Best Insurance With Good credit in Colony, TX

Maintaining a good credit score can help your auto insurance rates! Most companies view a score of 601 or lower as bad or poor credit. See some competitive rates below for good credit in your area.

Company	Average Premium
Progressive Insurance	$131
AssuranceAmerica	$136
21st Century	$143
Dairyland	$148
GAINSCO	$150
Acceptance RTR	$151
National General	$153

The Colony Insurance: Best Insurance For Young Drivers

When you are a young or youthful driver, you can expect to pay higher rates for your car insurance. Insurance companies generally see drivers under 25 as a higher risk to insure.

National General	$125
Bristol West	$145
Farmers	$149
Progressive Insurance	$152
Dairyland	$153
GAINSCO	$161
21st Century	$163
Nationwide	$163

Why are Texas car insurance rates so high?

Texas car insurance rates can be higher compared to other states for several reasons. One significant factor is the state’s large population and extensive road network, leading to higher incidences of accidents and insurance claims. Additionally, Texas is prone to severe weather events such as hurricanes and hailstorms, which can cause extensive damage to vehicles and result in increased insurance costs. Moreover, the state’s high population density in urban areas like Dallas and Houston can contribute to higher rates of traffic congestion and accidents, further driving up insurance premiums. By understanding these factors and comparing quotes from reputable insurers like [The Colony Insurance], drivers in Texas can find the most affordable coverage options tailored to their needs.

Key Factors Contributing to High Car Insurance Rates in Texas:

• Large population and extensive road network
• Severe weather events such as hurricanes and hailstorms
• High population density in urban areas leading to increased traffic congestion and accidents

Best Auto Insurance With Bad credit, poor credit in Colony, TX

Having what is considered bad credit can definitely impact your insurance rates. Some companies do not use your credit as a rating factor. Ask your agent what companies do not run your credit when starting an insurance quote.

Company	Average Premium
GAINSCO	$158
Nationwide	$160
Bristol West	$161
Mendota Ins. Company	$166
The General	$166
Acceptance RTR	$167
Dairyland	$173
National General	$178

Best Home and Auto Insurance Policies for New Homeowners

• Progressive Home and Auto Insurance Bundle
  Enjoy comprehensive coverage with this cost-effective bundle for new homeowners. Features include discounts on home and vehicle insurance when combined, liability coverage, and flexible deductible options.
  Key Benefit: Snapshot program for additional auto savings.
  Call us at 1.888.445.2793 for more details. Text Us
• State Farm New Homeowners Policy
  Protect your home and vehicle with State Farm’s customizable policies. Includes property damage protection, auto accident coverage, and a personal property replacement option.
  Key Benefit: Discounts for installing home security systems.
  Call us at 1.888.445.2793 to learn more. Text Us
• Allstate Auto and Home Insurance for First-Time Homeowners
  Tailored for first-time homeowners, this policy offers bundled savings, coverage for natural disasters, and roadside assistance for your vehicle.
  Key Benefit: Claims-free rewards program.
  Call us at 1.888.445.2793 to discuss. Text Us
• Nationwide Home and Auto Bundle for New Buyers
  Comprehensive coverage options with great savings for bundling. Offers guaranteed replacement cost coverage for your home and accident forgiveness for your auto policy.
  Key Benefit: Multi-policy discounts for new homeowners.
  Call us at 1.888.445.2793 for assistance. Text Us

The Colony Insurance Cheapest SR22

An SR-22 is a document that verifies that an individual has the necessary liability insurance coverage required by their state. It is not actually an insurance policy itself but rather a form or certificate that is filed with the state’s Department of Motor Vehicles (DMV) or relevant authority.

If you require an SR22 filing for the state of Texas, chances are you may need to carry that SR22 for a minimum of 3 years. Keep in mind, some companies such as State Farm, and Travelers Insurance do not offer SR22 filings.

Progressive Insurance	$85
Dairyland	$87
Mendota Ins. Company	$94
National General	$99
The General	$100
USAA	$110
Farmers	$112
Geico	$112
AssuranceAmerica	$113

The Colony Insurance Cheapest Insurance For Male Drivers

Statistics show that males can have higher rates than female drivers. Females tend to drive more carefully than males, and therefore are seen as a lower risk to insurance companies.

National General	$158
Progressive Insurance	$159
The General	$160
21st Century	$161
AssuranceAmerica	$166

The Colony Insurance Cheapest Insurance With Clean Driving History

Maintaining a clean driving can ensure that your car insurance rates stay low! Some insurance companies reward you a bit more than others as you can see below with the example rates. Major violations such as an At Fault Accident, or DUI will stay on a drivers record for up to 5 years, while smaller violations will stay on your record for 3 years.

Progressive Insurance	$130
National General	$132
Acceptance RTR	$133
Mendota Ins. Company	$138
AssuranceAmerica	$142
Nationwide	$152
Dairyland	$153

The Colony Insurance Cheapest NonOwners Policy

A non-owners policy, also known as a non-owner car insurance policy, is an auto insurance policy designed for individuals who don’t own a vehicle but still need liability coverage.

If you do not own a vehicle in Texas but still need insurance there are plenty of options for you. As you can see below Dairyland insurance offers the most competitive rate in The Colony, Texas.

Dairyland	$105
Progressive Insurance	$112
The General	$125
Mendota Ins. Company	$152
Bristol West	$156

Additional Helpful Links

Homeowners Insurance Texas

Motorcycle Insurance Texas

Sr22 Insurance Texas

Last Updated on January 15, 2025 by Zee Caddick