South Carolina Motorcycle Insurance Requirements | Your 2021 Guide

South Carolina Motorcycle Insurance Requirements South Carolina is known for its shoreline of subtropical beaches and marsh-like sea islands. The abundance of natural beauty is a motorcyclist’s paradise.  So whether you are passing through the Palmetto State on two wheels or you have just taken up residence, here are some things you should know. The… Continue reading South Carolina Motorcycle Insurance Requirements | Your 2021 Guide

Understanding RCV and ACV Insurance: (Replacement Cost vs Actual Cost Value)

Understanding RCV and ACV Insurance As if understanding homeowners insurance wasn’t hard enough, you also have to know the difference between actual cash value (ACV) and replacement cost value (RCV).   However, it is imperative that you know these terms and their differences because it could mean the difference between a little money and a lot… Continue reading Understanding RCV and ACV Insurance: (Replacement Cost vs Actual Cost Value)

4 Things To Remember When Dealing With Hail Damage [Auto Insurance Guide]

1. Is Hail Covered by My Auto Policy? So the storm clouds have cleared, and you walk out to the driveway to find your car has been pelted by Mother Nature.  After a few choice swear words, you wonder if this will be covered by your auto insurance.  The good news is if your policy… Continue reading 4 Things To Remember When Dealing With Hail Damage [Auto Insurance Guide]

Child Car Seat Safety: 5 Tips That Will Save Their Life

Are Your Children Safe: What We Need To Consider While summer means no school and backyard barbecues, those in the medical field also know it means an increase in auto accidents.   With distracted driving at an all-time high, it is no surprise that with more people on the road, more accidents that will occur.… Continue reading Child Car Seat Safety: 5 Tips That Will Save Their Life

Ultimate Guide to Common Insurance Terms for 2021 [Glossary]

More than you ever want to know about insurance. A Accident – An unforeseen circumstance or event that is unexpectedAccident Insurance – insurance for unexpected bodily injury.Accident Only – an insurance policy that provides coverage, singly or in combination,for death, dismemberment, disability.  This can also cover hospital and medical care caused by or as a… Continue reading Ultimate Guide to Common Insurance Terms for 2021 [Glossary]

Can Your Small Business Survive without Insurance?

Should You Get Business Insurance? Most small business owners think that insurance is too expensive or that they can just go without it.  However, did you know that four out of ten business will experience a property or liability loss in the next ten years?  At the top of the list for most common is… Continue reading Can Your Small Business Survive without Insurance?

Before Buying a House, Look at These 10 Things

Buying A House? Shopping for a new a house can be an exhilarating and stressful time, but a few helpful suggestions you can make yourself an educated buyer and possibly save some money on homeowners insurance in the process. Which saving money on insurance is a good thing because homeowners insurance is typically a bank… Continue reading Before Buying a House, Look at These 10 Things