- Cheapest Liability Rates in Deer Park
- Violations and How They Impact Deer Park Insurance Premiums
- Sample Rates For Auto Insurance in Deer Park
- Company Ratings by AM Best and JD Power
- How Credit Affects Your Insurance Premium
- Discounts Available
- State Minimum Liability Insurance Requirements in Texas
- Other Types of Insurance Products Offered
- How Age and Gender Affect Your Premiums
- INSURANCE SERVICES WE OFFER
Cheapest Liability Rates in Deer Park
Deer Park Insurance is required by the state, it protects other drivers from you in the event of an accident. With discounts available, we are able to get customers cheap liability coverage
| Rank | Insurance Carrier | Average Cost |
|---|---|---|
| 1 | Progressive | $88.00 |
| 2 | Dairyland (Viking) | $89.00 |
| 3 | Bristol West | $111.00 |
| 4 | Travelers | $114.00 |
| 5 | The General | $118.00 |
| 6 | Mendota | $124.00 |
| 7 | Liberty Mutual | $125.00 |
Violations and How They Impact Deer Park Insurance Premiums
Violations as well as accidents and claims follow you for 3+ years, and impact Deer Park insurance rates depending on the severity of offense. Most accidents stay on your record for 5 years, minor violations, such as speeding, stay on for 3 years
| Violation | Major, Minor, or Non-Moving | Time on Record |
|---|---|---|
| Non-At-Fault Acccident | Minor | NA* |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| Improper Lane use | Minor | 3 Years |
| Parking | Non Moving | NA* |
| Using a Cell Phone with Driving | Minor | 3 Years |
| DUI | Major | 10 Years |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| Expired Tags | Non Moving | NA* |
| Failure to Use Turn Signal | Minor | 3 Years |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
Sample Rates For Auto Insurance in Deer Park
We can offer liability insurance, full coverage, and extra add on’s like roadside service, rental reimbursement and gap insurance. Our professional agents can tailor any policy to fit their customers needs
| Sample Rates in Deer Park, Texas |
|---|
| Sample Quote/ Policy Location: Cleburne Agent: Katie Current Company: Liberty Mutual Previous Company: DairyLand Who: Homeowner Age: 58 Vehicle: Ford F250 Regular Cab Type of Coverage: Liability , SR22 Notes: Violations, Young Driver Rate: $330 |
| Sample Quote/ Policy Location: Cleburne Agent: Amy Current Company: The General Previous Company: none Who: Driver Age: 16 Vehicle: Chevrolet 3500 Regular Cab Type of Coverage: Auto Insurance , Med Pay Notes: Deductible, State Filing Rate: $335 |
| Sample Quote/ Policy Location: Cleburne Agent: Sy Current Company: The General Previous Company: Bristol West Who: Client Age: 34 Vehicle: Audi 80 Type of coverage: Liability Only , SR22 Notes: Rates, State Filing Rate: $127 |
| Sample Quote/ Policy Location: Cleburne Agent: Crystal Current Company: Progressive Previous Company: Allstate Who: Male Age: 22 Vehicle: Acura Integra Type of Coverage: Liability Insurance, SR22 Notes: DUI, Policies Rate: $236 |
| Sample Quote/ Policy Location: Cleburne Agent: Sy Current Company: Progressive Previous Company: Progressive Who: Client Age: 21 Vehicle: Mercedes-Benz 300SEL Type of Coverage: State Min Notes: Premium, Policies Rate: $307 |
Company Ratings by AM Best and JD Power
Factors used to determine a companies rating factor include overall customer service, efficiency, discounts available, and many others. It may not always be best to go with the cheapest insurance quote
| Carrier | Rating |
|---|---|
| Travelers | A++ |
| Auto-Owners Insurance | A+ |
| Automobile Club Group | A++ |
| NJM Insurance Co. | A+ |
| Auto Club of Southern California Insurance Group | A+ |
| Liberty Mutual Insurance | A |
| Mercury | A |
| Safeco (A division of Liberty Mutual) | A |
| GEICO Auto Insurance | A++ |
| MetLife | A+ |
| COUNTRY Financial | A+ |
| MAPFRE Insurance | A |
| USAA | A++ |
How Credit Affects Your Insurance Premium
Credit does play a major role in determining a customers premium, along with other ratings factors. A customer with poor credit will likely pay much more in auto insurance opposed to a customer with an excellent credit score
| Credit Score | Average Monthly Rates |
|---|---|
| Credit Impact | Average Monthly Rates |
| Excellent | $118.77 |
| Good | $133.84 |
| Average | $161.14 |
| Poor | $227.91 |
Discounts Available
Insurance discounts in Deer Park offer a great way to save money on car insurance. Be sure to ask your insurance provider what discounts they offer to their customers and see if you can start saving
| Progressive | Dairyland | Mendota / Advantage Auto |
|---|---|---|
| Multi Vehicle | Auto Pay | Married |
| No Accidents or Violations | Homeowners | Continuous Insurance |
| Education Discount | Continuous Insurance | Paid in Full |
| Continuous Insurance | Married | Multi Vehicle |
| Advanced Quote | Multi Vehicle | Homeowners |
| Military | Military | No Accidents or Violations |
| Paid in Full | Multi Policy | Auto Pay |
| Auto Pay | Paid in Full | |
| Homeowners | No Accidents or Violations | |
| Married | ||
| Multi Policy | ||
| Paperless Discount |
State Minimum Liability Insurance Requirements in Texas
The minimum liability requirements in Deer Park, Texas are $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. Liability protects the other party from you in the event of an accident and pays out to that party
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
|---|---|---|
| Texas | 30/60/25 | $578 |
Other Types of Insurance Products Offered
Whether you need auto insurance, boat, motorcycle, or home, we have a product for you. Our agents specialize in the products listed above to meet our clients needs.
| Type of Coverage | Our Top Companies |
|---|---|
| Business Insurance | BTIS, Hiscox |
| Commercial Auto Insurance | Progressive |
| Motorcycle Insurance | Dairyland, Progressive |
| Boat Insurance | Travelers, Progressive |
| Car Insurance | Progressive, Dairyland, |
| Home Insurance | Travelers, ASI, Foremost Star |
| Renters Insurance | ASI, Foremost |
How Age and Gender Affect Your Premiums
Age and gender do impact insurance premiums, based on the amount of driving experience a customer has and statistics. Studies show younger drivers, especially males, are the cause of more expensive insurance claims
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
