Progressive Drive Insurance Texas
Drive Insurance is Progressive’s California-only brand for the independent agency channel. In Texas, the same coverage is sold under the Progressive name. A Plus Insurance is an appointed Progressive independent agent serving Texas drivers.
Last updated: April 28, 2026 · First-party data since April 2024, updated continuously
Get your Texas Progressive quote now Call (888) 445-2793
Quick answer: Yes, you can get the exact coverage Drive Insurance customers buy in California, but in Texas it’s sold under the Progressive name through independent agents. A Plus Insurance is an appointed Progressive independent agent serving Texas, including same-day SR-22 filing with the Texas DPS.
About this page
A Plus Insurance is a licensed independent brokerage and an appointed Progressive agent serving Texas. We compare Progressive against 8+ other carriers including National General, Mendota, Bristol West, Dairyland, and Foremost.
What Is Drive Insurance from Progressive?
Drive Insurance was launched by Progressive in September 2004 as a distinct brand for the independent insurance agency channel. From 2004 through 2007, Drive Insurance was sold by independent agents across most US states. In 2007, Progressive consolidated its brand strategy. Outside California, the Drive Insurance label was retired and existing policies were rebranded under the Progressive name.
California was the exception. Progressive West Insurance Company kept the Drive Insurance brand alive for products sold through California independent agents. In Texas, like 48 other states, the same coverage is sold under the Progressive name.
What Drive Insurance Is Called in Texas
| Feature | Drive Insurance (California) | Progressive (Texas) |
|---|---|---|
| Underwriting carrier | Progressive West Insurance Company | Progressive (Texas affiliates) |
| Distribution channel | Independent insurance agents | Independent agents (A Plus Insurance) and Progressive Direct |
| Coverage types | Auto liability, full coverage, SR-22, non-owner | Same: liability, full coverage, SR-22 (Texas DPS), non-owner, motorcycle |
| Claims service | Progressive Claims | Progressive Claims |
| Brand label on policy | “Drive Insurance” | “Progressive” |
Carrier rates by coverage type
- Pricing ranges from $97.94 (Liability Only) to $185.69 (Full Coverage) ... a spread of $87.75.
- Based on real auto insurance quotes grouped into 2 company results, the average across this view is $141.82. The spread is about 90% from lowest to highest.
- Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2187 | 1iOf_J37DnCzU7jloZZwAEH15IQkAbqm | 2026-04-10 | TX | Willow Park | 76008 | 2006 | Yamaha | XV250 | 64 | female | single | liability_only | Progressive | 0.00 | 0 | 0 | 0 |
| 1789 | 20260316-091900-7340 | 2026-03-16 | TX | DENTON | 76201 | 2010 | HONDA | ACCORD EX-L | 26 | female | single | liability_only | Progressive Insurance | 140.80 | 0 | 0 | 0 |
| 1502 | 20260217-094539-9574 | 2026-02-17 | TX | Georgetown | 78633 | 2026 | HONDA | CR-V SPORT-L | 28 | female | single | full_coverage | Progressive Insurance | 148.08 | 0 | 0 | 0 |
| 1414 | 20260206-105351-5943 | 2026-02-06 | TX | TRINITY | 75862 | 2016 | TOYOTA | CAMRY SE | 43 | male | single | full_coverage | Progressive Insurance POP | 288.74 | 2 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2019 | FORD | F150 | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2019 | FORD | F150 | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2018 | SUBARU | IMPREZA PREMIUM PLUS | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2018 | SUBARU | IMPREZA PREMIUM PLUS | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1409 | 20251230-1215-3648 | 2025-12-30 | TX | DECATUR | 76234 | 2015 | FORD | F350 SUPER DUTY | 66 | male | single | liability_only | Progressive Insurance | 55.08 | 0 | 0 | 0 |
Progressive Coverage in Texas: What It Costs
Progressive is A Plus Insurance’s highest-volume carrier in 2026.
Houston metro
$120-200
Higher because of dense traffic, uninsured motorist exposure, and Gulf Coast hurricane risk.
Dallas-Fort Worth metro
$110-180
DFW traffic density and hail exposure on comp drive averages higher than rural TX.
Austin / San Antonio
$95-160
Generally lower than DFW or Houston.
El Paso / Border markets
$90-150
Often lower averages reflecting different vehicle mix and lower traffic density.
Texas-specific note: Texas is a tort (fault) state, not no-fault. Texas has one of the highest uninsured driver rates in the country (~14%), making UM coverage strongly recommended.
For Texas-wide guides:
Liability only vs full coverage by company
National General
Progressive
Mendota
Dairyland
Geico
Across these carriers, liability only averages $93.45 per month, while full coverage averages $315.14. The largest gap in this view is $120.40 for Progressive.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2278 | 1QAABIPUUc24yDzsIVQA_g56FUEi8Gy5 | 2026-04-17 | TX | Richardson | 75081 | unknown | unknown | liability_only | Geico | 0.00 | 0 | 0 | 0 | ||||
| 2187 | 1iOf_J37DnCzU7jloZZwAEH15IQkAbqm | 2026-04-10 | TX | Willow Park | 76008 | 2006 | Yamaha | XV250 | 64 | female | single | liability_only | Progressive | 0.00 | 0 | 0 | 0 |
| 2050 | 1Nu1kTz9pKekqy1Ih9MDQlSp9R5w4XwJ | 2026-03-31 | TX | 2001 | RAM | 52 | male | single | liability_only | Dairyland | 50.86 | 0 | 0 | 0 | |||
| 2047 | 10lFtRgn4fiBDgEBjGsowGYvUsj8VVv1 | 2026-03-31 | TX | Richmond | 77406 | unknown | unknown | unknown | Evanston Insurance Company or Emerald Bay Specialty | 0.00 | 0 | 0 | 0 | ||||
| 1858 | 1baoqMHVljxQKGr66nbgTHGDBv3_VVhR | 2026-03-16 | TX | Denton | 76201 | 2010 | Honda | Accord | unknown | unknown | liability_only | Mendota | 164.83 | 0 | 2 | 0 | |
| 1789 | 20260316-091900-7340 | 2026-03-16 | TX | DENTON | 76201 | 2010 | HONDA | ACCORD EX-L | 26 | female | single | liability_only | Progressive Insurance | 140.80 | 0 | 0 | 0 |
| 1502 | 20260217-094539-9574 | 2026-02-17 | TX | Georgetown | 78633 | 2026 | HONDA | CR-V SPORT-L | 28 | female | single | full_coverage | Progressive Insurance | 148.08 | 0 | 0 | 0 |
| 1414 | 20260206-105351-5943 | 2026-02-06 | TX | TRINITY | 75862 | 2016 | TOYOTA | CAMRY SE | 43 | male | single | full_coverage | Progressive Insurance POP | 288.74 | 2 | 0 | 0 |
| 1413 | 20260105-105247-1444 | 2026-01-05 | TX | Silsbee | 77656 | 2004 | TOYOTA | TUNDRA ACCESS CAB SR | 59 | male | single | liability_only | Dairyland Auto | 99.63 | 0 | 0 | 0 |
| 1412 | 20260206-1202-8339 | 2026-02-06 | TX | HOUSTON | 77048 | 2023 | HYUNDAI | SONATA SEL PLUS | 25 | female | single | full_coverage | National General DynamicDrive | 444.58 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2019 | FORD | F150 | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2019 | FORD | F150 | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2018 | SUBARU | IMPREZA PREMIUM PLUS | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1411 | 20251117-105122-5602 | 2025-11-17 | TX | SAN ANTONIO | 78253 | 2018 | SUBARU | IMPREZA PREMIUM PLUS | 30 | male | married | full_coverage | Progressive Insurance | 169.33 | 0 | 0 | 0 |
| 1410 | 20251220-104941-2582 | 2025-12-20 | TX | ORANGE | 77632 | 2000 | CHEVROLET | S10 | 51 | male | single | liability_only | Dairyland Auto | 86.01 | 0 | 0 | 0 |
| 1409 | 20251230-1215-3648 | 2025-12-30 | TX | DECATUR | 76234 | 2015 | FORD | F350 SUPER DUTY | 66 | male | single | liability_only | Progressive Insurance | 55.08 | 0 | 0 | 0 |
Why an Independent Agent Matters in Texas
We compare 8+ carriers
Progressive is the right answer for many TX profiles, but Texas non-standard carriers like National General, Mendota, Bristol West, Dairyland, and Gainsco often beat Progressive for SR-22 and high-risk profiles.
SR-22 same-day filing
We file SR-22 with the Texas DPS same-day in most cases.
Same Progressive product, broker pricing
When Progressive IS the right answer, the rate through A Plus is identical to Progressive Direct.
Get a Progressive quote in Texas, same coverage Drive Insurance customers buy in California.
Get your Texas Progressive quote now Call (888) 445-2793Texas Minimum Insurance Requirements
| Coverage | Minimum | Covers |
|---|---|---|
| Bodily Injury per Person | $30,000 | Medical for one person you injure |
| Bodily Injury per Accident | $60,000 | Total medical for all injured parties |
| Property Damage | $25,000 | Damage to others’ property or vehicles |
Texas requires 30/60/25 (a tort state, not no-fault). Texas has one of the highest uninsured driver rates in the US (~14%), so many drivers add uninsured/underinsured motorist coverage. For SR-22 needs, see our SR-22 states overview.
Frequently Asked Questions
Is Drive Insurance the same as Progressive?
Yes. Drive Insurance is a brand owned by Progressive and used for personal auto policies sold through independent agents in California.
Who owns Drive Insurance?
Progressive Corporation. Drive Insurance was launched by Progressive in 2004 as a brand for the independent agency channel.
Is Drive Insurance still in business?
Yes, in California only. Outside California, the brand was retired in 2007 and the same coverage was rebranded as Progressive.
Did Drive Insurance go out of business?
No. Drive Insurance is still active in California. Outside California, the brand was retired in 2007 but the underlying carrier, coverage, and claims service continued without interruption.
What happened to Drive Insurance from Progressive?
In 2007, Progressive consolidated its brand strategy. Outside California, the Drive Insurance label was dropped and policies were rebranded under the Progressive name.
When did Drive Insurance start?
September 2004. Progressive launched Drive Insurance as a distinct brand for the independent insurance agency channel.
Why is Drive Insurance only in California?
In 2007, Progressive consolidated the Drive Insurance brand. Progressive West Insurance Company kept the Drive Insurance name for policies sold through California independent agents.
What’s the difference between Progressive Direct and Drive Insurance?
Both are Progressive products with different distribution channels. Progressive Direct is sold directly to consumers. Drive Insurance is sold through independent insurance agents in California.
What does Progressive Drive on my older policy documents mean?
Between 2004 and 2007, Progressive marketed its independent-agency auto product under the Progressive Drive name. After the 2007 consolidation, those policies were rebranded simply as Progressive.
Can I get Drive Insurance in Texas?
Not by the Drive Insurance brand name. In Texas, the same product line is sold under the Progressive name through independent agents. A Plus Insurance is appointed to sell Progressive in Texas.
What does Progressive cost in Texas?
Progressive averages roughly $90 to $220/mo in Texas. Houston and DFW tend higher due to traffic density. Austin and El Paso typically run lower. SR-22 profiles add 30-60% on top.
Is A Plus Insurance authorized to sell Progressive in Texas?
Yes. A Plus Insurance is a licensed independent insurance agency appointed to write Progressive auto policies in Texas.
Where can I get a Progressive Drive quote in Texas?
Through any independent insurance agent appointed by Progressive. A Plus Insurance is one option. Quote online at learnandserve.org/vipquote or call 888-445-2793.
Does Progressive serve Houston, Dallas, Austin, and San Antonio?
Yes. Progressive writes auto insurance across all major Texas metros: Houston, Dallas-Fort Worth, San Antonio, Austin, El Paso, Corpus Christi, Lubbock, and surrounding suburbs.
Is Drive Insurance cheaper than regular Progressive?
No. Drive Insurance and Progressive use the same actuarial pricing model. Same carrier under different brand labels.
What’s the difference between Progressive Drive and Progressive Snapshot?
Two different things. Progressive Drive is a brand name. Progressive Snapshot is a telematics program.
How do I file a claim with Drive Insurance?
Drive Insurance claims are handled by Progressive Claims. File at 1-800-PROGRESSIVE (1-800-776-4737).
Are Progressive Drive Insurance reviews good?
Progressive holds an A+ rating from AM Best for financial strength.
Can I get an SR-22 with Progressive in Texas?
Yes. Progressive files SR-22 certificates with the Texas DPS, and we can submit the filing same-day in most cases. See our SR-22 states overview.
Can I bundle home or renters insurance with Progressive in Texas?
Yes. Progressive offers multi-policy bundling discounts. Bundling typically saves 10 to 25% on auto premiums.
Can I get non-owner insurance through Progressive in Texas?
Yes. Progressive writes non-owner policies in Texas.
Can A Plus also quote me against Progressive, not just for it?
Yes. As an independent agency we compare Progressive against 8+ other carriers we represent.
What is Texas’s minimum auto insurance requirement?
Texas requires 30/60/25. Texas is a fault state (not no-fault). Many Texans choose 100/300/100 for better protection.
More from A Plus Insurance
- Progressive insurance overview: Our hub for everything Progressive across every state we serve
- Auto insurance hub: Coverage options, state-by-state requirements, and how to compare carriers
- Insurance providers we represent: Full list of carriers we compare alongside Progressive
- SR-22 states overview: Where we file SR-22 certificates and what each state requires
Get a Drive-Equivalent Quote in Texas
Drive Insurance is a Progressive brand that exists in California only. In Texas, the same Progressive coverage is sold through independent agents like A Plus.
Get your Texas Progressive quote nowOr call 888-445-2793
Last Updated on by Jayleen Ridgeway