AUTO – INSURANCE
Deer Park Insurance-Best Auto Rates in Texas
Deer Park is one of the best places to live in Texas, and we can help you find the best insurance prices to match. Let A Plus Insurance do the shopping for you!
- Deer Park Insurance-Best Auto Rates in Texas
- Deer Park Insurance: Cheapest Liability Rates
- Violations and how they impact Deer Park Insurance Premiums
- Deer Park Insurance: Sample Rates
- Deer Park Insurance: Company ratings by AM Best and JD Power
- Deer Park Insurance: How Credit Affects Your Insurance Premium
- Deer Park Insurance: Discounts Available
- Deer Park Insurance: State Minimum liability insurance requirements in Texas
- Deer Park Insurance: Other types of insurance products offered
- Deer Park Insurance: How age and gender affect Your Premiums
Deer Park Insurance: Cheapest Liability Rates
Deer Park Insurance is required by the state, it protects other drivers from you in the event of an accident. With discounts available, we are able to get customers cheap liability coverage
| 1 | Progressive | $88.00 |
| 2 | Dairyland (Viking) | $89.00 |
| 3 | Bristol West | $111.00 |
| 4 | Travelers | $114.00 |
| 5 | The General | $118.00 |
| 6 | Mendota | $124.00 |
| 7 | Liberty Mutual | $125.00 |
Violations and how they impact Deer Park Insurance Premiums
| Non-At-Fault Acccident | Minor | NA* |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| Improper Lane use | Minor | 3 Years |
| Parking | Non Moving | NA* |
| Using a Cell Phone with Driving | Minor | 3 Years |
| DUI | Major | 10 Years |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| Expired Tags | Non Moving | NA* |
| Failure to Use Turn Signal | Minor | 3 Years |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
Violations as well as accidents and claims follow you for 3+ years, and impact Deer Park insurance rates depending on the severity of offense. Most accidents stay on your record for 5 years, minor violations, such as speeding, stay on for 3 years
Deer Park Insurance: Sample Rates
We can offer liability insurance, full coverage, and extra add on’s like roadside service, rental reimbursement and gap insurance. Our professional agents can tailor any policy to fit their customers needs
| Sample Rates in Deer Park, Texas |
| Sample Quote/ policy location: Cleburne Agent :Katie Current Company: Liberty Mutual Previous Company: Diaryland Who: Homeowner Age: 58 Vehicle: Ford F250 Regular Cab Type of coverage: liability , sr22 Notes: violations, young driver Rate: $330 |
| Sample Quote/ policy location: Cleburne Agent :Amy Current Company: The General Previous Company: none Who: Driver Age: 16 Vehicle: Chevrolet 3500 Regular Cab Type of coverage: auto insurance , med pay Notes: deductible , state filing Rate: $335 |
| Sample Quote/ policy location: Cleburne Agent :Sy Current Company: The General Previous Company: Bristol West Who: Age: 34 Vehicle: Audi 80 Type of coverage: liability only , sr22 Notes: rates, state filing Rate: $127 |
| Sample Quote/ policy location: Cleburne Agent :Crystal Current Company: Progressive Previous Company: Allstate Who: male Age: 22 Vehicle: Acura Integra Type of coverage: liability insurance , sr22 Notes: DUI, policies Rate: $236 |
| Sample Quote/ policy location: Cleburne Agent :Sy Current Company: Progressive Previous Company: Progressive Who: client Age: 21 Vehicle: Mercedes-Benz 300SEL Type of coverage: , state min Notes: premium, policies Rate: $307 |
Deer Park Insurance: Company ratings by AM Best and JD Power
| Travelers | 865 | A++ |
| Auto-Owners Insurance | 870 | A+ |
| Automobile Club Group | 857 | A++ |
| NJM Insurance Co. | A+ | |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| Liberty Mutual Insurance | 857 | A |
| Mercury | 837 | A |
| Safeco (A division of Liberty Mutual) | 855 | A |
| GEICO Auto Insurance | 879 | A++ |
| MetLife | 867 | A+ |
| COUNTRY Financial | 896 | A+ |
| MAPFRE Insurance | 842 | A |
| USAA | 900 | A++ |
Factors used to determine a companies rating factor include overall customer service, efficiency, discounts available, and many others. It may not always be best to go with the cheapest insurance quote
Deer Park Insurance: How Credit Affects Your Insurance Premium
Credit does play a major role in determining a customers premium, along with other ratings factors. A customer with poor credit will likely pay much more in auto insurance opposed to a customer with an excellent credit score
| Credit Impact | Average Monthly Rates |
| Excellent | $118.77 |
| Good | $133.84 |
| Average | $161.14 |
| Poor | $227.91 |
Deer Park Insurance: Discounts Available
| Progressive | Dairyland | Mendota Advantage Auto |
| Multi Vehicle | Auto Pay | Married |
| No Accidents or Violations | Homeowners | Continuous Insurance |
| Education Discount | Continuous Insurance | Paid in Full |
| Continuous Insurance | Married | Multi Vehicle |
| Advanced Quote | Multi Vehicle | Homeowners |
| Military | Military | No Accidents or Violations |
| Paid in Full | Multi Policy | Auto Pay |
| Auto Pay | Paid in Full | |
| Homeowners | No Accidents or Violations | |
| Married | ||
| Multi Policy | ||
| Paperless Discount |
Discounts offer a great way to save money on car insurance. Be sure to ask your insurance provider what discounts they offer to their customers and see if you can start saving
Deer Park Insurance: State Minimum liability insurance requirements in Texas
The minimum liability requirements in Deer Park, Texas are $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. Liability protects the other party from you in the event of an accident and pays out to that party
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Texas | 30/60/25 | $578 |
Deer Park Insurance: Other types of insurance products offered
| Type of Coverage | Our Top Companies |
| Business Insurance | BTIS, Hiscox |
| Commercial Auto Insurance | Progressive |
| Motorcycle Insurance | Dairyland, Progressive |
| Boat Insurance | Travelers, Progressive |
| Car Insurance | Progressive, Dairyland, |
| Home Insurance | Travelers, ASI, Foremost Star |
| Renters Insurance | ASI, Foremost |
Deer Park Insurance: How age and gender affect Your Premiums
Age and gender do impact insurance premiums, based on the amount of driving experience a customer has and statistics. Studies show younger drivers, especially males, are the cause of more expensive insurance claims
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Last Updated on January 7, 2022 by Veronica Moss