Homeowners Insurance Guide: Protect Your Property

Why Protection For Your Home is a Must

Your home is a major investment. Through A Plus Insurance’s recommended carriers, we offer flexible homeowners insurance that shields your home from life’s unexpected events, such as:

fire and smoke damage

Fire and Smoke Damage

Fire can cause significant destruction to your home and belongings. Homeowners insurance coverage helps you recover from damages caused by both flames and smoke.

burglary

Theft or Burglary:

Break-ins can be both emotionally and financially devastating. Homeowners insurance can help cover the costs of stolen items and repair any damage to your property.

plumbing damage

Plumbing-Related Water Damage:

Burst pipes or plumbing failures can lead to extensive water damage. Many home insurance carriers have options to add to your policy to help cover costs of repairs.

wind and hail damage

Storms and Wind Damage:

Strong winds and storms can severely damage your home’s structure. Make sure your policy provides protection against damage from severe weather conditions like windstorms and hail.

tree falling on house

Damage from Falling Objects:

Unexpected events, such as trees or other objects falling on your home, can cause costly damage. Ensure that your homeowners coverage helps repair or replace damaged property.

frozen pipe

Plumbing-Related Water Damage:

Cold weather can lead to frozen pipes, causing them to burst and flood your home. Review your policy to make sure it covers the repairs needed to fix water damage from freezing temperatures.

How Our Agents Can Assist You

Our agents are committed to understanding your individual needs. They will guide you through the entire homeowners insurance process, ensuring that you get the right protection for your home and budget.

Help You Understand Coverage Options
Identify Discounts for Savings
Provide Coverage Reviews as Your Needs Change
Offer Guidance on Specialized or High-Value Items
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Our Trusted Homeowners Insurance Companies

progressive home insurance

Progressive ASI is an excellent choice for home insurance due to its customizable coverage options, competitive rates, and extensive network of local agents. It’s especially well-suited for homeowners insurance, condo insurance, renters insurance, and landlord insurance. With features like bundled discounts, flexible coverage plans, and a straightforward claims process, Progressive ASI ensures your property is protected with comprehensive yet affordable solutions.

Best For: Low to mid-tier homes, condo insurance, renters, and landlord insurance.
States We Serve: Alabama, Arizona, Colorado, Idaho, Indiana, Iowa, Louisiana, Maine, Maryland, Mississippi, Missouri, Montana, New Mexico, New York, Tennessee, Vermont, West Virginia
Foremost Home

Foremost is an ideal option for specialized and high-value homes due to its tailored coverage options and experience with unique properties. It excels in providing coverage for manufactured and mobile homes, vacation homes, and rental properties. With a focus on customizable policies and flexible options, Foremost ensures your property receives the protection it needs, especially for homes that don’t fit the standard mold.

Best For: Traditional site-built homes with specialized risks, Mobile and manufactured homes, vacation homes, and rental properties.
States We Serve: Colorado, South Carolina
Openly

Openly Home Insurance

Openly Home Insurance is an excellent choice for high-value and unique homes, offering tailored coverage options designed to meet the needs of homeowners with specialized properties. Openly excels in providing coverage for modern, upscale homes and properties with complex insurance needs. Their focus on customizable policies and flexible coverage options ensures that your home receives comprehensive protection, especially for properties that require more than the standard insurance solutions.

Best For: High-value homes with specialized risks, Modern homes with unique features, Upscale properties and vacation homes, Rental properties with specific coverage needs
States We Serve: South Carolina

Explore Additional Property Insurance Options

Renters Insurance

Protect your belongings from fire, theft, or damage and gain liability protection if someone is injured in your rental home.

Landlord Insurance

Safeguard your rental property from damages and liability risks, while also protecting your rental income if the property becomes uninhabitable.

Condo Insurance

Designed to cover your personal belongings and the interior of your condo while bridging gaps in your association’s master policy.

Mobile & Manufactured Home Insurance

Tailored to cover mobile and manufactured homes, this policy protects your home, personal property, and any additional structures.

Flood Insurance

Protect your home from damage caused by flooding, a risk not covered by standard homeowners insurance, especially if you live in high-risk flood zones.

Personal Articles Floaters​

Extra protection for high-value items like jewelry, electronics, fine art, or collectibles, ensuring they are fully covered beyond the limits of your standard homeowners policy.

Frequently Asked Questions about Homeowners Insurance

What does homeowners insurance typically cover?

Homeowners insurance typically covers damage to your home, personal belongings, and provides liability protection. Coverage usually includes events like fire, theft, and weather-related damages.

How much homeowners insurance do I need?

The amount of homeowners insurance you need depends on the value of your home and belongings. It’s recommended to have enough coverage to rebuild your home in case of a total loss.

Can I get a quote for homeowners insurance over the phone?

Yes! Call us at 1.888.445.2793 to speak with one of our licensed insurance agents and get a personalized homeowners insurance quote today.

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Customize Your Home Insurance

We are licensed agents ready to assist you and keep your property protected.

Phone: tel:8884452793
Email: aplusteammail@gmail.com
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Last Updated on by Veronica Moss

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