Are you confused as to what SR22 insurance is? Good news is that you are not alone! In this guide we will go over what SR22 insurance covers, the costs, why it is needed, what SR22 insurance is, who needs it, and which carrier would be the best fit for you!
Are you confused as to what SR22 insurance is? Good news is that you are not alone! In this guide we will go over what SR22 insurance covers, the costs, why it is needed, what SR22 insurance is, who needs it, and which carrier would be the best fit for you!
Though the name itself may confuse the average person, a SR22 is not actual insurance. However, it does prove that you do carry insurance with a provider. Therefore, it validates that you meet the insurance standards within your state’s requirements.
Is SR22 Insurance provided with all Insurance companies?
Unfortunately, not all insurance companies can provide SR22. However, there are still companies out there, such as A Plus Insurance, that are readily available to help you on receiving it!
Two quick solutions to this issue would be:
-Checking with your current Insurance company and asking if they are able to provide you with a SR22.
-Another option is to do some research on insurance companies. If you do not currently have one, gather some information as to which carrier can provide it.
With A Plus Insurance, we offer a variety of carriers to ensure that we will provide you with the SR22 policy in your budget!
What SR22 Insurance Could Cost?
The typical SR22 fee is around $25, although it may be an increased price depending on the state. After filing for this document, your policy rates are expected to rise. This is not due to the document itself, but, rather due to the violation that occurred in result to obtaining the document.
The SR22 can be categorized into twelve installment payments, or however long of your insurance policy that remains. Unfortunately, some states or providers may require that you pay the amount fully if your auto insurance policy has a SR22 included into it.
Do You Need to have SR22 Insurance if You Do Not Own a Vehicle?
If you have not been State or Court ordered to file for a SR22 then you do not need to worry about having one without owning a vehicle. On the contrary, you will only need to have an SR22 if the State or Court has ordered for it. This means that if you have been ordered to obtain the document, it is simply to ensure that if you get into an accident while driving in a borrowed or rental vehicle, that you meet the minimum regulations within your state for the insurance coverage liability with bodily injury and/or property damage claims made. Check with your insurance carrier and ask if they have a non-owner SR22 policy.
Your Next Move to Gaining SR-22 Insurance
2023 SR22 Insurance Guide
In the link below, you can choose which state you will be filing the SR22 in. These pages will give a general idea as to the price range for the SR22 document by each carrier. Always remember that prices are subject to change.
ALAKAZAR CACO CT DE FLGA HI ID IL INIA KS KY LAMEMDMA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
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Jola is awesome. She gave prompt friendly service...read moreJola is awesome. She gave prompt friendly service and looked out for my pocketbook. I saved 💰 and would highly recommend her🙂read less
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I called today to see if I could...read moreI called today to see if I could set up an agent with progressive through A Plus insurance. I was met with a happy greeting from Alexis who helped me extraordinarily!! She was quick, efficient, and extremely comfortable to talk to and ask questions with. This is my first time getting car insurance on my own, I also deal with anxiety, and had many questions that Alexis was happy to answer in a way that my “rookie” brain was able to understand. I have spoken with many insurance companies before following through with progressive and Alexis was the first person to not make me feel dumb (for lack of better wording). It is extremely hard as someone with anxiety to find comfort in talking to strangers and Alexis was a breath of relief. I am deeply considering re-routing agents through A Plus Insurance purely because of the comfort I felt speaking with Alexis. As a customer service agent, she is a great representation of the kindness and understanding that would be given to clientele from the rest of the company. She is an absolute staple of this branch and cannot say enough wonderful things about her. Thank you, Alexis!!read less
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Crystal did an amazing job dealing with my...read moreCrystal did an amazing job dealing with my situation and helped me in anyway she possibly could! I wish every companies representatives could make the processes as painless as Crystal did. Her easy-going personality and professionalism didn't go unnoticed. I appreciate people like her who make sure customer satifaction is the first priority. I'd recommend Crystal and A + insurance to anyone who needs the guidance 110%. I’ve been a customer of there for a couple years now and they have never disappointed.read less
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Marlon went above and beyond to get me...read moreMarlon went above and beyond to get me some coverage for a new car very last minute, stayed later than he should have to help me, and found a car insurance policy for me extremely fast. He’s also a really nice person. Great service, and recommended me coverage best for me.read less
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Katie was excellent and extremely helpful! She went...read moreKatie was excellent and extremely helpful! She went above and beyond what she needed to do to help me. Totally satisfied with everything.read less
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Jola was fast and direct,great job!!!! Will be...read moreJola was fast and direct,great job!!!! Will be referring others.read less
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