Cheap Insurance In Mississippi


Looking for the best rates on insurance in Mississippi? Our team at A Plus Insurance specializes in finding the perfect coverage tailored to your needs. Call us today for a free quote and let us save you money on your Mississippi insurance policy.

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

LOWEST COST FULL COVERAGE CAR INSURANCE IN MISSISSIPPI IN 10 MINS

Full coverage Insurance will cover your vehicle for theft, fire, vandalism, glass breakage, and impact with another vehicle/object. Not to mention other coverage options that open up like Rental and roadside. If you’re financing a newer vehicle it is important to carry these coverages on your Mississippi Car Insurance.

Enjoying a nice day on the River bank listening to those famous Blues tunes when you notice your cars get up and go, got up and went? Make sure your Insurance policy covers you for Roadside Assistance in case you need a tow.

QUICK TIP: Choose a higher Deductible to keep those rates lower.

TOP 3 MISSISSIPPI INSURANCE AVERAGE RATE FULL COVERAGE

CarriersAverage Price
National General$139
Progressive Insurance$139
American Family$145
Insurance in Mississippi

LEAST EXPENSIVE BROADFORM / NON OWNERS AUTO INSURANCE IN MISSISSIPPI

The Broadform policy is offered in only 11 States, Mississippi being one of those States. The Broadform covers the Named Insured only, driving any personal passenger vehicle, covered for liability.

This type of policy is great if you need insurance, but do not necessarily own a vehicle, or if you own multiple vehicles. The reason being, the price does not change based on the type of vehicle, or number of vehicles.

Insurance In Mississippi
Chuck & His Sister

This is Chuck, he just needs simple insurance to get his license reinstated! But, he doesn’t own a car! How do you get insurance when you don’t have a car to put on the policy? Easy! Get a non-owners broadform and now he can get his insurance valid once again. He can even drive his sisters car to get to the Elvis Museum in Tupelo!

Broadform/Non-Owners Average Rates

CarriersAverage Cost
Dairyland$76
Progressive Insurance$98
The General$116
Mendota Ins. Company$141
Bristol West$156
Geico$170
Remember- Broadform policies follow the driver not the car.

CHEAPEST INSURANCE FOR FEMALE DRIVERS IN MISSISSIPPI

While gender doesn’t have as sizable an impact on car insurance premiums like location, or driving history may, it does affect your insurance premium. On average, females pay $50 less a year on their Mississippi car Insurance. Great news ladies, you just earned yourself a spa day with those yearly savings for you insurance in Mississippi!

Gender Comparison Average for Mississippi Insurance

MaleFemale
$ 231.84$ 184.09
$ 193.20$ 161.00
$ 139.84$ 124.84
$ 110.40$ 106.08
$ 109.48$ 98.44
$ 99.36$ 101.48
$ 106.08$ 114.08

New A Plus Insurance Customers in Mississippi Save on Average $591.55..that’s almost 5,406 eggs!

LEAST EXPENSIVE AUTO INSURANCE WITH DUI, ACCIDENT, VIOLATIONS IN MS

Have you ever been convicted of a DUI? Mistakes happen. Most importantly, do not let that mistake happen again because it will cost you. Insurance premiums will increase with a major violation such as an At Fault Accident, or DUI. Those violations will stay on your driving record for 5 years, making insurance prices more expensive for 5 years, until they fall off.

Due to the circumstance, you may require a SR-22 for your insurance in Mississippi.

An SR-22 filing is simply an attachment added onto a Mississippi Insurance policy that carries at least the State Minimum Liability requirements. This leaves your insurance company responsible for reporting your insurance to the State of Mississippi to let them know you are complying. The average time for an SR-22 is 1-5 years depending upon the type of conviction.

SR-22 Average Insurance Rates

CarriersAverage Cost
National General$97
Geico$101
Dairyland$103
The General$104
Mendota Ins. Company$106
Progressive Insurance$107
Allstate$117

WHO TYPICALLY HAS THE CHEAPEST INSURANCE?

In Mississippi, finding affordable insurance is essential for every driver. Insurance rates can vary based on factors like age, driving record, and coverage needs. However, some insurance carriers consistently offer competitive prices for drivers in the Magnolia State. Progressive and Dairyland are among the insurance companies known for providing budget-friendly options for vehicle insurance in Mississippi. By comparing quotes from multiple insurance carriers, you can find the coverage you need at a price that fits your budget.

  • Factors influencing insurance rates:
    • Age
    • Driving record
    • Coverage needs
    • Vehicle type

Comparison of Insurance Rates in Mississippi:

Insurance CompanyAverage Monthly Premium
Progressive$85
Dairyland$90
Gainsco$95
Assurance America$100
National General$105

By exploring your options and taking advantage of available discounts, you can secure affordable insurance coverage in Mississippi.

BEST INSURANCE WITH CLEAN DRIVING HISTORY IN MISSISSIPPI

It’s well known that drivers with clean records pay less for insurance in Mississippi car Insurance, because they are safer drivers and less likely to result in a claim or accident. You will be rewarded for your safe driving habits with cheaper Insurance rates.

Squeaky Clean Rates!

CarriersAverage Cost
Bristol West$133
Geico$133
AssuranceAmerica$134
Acceptance RTR$138
The General$138
Arizona Insurance

What’s better than classic Mississippi Blues? Bundling your Auto and Homeowners
Policies together! Insurance companies are likely to keep your business longer when
you have more than 1 policy with them, in return offering you cheaper prices for you Mississippi Insurance!

INSURANCE IN MISSISSIPPI – GOOD CREDIT VS BAD CREDIT?

Credit is a rating factor when determining a driver’s Mississippi Car Insurance premium. The better credit you have, the cheaper Insurance prices you will see. This will keep money in your pocket, and who doesn’t love to save money?

Keep your Credit in good standing, and your insurance prices will be cheaper. If you have ‘bad credit’, maybe the time to work on it is now. You can start by taking small steps to getting your credit cleaned up, and you will start to see cheaper rates for your insurance in Mississippi.

Credit Comparison Insurance In Mississippi

CarriersAverage Cost
Geico$128
National General$135
Mendota Ins. Company$137
Acceptance RTR$140
The General$141
AssuranceAmerica$142
Good Credit
CarriersAverage Cost
21st Century$150
GAINSCO$155
National General$158
Nationwide$160
AssuranceAmerica$161
Progressive Insurance$168
Bristol West$169
Bad Credit

How to Get a Free Quote Insurance In Mississippi

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Here’s What Our Clients Say About Us​

What types of insurance are commonly available in Mississippi?

Insurance options in Mississippi typically include auto insurance, home insurance, renters insurance, life insurance, health insurance, and business insurance tailored to specific needs.

How can I find affordable insurance coverage in Mississippi?

To find affordable insurance coverage in Mississippi, compare quotes from various insurers, explore available discounts, review coverage options, and ensure the policy aligns with your needs.

Need help choosing insurance in Mississippi?

Feel free to call us at 1.888.445.2793 for assistance with insurance in Mississippi. Our team is here to help you find suitable coverage.

Additional Mississippi Insurance
Liability Insurance | Mississippi
Full Coverage Insurance | Mississippi
SR22 Insurance | Mississippi
Homeowner’s Insurance | Mississippi
Motorcycle Insurance | Mississippi
Rates for RV & Motorcycle Insurance | Mississippi

FAQs About A Plus Insurance and Insurance in Mississippi

What types of insurance products does A Plus Insurance offer in Mississippi?

A Plus Insurance in Mississippi provides a wide range of insurance products, including auto insurance, home insurance, renters insurance, business insurance, and more. Our goal is to offer comprehensive coverage options tailored to the unique needs of our clients in Mississippi.

How can I request an insurance quote from A Plus Insurance in Mississippi?

Requesting an insurance quote from A Plus Insurance in Mississippi is easy and convenient. You can visit our website and use our online quote request form to receive a personalized insurance quote for your property or vehicle. Alternatively, you can contact our Mississippi office at 888-445-2793 for a free quote, and our experienced agents will assist you in finding the right insurance coverage.

What sets A Plus Insurance apart as a trusted insurance agency in Mississippi?

A Plus Insurance is known for its commitment to personalized service, competitive rates, and a wide range of insurance options in Mississippi. We take the time to understand our clients’ unique needs and provide guidance to help them make informed decisions about their insurance coverage. Our goal is to provide peace of mind through reliable and comprehensive insurance solutions.

Is car insurance higher in Mississippi?

Car insurance rates in Mississippi can vary depending on various factors, including your driving history, the type of coverage you choose, and your location within the state. It’s essential to compare insurance rates and coverage options to find the most suitable and affordable car insurance policy for your needs. A Plus Insurance can assist you in finding competitive car insurance rates in Mississippi.

Last Updated on by Camron Moss

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