SR22 Insurance Mississippi
Did you know Mississippi is the Catfish Capitol of the World? If you fishing enthusiasts have been speeding to that lake one too many times for a good catch…chances are your driving record has caught up with you too.

Let A Plus Insurance help you find the best auto insurance rates if your driving record is making your payments a little fishy…
- SR22 Insurance Mississippi
- SR22 Insurance Mississippi: Rates by company (full coverage)
- SR22 Insurance Mississippi: State Laws
- SR22 Insurance Mississippi: Reasons you may be required to carry an SR-22
- SR22 Insurance Mississippi: Cost (liability)
- DUI and SR-22 in Mississippi
- SR22 Insurance Mississippi: Which companies offer SR-22 filings?
- SR22 Insurance Mississippi: Cost for SR-22 (full coverage)
- SR22 Insurance Mississippi: SR-22 and Child Support
- SR22 Insurance Mississippi: Company fees
- SR22 Insurance Mississippi: Who has the lowest price on (by city)
- SR22 Insurance Mississippi: Rates by company (liability)
- SR22 Insurance Mississippi: Frequently Asked Questions
SR22 Insurance Mississippi: Rates by company (full coverage)
Company | SR22 Full Coverage (average) |
American Family | N/A |
Allstate | N/A |
Geico | $208.00 |
Nationwide | N/A |
Mendota Ins. Company | $190.00 |
Bristol West | $213.00 |
National General | $165.00 |
Safeco | N/A |
Travelers | N/A |
State Farm | N/A |
State Auto | N/A |
Farmers | $211.00 |
Progressive Insurance | $193.00 |
USAA | N/A |
The General | $204.00 |
21st Century | N/A |
AssuranceAmerica | $215.00 |
Dairyland | $177.00 |
Liberty Mutual | $178.00 |
SR22 Insurance Mississippi: State Laws
Under Mississippi law, all drivers required to carry SR-22 will need to maintain the minimum liability coverages. The SR-22 certificate of insurance will provide Mississippi DPS proof that you are carrying insurance for the minimum requirements, for at least 3 years.
SR22 Insurance Mississippi: Reasons you may be required to carry an SR-22
At Fault accident with no insurance |
DWI (Driving while intoxicated) |
Failure to maintain mandatory insurance coverage required by state law |
License suspension for failure to pay fines |
Multiple Traffic Offenses |
Driving while Suspended/revocation |
Previous incarceration |
Too many tickets in short period of time |
DUI (Driving under the influence of Drugs or Alcohol) |
Excessive points violations |
Suspension of license due to child support |
SR22 Insurance Mississippi: Cost (liability)
City | Price |
Bay St. Louis | $91.00 |
Saltillo | $110.00 |
Clinton | $108.00 |
Pontotoc | $89.00 |
Meridian | $96.00 |
Indianola | $103.00 |
D’Iberville | $103.00 |
Hattiesburg | $88.00 |
Diamondhead | $93.00 |
Tupelo | $104.00 |
Pearl | $100.00 |
Pass Christian | $97.00 |
Louisville | $106.00 |
Ridgeland | $97.00 |
Cleveland | $105.00 |
Aberdeen | $96.00 |
Kosciusko | $88.00 |
Booneville | $93.00 |
Grenada | $94.00 |
Greenwood | $88.00 |
Columbus | $101.00 |
Biloxi | $96.00 |
Forest | $87.00 |
Carthage | $96.00 |
Natchez | $98.00 |
Ellisville | $88.00 |
Waveland | $109.00 |
Hernando | $105.00 |
Batesville | $110.00 |
Brookhaven | $109.00 |
Laurel | $88.00 |
Philadelphia | $107.00 |
Wiggins | $103.00 |
Crystal Springs | $89.00 |
St. Martin | $90.00 |
Petal | $94.00 |
Gulf Hills | $102.00 |
Moss Point | $100.00 |
Olive Branch | $90.00 |
Pascagoula | $96.00 |
Greenville | $106.00 |
Madison | $90.00 |
Byram | $88.00 |
Oxford | $96.00 |
Corinth | $86.00 |
Columbia | $89.00 |
West Point | $110.00 |
Senatobia | $93.00 |
Florence | $109.00 |
Amory | $105.00 |
McComb | $89.00 |
Picayune | $86.00 |
Jackson | $95.00 |
Richland | $92.00 |
West Hattiesburg | $103.00 |
Starkville | $96.00 |
Brandon | $108.00 |
Gulf Park Estates | $90.00 |
Southaven | $94.00 |
Canton | $93.00 |
Waynesboro | $94.00 |
Clarksdale | $101.00 |
Vancleave | $86.00 |
Flowood | $109.00 |
Long Beach | $106.00 |
Vicksburg | $98.00 |
DUI and SR-22 in Mississippi
If you’ve been convicted of a DUI in Mississippi, your license will be suspended, and you will be required to carry an SR-22 for 3-5 years. The SR-22 will simply let the State of Mississippi know that you are carrying the minimum liability limits.
SR22 Insurance Mississippi: Which companies offer SR-22 filings?
Company | SR22 Offered |
Liberty Mutual | yes |
Mendota Ins. Company | yes |
Farmers | yes |
State Farm | unsure |
21st Century | no |
Dairyland | yes |
Travelers | no |
Nationwide | no |
Progressive Insurance | Yes |
American Family | no |
USAA | NO |
Acceptance RTR | yes |
Geico | yes |
The General | yes |
Bristol West | yes |
National General | yes |
Allstate | unsure |
Safeco | no |
GAINSCO | yes |
SR22 Insurance Mississippi: Cost for SR-22 (full coverage)
City | Price |
Ridgeland | $152 |
Florence | $157 |
Philadelphia | $177 |
Flowood | $160 |
Senatobia | $157 |
Southaven | $148 |
Carthage | $148 |
Laurel | $173 |
Columbia | $180 |
McComb | $181 |
Ellisville | $155 |
Batesville | $153 |
Gautier | $149 |
Oxford | $155 |
Amory | $159 |
Corinth | $165 |
Holly Springs | $148 |
Aberdeen | $178 |
Kosciusko | $178 |
Moss Point | $177 |
Pontotoc | $159 |
Ocean Springs | $182 |
Ripley | $177 |
Madison | $153 |
Gulf Park Estates | $181 |
Cleveland | $164 |
Hernando | $155 |
Wiggins | $151 |
New Albany | $176 |
Vancleave | $174 |
Vicksburg | $169 |
Canton | $178 |
Pascagoula | $153 |
Bay St. Louis | $158 |
Starkville | $182 |
St. Martin | $160 |
Waveland | $180 |
Picayune | $165 |
Brandon | $176 |
Olive Branch | $179 |
Clinton | $148 |
Brookhaven | $180 |
Tupelo | $149 |
Pass Christian | $158 |
Horn Lake | $174 |
Jackson | $153 |
Diamondhead | $146 |
Hattiesburg | $150 |
Meridian | $166 |
Crystal Springs | $151 |
Greenville | $157 |
Yazoo City | $162 |
Natchez | $176 |
Clarksdale | $181 |
Grenada | $150 |
Waynesboro | $150 |
Forest | $181 |
Long Beach | $170 |
Indianola | $175 |
West Hattiesburg | $162 |
West Point | $148 |
Louisville | $177 |
Petal | $146 |
D’Iberville | $157 |
Biloxi | $155 |
Booneville | $146 |
Gulf Hills | $152 |
Richland | $151 |
Saltillo | $170 |
SR22 Insurance Mississippi: SR-22 and Child Support
If your license has been suspended for failure to pay child support, you will be required to maintain liability insurance with an SR-22 filing for at least 3 years.
SR22 Insurance Mississippi: Company fees
Progressive Insurance | $25.00 |
Allstate | Unknown |
Dairyland | Free |
Liberty Mutual | $15-$25 |
Bristol West | NA |
Safeco | na |
State Auto | na |
Acceptance RTR | NA |
GAINSCO | NA |
National General | $25.00 |
21st Century | na |
Geico | $25.00 |
State Farm | Unknown |
Travelers | na |
USAA | na |
Mendota Ins. Company | $25.00 |
Nationwide | na |
American Family | na |
The General | $25.00 |
SR22 Insurance Mississippi: Who has the lowest price on (by city)
City | Price |
St. Martin | The General |
Senatobia | National General |
Corinth | Progressive |
Cleveland | Progressive |
Long Beach | Liberty Mutual |
Diamondhead | The General |
Southaven | Liberty Mutual |
Gulf Hills | Geico |
Gautier | Farmers |
Latimer | Geico |
Carthage | The General |
Waveland | Progressive |
Clarksdale | Geico |
Brandon | Progressive |
D’Iberville | Farmers |
Horn Lake | Dairyland* |
Picayune | Progressive |
Louisville | Progressive |
Holly Springs | Liberty Mutual |
Byram | Geico |
Hernando | Progressive |
Saltillo | Dairyland* |
Amory | Bristol West |
Petal | Progressive |
Starkville | The General |
Flowood | National General |
Crystal Springs | Progressive |
New Albany | The General |
Ripley | Progressive |
Pearl | Progressive |
Jackson | Farmers |
Pascagoula | National General |
Ellisville | Progressive |
McComb | Liberty Mutual |
West Point | Geico |
Richland | Progressive |
Bay St. Louis | The General |
Biloxi | Progressive |
Grenada | The General |
Tupelo | National General |
Batesville | Progressive |
Laurel | Bristol West |
Oxford | Geico |
Brookhaven | Liberty Mutual |
Natchez | Progressive |
Columbus | Liberty Mutual |
Pass Christian | The General |
Olive Branch | Progressive |
Hattiesburg | Geico |
Indianola | Liberty Mutual |
Ocean Springs | Geico |
Columbia | The General |
Gulf Park Estates | The General |
Madison | The General |
Canton | Geico |
Greenwood | Liberty Mutual |
Vicksburg | Liberty Mutual |
Pontotoc | Dairyland* |
Aberdeen | Farmers |
Florence | Liberty Mutual |
Gulfport | The General |
Waynesboro | The General |
Clinton | Progressive |
Moss Point | The General |
Forest | Progressive |
Yazoo City | The General |
Philadelphia | Progressive |
Vancleave | Progressive |
Meridian | Geico |
Ridgeland | National General |
West Hattiesburg | Farmers |
Wiggins | Geico |
Kosciusko | Progressive |
SR22 Insurance Mississippi: Rates by company (liability)
Company | SR22 Liability (average) |
Allstate | N/A |
National General | $103.00 |
AssuranceAmerica | $108.00 |
State Auto | N/A |
State Farm | N/A |
Dairyland | $115.00 |
Nationwide | N/A |
Geico | $92.00 |
The General | $82.00 |
American Family | N/A |
Travelers | N/A |
Mendota Ins. Company | $95.00 |
21st Century | N/A |
Farmers | $87.00 |
Bristol West | $105.00 |
Safeco | N/A |
Progressive Insurance | $81.00 |
GAINSCO | $107.00 |
SR22 Insurance Mississippi: Frequently Asked Questions
What is an SR-22 in Mississippi?
An SR-22 is a certificate of financial responsibility letting the State know that you are carrying at least liability insurance.
How do I know if I need an SR-22 in Mississippi?
If you’ve been convicted of a major violation; such as DUI, Reckless Driving, Hit and Run, you will most likely need an SR-22.
How long do I need an SR-22 in Mississippi?
The average time required to carry an SR-22 is 1-5 years.
How much does an SR-22 cost in Mississippi?
While it depends on the insurance company, most companies charge a flat fee of $5-$25 each term.
What happens if I let my SR-22 lapse in Mississippi?
If your insurance has lapsed or cancelled, the state will be notified. You will need to maintain coverage, your time may restart if the policy has cancelled.
Last Updated on by Lauren Mckenzie