Are you confused as to what SR22 insurance is? Good news is that you are not alone! In this guide we will go over what SR22 insurance covers, the costs, why it is needed, what SR22 insurance is, who needs it, and which carrier would be the best fit for you!
Are you confused as to what SR22 insurance is? Good news is that you are not alone! In this guide we will go over what SR22 insurance covers, the costs, why it is needed, what SR22 insurance is, who needs it, and which carrier would be the best fit for you!
Though the name itself may confuse the average person, a SR22 is not actual insurance. However, it does prove that you do carry insurance with a provider. Therefore, it validates that you meet the insurance standards within your state’s requirements.
Is SR22 Insurance Provided with All Insurance companies?
Unfortunately, not all insurance companies can provide SR22. However, there are still companies out there, such as A Plus Insurance, that are readily available to help you on receiving it!
Two quick solutions to this issue would be:
-Checking with your current Insurance company and asking if they are able to provide you with a SR22.
-Another option is to do some research on insurance companies. If you do not currently have one, gather some information as to which carrier can provide it.
With A Plus Insurance, we offer a variety of carriers to ensure that we will provide you with the SR22 policy in your budget!
What SR22 Insurance Could Cost?
The typical SR22 fee is around $25, although it may be an increased price depending on the state. However, some carriers, such as Dairyland, will not charge a fee when filing for an SR22. After filing for this document, your policy rates are expected to rise. This is not due to the document itself, but, rather due to the violation that occurred in result to obtaining the document.
The SR22 can be categorized into twelve installment payments, or however long of your insurance policy that remains. Unfortunately, some states or providers may require that you pay the amount fully if your auto insurance policy has a SR22 included into it.
Do You Need to Have SR22 Insurance if You Do Not Own a Vehicle?
If you have not been State or Court ordered to file for a SR22 then you do not need to worry about having one without owning a vehicle.
On the contrary, you will only need to have an SR22 if the State or Court has ordered for it. This means that if you have been ordered to obtain the document, it is simply to ensure that if you get into an accident while driving in a borrowed or rental vehicle, that you meet the minimum regulations within your state for the insurance coverage liability with bodily injury and/or property damage claims made. Check with your insurance carrier and ask if they have a non-owner SR22 policy.
Your Next Move to Gaining SR-22 Insurance
2023 SR22 Insurance Guide
In the link below, you can choose which state you will be filing the SR22 in. These pages will give a general idea as to the price range for the SR22 document by each carrier. Always remember that prices are subject to change.
ALAKAZAR CACO CT DE FLGA HI ID IL INIA KS KY LAMEMDMA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
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Veronica was super helpful with finding me the...read moreVeronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
Owner Response: Thank you Andrea, we are so happy we could help!
Insurance policy notes: National General was the least expensive for a 2019 Honda CRV - able to provide immediate proof of insurance read less
Andrea I.
6/21/2022
When I called I was given very high...read moreWhen I called I was given very high quality of care by Lauren and she got me an extremely low price for my car insurance! Everything was fast and easy and they made me feel safe and secure.read less
Samuel S.
7/21/2021
I worked with Lauren McKenzie for my quote....read moreI worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie.Thanks
Owner Response: Thank you so much Maulik, it was a pleasure getting your insurance policy set up.read less
Maulik K.
5/21/2022
Jola and the crew at A+ Insurance are...read moreJola and the crew at A+ Insurance are top notch. Their name says it all. Thanks guys.read less
Troy O.
7/21/2021
Jola was very professional and extremely helpful in...read moreJola was very professional and extremely helpful in making sure I got exactly what I was looking for. Looking forward to working together in the future for any of my vehicle insurance needs!read less
Matanuska B.
7/21/2020
Jola was very helpful. Very kind, quick and...read moreJola was very helpful. Very kind, quick and efficient. Found me a good policy, and my experience was much better than previous insurance agencies. Great job guys.read less
Tristan C.
7/21/2020
This company is AWESOME!!! They provided quick, prompt...read moreThis company is AWESOME!!! They provided quick, prompt and professional service!! Alexandra was amazing!! I would definitely recommend this company to my family and friends. I will be an A+ customer for life!!read less
Erica R.
2/08/2023
notes: young resident 27 bundle cheap...read morenotes: young resident 27 bundle cheap renters insurance policy VA Prior insurance American Summit Jeepread less
cynthia m.
4/21/2022
Customer care representative was amazing!!
Amy p.
9/15/2022
Love Marlon! He did such an amazing job...read moreLove Marlon! He did such an amazing job and was so patient and looked for everything that would work best for me! Thank you!read less
Danielle B.
9/14/2022
Always quick and personal service
Yourpowersports h.
10/17/2022
Amazing amazing amazing.!!! Jola made the process so...read moreAmazing amazing amazing.!!! Jola made the process so easy and helped out so much . She was simply amazing I recommend coming here for low cost insurance !read less
Soraya M.
7/21/2021
I had a great experience setting up my...read moreI had a great experience setting up my new car insurance with my agent Marlon. He found the lowest rates with the coverage i was looking for.
Notes: first time client 35 value no tickets, or accidents. auto insurance multi policy Alaska Prior insurance the General Lexusread less
Brandi M.
7/14/2022
Agent was extremely efficient and knowledgeable. She went...read moreAgent was extremely efficient and knowledgeable. She went in depth detail about the policy & statistics in my city. Will definitely be referring friends & family.read less
Regina R.
1/05/2023
Marlon help me out very good appreciate it thanks
Jeremiah D.
1/09/2023
Marlon helped me find the best rate and...read moreMarlon helped me find the best rate and went out of his way to assist me, saved so much time and money, definitely worth it, quick and easy. Thank you Marlon!!read less
Alexis M.
2/02/2023
Chrystal was great! She made obtaining insurance painless...read moreChrystal was great! She made obtaining insurance painless and saved me a significant amount on my premium! I highly recommend her services.read less
Ddoc H.
12/21/2021
Amazing people!! You can definitely tell they truly care!!
Josh C.
7/21/2021
My agent Crystal was super friendly an...read moreMy agent Crystal was super friendly an very fast an patient .I will most definantly recommend this agency to everyone i know.read less
Melanie
7/21/2020
Crystal was the name of my agent, she...read moreCrystal was the name of my agent, she was very informative for me being a first-time Insurance customer. So I was ecstatic on thanking her and you have an excellent employee. I hope you're as happy with her employee as I was to deal with her.read less
Chuckd B.
7/21/2021
always a great job and pleasant experience
Joe V.
2/21/2022
Crystal is always looking out for me as...read moreCrystal is always looking out for me as a consumer. If I am displeased with how my carrier does things she will go out of her way to re-shop and find me one that fits my needs. I have been with her for years and I highly recommend her. I have worked with other agents from time to time and they have been wonderful as well, but Crystal is my favorite. 🙂read less
Toni S.
7/21/2021
Crystal was very personable and helpful. She really...read moreCrystal was very personable and helpful. She really cares about finding you the lowest rate and my experience overall was fantastic. Thank you for helping me find the lowest rates out there!read less
Kitty M.
8/21/2023
Thank you to agent Lauren with A Plus!...read moreThank you to agent Lauren with A Plus! Today was my first time shopping for insurance and she made it seem so easy over the phone, she found a quality policy for me, and was professional yet with a great attitude. Thank you so much! Highly recommend.read less