Auto Insurance Texas
Mission Bend Insurance
Your mission, should you choose to except it… get an insurance policy that works for you. As low as $93.00 a month with Progressive for Mission Bend insurance! Progressive is one of our trusted carriers offering the snapshot discount of 10% off your new policy!
- Is Insurance Required in Texas?
- Affordable Mission Bend TX Insurance
- Violations and the Impact They Have on your Mission Bend Insurance
- Companies We Represent for Mission Bend Insurance
- Mission Bend SR-22 Insurance
- Discounts Offered by Company in Mission Bend, Texas
- How Heavily Weighted Discounts are in Mission Bend
- Mission Bend's Nearby cities and zip codes
- Frequently Asked Questions About Mission Bend Texas Auto Insurance
- Additional Helpful Links
- INSURANCE SERVICES WE OFFER
Is Insurance Required in Texas?
In Texas, like in many other states, auto insurance is mandatory. The minimum requirements include liability coverage for bodily injury and property damage. This means that drivers must have insurance that can cover expenses related to injuries or damages they cause to others in an accident. The minimum liability coverage the state requires drivers to carry minimum liability insurance, encompassing $30,000 for bodily injury per person, up to $60,000 per accident, and $25,000 for property damage.
| State | State Minimum Requirements | Average Cost For Minimum Liability Coverage |
|---|---|---|
| Texas | 30/60/25 | $578 |
Mission Bend Insurance requires Texas residents to carry a minimum of $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. The average cost for the minimum liability limits is listed above.
Affordable Mission Bend TX Insurance
Liability Insurance protects others from you in the event of an accident and provides no coverage for yourself or your vehicle. Liability is often carried on older vehicles, that may cost more to carry full coverage on than the vehicle value.
| Rank | Company | Average Price |
|---|---|---|
| 1 | Progressive | $93.00 |
| 2 | Dairyland (Viking) | $98.00 |
| 3 | Mendota | $101.00 |
| 4 | Bristol West | $108.00 |
| 5 | The General | $113.00 |
| 6 | Liberty Mutual | $116.00 |
| 7 | Travelers | $131.00 |
Violations and the Impact They Have on your Mission Bend Insurance
Minor violations stay on your driving record for 3 years, whereas major violations and at fault accidents stay on for 5 years. Insurance premiums are adjusted after the violations and you will see an increase in premium until those fall off.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
|---|---|---|
| Failure to Use a Seat Belt | Non Moving | NA* |
| DUI | Major | 10 Years |
| No Proof of insurance | Non Moving | NA* |
| Driving without a License | Major | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Non-At-Fault Acccident | Minor | NA* |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| At Fault Accident | Major | 5 Years |
| Failure to Secure Load to truck/trailer | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
Companies We Represent for Mission Bend Insurance
We represent several insurance companies, giving our customers the advantage of shopping for car insurance rates with no extra cost or hassle. Leave it to our agents to do the hard work and find a company that is affordable for you
| Companies We Represent for Mission Bend Insurance |
|---|
| Bristol West |
| ASI |
| Dairyland |
| USLI |
| Victory |
| Progressive |
| Assurance America |
| Mendota |
| Travelers |
| Gainsco |
| The General |
| Safeway |
| Best Choice |
| Foremost Star |
| Orion 181 |
| Suncoast |
Mission Bend SR-22 Insurance
The average cost of SR-22 insurance is $25 for a term, depending upon the insurance provider. The SR-22 filing is simply an attachment added onto a policy that notifies the state that you are carrying insurance.
| Company | Average (SR22 Fee) |
|---|---|
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (Average) |
| State Farm | SR22 Not Available |
| The General | $25 |
| Travelers | SR22 Not Available |
Discounts Offered by Company in Mission Bend, Texas
You can end up saving hundreds of dollars each term with the discounts available. Generally, the highest savings you’ll see if with a Paid in Full discount
| Progressive | Dairyland | Mendota / Advantage Auto | Travelers |
|---|---|---|---|
| Education Discount | Paid in Full | Paid in Full | Auto Pay |
| Paid in Full | Auto Pay | Multi Vehicle | Multi Vehicle |
| Homeowners | Military | No Accidents or Violations | Paid in Full |
| No Accidents or Violations | Multi Vehicle | Continuous Insurance | Married |
| Married | Homeowners | Homeowners | No Accidents or Violations |
| Advanced Quote | Married | Married | Continuous Insurance |
| Continuous Insurance | No Accidents or Violations | Auto Pay | Homeowners |
| Auto Pay | Continuous Insurance | Multi Policy | |
| Military | Multi Policy | ||
| Multi Policy | |||
| Multi Vehicle | |||
| Paperless Discount |
How Heavily Weighted Discounts are in Mission Bend
As you can see discounts such as Paid in Full, and auto pay are heavily rated meaning you’ll see the greatest savings with these discounts. Smaller discounts include; married discount, education discount and paperless
| Impact on Rates | Discounts Available |
|---|---|
| High | Paid in Full |
| High | Auto Pay |
| Mild | Multi Vehicle |
| Very High | Continuous Insurance |
| Mild | Military |
| Mild | Multi Policy |
| Mild | Married |
| Mild | Education Discount |
| Mild | Paperless Discount |
Mission Bend’s Nearby cities and zip codes
Insurance premiums are determined based on the amount of claims/accidents in an area and surrounding areas, along with many other rating factors. The zip codes below are the areas your rates are being based upon, including Mission Bend
| Neighborhoods in Mission Bend, Texas | Cities Near Mission Bend | Zip Codes in Mission Bend |
|---|---|---|
| Alazan | Lufkin, Texas | 75961 |
| Fredonia Hill | Henderson, Texas | 75962 |
| Bonita Junction | Jacksonville, Texas | 75963 |
| Orton Hill | Kilgore, Texas |
Frequently Asked Questions About Mission Bend Texas Auto Insurance
Q1: What are the minimum auto insurance requirements in Mission Bend, Texas?
A1: In Mission Bend, Texas, drivers are required to have liability insurance coverage with minimum limits of 30/60/25. This means $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage per accident.
Q2: What additional coverage options should I consider for my Mission Bend auto insurance?
A2: For your Mission Bend auto insurance, consider additional coverage options like comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP). These options can provide enhanced protection and peace of mind on the road.
Q3: How can I find affordable auto insurance rates in Mission Bend, TX?
A3: To find affordable auto insurance rates in Mission Bend, Texas, consider obtaining quotes from multiple insurance providers. You can also explore discounts for factors like safe driving, bundling policies, and maintaining a good credit score. Working with an independent insurance agent can help you navigate your options and find competitive rates.
Additional Helpful Links
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Alexis Karapiperis