Nacogdoches Insurance: Violations And There Impact
Violations impact your Nacogdoches insurance premiums, but the price depends on the type of violation. Minor Violations stay on your record for three years, and major violations stay on for 5 years.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Expired Tags
Non Moving
NA*
Failure to Yeld
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
DUI
Major
10 Years
At Fault Accident
Major
5 Years
Failure to Secure Load to truck/trailer
Minor
3 Years
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Failure to Use Turn Signal
Minor
3 Years
Parking
Non Moving
NA*
Non-At-Fault Acccident
Minor
NA*
Failure to Use a Seat Belt
Non Moving
NA*
No Proof of insurance
Non Moving
NA*
Nacogdoches Insurance: Liability and Full Coverage Rates
Whether you need liability only, or full coverage car insurance on your vehicle, we can do multiple quotes to compare your options. See the table below for quote for both in Nacogdoches, Texas.
Liability Insurance rates in Nacogdoches
Liability State Average
$750.48
$510.15
Full Coverage Insurance in Nacogdoches
Full Coverage TX average
$1,374.88
$934.59
Nacogdoches Insurance: SR-22
SR-22 Insurance is an attachment added onto a policy letting the state know that you are carrying insurance. Most companies charge a one time $25 filing fee, but it does vary depending on the company.
Car Insurance premiums are based upon zip codes and surrounding zip codes, and the number of accidents/claims in that area.
Neighborhoods in Nacogdoches, Texas
Cities Near Nacogdoches
Zip Codes in Nacogdoches
Alazan
Lufkin, Texas
75961
Fredonia Hill
Henderson, Texas
75962
Bonita Junction
Jacksonville, Texas
75963
Orton Hill
Kilgore, Texas
Nacogdoches Insurance: How Age And Gender Affect Your Insurance
Typically, the more experienced of a driver you are, the cheaper your car insurance rates will be. Females and Males in their mid 30s begin to see the greatest savings, whereas young males in their teens will pay more in car insurance.
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Nacogdoches Insurance Companies We Represent
Below is a list of Insurance companies that we represent near Nacogdoches, Texas. We work with well known companies such as Progressive, and Travelers as well as smaller companies offering competitive pricing.
Liability Insurance Requirements in Nacogdoches, Texas
The State Minimum Liability requirements in Texas is 30/60/25. The limit is $30,000 per person for Bodily Injury, up to $60,000 per accident for Bodily Injury and $25,000 for property damage
DMV Phone Number and Addresses in Nacogdoches, Texas
Nacogdoches DMV Office
101 W Main St #100
Nacogdoches, TX 75961
Phone: 936-560-7767
Above is the local DMV in Nacogdoches, Texas. Included is their address and phone number for questions or scheduling appointments.
My Rep Jola was very helpful and handled...read moreMy Rep Jola was very helpful and handled the whole process of getting my motorcycle insured quick and painless. She communicated very well and explained everything in great detail.I couldn’t be happier using them to get insurance.read less
Nolan W.
7/21/2021
Marlon ROCKS! He was so helpful & helped...read moreMarlon ROCKS! He was so helpful & helped me get the lowest rates possible. Highly recommend the company.read less
Sierra R.
2/22/2023
Marlon and the entire staff really listened to...read moreMarlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!
Notes: Single vehicle: 2013 Ford Edge, 1 driver, mid 30's with a clean record. Multiple discount applied. Violation free, 1 accidentread less
Clinton F.
6/30/2022
Lauren is the best! She helped me...read moreLauren is the best! She helped me get an extremely affordable home insurance policy and cleared up a lot of confusion going on with the title company and lender. She straightened everything out and got me all set up in a matter of minutes! I highly recommend Lauren at A Plus Insurance! Thanks for the amazing job you are doing Lauren!read less
R W.
7/21/2021
Marlon is the best. Super friendly and helpful!
Nikki :.
3/01/2023
My agent helped me renew my policy on...read moreMy agent helped me renew my policy on her day off such a great lady.. she found the cheapest insurance for me and I greatly appreciate it. Thank you so very much jola.. awesome job.read less
Kristie D.
8/14/2022
Katie is amazing, it was super quick...read moreKatie is amazing, it was super quick and easy!read less
Angela C.
10/21/2021
Always friendly and helpful
Chelsie H.
7/21/2021
Great customer service from Crystal, really helpful and...read moreGreat customer service from Crystal, really helpful and informative with all of the questions I had. Helped me get the best quote and get started with a policy in 20 minutes.read less
John F.
7/21/2021
Lauren saved me a few hundred dollars at...read moreLauren saved me a few hundred dollars at my 6 month renewal. She was kind and helpful, makes the process easy for people that don’t want to spend time comparing quotes from all possible options.read less
Nathan W.
7/18/2022
Awesome customer service! So glad I called and...read moreAwesome customer service! So glad I called and was able to set my new policy up with you guysread less
Dani W.
4/14/2022
Truly an incredibly smooth and easy experience when...read moreTruly an incredibly smooth and easy experience when looking for auto insurance thanks to Crystal!read less
Chandler P.
8/30/2023
Very easy to work with! Explained everything and...read moreVery easy to work with! Explained everything and left me with little questions. And the questions I did have were answered completely.read less
MP A.
9/15/2022
Marlon ROCKS! He was so helpful & helped...read moreMarlon ROCKS! He was so helpful & helped me get the lowest rates possible. Highly recommend the company.read less
Sierra R.
2/22/2023
Everything was quick and easy and Jola was...read moreEverything was quick and easy and Jola was very helpful and friendly.read less
Michael C.
6/15/2022
I have been a value customer for 3...read moreI have been a value customer for 3 yearsI honestly can say. A Plus Insurance service is the best I have ever dealt withThere are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable priceThe staff is so wonderful & pleasant to talk too they have excellent customer serviceMrs.Katie Thank for you Do .Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all doThanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: Valued customer who insured multiple vehicles and driver's. Discounts applied: Proof of prior insurance, accident free, violation free, and intellidrive. read less
laura g.
7/07/2022
Great customer service! Very knowledgeable and helpful with...read moreGreat customer service! Very knowledgeable and helpful with all my questions pertaining to all things insurance!read less
Randy C.
7/21/2020
Katie was great! She got me a new...read moreKatie was great! She got me a new policy at about half the price of my old policy, she made whole process a very smooth and easy experience.
Notes:
single insured 57 looking for a great value with reasonable sr22 insurance rates. no TX Prior insurance American Strategic Jeepread less
Ron S.
6/21/2022
I'm on SR22 and I pay less then...read moreI'm on SR22 and I pay less then 200$ a month now for my insurance.read less
Alex S.
3/21/2022
Katie had great customer service! She was very...read moreKatie had great customer service! She was very nice and helpful!read less
Tiffany L.
7/21/2021
nothing but overpriced insurance rates. Went with liberty...read morenothing but overpriced insurance rates. Went with liberty Mutual instead and they blew any price A Plus Insurance could offer out the water. don't let this company over charge you for insurance policies when you can get a way better price from other companies.read less
cole s.
10/21/2021
I thought that Jolla went out of her...read moreI thought that Jolla went out of her way to try and help me.thank you so much.read less
Thomas E.
7/21/2020
Marlan is the best. He found me a...read moreMarlan is the best. He found me a great Rateread less
Shira C.
3/04/2023
Lauren and Crystal were extremely nice and very...read moreLauren and Crystal were extremely nice and very professional. Lauren was very patient and understanding walking me through the transfer of my insurances step by step. So glad I changed and she saved over 300 a year. Thank you again Lauren and Crystal! I highly recommend them for you insurance needs.read less
