Nacogdoches Insurance: Violations And There Impact
Violations impact your insurance premiums, but the price depends on the type of violation. Minor Violations stay on your record for three years, and major violations stay on for 5 years.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Expired Tags
Non Moving
NA*
Failure to Yeld
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
DUI
Major
10 Years
At Fault Accident
Major
5 Years
Failure to Secure Load to truck/trailer
Minor
3 Years
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Failure to Use Turn Signal
Minor
3 Years
Parking
Non Moving
NA*
Non-At-Fault Acccident
Minor
NA*
Failure to Use a Seat Belt
Non Moving
NA*
No Proof of insurance
Non Moving
NA*
Nacogdoches Insurance: Liability and Full Coverage Rates
Whether you need liability only, or full coverage car insurance on your vehicle, we can do multiple quotes to compare your options. See the table below for quote for both in Nacogdoches, Texas.
Liability Insurance rates in Nacogdoches
Liability State Average
$750.48
$510.15
Full Coverage Insurance in Nacogdoches
Full Coverage TX average
$1,374.88
$934.59
Nacogdoches Insurance: SR-22
SR-22 Insurance is an attachment added onto a policy letting the state know that you are carrying insurance. Most companies charge a one time $25 filing fee, but it does vary depending on the company.
Car Insurance premiums are based upon zip codes and surrounding zip codes, and the number of accidents/claims in that area.
Neighborhoods in Nacogdoches, Texas
Cities Near Nacogdoches
Zip Codes in Nacogdoches
Alazan
Lufkin, Texas
75961
Fredonia Hill
Henderson, Texas
75962
Bonita Junction
Jacksonville, Texas
75963
Orton Hill
Kilgore, Texas
Nacogdoches Insurance: How Age And Gender Affect Your Insurance
Typically, the more experienced of a driver you are, the cheaper your car insurance rates will be. Females and Males in their mid 30s begin to see the greatest savings, whereas young males in their teens will pay more in car insurance.
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Nacogdoches Insurance Companies We Represent
Below is a list of Insurance companies that we represent near Nacogdoches, Texas. We work with well known companies such as Progressive, and Travelers as well as smaller companies offering competitive pricing.
Liability Insurance Requirements in Nacogdoches, Texas
The State Minimum Liability requirements in Texas is 30/60/25. The limit is $30,000 per person for Bodily Injury, up to $60,000 per accident for Bodily Injury and $25,000 for property damage
DMV Phone Number and Addresses in Nacogdoches, Texas
Nacogdoches DMV Office
101 W Main St #100
Nacogdoches, TX 75961
Phone: 936-560-7767
Above is the local DMV in Nacogdoches, Texas. Included is their address and phone number for questions or scheduling appointments.
Katie was so pleasant to work with and...read moreKatie was so pleasant to work with and was willing to go above and beyond not only to get me the best price but also the best policy to meet my needs. I have had many issues with companies in the past but she has made my insurance experience a great one’read less
Samantha F.
7/21/2021
Was very nice and did good at explaining...read moreWas very nice and did good at explaining everything to me and was fast and efficientread less
Cierra B.
7/14/2022
Jola was extremely helpful and assisted me with...read moreJola was extremely helpful and assisted me with everything I needed.read less
Justin L.
7/21/2021
Lauren did a fantastic job helping me find...read moreLauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
Owner Response: Thank you, Hanna. It was our pleasure getting your auto and renters policies set up today!read less
Hanna E.
5/21/2022
Very helpful with finding a good coverage for...read moreVery helpful with finding a good coverage for a good price personal and business coverageread less
AF C.
2/02/2023
Jola was extremely helpful and efficient. I mistakenly...read moreJola was extremely helpful and efficient. I mistakenly waited until the very last minuet to get new insurance after moving states. She helped me find a pretty comparable rate to my previous insurance, which was unexpected, as my partner has had an accident recently. Jola didn’t rush me and helped me look for the right policy and even helped me finish everything after hours. She was such a huge help, I’m very grateful; highly recommend giving them a chance.read less
Towwin1
7/21/2020
I have been a value customer for 3...read moreI have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: thank you for trusting us to insure your ford Truckread less
laura g.
7/07/2022
Jola is absolutely amazing! Thank you so much!
Samanatha V.
9/15/2022
My agent jola was very helpful and answerd...read moreMy agent jola was very helpful and answerd all my questions and made the process very easyread less
Chuy M.
7/21/2019
Been with A Plus Insurance for 2 years...read moreBeen with A Plus Insurance for 2 years and love them! Crystal is the BEST!read less
Todd Z.
7/21/2019
They helped a lot!
Angela C.
11/21/2021
Jola was fantastic in helping me find the...read moreJola was fantastic in helping me find the best value for my money, she also made the sign up very easy to complete.read less
Shawn K.
7/21/2019
Jola is great
marni f.
7/21/2019
I had a great experience would recommend Katie...read moreI had a great experience would recommend Katie extremely kind gal.read less
Diego A.
7/21/2020
Thanks so much to all the A Plus...read moreThanks so much to all the A Plus team! Every one of them has helped me and everytime I feel so confident in my insurance choices. Crystal helped me again today and her service was exceptional.😀read less
Melanie S.
10/21/2021
Great rates. If you feel you already...read moreGreat rates. If you feel you already have great rates get a quote anyway 😊read less
Mardell H.
7/21/2020
Great customer service and great service overall! Definitely...read moreGreat customer service and great service overall! Definitely will continue service with a plus insurance!read less
Michelle D.
7/21/2019
Marlin was very helpful and personable. He helped...read moreMarlin was very helpful and personable. He helped me so much.read less
TrashDash
2/02/2023
Lauren was great to work with. I found...read moreLauren was great to work with. I found her to be very patient and helpful as we worked through the best coverage for the right price. I like that one place will check with several companies for the best price, certainly makes insurance shopping easier. Great experience and would definitely recommend to others. Thanks Lauren.read less
RJ K.
7/21/2021
I'm so happy I called Jola from A...read moreI'm so happy I called Jola from A Plus insurance and now I know why these 3rd party insurance companies exist! I used to think they were a scam, why go thru a 3rd party when you should be able to get a cheaper rate directly from the source right? WRONG! They have the experience and knowledge of navigating the insurance "system." I had already spent a total of 2-days, 3 + hours dealing with Geico and Amica trying to shop around, 150 questions later I still didn't have a reasonable rate! I was left wondering, "What did I answer wrong? Which one of those questions that I answered ended up screwing me? Why do other people get good rates and I seem to be failing the good-rate-pop-quiz!?" This morning I decided to call A Plus insurance since they had such a high rating and 33 min later Jola had already texted my ID cards!! And she beat both Geico and Amica's rates by a long shot! I'm including a screenshot of my call times showing the actual timer on the call to Jola. The other 2 calls in there were made because I hadn't looked over the document properly while Jola had me on the phone and asked me if everything was correct, so had to call her back cause my name was misspelled but that was my fault for not reviewing it properly and she was awesome in correcting it quickly, it took me 2 tries only cause I pressed 1 by mistake lol. About 2 hours after our conversation Jola called me back just to let me know she was able to obtain the proof she needed to validate my homeowners discount thru the County office, not to worry. I realized right then that she was still working on my account! Which tells me that if I had gone thru the insurance company directly like I did before, I would probably still be trying to gather documents and spending all that time wasting and gathering info for them. Now that I know, I will never deal with insurance companies directly again! Thank you so much Jola for saving my weekend and saving my family money! 😍read less
Maribel T.
10/21/2021
I love this company, especially Veronica
Marlon M.
12/25/2022
Katie was very informative and helpful to a...read moreKatie was very informative and helpful to a new bee like me!! She worked with me on getting the best insurance possible and made my day!! Thanks Katie ⭐️⭐️⭐️⭐️⭐️read less
Jordan L.
5/14/2022
Chrystal was great! She made obtaining insurance painless...read moreChrystal was great! She made obtaining insurance painless and saved me a significant amount on my premium! I highly recommend her services.read less
Ddoc H.
12/21/2021
miss Jola was very polite, quick and precise....read moremiss Jola was very polite, quick and precise. got my policy set up in less than 20 min.read less
