1. Gap Insurance, What Is It? Gap insurance, also known as Guaranteed Asset Protection insurance, is a type of insurance coverage that helps protect you financially if your car is totaled or stolen and the amount you owe on the car loan is higher than the actual cash value of the vehicle. What Exactly Does […]
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Does Hail Damage Car Insurance Exist? Hail damage is typically covered under comprehensive auto insurance, which protects your vehicle from non-collision events like storms, falling objects, or vandalism. While there isn’t a separate “hail damage policy,” adding comprehensive coverage ensures that repairs for dents, cracked windshields, or other storm-related damage are included in your protection.
Table of Contents Overview Car Accident Cost FAQs Comparison Guide Direct vs Indirect Costs Accidents create direct costs (repairs, medical bills, rentals, deductibles) and indirect costs (time off work, rides, higher premiums). The right mix of coverages shifts risk off of you. See coverage trade-offs in our Auto Insurance Comparison. What Drives Price Severity, vehicle
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Why Being An Insurance Agent Is A Great Career Choice 2025 Here’s What Our Clients Say About Us Documents to Keep in Your Car: Vehicle Registration Vehicle registration is a critical document that verifies your vehicle is officially registered with your state’s motor vehicle department, confirming you have fulfilled all necessary taxes and fees for
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Ultimate Insurance Glossary — A Plus Insurance Ultimate Insurance Glossary Hundreds of insurance terms explained in plain English — coverage, claims, liability, and more. Use the text quote or call us for help comparing options. 📞 Call Us Today 💬 Text Quote Quick Links Text Quote About A Plus Glossary — commonly used insurance terms
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Why is Car Insurance So Expensive? Understanding Rating Factors If you are wondering why is car insurance so expensive, there could be multiple reasons at play. First off, it’s good to understand the rating factors that car insurance companies use to determine an individual’s auto rates. It could be possible that one or more of
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Who’s Affected? What’s Happening? When Is the Change Happening? What State Is this Happening In? Why Are Rates Increasing? How Can You Still Keep Rates Low? There are several things you can do to keep your insurance prices low and affordable. Q1: What does Progressive motorcycle insurance in Florida cover? A1: Progressive motorcycle insurance in
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Arkansas Auto Rate Changes Arkansas Auto Rate Changes have been a topic of significant discussion in recent months. With the evolving landscape of the insurance industry, monitoring Arkansas Auto Rate Changes has become crucial for both insurers and policyholders. Understanding the implications of these rate changes allows individuals to make informed decisions about their auto
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Progressive Drive Insurance California | Snapshot, Quotes, Discounts Get Quotes Now Progressive Drive Insurance California Compare Progressive drive insurance across California… Snapshot for careful driving… full coverage or liability only… SR-22 help if you need a state filing… bundle auto, home, renters, motorcycle, or business for value. Table of Contents Overview FAQs — Pricing &
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Table of Contents Overview No-Down-Payment FAQs Comparison Guide The Reality “No down payment” auto insurance isn’t a real product… every policy requires paying something up front (first month, fees, or both). We’ll minimize the up-front cost and keep monthly payments practical. See how coverage choices affect price in our Auto Insurance Comparison. What We Can
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As you may know, Insurance prices are calculated using a variety of “Rating Factors“. Insurance companies have begun to look at a new way to better personalize Insurance rates, based on drivers ability to drive safe, rather than using the other rating factors. These programs reward the safe drivers, and help these drivers save additional
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Question 1: What are the State Minimum Liability Limits that I am required to carry and what do they cover? ANSWER – your agent should be able to tell you what the minimum requirements are per your State, and offer you any additional coverages in that State and higher liability limits. For example, in Colorado
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Table of Contents Overview COVID-19 & Car Insurance FAQs Comparison Guide Mileage & Usage Driving less affects risk and pricing. Usage-based or “snapshot” programs can reward safer, lower-mileage habits… we’ll show options. Coverage trade-offs in our comparison hub. Payments & Proof We can align billing dates, apply discounts, and deliver digital ID cards instantly for
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Insurance Agent Vs Broker Insurance Agent Vs Broker: The Difference in a Nutshell What is the difference between an Insurance Agent and a Broker? Both are insurance specialists who sell Property and Casualty Insurance helping the insured purchase insurance coverage from the Insurer (Insurance company). An Agent(or captive agent) works for one single insurance company,
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On this page Overview FAQs Comparison Service Area Understanding What is a Double Deductible A double deductible in insurance refers to a policy provision where two separate deductibles apply to a single claim, often in homeowners or auto insurance for specific perils like hurricanes or windstorms. This structure increases the out-of-pocket cost before coverage kicks
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By law, every car on the road must have adequate insurance. It protects you and your passengers from lawsuits in the event that you are found at fault after a car accident. It ensures that if anyone is hurt in either car that their medical bills will be paid, and the car will be repaired
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On this page Overview FAQs Comparison Service Area Overview Immediate Steps After an Accident Prioritize safety by moving to a secure location if possible. Exchange information with other drivers involved, including names, contact details, insurance providers, and vehicle details. Document the scene with photos of damages, license plates, and surroundings to support your claim later.
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This is fantastic coverage that only helps you if you have it in place BEFORE the loss occurs. Thus, if you are on the side of the road after an accident you can’t add Roadside Assistance to help for an existing occurrence. So what does roadside assistance cover? This can be different depending on the
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New Car Replacement Insurance- Why Would I Need It? You saved, and you saved, searched high and low, and finally found the perfect new car. Then boom, three weeks after bringing your new ride home, you hit a light pole in the parking lot thinking you were in reverse but no; you were in drive
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On this page Overview FAQs Comparison Service Area Overview of Child Car Seat Safety Choosing the Right Car Seat Selecting a car seat based on your child’s age, weight, and height is critical for safety. Options include rear-facing, forward-facing, and booster seats, each designed for specific developmental stages. Proper selection reduces injury risk by up
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Your Personal Car Accident Guide: Every year in the United States, there are around 6 million car accidents. Many accidents lead to trauma and injuries, and about 2 million drivers suffer long-term injuries every year. Whether it’s a fender bender or a serious crash, getting into a car accident is traumatic. Plus, many drivers are
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On this page Overview FAQs Comparison Service Area Thanking Your Designated Driver Why It Matters Designated drivers prevent DUIs, saving lives and $5,000-$20,000 in fines. Showing appreciation builds trust. Encourages safe driving habits. Simple Gestures Small acts like paying for gas or meals show gratitude. Costs $10-$50 typically. Strengthens community safety. Stay Safe A Plus
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Table of Contents Overview Auto Quote Checklist FAQs Comparison Guide What You’ll Bring Driver licenses, addresses, dates of birth, driving history, prior insurance details, plus each vehicle’s VIN, mileage, and use. Lienholder/lease info if applicable. Coverage trade-offs explained in our Auto Insurance Comparison. Accuracy = Better Price Accurate driver/vehicle data helps us match discounts and
1. Auto Insurance cover Rental Car- Full Coverage “Full coverage” in car insurance is like getting a really good safety plan for your vehicle. It’s not just the basic protection; it’s more like a super shield that keeps your car safe in many different unexpected situations. This type of coverage is super important if you’re
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SR22 Insurance in South Carolina: Understanding Requirements and Policies What is SR22 Car Insurance? SR22 car insurance in South Carolina is a certificate of financial responsibility required for high-risk drivers, often due to violations like DUIs, repeated traffic offenses, or driving without insurance. SR22 insurance in South Carolina is not a separate policy but an
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Roadside Assistance Through Your Insurance Company Vs. AAA The Truth About Roadside Assistance Let an insurance expert help you decide whether to purchase roadside assistance through your auto insurance policy, or use a third party vendor such as AAA Roadside Assistance: The Cost It happens… driving down the road, the vehicle starts to act up,
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What To Do When You’ve Been Hit by an Uninsured Motorist Do I need a Lawyer? You should not need to involve an attorney for simple clear-cut claim situations. Here are a few questions to ask yourself to help you determine if you do need an attorney. Statistics For Uninsured Motorist Did you know
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7 Tips For Driving in snow and Ice How to prevent accidents or hazards while driving in snow. With winter approaching, we all could use some tips on how to safely drive in the snow! We have listed some great ones here… 1. Driving in snow–Drive smoothly Most important is… Do NOT jerk or make
On this page Overview FAQs Comparison Service Area Tickets and Violations Impact on Insurance Rate Increases Tickets and violations raise insurance premiums by 10-50 percent, averaging $200-$600 yearly. DUIs cause the highest spikes. A Plus Insurance helps find affordable rates. Why It Matters Violations signal higher risk, increasing rates for 3-5 years. Clean records save
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Age And Gender – Auto Insurance Does Age and Gender Matter? Yes!, age AND gender does matter when it comes to your auto insurance rates! Let’s break the two up and see how. Age And Gender – Auto Insurance Does it impact your premium? Age And Gender-Auto Insurance – For age, if you are a
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Understanding SR-22 Insurance Quick answer: SR-22 is not a special kind of auto insurance or car insurance. It’s a filing your insurance company sends to the state to prove you carry at least the required liability insurance limits. You still choose your coverage—liability only, full coverage, or a non owners policy—just with an extra SR-22
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