AUTO – COLORADO
Insurance Woodland Park
START HERE: LIABILITY ONLY as low as $69.00 for car insurance. Colorado requires all it’s drivers at the minimum liability insurance at 25/50/15. This covers you in the case of an at-fault accident. What will this cost? Below are the companies and monthly rates.
AUTO – COLORADO
Insurance Woodland Park
START HERE: LIABILITY ONLY as low as $69.00 for car insurance. Colorado requires all it’s drivers at the minimum liability insurance at 25/50/15. This covers you in the case of an at-fault accident. What will this cost? Below are the companies and monthly rates.
Auto quote samples
2018 dodge ram
premium amount: client from wasilla ak zip code 99654 looking for full coverage on 2018…
2013 Honda accord
2013 Honda accord – Monthly Premium Quoted $145.22Zip code: 32784 Woodland Park Colorado-Coverage Full-500 deductibles…
| Dairyland | $69 |
| The General | $82 |
| Progressive Insurance | $83 |
| Acceptance RTR | $91 |
| National General | $94 |
| Bristol West | $101 |
| Mendota Ins. Company | $101 |
Includes the following zip codes: 80863, 80814, 80816, 80813, 80819, 80921, 80809, 80829, 80919, 80907, 80904, 80903, 80905, 80906
What exactly are these figures of 25/50/15? These are 25,000 for bodily injury per person, 50,000 for bodily injury for all persons per one accident, and 15,000 for property damage per accident. If you own an older vehicle and do not require full coverage. The state minimum could be the cheapest option for you.
This does not mean however that it is the wisest option for your situation! You may find it prudent to spring for greater limits of coverage or multiple coverage types.
For example you may be making payments on a vehicle and the lienholder may require you to be have Full Coverage. Well, in this case Liability only is not an option.
Or perhaps you live in an area highly prone to hail damage or theft. You may opt for Comprehensive Coverage for it’s policy limits that’ll aid in the cost of repair and/or replacements.
Scenario – Liability Only
This is Howard, 31 year old young professional climbing up the corporate ladder. Unfortunately he climbed into the arms of the law by speeding to a Business proposal one day in 2017.
He needed an SR-22 for the state of Colorado and chose a Broad Form so he would be covered to drive other Personal Passenger Vehicles regardless if he owned them or not.
He carries the state minimum liability limits, of 25/50/15 and has the Uninsured Motorist Bodily Injury Protection and rejected Medical Payments.
The customer has completed some College and has a homeowners discount applied to his policy. He pays $101 monthly by selecting the EFT payment option, and has no proof of prior insurance prior to starting his policy with Dairyland.
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Colorado | 25/50/15 | $510 |
Insurance Woodland Park: Liability and Full Coverage
On average, liability and full coverage is cheaper in Woodland Park Colorado than the overall state average. This is likely to be a result of smaller populated roads, and less accidents. Insurance rates may increase based on other peoples driving, not only yours. If you live in an area with a large number of accidents occurring, insurance companies are paying out millions of dollars in damages. This forces the companies to increase the premium on everyone’s policy in the surrounding areas.
The debate on whether to go with Liability or Full Coverage really boils down to your needs. It’s more about what the financial impact of an unforeseen event could have on you and less about what it costs now. Also Important to note is not paying too much for your insurance!
If you’re paying full coverage at a $1,000 deductible and your auto is worth $1,000 than you may be over paying for your insurance.
How Much is Car Insurance in Colorado Per Month?
| Carrier | Average Liability Price |
|---|---|
| Dairyland | $68 |
| National General | $81 |
| Mendota Ins. Company | $100 |
| Geico | $101 |
| Progressive Insurance | $101 |
| The General | $103 |
| AssuranceAmerica | $104 |
| Bristol West | $115 |
| 21st Century | $118 |
| GAINSCO | $122 |
| Travelers | $125 |
| American Family | $133 |
| USAA | $143 |
| State Auto | $146 |
So what is Full Coverage? It is opting for the coverages of comprehensive and collision to your policy. This protects YOUR auto in the case of an accident or theft or even damage.
This however is not an all encompassing coverage. For example certain coverages like Rental and Towing are an additional option NOT included with comprehensive and collision.
That being said, certain companies like Suncoast Insurance includes Roadside with any policy. And Progressive’s Roadside is quite extensive covering battery checks, tire change, and a tow!
| Carrier | Average Full Coverage Prices |
|---|---|
| Progressive Insurance | $136 |
| Travelers | $143 |
| Acceptance RTR | $147 |
| Farmers | $152 |
| State Farm | $152 |
| National General | $156 |
| USAA | $157 |
| Bristol West | $158 |
| The General | $160 |
| GAINSCO | $163 |
| AssuranceAmerica | $164 |
| Allstate | $170 |
| Mendota Ins. Company | $172 |
| Nationwide | $178 |
Scenario – Full Coverage
Insurance Woodland Park, Colorado
26 year old, married female was looking for full coverage on two vehicles and an SR-22 filing for her spouse. The policy holder has a 2014 Ford Escape and a 2007 Ford Focus. We ran the rates and Progressive was coming in the cheapest for her and the coverage’s she wanted.
We added full coverage to both vehicles with a $500 deductible with Rental and Roadside assistance as well. Her monthly payments for both vehicles, 2 drivers, and an SR-22 filing is $235.00. She has a 3 Year Safe Driving discount, EFT discount and Continuous insurance discount on her policy. Her previous carrier was American Family, for over a year and had raised the rates for her upcoming renewal term.
By switching, she is saving over $60 a month and has more coverage on her vehicles than she had before!
Top 10 Vehicles We Insure – Insurance Woodland Park
What are the top ten vehicles we insure in Woodland Park Colorado? Number one is the Audi, high performance, luxury car. Second, we have GMC which is well made and lasts for years.
Do you own one of the vehicles on this list? Have you ever purchased a vehicle and seen the same one as you 10 times in a day? That is because the cost of the vehicle may be priced right, or it does great in the elements.
| 1 | Audi |
| 2 | GMC |
| 3 | Honda |
| 4 | Buick |
| 5 | Cadillac |
| 6 | Hyundai |
| 7 | General Motors |
| 8 | Ford F-Models |
| 9 | Dodge |
| 10 | Subaru |
| 11 | Toyota |
| 12 | Lexus |
We save our customer an average of $603.55 on Insurance Woodland Park
For Auto Insurance Woodland Park Colorado, we save our customers an average of $603.55. A Plus Insurance is a brokerage, giving us the advantage to be able to shop for competitive rates. Most all of our companies offer several discounts that can lead to huge savings!
What could you do with these additional savings? You could save up for that family trip you’ve been wanting to take, or complete some home renovations that keep getting put off. Whatever it may be, everyone loves to save money.
| New Customers in Woodland Park, Colorado Save on Average | $603.55 |
| Number of Eggs you could buy | 5418 |
| Pound of bananas you could buy | 1157 |
| Pound of Potatoes you could purchase | 853 |
Bonus Scenario
Single mother, age 51 with a 26 year old son and 16 year old daughter of Woodland Park, Colorado. Previous insurance carrier was Geico for over 1 year.
Looking for full coverage on 2015 Subaru and 2016 Chevy Malibu. Her daughter has a permit and will be learning to drive on the Malibu. Total of 3 rated drivers on the policy, full coverage with $1000 deductibles and roadside assistance on the Malibu.
The customer has 2 speeding tickets – one in 2018 and one back in 2016, about to come off her driving report and clean driving history for her kids. Her monthly payments are $350 through Progressive. saving her a total of $180 over the 6 month premium compared to her prior insurance provider.
Who has the cheapest Auto Insurance in Woodland Park, CO?
When seeking the cheapest auto insurance in Woodland Park, CO, it’s essential to consider various factors, including coverage options, discounts, and customer service quality. Progressive Insurance is often regarded as a competitive option in Woodland Park, offering affordable rates tailored to individual driving habits through programs like Snapshot. Additionally, Progressive’s direct-to-consumer model and efficient online platform may contribute to cost savings. However, it’s crucial for residents to compare quotes from multiple insurers to ensure they find the best coverage at the most affordable price. Local insurance agencies and brokers may also provide valuable insights into discounts and coverage options specific to the Woodland Park area.
What types of insurance do you offer in Woodland Park?
We offer a range of insurance services in Woodland Park, including but not limited to auto insurance, home insurance, and life insurance. Our goal is to provide comprehensive coverage to meet your specific needs.
How can I get a quote for insurance in Woodland Park?
Getting a quote is easy. You can fill out our online form, give us a call, or visit our office in Woodland Park. We will gather the necessary information and provide you with a customized insurance quote tailored to your needs.
What sets your insurance agency in Woodland Park apart?
Our insurance agency in Woodland Park stands out due to our commitment to customer satisfaction, personalized service, and competitive rates. We prioritize building long-term relationships with our clients and ensuring they have the coverage they need.
How much is car insurance per month in Woodland Park, Colorado?
The cost of car insurance per month in Woodland Park, Colorado, can vary depending on several factors, including your driving history, the type of vehicle you own, and the coverage options you choose. To get an accurate quote and find the best rates, please contact our office. Our experienced agents can provide you with personalized guidance and a customized car insurance quote to suit your needs.
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Last Updated on by Alexis Karapiperis