Weatherford Insurance

image shows Weatherford, Texas Insurance Rates

Cheap Car Insurance Weatherford

Other Types Of Insurance We Carry In Weatherford

Aside from offering Auto Insurance, we also offer a variety of insurance products to accommodate our customer base. We offer renters and home insurance, which can be bundled with auto for a Multi-Policy discount. RV insurance, Motorcycle, and ATV insurance are offered through Dairyland, Progressive and Travelers. We also offer business insurance, umbrella, and boat insurance through several companies.

Type of CoverageOur Top Companies
Boat InsuranceTravelers, Progressive
Renters InsuranceASI, Foremost
Business InsuranceBTIS, Hiscox
RV InsuranceProgressive, Travelers
Car InsuranceProgressive, Dairyland,
Motorcycle InsuranceDairyland, Progressive
Home InsuranceTravelers, ASI, Foremost Star

Insurance Discounts Available In Weatherford

Impact on ratesDiscounts Available
MildMulti Policy
HighAdvanced Quote
MildMarried
MildMilitary
HighAuto Pay
MildHomeowners
HighPaid in Full
Very HighContinuous Insurance
MildEducation Discount
Discounts may be applied through all of our insurance companies in Weatherford. The highly impacted discounts include; advanced quote and continuous insurance. Continuous insurance is rated so highly because it shows you are/have been in good standing with a previous insurance company making you a good risk. Other discounts available are, multi policy discount, Married, Military, Auto Pay and Homeowners.

Cheapest Liability Rates In Weatherford

On average, liability insurance in Weatherford ranges from about $89 – $140 a month. Insurance rates do vary upon the customer and their rating factors, such as age, gender, address, and other factors used to determine the premium. Other factors depend on the insurance company and the discounts available with each company. Dairyland Insurance is typically the cheapest for liability, and Liberty Mutual is usually the most expensive, in Weatherford.

RankCompanyAverage price
1Dairyland (Viking)$89.00
2Progressive$93.00
3Bristol West$99.00
4Mendota$102.00
5Travelers$112.00
6The General$131.00
7Liberty Mutual$139.00

Liability Insurance Requirements For Weatherford

Each state has specific liability Insurance requirements. In Weatherford, Texas the minimum limits required are 30/60/25. This means, $30,000 per person for bodily injury, up to $60,000 per accident and $25,000 for property damage. Liability protects others from you, in the event of an accident. If you are at fault in an accident, these liability limits will pay out to the other party, not yourself.

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Texas30/60/25$510

How Credit Affects Your Insurance Rates

Credit Impact on Insurance rates in Weatherford
Average Premium by Score
Excellent$132.09
Good$148.85
Average$179.21
Poor$253.47
Does credit effect my insurance premium? The answer is yes, along with other variables. Insurance companies use your Credit to determine the if a customer is high risk, or low risk and reflects upon the premium. Generally, someone with excellent credit has a good history of paying their bills on time, and in return is offered a cheaper premium because that is the type of customer insurance companies desire.

Sample Insurance Rates In Weatherford

Below, you will see sample rates our agents have written for customers in the Weatherford area. You’ll notice that rates are determined based on the age and gender of the prospect, the type of vehicle and coverages desired, and wither or not they have had continuous insurance. Driving history also has an impact on the rate.

Sample Rates in Weatherford, Texas
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Mendota
Previous Company: the General
Who: Age: 18 Vehicle: Chrysler Cirrus
Type of coverage: full coverage , med pay
Notes: policy, DUI
Rate: $229
Sample Quote/ policy location: Cleburne
Agent :Shawn
Current Company: Progressive
Previous Company: Safeco
Who: Driver Age: 40 Vehicle: Ford E350 Super Duty Cargo
Type of coverage: , uninsured motorist
Notes: policy, proof of insurance
Rate: $252
Sample Quote/ policy location: Cleburne
Agent :Katie
Current Company: Progressive
Previous Company: None
Who: Age: 63 Vehicle: Acura NSX
Type of coverage: liability only , sr22
Notes: coverage, Driver
Rate: $266
Sample Quote/ policy location: Cleburne
Agent :Jola
Current Company: Progressive
Previous Company: American Family
Who: Driver Age: 54 Vehicle: Peugeot 405
Type of coverage: car insurance , uninsured motorist
Notes: young driver, uninsured
Rate: $206
Sample Quote/ policy location: Cleburne
Agent :Sy
Current Company: Travelers
Previous Company: Progressive
Who: client Age: 38 Vehicle: Ford F350 Crew Cab
Type of coverage: non owners , state min
Notes: print, policy
Rate: $203
Sample Quote/ policy location: Cleburne
Agent :Lauren
Current Company: Viking
Previous Company: Allstate
Who: Driver Age: 43 Vehicle: Nissan 200SX
Type of coverage: full coverage , sr22
Notes: motorist, accidents
Rate: $126

Weather And Driving Conditions In Weatherford

Weatherford, Texas
Summer high: The July high is around 95 degrees
Winter Low: The January low is 32 degrees
Rain: 35 Inches of rain a year
Snow: 1 inch of snow per year
Temperatures in Texas in the summer months are generally hot, while winter months are average but can experience some rain and snow. Driving in snowy weather can be difficult for someone who is used to driving on dry roads. Always keep appropriate gear/equipment in your vehicle in case of an emergency and allow yourself extra time to get to your destination safely.

Cities And Neighborhoods Near Weatherford

Insurance rates are rated based on the Zip Code and surrounding areas, as well as several other factors. Insurance companies gather data, such as the amount of accidents, cost paid out per year in each area, and the amount of claims made to help determine the premium. If an area experienced a larger number of accidents/claims the rates may increase in that area and surrounding areas to help offset that cost.

Neighborhoods in Weatherford, TexasCities Near WeatherfordZip Codes in Weatherford
Western LakeAzle, TX76087
PoolvilleMineral Wells, TX76086
PeasterWhite Settlement, TX76088
S. BowieBenbrook, TX76085

DMV Addresses And Phone Number In Weatherford

Weatherford Driver License Office
1309 S. Bowie Drive
Weatherford, TX 76086
(817) 599-7631
View Office Details
Weatherford Registration & Titling
5189 Interstate 20 Frontage Rd
Willow Park, TX 76008
(817) 441-2695
The DMV in Weatherford, Texas takes appointments online and by phone. They also offer several services online to save time and eliminate some of the traffic in the building. Because of COVID-19, state offices have certain guidelines to follow in order to ensure the safety of their customers. Appointments could be backed up for weeks, so call before heading in to see if there is a wait.
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Last Updated on August 30, 2021 by Katie Sopko

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