Progressive or Bristol West in Colorado — which is cheaper? In 1,642 real Colorado quotes our agents ran in 2026, Progressive’s median was $147/month and Bristol West’s was $221/month. Progressive won liability, full coverage, and clean records; Bristol West won drivers under 25. Full table below, with National General, Dairyland, The General, Mendota, and GEICO.
Progressive vs Bristol West in Colorado: Real Quotes From 1,642 Drivers
Plus National General · Dairyland · The General · Mendota · GEICO
We are appointed with all seven carriers, so we do not care which one you pick. These are the medians from the quotes we actually ran for Colorado drivers this year, split by coverage, driving record, and age, so you can see who tends to win for a driver like you.
Medians of real quotes our licensed agents ran in 2026. Different drivers were quoted with different carriers, so these are population comparisons, not the same driver priced twice. Your rate will vary.
Who is cheaper in Colorado, and for whom
Clean record, liability only
Progressive ($82/mo median, 272 quotes) and The General ($80/mo, 50 quotes) were the cheapest. Bristol West ran about $129/mo and National General $120/mo for the same coverage.
Full coverage
Progressive’s full coverage median was $219/mo across 326 quotes. Bristol West was $264/mo (226 quotes) and National General $331/mo. That $45/mo gap is the single biggest reason we quote Progressive first for financed vehicles.
SR22, DUI, or a rough record
For SR22 filings, The General ($73/mo), Mendota ($89/mo), and Progressive ($99/mo) all came in under $100. Bristol West’s SR22 median was $298/mo. For drivers under 25, Bristol West ($194/mo) beat Progressive ($206/mo), and Mendota was lowest of all at $142/mo for minimum-coverage young drivers.
Colorado median monthly premium by carrier and driver segment
Median monthly premium by driver segment, from 1,642 real quotes our agents ran for Colorado drivers from January through May 2026. Lowest median in each row is highlighted. Segments with fewer than 8 quotes for a carrier are marked “too few” rather than shown.
| Driver segment | Progressive | Bristol West | National General | Dairyland | The General | Mendota | GEICO |
|---|---|---|---|---|---|---|---|
| All quotes | $147/mo 619 quotes · avg $178 | $221/mo 366 quotes · avg $240 | $244/mo 248 quotes · avg $295 | $166/mo 89 quotes · avg $250 | $91/mo 68 quotes · avg $162 | $93/mo 55 quotes · avg $125 | $193/mo 28 quotes · avg $200 |
| Liability only | $82/mo 272 quotes · avg $100 | $129/mo 133 quotes · avg $148 | $120/mo 99 quotes · avg $136 | $117/mo 49 quotes · avg $136 | $80/mo 50 quotes · avg $96 | $89/mo 39 quotes · avg $96 | $99/mo 10 quotes · avg $114 |
| Full coverage | $219/mo 326 quotes · avg $244 | $264/mo 226 quotes · avg $299 | $331/mo 141 quotes · avg $411 | $348/mo 37 quotes · avg $325 | $272/mo 18 quotes · avg $344 | $186/mo 12 quotes · avg $238 | $232/mo 18 quotes · avg $248 |
| Clean record (no accidents, tickets, or DUI) | $145/mo 499 quotes · avg $175 | $221/mo 310 quotes · avg $244 | $253/mo 185 quotes · avg $309 | $147/mo 80 quotes · avg $233 | $88/mo 63 quotes · avg $159 | $95/mo 37 quotes · avg $107 | $232/mo 14 quotes · avg $225 |
| Accidents, tickets, or DUI on record | $172/mo 120 quotes · avg $193 | $209/mo 56 quotes · avg $219 | $199/mo 63 quotes · avg $253 | $269/mo 9 quotes · avg $399 | too few (5 quotes) | $93/mo 18 quotes · avg $162 | $179/mo 14 quotes · avg $175 |
| SR22 filing required | $99/mo 37 quotes · avg $132 | $298/mo 11 quotes · avg $275 | $105/mo 24 quotes · avg $131 | $140/mo 14 quotes · avg $158 | $73/mo 9 quotes · avg $75 | $89/mo 13 quotes · avg $93 | too few (0 quotes) |
| No prior insurance | $123/mo 344 quotes · avg $153 | $151/mo 130 quotes · avg $174 | $160/mo 119 quotes · avg $230 | $134/mo 46 quotes · avg $246 | $86/mo 53 quotes · avg $152 | $91/mo 46 quotes · avg $117 | $165/mo 16 quotes · avg $161 |
| Currently insured | $202/mo 275 quotes · avg $209 | $262/mo 236 quotes · avg $276 | $324/mo 129 quotes · avg $354 | $184/mo 43 quotes · avg $255 | $215/mo 15 quotes · avg $194 | $144/mo 9 quotes · avg $169 | $248/mo 12 quotes · avg $252 |
| Drivers under 25 | $206/mo 91 quotes · avg $239 | $194/mo 29 quotes · avg $232 | $266/mo 27 quotes · avg $300 | $289/mo 10 quotes · avg $308 | $342/mo 13 quotes · avg $397 | $142/mo 12 quotes · avg $164 | too few (4 quotes) |
| Drivers 25 to 39 | $138/mo 222 quotes · avg $170 | $199/mo 129 quotes · avg $221 | $244/mo 119 quotes · avg $279 | $163/mo 40 quotes · avg $235 | $86/mo 28 quotes · avg $117 | $89/mo 20 quotes · avg $125 | too few (6 quotes) |
| Drivers 40 to 59 | $140/mo 199 quotes · avg $166 | $221/mo 142 quotes · avg $243 | $258/mo 63 quotes · avg $331 | $127/mo 26 quotes · avg $190 | $84/mo 20 quotes · avg $104 | $89/mo 16 quotes · avg $105 | too few (7 quotes) |
| Drivers 60 and over | $141/mo 55 quotes · avg $165 | $236/mo 51 quotes · avg $276 | $325/mo 19 quotes · avg $402 | $66/mo 9 quotes · avg $114 | too few (3 quotes) | too few (1 quotes) | too few (2 quotes) |
Quotes are what carriers offered, not what every driver bought. “Clean record” means zero accidents, zero violations, and no DUI in the quote. Age bands use the primary driver’s age. How we collect quote data →
Where each carrier came out cheapest
- Progressive did not have the lowest median in any segment with enough quotes, but it still won individual drivers — that is why we quote it.
- Bristol West did not have the lowest median in any segment with enough quotes, but it still won individual drivers — that is why we quote it.
- National General did not have the lowest median in any segment with enough quotes, but it still won individual drivers — that is why we quote it.
- Dairyland had the lowest median for: drivers 60 and over.
- The General had the lowest median for: all quotes, liability only, clean record (no accidents, tickets, or dui), sr22 filing required, no prior insurance, drivers 25 to 39, drivers 40 to 59.
- Mendota had the lowest median for: full coverage, accidents, tickets, or dui on record, currently insured, drivers under 25.
- GEICO did not have the lowest median in any segment with enough quotes, but it still won individual drivers — that is why we quote it.
Two cautions. First, the carrier that is cheapest for the median driver is not always cheapest for you — credit, ZIP code, vehicle, and prior insurance move each carrier differently, which is exactly why we run every one of them on every quote. Second, National General, Dairyland, and Mendota are quoted more often for drivers with lapses or violations, so their medians reflect a harder-to-insure group, not a worse price for the same person.
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What else separates them
Progressive
Our most-quoted Colorado carrier (619 quotes). Snapshot telematics discount, strong app, same-day ID cards, and a wide appetite that includes SR22 and non-owner policies.
Bristol West
Owned by Farmers. A non-standard specialist that priced well for drivers under 25 and drivers with prior lapses in our data, but ran high on SR22 filings. Flexible down payments.
National General
Owned by Allstate. Mid-tier pricing, quoted most often for drivers with a violation or two. Strong for bundling with its home products.
Dairyland
SR22 and non-owner specialist with monthly pay plans for drivers rebuilding a record. Cheapest carrier for drivers 60 and over in our Colorado quotes.
The General
Budget liability carrier. Cheapest SR22 median in our Colorado data and competitive on liability-only for clean records; full coverage runs high.
Mendota
Non-standard liability pricing under $100/mo for most segments. Good fit for drivers with violations who need minimum coverage fast.
GEICO
Competitive for clean records with full coverage, but we quote it far less often in Colorado (28 quotes), so treat its numbers as directional.
Progressive vs Bristol West Questions
Progressive vs Bristol West Questions
6 QuestionsIs Progressive or Bristol West cheaper in Colorado?
For most drivers, Progressive. Its median across all 619 Colorado quotes was $147/month versus $221/month for Bristol West, and it won liability, full coverage, and clean-record segments. Bristol West won drivers under 25 ($194 versus $206) and was competitive for drivers with prior lapses.
Why do you quote Bristol West at all if Progressive is usually cheaper?
Because “usually” is not “always.” We quoted Bristol West 366 times in Colorado this year because it wins specific drivers — young drivers, drivers with a lapse in coverage, and some ZIP codes — even though it loses on the median. We run both on every quote and show you the difference.
Which carrier is best for SR22 insurance in Colorado?
In our 2026 quotes, The General ($73/mo median), Mendota ($89/mo), and Progressive ($99/mo) were the lowest for SR22 filings. We file the SR22 electronically the same day with any of them. See our Colorado SR22 guide.
Are these Colorado rates the same as what I will pay?
No. They are medians of real quotes for a wide range of drivers. Your ZIP code, vehicle, credit, coverage limits, deductible, and driving history will move your rate above or below these numbers. The table tells you which carriers to compare first, not what you will pay.
Does Progressive give a discount for bundling home and auto in Colorado?
Yes, and so do National General and Bristol West through their affiliated home products. We price the bundle against keeping auto and home with separate carriers so you can see whether the discount is real for your situation.
How often do these numbers change?
We update the dataset monthly as new quotes come in. Carriers refile Colorado rates several times a year, which is why the cheapest carrier for you can change at renewal. We re-shop at every renewal at no charge.
How this comparison was built
Every number on this page comes from quotes our licensed agents ran for Colorado drivers between January and May 2026 (1,642 quotes across seven carriers), stored in our first-party quote dataset. A quote is what the carrier offered for that driver, vehicle, and coverage; it is not a policy sold. Medians are used instead of averages so a few very high-risk quotes do not distort the picture. Different drivers were quoted with different carriers, so this is a population comparison, not the same driver priced by each carrier. Segments with fewer than 8 quotes for a carrier are shown as “too few.” Full methodology: How we collect quote data.
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Related Guides
- Colorado Car Insurance Guide
- Colorado Auto Insurance by County
- Denver Car Insurance Rates
- Progressive Car Insurance in Colorado
- Bristol West Insurance Review
- Dairyland Insurance Review
- The General Insurance Review
- SR22 Insurance in Colorado
Last Updated on by Shawn Christie