Med Pay Notes: Proof of Insurance, Coverage Rate: $285 |
| Sample Quote / Policy Location: Cleburne Agent: Sy Current Company: Travelers Previous Company: DairyLand Who: Resident Age: 47 Vehicle: Kia Sephia Type of Coverage: Liability, Uninsured Motorist Notes: State Filing, DUI Rate: $304 |
| Sample Quote / Policy Location: Cleburne Agent: Amy Current Company: Travelers Previous Company: Who: Female Age: 57 Vehicle: Dodge Grand Caravan Passenger Type of Coverage: Broad Form, Uninsured Motorist Notes: Now, Vehicle Rate: $335 |
| Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Bristol West Previous Company: Progressive Who: Motorist Age: 22 Vehicle: Dodge D250 Club Cab Type of Coverage: Liability, Uninsured Motorist Notes: Proof of Insurance, Now Rate: $146 |
Liability and Full Coverage Rates in Socorro, Texas
Liability and full coverage insurance rates are generally higher in Socorro Texas than the state average. This could potentially be the amount of accidents and claims in the area makes the average rates higher
Average Annual Insurance Rates in Socorro:
| Liability Insurance Rates in Socorro | Liability State Average |
|---|---|
| $778.80 | $510.15 |
| Full Coverage Insurance in Socorro | Full Coverage TX Average |
|---|---|
| $1,426.76 | $934.59 |
Top 10 vehicles we insure in Socorro, Texas
These are the common vehicles insured in Socorro, Texas. Vehicles vary depending on the area and weather.
| Rank | Vehicle Make |
|---|---|
| 1 | Cadillac |
| 2 | Hyundai |
| 3 | Toyota |
| 4 | General Motors |
| 5 | Ford F-Models |
| 6 | Ford |
| 7 | Mazda |
| 8 | Volkswagen |
| 9 | Dodge |
| 10 | Buick |
| 11 | Nissan |
| 12 | Jeep |
Socorro, Texas Company Ratings AM Best and JD Power
AM Best and JD Power specialize in rating insurance companies based on their customer service, claims process, discounts available, flexibility, accessibility and many more factors. Look below to see what companies are highly rated
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
|---|---|---|
| Nationwide | 867 | A+ |
| USAA | 900 | A++ |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| Automobile Club Group | 857 | A++ |
| NJM Insurance Co. | A+ | |
| CSAA Insurance Group | 847 | A |
| GEICO Auto Insurance | 879 | A++ |
| Amica Mutual | 898 | A+ |
| Safeco (A division of Liberty Mutual) | 855 | A |
| COUNTRY Financial | 896 | A+ |
| Erie Insurance | 879 | A+ |
| State Farm | 878 | A++ |
| Auto-Owners Insurance | 870 | A+ |
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
