Fort Morgan Insurance

Fort Morgan is a good place to live with a family. It is a place that one would imagine growing up or even raising kids. The little secret of Colorado and the little slice of peace!

Our goal is to provide helpful source for a resident of the municipality of Fort Morgan to be able to obtain insurance, be knowledgeable about how rates are discovered, and helpful resources to get you on the road covered.

Fort Morgan Insurance DMV Information

When it comes to obtaining auto insurance and having a vehicle, the DMV goes hand in hand. Even know you may be able to make appointments or do things online at some DMV’s. To make it easier for you we have listed below the DMV and the Registration and Title office locations for Fort Morgan, CO. Also listed is their address and as well as their phone numbers.

Fort Morgan DMV Office
231 Ensign St
Fort Morgan, CO 80701
Phone: (970) 542-3521
Fort Morgan Registration and Title Office
231 Prospect St
Fort Morgan, CO 80701
Phone: (970) 867-2647
Fort Morgan Insurance

Your credit and how it impacts your Fort Morgan Insurance rates

Credit Impact on Insurance rates in Fort Morgan
Average Premium by Score

When getting auto insurance and a good rate, some insurance companies look at your credit score to determine your rate. They want to be able to see what kind of customer you are going to. So, when you do not have the greatest credit score, you will just need to expect a higher rate. Look above here to see some rates by credit score in Fort Morgan, CO.

Fort Morgan nearby cities and neighborhoods

Fort Morgan, CO is known for one of the safest places to live. So, it is a great place if you are looking for somewhere to raise kids and live as a family. There are some other cities and neighborhoods that are nearby to look at as well. Check out the chart below to see some of the listed cities and neighborhoods.

Neighborhoods in Fort Morgan, ColoradoCities Near Fort MorganZip Codes in Fort Morgan
SnyderSterling, CO80701
WeldonaGreeley, CO
LambEvans, CO
MoseleyBrighton, CO
Fort Morgan Insurance

Fort Morgan Insurance Discounts Available for Savings

Impact on ratesDiscounts Available
MildEducation Discount
MildPaperless Discount
HighAuto Pay
MildMulti Policy
HighPaid in Full
Very HighContinuous Insurance

Even with auto insurance, you can get discounts. Different insurance companies offer different discounts, but they help on your rates! I mean who doesn’t love discounts and ways to save money! We have listed some discounts available with some carriers in Fort Morgan, CO. You will also see how much of an impact these discounts can have on your rates.

Sample Insurance Rates in Fort Morgan

Below, you’ll see sample rates our agents have written policies for in Fort Morgan Colorado. We quoted a 22-year-old driver through Progressive. She had some minor violations, needed full coverage with Medical payments and her rate came out to be around $160. Another company rated a customer with extensive driving history about $345 a month

Sample Rates in Fort Morgan, Colorado
Sample Quote/ policy location: Fort Morgan
Agent :Shawn
Current Company: Progressive
Previous Company: the General
Who: Driver Age: 22 Vehicle: Suzuki Reno
Type of coverage: full coverage , med pay
Notes: violations, violations
Rate: $160
Sample Quote/ policy location: Fort Morgan
Agent :Crystal
Current Company: Travelers
Previous Company: Mendota
Who: client Age: 65 Vehicle: Cadillac Escalade EXT
Type of coverage: full coverage , sr22
Notes: estimate, accidents
Rate: $316
Sample Quote/ policy location: Fort Morgan
Agent :Amy
Current Company: Mendota
Previous Company: Bristol West
Who: Age: 64 Vehicle: Pontiac Montana SV6
Type of coverage: auto insurance , uninsured motorist
Notes: Driver, accidents
Rate: $335
Sample Quote/ policy location: Fort Morgan
Agent :Shawn
Current Company: Dairyland
Previous Company: Geico
Who: insured Age: 37 Vehicle: Hyundai XG350
Type of coverage: car insurance , sr22
Notes: Discount, by phone
Rate: $345
Sample Quote/ policy location: Fort Morgan
Agent :Shawn
Current Company: Progressive
Previous Company: Allstate
Who: client Age: 40 Vehicle: Chevrolet 3500 Bonus Cab
Type of coverage: non owners , state min
Notes: rates, policies
Rate: $253
Sample Quote/ policy location: Fort Morgan
Agent :Amy
Current Company: The General
Previous Company: State Farm
Who: Driver Age: 29 Vehicle: Mitsubishi Precis
Type of coverage: full coverage , sr22
Notes: Price, automobile
Rate: $192
Fort Morgan Insurance

SR22 Insurance rates in Fort Morgan

SR22 Insurance Rates in Fort Morgan, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
Gains Co$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
SR-22 Insurance is a filing attached to a auto policy that lets the state know you are carrying insurance as required by court order. Most companies charge a $25 flat rate fee for the attachment. Some companies, like Dairyland, does not charge a fee, and other companies do not offer SR-22. Check above to see the companies we work with.

Fort Morgan Insurance Cheapest Liability Rates

Dairyland is a top contender with the cheapest liability rates in Fort Morgan, Colorado, while Liberty Mutual is not as competitive averaging around $139 for basic liability. Rates do vary based on your driving record, age, gender, location, and type of vehicle. A woman in her 50s with a speeding ticket may have cheaper rates than a teenage male.

RankCompanyAverage price
1Dairyland (Viking)$85.00
3Bristol West$102.00
4The General$105.00
7Liberty Mutual$139.00
Fort Morgan Insurance

Fort Morgan Insurance company ratings in Am Best and JD Power

GEICO Auto Insurance879A++
Auto-Owners Insurance870A+
Amica Mutual898A+
Progressive Auto Insurance856A+
Auto Club of Southern California Insurance Group866A+
COUNTRY Financial896A+
Farmers Insurance865A
MAPFRE Insurance842A
The Hartford (AARP insurance)873A+

When shopping around for important things needed in our life, we usually will look up ratings and reviews. Why should auto insurance be any different? When looking around for the best auto insurance for you, you will want a company that has excellent ratings and reviews. You want to be ensured that you will always experience the best customer service. Above is a list of some companies and their ratings in Fort Morgan, CO.

Violations and how long they affect your Insurance rates in Fort Morgan

Violations can affect your insurance rates based on the severity (how many points). Minor Violations, such as failure to yield, or failure to use turn signal stay on your driving record for 3 years. Larger violations, such as At Fault Accidents, DUI’s, or reckless driving tickets will stay on for 5 years.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
No Proof of insuranceNon MovingNA*
Running a Traffic Light or Stop SignMinor3 Years
Failure to Secure Load to truck/trailerMinor3 Years
Failure to maintain Clear Distance (tailgatingMinor3 Years
Expired TagsNon MovingNA*
Failure to Use Turn SignalMinor3 Years
Non-At-Fault AcccidentMinorNA*
ParkingNon MovingNA*
Failure to YeldMinor3 Years
Reckless DrivingMajor5 Years
Using a Cell Phone with DrivingMinor3 Years
Improper Lane useMinor3 Years
Fort Morgan Insurance

Cheapest full coverage Insurance rates in Fort Morgan

RankCompanyAverage price
1Bristol West$126.00
4The General$163.00
6Dairyland (Viking)$200.00
7Liberty Mutual$201.00
Fort Morgan, Colorado offers competitive pricing for full coverage insurance as seen below. The cheapest company to go through is Bristol West, averaging about $126 a month for full coverage, while Liberty Mutual averages the highest at $201 a month. Of course, rates do vary depending on the vehicle and driving history. See the above table for more rates in your area!
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Fort Morgan Insurance

Fort Morgan FAQs

What types of insurance do you offer in Fort Morgan?

We offer a range of insurance services in Fort Morgan, including but not limited to auto insurance, home insurance, and life insurance. Our goal is to provide comprehensive coverage to meet your specific needs.

How can I get a quote for insurance in Fort Morgan?

Getting a quote is easy. You can fill out our online form, or give us a call. We will gather the necessary information and provide you with a customized insurance quote tailored to your needs.

What sets your insurance agency in Fort Morgan apart?

Our insurance agency in Fort Morgan stands out due to our commitment to customer satisfaction, personalized service, and competitive rates. We prioritize building long-term relationships with our clients and ensuring they have the coverage they need.

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  • Learn about insurance options available in Fort Morgan, Colorado.
  • Discover how South Insurance can assist you with your insurance needs.
  • For inquiries or quotes, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

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