Violations and how they impact your insurance rates in Nacogdoches, Texas
Violations impact your insurance premiums, but the price depends on the type of violation. Minor Violations stay on your record for three years, and major violations stay on for 5 years.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Expired Tags
Non Moving
NA*
Failure to Yeld
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
DUI
Major
10 Years
At Fault Accident
Major
5 Years
Failure to Secure Load to truck/trailer
Minor
3 Years
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Failure to Use Turn Signal
Minor
3 Years
Parking
Non Moving
NA*
Non-At-Fault Acccident
Minor
NA*
Failure to Use a Seat Belt
Non Moving
NA*
No Proof of insurance
Non Moving
NA*
DMV phone number and addresses in Nacogdoches, Texas
Nacogdoches DMV Office
101 W Main St #100
Nacogdoches, TX 75961
Phone: 936-560-7767
Above is the local DMV in Nacogdoches, Texas. Included is their address and phone number for questions or scheduling appointments.
Liability and full coverage rates in Nacogdoches, Texas
Whether you need liability only, or full coverage car insurance on your vehicle, we can do multiple quotes to compare your options. See the table below for quote for both in Nacogdoches, Texas.
SR-22 Insurance is an attachment added onto a policy letting the state know that you are carrying insurance. Most companies charge a one time $25 filing fee, but it does vary depending on the company.
Nearby cities and neighborhoods in Nacogdoches, Texas
Car Insurance premiums are based upon zip codes and surrounding zip codes, and the number of accidents/claims in that area.
Neighborhoods in Nacogdoches, Texas
Cities Near Nacogdoches
Zip Codes in Nacogdoches
Alazan
Lufklin, Texas
75961
Fredonia Hill
Henderson, Texas
75962
Bonita Junction
Jacksonville, Texas
75963
Orton Hill
Kilgore, Texas
How age and gender affect your insurance rates in Nacogdoches, Texas
Typically, the more experienced of a driver you are, the cheaper insurance rates will be. Females and Males in their mid 30s begin to see the greatest savings, whereas young males in their teens will pay more in car insurance.
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Insurance companies we represent in Nacogdoches, Texas
Above is a list of Insurance companies that we represent near Nacogdoches, Texas. We work with well known companies such as Progressive, and Travelers as well as smaller companies offering competitive pricing.
Liability insurance requirements in Nacogdoches, Texas
The State Minimum Liability requirements in Texas is 30/60/25. The limit is $30,000 per person for Bodily Injury, up to $60,000 per accident for Bodily Injury and $25,000 for property damage
