1. Gap Insurance, What Is It? Gap insurance, also known as Guaranteed Asset Protection insurance, is a type of insurance coverage that helps protect you financially if your car is totaled or stolen and the amount you owe on the car loan is higher than the actual cash value of the vehicle. What Exactly Does […]
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Does Hail Damage Car Insurance Exist? Hail damage is typically covered under comprehensive auto insurance, which protects your vehicle from non-collision events like storms, falling objects, or vandalism. While there isn’t a separate “hail damage policy,” adding comprehensive coverage ensures that repairs for dents, cracked windshields, or other storm-related damage are included in your protection.
Table of Contents Overview Car Accident Cost FAQs Comparison Guide Direct vs Indirect Costs Accidents create direct costs (repairs, medical bills, rentals, deductibles) and indirect costs (time off work, rides, higher premiums). The right mix of coverages shifts risk off of you. See coverage trade-offs in our Auto Insurance Comparison. What Drives Price Severity, vehicle
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Here’s What Our Clients Say About Us Documents to Keep in Your Car: Vehicle Registration Vehicle registration is a critical document that verifies your vehicle is officially registered with your state’s motor vehicle department, confirming you have fulfilled all necessary taxes and fees for your tags/license plates. It is mandatory for your vehicle to be
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Ultimate Insurance Glossary We know…we use a lot of unfamiliar lingo in this industry…but we have you covered! (No pun intended…hehe…) Here is your guide to our commonly used insurance terms: A | B | C | D | E | F | G | H | I | J | K | L | M |
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Why is Car Insurance So Expensive? Understanding Rating Factors If you are wondering why is car insurance so expensive, there could be multiple reasons at play. First off, it’s good to understand the rating factors that car insurance companies use to determine an individual’s auto rates. It could be possible that one or more of
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Who’s Affected? What’s Happening? When Is the Change Happening? What State Is this Happening In? Why Are Rates Increasing? How Can You Still Keep Rates Low? There are several things you can do to keep your insurance prices low and affordable. Q1: What does Progressive motorcycle insurance in Florida cover? A1: Progressive motorcycle insurance in
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Arkansas Auto Rate Changes Arkansas Auto Rate Changes have been a topic of significant discussion in recent months. With the evolving landscape of the insurance industry, monitoring Arkansas Auto Rate Changes has become crucial for both insurers and policyholders. Understanding the implications of these rate changes allows individuals to make informed decisions about their auto
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Progressive Drive Insurance California | Snapshot, Quotes, Discounts Get Quotes Now Progressive Drive Insurance California Compare Progressive drive insurance across California… Snapshot for careful driving… full coverage or liability only… SR-22 help if you need a state filing… bundle auto, home, renters, motorcycle, or business for value. 📞Call 888-445-2793 💬Quote by Text Table of Contents
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Table of Contents Overview No-Down-Payment FAQs Comparison Guide The Reality “No down payment” auto insurance isn’t a real product… every policy requires paying something up front (first month, fees, or both). We’ll minimize the up-front cost and keep monthly payments practical. See how coverage choices affect price in our Auto Insurance Comparison. What We Can
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As you may know, Insurance prices are calculated using a variety of “Rating Factors“. Insurance companies have begun to look at a new way to better personalize Insurance rates, based on drivers ability to drive safe, rather than using the other rating factors. These programs reward the safe drivers, and help these drivers save additional
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Question 1: What are the State Minimum Liability Limits that I am required to carry and what do they cover? ANSWER – your agent should be able to tell you what the minimum requirements are per your State, and offer you any additional coverages in that State and higher liability limits. For example, in Colorado
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Table of Contents Overview COVID-19 & Car Insurance FAQs Comparison Guide Mileage & Usage Driving less affects risk and pricing. Usage-based or “snapshot” programs can reward safer, lower-mileage habits… we’ll show options. Coverage trade-offs in our comparison hub. Payments & Proof We can align billing dates, apply discounts, and deliver digital ID cards instantly for
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Insurance Agent Vs Broker Insurance Agent Vs Broker: The Difference in a Nutshell What is the difference between an Insurance Agent and a Broker? Both are insurance specialists who sell Property and Casualty Insurance helping the insured purchase insurance coverage from the Insurer (Insurance company). An Agent(or captive agent) works for one single insurance company,
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Here’s What Our Clients Say About Us Choosing Your Deductibles So, we have heard of ‘regular’ deductibles, now what is a Double Deductible in regard to your Auto Insurance policy? First, let’s dive into the basics of full coverage and deductibles to get a better understanding. Full coverage consists of Comprehensive and Collision coverage. Comprehensive
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By law, every car on the road must have adequate insurance. It protects you and your passengers from lawsuits in the event that you are found at fault after a car accident. It ensures that if anyone is hurt in either car that their medical bills will be paid, and the car will be repaired
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Need Help Filing Auto Claim? Auto accidents are never anyone’s idea of a good time, but unfortunately, they happen. These days they seem to happen more with all of the distracted drivers on the road. However, there are a few things you can do to help you get through the filing auto claim process a little
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1. Protects Your Car’s Paint & Finish 🎨🛡️ Dirt, grime, and road salt can eat away at your car’s paint, leading to oxidation and rust. A regular wash removes these harmful contaminants before they cause long-term damage. 💡 Pro Tip: Use a pH-balanced car shampoo to avoid stripping away protective wax coatings. 2. Prevents Rust
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This is fantastic coverage that only helps you if you have it in place BEFORE the loss occurs. Thus, if you are on the side of the road after an accident you can’t add Roadside Assistance to help for an existing occurrence. So what does roadside assistance cover? This can be different depending on the
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New Car Replacement Insurance- Why Would I Need It? You saved, and you saved, searched high and low, and finally found the perfect new car. Then boom, three weeks after bringing your new ride home, you hit a light pole in the parking lot thinking you were in reverse but no; you were in drive
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Child Car Seat Safety: 5 Tips That Will Save Their Life Car crashes are a scary thought, but it’s necessary to think about the possibility and make sure your kids are protected with the right car seat. Child Car Seat Safety: What We Need To Consider While summer means no school and backyard barbecues, those
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Your Personal Car Accident Guide: Every year in the United States, there are around 6 million car accidents. Many accidents lead to trauma and injuries, and about 2 million drivers suffer long-term injuries every year. Whether it’s a fender bender or a serious crash, getting into a car accident is traumatic. Plus, many drivers are
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Show Appreciation For Your Designated Driver 1. Buy Your Designated Driver a drink!! Buy his nonalcoholic drinks for the night and his dinner. That is a MUCH better price to pay than dealing with the fees and cost of a DUI. (So don’t be cheap) 2. Show Appreciation And Owe them one Make sure that
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Table of Contents Overview Auto Quote Checklist FAQs Comparison Guide What You’ll Bring Driver licenses, addresses, dates of birth, driving history, prior insurance details, plus each vehicle’s VIN, mileage, and use. Lienholder/lease info if applicable. Coverage trade-offs explained in our Auto Insurance Comparison. Accuracy = Better Price Accurate driver/vehicle data helps us match discounts and
1. Auto Insurance cover Rental Car- Full Coverage “Full coverage” in car insurance is like getting a really good safety plan for your vehicle. It’s not just the basic protection; it’s more like a super shield that keeps your car safe in many different unexpected situations. This type of coverage is super important if you’re
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SR22 Insurance in South Carolina: Understanding Requirements and Policies What is SR22 Car Insurance? SR22 car insurance in South Carolina is a certificate of financial responsibility required for high-risk drivers, often due to violations like DUIs, repeated traffic offenses, or driving without insurance. SR22 insurance in South Carolina is not a separate policy but an
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Roadside Assistance Through Your Insurance Company Vs. AAA The Truth About Roadside Assistance Let an insurance expert help you decide whether to purchase roadside assistance through your auto insurance policy, or use a third party vendor such as AAA Roadside Assistance: The Cost It happens… driving down the road, the vehicle starts to act up,
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What To Do When You’ve Been Hit by an Uninsured Motorist Do I need a Lawyer? You should not need to involve an attorney for simple clear-cut claim situations. Here are a few questions to ask yourself to help you determine if you do need an attorney. Statistics For Uninsured Motorist Did you know
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7 Tips For Driving in snow and Ice How to prevent accidents or hazards while driving in snow. With winter approaching, we all could use some tips on how to safely drive in the snow! We have listed some great ones here… 1. Driving in snow–Drive smoothly Most important is… Do NOT jerk or make
Tickets and Violations: Types of Violations Many of us have had speeding tickets and violations at some point or another. It’s certainly no fun, but did you know that tickets and violations have a huge impact on you and on your auto insurance rates? Tickets and violations are categorized into three categories: Major Violation Minor
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Age And Gender – Auto Insurance Does Age and Gender Matter? Yes!, age AND gender does matter when it comes to your auto insurance rates! Let’s break the two up and see how. Age And Gender – Auto Insurance Does it impact your premium? Age And Gender-Auto Insurance – For age, if you are a
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Find Out More About SR-22 in your State! AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY But at what point does someone need to think about Understanding SR22 insurance? The Importance of SR-22 Coverage: Why You Need It and How It Protects You Having a less-than-perfect driving record can significantly impact your insurance costs and
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