How to get personalized Insurance rates

AUTO – INFO How to get personalized Insurance rates As you may know, Insurance prices are calculated using a variety of “rating factors“. Insurance companies have begun to look at a new way to better personalize Insurance rates, based on drivers ability to drive safe, rather than using the other rating factors. These programs reward… Continue reading How to get personalized Insurance rates

5 Things you should know about Renters Insurance

Facts about Renters Insurance 5 Things You Should Know About Renters Insurance What is renters Insurance? Why do I need this type of Insurance? What exactly does it cover? How much does an average Renters policy cost? Is this Insurance different than Homeowners Insurance? These are all very important questions to ask when you are… Continue reading 5 Things you should know about Renters Insurance

questions to ask your insurance agent

QUESTIONS ANSWERED Top 4 Questions to Ask Your Insurance Agent Knowledge is power. Everyone should want to know what exactly they are purchasing, what coverage they are getting for their money, and how much they will be paying for this coverage. We will dive right into what questions you should be asking your Insurance agent,… Continue reading questions to ask your insurance agent

COVID-19 and how it affects Car Insurance Premiums

How does COVID-19 affect Car Insurance? This crisis that has affected the entire world has had an impact on almost every part of society. You may be surprised of the impact on Covid-19 has had on insurance rates. Back in 2020 and most of 2021… When the pandemic first hit the country, stay at home… Continue reading COVID-19 and how it affects Car Insurance Premiums

Insurance Agent Vs Broker

Insurance Agent Vs Broker Insurance Agent Vs Broker: The Difference in a Nutshell What is the difference between an Insurance Agent and a Broker? Both are insurance specialists who sell Property and Casualty Insurance helping the insured purchase insurance coverage from the Insurer (Insurance company). An Agent(or captive agent) works for one single insurance company,… Continue reading Insurance Agent Vs Broker

What is a Double Deductible?

Questions Answered What is a Double Deductible? In short, a double deductible means you will pay your deductible twice, if you are subject to it. So, we have heard of ‘regular’ deductibles, now what is a Double Deductible in regards to your Auto Insurance policy? First, lets dive into the basics of full coverage and… Continue reading What is a Double Deductible?

Minimum Car Insurance Guide

Minimum Car Insurance Guide Quick Guide to State Minimum Car Insurance Requirements If you are curious for a more in depth look at why it’s important to know about auto insurance requirements for the state you live in…we have your answers here. In summary, most States require different liability limits and coverages than others. Some… Continue reading Minimum Car Insurance Guide

Understanding the True Cost Auto Accident

True Cost Auto Accident Minimum Limits Really Worth It? True Cost Auto Accident- When it comes to auto insurance, understanding what you are protecting now could prevent financial hardships later down the road. Minimum limit policies may save you money on your monthly premiums, but when they are put to the test is the few… Continue reading Understanding the True Cost Auto Accident

Your Guide to New Car Replacement Insurance In 2021 | A Plus Insurance

Your Guide to New Car Replacement Insurance Thinking About Getting A New Car? Think About Car Replacement Coverage. New Car Replacement Insurance- Why would I need it? You saved, and you saved, searched high and low, and finally found the perfect new car. Then whammo, three weeks after bringing your new ride home, you hit… Continue reading Your Guide to New Car Replacement Insurance In 2021 | A Plus Insurance