Mississippi Homeowners Insurance

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Mississippi Homeowners Insurance: Finding the best Insurance Rates

Mississippi Homeowners Insurance

Mississippi also known as the Magnolia State, has long hot summers with short, cold winters. Make sure your home is covered with proper insurance. Don’t Let Another Year go by with overpaying your insurance rates…Let A Plus Insurance find you a better deal!

Mississippi Homeowners Insurance: Discounts available

Who doesn’t love to save money? There several ways you can save on your homeowners insurance. Ranging from purchasing a new home, to paying your insurance premium in full. Below are some other ways you can save on your home owners insurance premiums.

Discounts for Mississippi Homeowners Insurance
New home discount
Upgraded plumbing
EFT
Upgraded Wiring
Claims Free
Upgraded roof
Married discount
Bundling Multiple Polices
Auto water shut off or leak detection
Paid in full
Gated comunity
Non-smoking discount
Loyalty
Smoke detector (monitored)

Mississippi Homeowners Insurance: Who has the Lowest price?

Budgets are very important when factoring your expenses every month. Be sure that having cheap insurance may not give you all the coverage you are needing. Make sure to price out coverage vs expenses as well. Let this chart below show you which companies offer the lowest prices on your homeowners insurance premium.

CompanyRank
Farmers Insurance1
Allstate Corp.2
Progressive3
USAA4
MetLife Inc.5
American International6
Travelers7
American Family8
Nationwide9

Mississippi Homeowners Insurance: Which companies offer Homeowners?

While searching for insurance, make sure you take a look at a few companies. Several companies will have the same coverage but have very different prices in premiums. Here is a list of companies who offer great coverage in homeowners insurance for Mississippi.

CompanyHomeowners Offered
American Familyyes
Liberty Mutualyes
Nationwideyes
Chubbyes
Hartfordyes
MetLife Inc.yes
Progressiveyes
Auto-Ownersyes
Travelersyes
USAAyes
Farmers Insuranceyes
Allstate Corp.yes
State Farmyes
American Internationalyes

Mississippi Homeowners Insurance: Best Rates by company

We always strive for the best, so that’s what we deserve when it comes to covering our home. Having the right protection as well as great customer service should leave you feeling like your home is well protected. Here are the best homeowners insurance companies ranked for Mississippi.

CompanyAM Best
TravelersA++
Liberty MutualA
American InternationalA-
MetLifeA-
Farmers InsuranceA
ProgressiveA+
State FarmA++
Hartford FinancialA+
AllstateA+
ChubbA
USAAA++
American FamilyA

Mississippi Homeowners Insurance: Bundling Options

Who doesn’t like to save money? Here are some ways you can get lower homeowners insurance premiums by bundling coverage for your other items such as Auto, Motorcycle and even and Umbrella policy. Besides saving money this will help you keep all of your insurance policies in one place. Below are some items we can bundle together for you.

Mississippi Homeowners Insurance Bundle Products
Motorcycle
Business
Life
ATV
RV
Auto
Health
Umbrella
Boat

Mississippi Homeowners Insurance: Average Cost by city

Curious to know the average cost for the city your home is in? Every city has their own rating factors. Below you will find the average cost for homeowners insurance.

CityPrice
Kosciusko$1,204.00
Senatobia$1,350.00
Waynesboro$1,286.00
McComb$1,345.00
Aberdeen$1,121.00
Clinton$1,156.00
Ridgeland$1,120.00
Philadelphia$1,300.00
Canton$1,386.00
New Albany$1,140.00
Madison$1,414.00
West Hattiesburg$1,172.00
Waveland$1,148.00
Ocean Springs$1,256.00
Olive Branch$1,401.00
Carthage$1,300.00
Yazoo City$1,164.00
Hattiesburg$1,163.00
Batesville$1,127.00
Booneville$1,331.00
Vancleave$1,344.00
Forest$1,411.00
Columbia$1,328.00
Crystal Springs$1,369.00
Gulf Park Estates$1,118.00
Holly Springs$1,202.00
Southaven$1,411.00
Ellisville$1,396.00
Columbus$1,277.00
Louisville$1,200.00
Byram$1,205.00
Gautier$1,162.00
St. Martin$1,268.00
Long Beach$1,415.00
Gulfport$1,213.00
D’Iberville$1,211.00
Latimer$1,375.00
Corinth$1,129.00
Pascagoula$1,390.00
Horn Lake$1,363.00
Grenada$1,256.00
Jackson$1,299.00
Petal$1,257.00
Pontotoc$1,243.00
Clarksdale$1,189.00
Brookhaven$1,125.00
Pass Christian$1,364.00
Tupelo$1,421.00
Biloxi$1,186.00
Cleveland$1,260.00
Moss Point$1,211.00
Starkville$1,108.00
Greenville$1,214.00
Indianola$1,171.00
Wiggins$1,420.00
Natchez$1,306.00
Amory$1,322.00
Florence$1,409.00
Diamondhead$1,389.00
Picayune$1,313.00
Pearl$1,276.00
West Point$1,191.00
Oxford$1,117.00
Saltillo$1,184.00
Bay St. Louis$1,201.00
Vicksburg$1,325.00
Laurel$1,227.00
Flowood$1,277.00
Meridian$1,169.00
Hernando$1,188.00

Mississippi Homeowners Insurance: Insurance rates by company

Here are some rates you could expect when shopping for homeowners insurance in Mississippi. These are averages for a $250,000 home. Each company can vary between coverages or additional coverages added into the premium.

CompanyHomeowners ($250,000)
Chubb$1,340
Erie Insurance$1,405
Progressive$1,480
Auto-Owners Insurance$1,307
Allstate$1,442
American International$1,321
Hartford Financial Services$1,269
Nationwide Mutual$1,499
USAA$1,463
Farmers Insurance Group$1,468
State Farm$1,386
American Family Insurance$1,508
Travelers Companies Inc.$1,517
Liberty Mutual$1,348

Mississippi Homeowners Insurance: Most common Causes for Homeowners Loss and claims (nationwide)

The purpose of insurance is to make sure you are covered for the unknown disaster. Especially being in Mississippi, the vast changes in the seasons can create natural causes to the home that may need insurance. This is why it is so important to get the right and complete coverage for your homeowners insurance.

Wind
Theft
Injuries
Hail
Vandalism
Water Damage
Other Weather related
Fire
Loss of Use
Lightning

Mississippi Homeowners Insurance: Cheapest Rates by City

Your location may depend on how much your home insurance will be. Most of the factors that impact the rates will be if your zipcode has more natural disasters than others. If you live in one of these cities below, here is the list of the cheapest companies that can provide you home owners insurance.

CityPrice
LouisvilleAllstate
TupeloFarmers
WavelandProgressive
PascagoulaLiberty Mutual
Pass ChristianChub
McCombState Farm
St. MartinUSAA
West HattiesburgTravelers
ClarksdaleAmica
Crystal SpringsAmerican Family
SenatobiaFarmers
D’IbervilleLiberty Mutual
OxfordProgressive
New AlbanyState Farm
GulfportAmerican Family
MadisonTravelers
WaynesboroFarmers
ByramTravelers
LaurelProgressive (ASI)
GrenadaChub
Moss PointUSAA
PhiladelphiaAllstate
Long BeachFarmers
Gulf Park EstatesFarmers
GreenvilleTravelers
PicayuneUSAA
PontotocFarmers
IndianolaAllstate
Olive BranchFarmers
WigginsProgressive
ClevelandAmica
SouthavenFarmers
AmoryFarmers
PearlProgressive (ASI)
West PointAmica
Horn LakeNationWide
StarkvilleAllstate
Holly SpringsUSAA
DiamondheadLiberty Mutual
ColumbiaFarmers
Yazoo CityProgressive
VicksburgUSAA
NatchezAllstate
Bay St. LouisTravelers
EllisvilleTravelers
AberdeenAmerican Family
ForestNationWide
CorinthFarmers

Mississippi Homeowners Insurance: Best Rates by company

Your home is so important to you! As it should be because you’ve worked so hard for it. So make sure you acquire one of these great companies to cover your home in the event something happens. Besides coverage you also pay for the customer service your receive especially when you are dealing with a loss.

CompanyAM Best
TravelersA++
Liberty MutualA
American InternationalA-
MetLifeA-
Farmers InsuranceA
ProgressiveA+
State FarmA++
Hartford FinancialA+
AllstateA+
ChubbA
USAAA++
American FamilyA

Mississippi Homeowners Insurance: Frequently Asked Questions

Mississippi Homeowners Insurance

What information do I need to provide for a Mississippi homeowners quote?

This will start with Your name, Address of the home, how much coverage you were needing on the home, if you have any dogs, when was the last time the roof was repaired or replaced, if the home is a new purchase or old.

How much does it cost to get Mississippi homeowners insurance?

Prices will vary between coverages, where the home is located and the company you choose to go with. Average cost will be $1,442 for the year.

Are there Mississippi Homeowners Insurance laws?

Homeowners insurance is not required by law in the state of mississipi. However, it is good to have insurance on your home in case of any natural disasters. Should protect your assets, especially if you own your home.

Mississippi Homeowners Insurance: Need Your Home Insured In Another State?

Mississippi Homeowners Insurance

Insurance varies greatly from state to state. Click on your state to find out more specifics about homeowners insurance.

AL AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

Or If You’re Ready…

If you have all the information you need, get a homeowners quote now!

Mississippi Homeowners Insurance: Ready to Bundle with Another Product?

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Last Updated on April 22, 2022 by Crystal Sullivan