Haltom City Insurance

Looking for cheap car insurance in Haltom City, Texas? Our agents at A Plus Insurance have done the work for you so that selecting the most affordable rates is easy.

State Liability Requirements

Required Liability Coverage:
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$25,000 property damage liability per accident

  1. Auto Insurance: Just like anywhere else in Texas, auto insurance is mandatory in Haltom City. This coverage typically includes liability insurance to cover injuries and property damage in case of an accident, as well as optional coverage such as collision and comprehensive insurance for your vehicle.
  2. Homeowners/Renters Insurance: Whether you own a home or rent, protecting your dwelling and belongings is essential. Homeowners insurance covers your home’s structure and personal property against damage or theft, while renters insurance provides coverage for your belongings if you’re renting a property.
  3. Flood Insurance: Haltom City, like many areas in Texas, can be prone to flooding, especially during heavy rainstorms or hurricanes. Standard homeowners insurance policies typically don’t cover flood damage, so purchasing a separate flood insurance policy may be advisable, especially if you live in a flood-prone area.
  4. Life Insurance: Life insurance provides financial protection for your loved ones in the event of your death. It can help cover funeral expenses, outstanding debts, mortgage payments, and provide financial support for your family members.
  5. Health Insurance: Having health insurance is crucial for accessing medical care and protecting yourself from high medical costs. Whether you get coverage through your employer, purchase a policy independently, or qualify for government-sponsored programs like Medicaid or Medicare, having health insurance ensures you can afford necessary medical treatment.
  6. Business Insurance: If you own a business in Haltom City, various types of insurance can protect your company from financial losses. This may include general liability insurance, commercial property insurance, workers’ compensation insurance, and professional liability insurance, depending on the nature of your business.
  7. Umbrella Insurance: Umbrella insurance provides additional liability coverage beyond the limits of your primary insurance policies, such as auto or homeowners insurance. It offers an extra layer of protection in case you’re sued for damages that exceed your standard policy limits.

When shopping for insurance in Haltom City, it’s essential to assess your specific needs and risks to determine the appropriate coverage levels.

Cheapest Car Insurance With Good Credit

Typically anything higher than 670 is considered good credit

Credit scores greatly affect your auto insurance rates. If you want cheap car insurance…strive for good credit.

Auto Insurance CompanyAverage Rate
Nationwide$129
21st Century$131
The General$132
GAINSCO$141
Geico$142
Mendota Ins. Company$148
Dairyland$153
Haltom City Insurance

Haltom City Insurance: Cheapest Auto Rates With Bad Credit, Poor Credit

Typically anything lower than 601 is considered bad credit

Statistics have shown a correlation between people with poor credit scores and people who get into more accidents. This means they will cost the insurance company more…so your rates are higher.

Auto Insurance CompanyAverage Rate
National General$152
Geico$160
The General$161
AssuranceAmerica$168
Mendota Ins. Company$170
Progressive Insurance$173
Haltom City Insurance

Least Expensive Auto Rates For Male Drivers

Statistics show men account for 68 to 70% of car accidents

It’s true that gender affects car insurance rates, and many people assume that men pay more. While that is true for younger men, did you know that the older they get, female drivers typically pay higher rates?

Auto Insurance CompanyAverage Rate For Males
Nationwide$153
Mendota Ins. Company$161
Dairyland$167
AssuranceAmerica$168
Acceptance RTR$169
GAINSCO$169
The General$169
Bristol West$175
21st Century$179
Geico$187
Haltom City Insurance

Haltom City Insurance -Best Auto Insurance For Female Drivers

Statistics show at age 35, women start seeing higher rates than men

Women are shown to have much safer driver habits than men, on average. However driving records show that female drivers start paying a little more as they get older.

Auto Insurance CompanyAverage Rate for Females
Geico$132
Nationwide$136
National General$142
GAINSCO$144
Bristol West$149
Dairyland$150
Haltom City Insurance

Lowest Cost Car Insurance With Clean Driving History – Haltom City Insurance

Keep your driving squeaky clean. Avoid accidents, violations, & points

Auto Insurance rates are drastically affected by things such as driving without insurance, accidents, etc. Practice safe and smart driving habits.

Auto Insurance CompanyClean Driving History Rates
Dairyland$138
AssuranceAmerica$139
Bristol West$141
National General$145
Mendota Ins. Company$146
GAINSCO$147
21st Century$150
Haltom City Insurance

Cheapest Insurance With Bundle / Homeowners Discount

Bundling: Purchasing multiple insurance polices from one company

Many insurance companies encourage bundling, and therefore offer multiple discounts to encourage you to purchase multiple policies.

Auto Insurance CompanyAverage Rate
Geico$129
Dairyland$133
Bristol West$136
21st Century$141
Nationwide$141
The General$150
Progressive Insurance$151
Mendota Ins. Company$153
Haltom City Insurance

Most Affordable Liability Only Rates – Haltom City Insurance

Texas State Liability Minimum Requirements: 30/60/25

Liability Insurance is your responsibility to the other driver for damage that you caused.

Auto Insurance CompanyAverage Rate
The General$88
Bristol West$90
National General$92
Progressive Insurance$101
Mendota Ins. Company$105
AssuranceAmerica$108
Geico$110
21st Century$111
Dairyland$117
Haltom City Insurance

Cheapest Full Coverage Auto Rates

There is no one insurance policy that covers “everything.”

Always check the exact coverage of an insurance policy with your insurance provider to see what they mean by “full coverage.” It should at least include liability, collision, and comprehensive insurance.

Auto Insurance CompanyAverage Full Coverage Rate
Mendota Ins. Company$146
Progressive Insurance$146
USAA$146
Allstate$150
National General$155
Acceptance RTR$156
Haltom City Insurance

What types of insurance coverage does A Plus Insurance offer in Haltom City?

A Plus Insurance in Haltom City offers a range of insurance coverage, including Auto Insurance, Homeowners Insurance, and more. Our team shops multiple carriers to provide you with the best rates tailored to your needs.

How can I get a quote for insurance in Haltom City with A Plus Insurance?

Getting a quote with A Plus Insurance is easy. You can fill out our online quote form or call us at 1.888.445.2793. Our team will assist you in finding the best insurance rates in Haltom City.

Questions about insurance in Haltom City? Call us at 1.888.445.2793.

If you have specific questions or need assistance with insurance in Haltom City, call us at 1.888.445.2793. Our dedicated team is ready to provide expert guidance and support tailored to your insurance needs.

Which insurance company has the lowest rates in Texas?

The insurance company offering the lowest rates in Texas can vary based on individual circumstances. However, among our providers, companies like Progressive and Dairyland are known for competitive rates. It’s best to compare quotes to find the most affordable option for your specific needs.

What city in Texas has the highest auto insurance rates?

Cities like Houston and Dallas often have higher auto insurance rates in Texas, due to factors like traffic density and higher rates of accidents and thefts. Rates can vary significantly even within the same city.

What is the average car insurance bill in Texas?

The average car insurance bill in Texas varies, but it’s generally around $1,500 per year. This can fluctuate based on factors like location, driving history, and the type of coverage selected.

Haltom City Insurance TX at a Glance: Helpful Information

Haltom City Zip Codes: 78852 | 78040 | 79835

Nearby Cities: Eagle Pass, TX | Uvalde, TX | Hondo, TX

Neighborhoods In Haltom City: Sand Felipe, South Del Rio, Buena Vista

Best Home and Auto Insurance Policies for New Homeowners

  • Progressive Home and Auto Insurance Bundle
    Enjoy comprehensive coverage with this cost-effective bundle for new homeowners. Features include discounts on home and vehicle insurance when combined, liability coverage, and flexible deductible options.
    Key Benefit: Snapshot program for additional auto savings.
    Call us at 1.888.445.2793 for more details. Text Us
  • State Farm New Homeowners Policy
    Protect your home and vehicle with State Farm’s customizable policies. Includes property damage protection, auto accident coverage, and a personal property replacement option.
    Key Benefit: Discounts for installing home security systems.
    Call us at 1.888.445.2793 to learn more. Text Us
  • Allstate Auto and Home Insurance for First-Time Homeowners
    Tailored for first-time homeowners, this policy offers bundled savings, coverage for natural disasters, and roadside assistance for your vehicle.
    Key Benefit: Claims-free rewards program.
    Call us at 1.888.445.2793 to discuss. Text Us
  • Nationwide Home and Auto Bundle for New Buyers
    Comprehensive coverage options with great savings for bundling. Offers guaranteed replacement cost coverage for your home and accident forgiveness for your auto policy.
    Key Benefit: Multi-policy discounts for new homeowners.
    Call us at 1.888.445.2793 for assistance. Text Us
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Haltom City Insurance

Haltom City Insurance

Learn about insurance options in Haltom City, Texas, provided by Learn and Serve Insurance. We offer a variety of insurance types to meet your needs in Haltom City.

  • Auto Insurance
  • Home Insurance
  • Renters Insurance
  • Business Insurance

For more information or a free quote, call us at 1.888.445.2793.

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Last Updated on by Marlon Moss

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