Vehicle insurance: All about Liability Insurance in Mississippi
Minimum Liability Requirements for Mississippi
By Danielle | CSR at Learnandserve.org | Powered by A Plus Insurance
TABLE OF CONTENTS
- Cheap Mississippi Auto Insurance: Is Mississippi an at Fault State?
- Cheap Mississippi Auto Insurance: Mississippi Liability Insurance
- Mississippi Liability Insurance: Coverages
- Extended Coverages Explained
- Cheap Mississippi Auto Insurance: Full Coverage or Only Liability?
- “Should I Get Full Coverage” Calculator
- Cheap Mississippi Auto Insurance: Liability
- Cheap Mississippi Auto insurance: Full Coverage
- Cheap Mississippi Auto Insurance: Discounts
- Insurance Discount Calculator
- OTHER HELPFUL LINKS: SUGGESTIONS
Cheap Mississippi Auto Insurance: Is Mississippi an at Fault State?
Auto insurance is mandatory, by law, to have on a vehicle. Mississippi is one of the states that is a comparative fault state. This means, if the court finds that you were partially liable for your accident, your damages award will be reduced by your percentage of fault. For example, let’s assume that you were rear-ended while stopped at a red light, but one of your taillights was out.
Meaning any persons involved in an accident will have Comparative negligence is a tort principle used by the court to reduce the amount of damages that a plaintiff can recover in a negligence-based claim. This is according to the degree of negligence each party contributed to the incident.
Mississippi requires $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage
Cheap Mississippi Auto Insurance: Mississippi Liability Insurance
When looking for insurance on a vehicle you have options. However, Mississippi requires liability but there are more coverages that are available for you.
Keep in mind that Mississippi Liability requires a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.
You have the additional options, and you are eligible to add more than just one. Collision, personal injury protection, uninsured and underinsured motorist, comprehensive, and medical payments are all coverages that are there to help you in any accident.
Mississippi Liability Insurance: Coverages
Extended Coverages Explained
Liability insurance: means “responsibility” liability helps pay out when you are responsible for an accident. (required)
Collison insurance: when there is a collision with another vehicle that there are damage of property regardless of who’s fault it is. (not required)
Personal Injury protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)
uninsured and underinsured motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)
comprehensive Inusrance: can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, ect. (not required)
medical payments Insurance: this coverage will help if there are any medical bill’s that needed to be paid due to an accident. (not required)
These coverages can be added on to your policy so that you and your vehicle is protected in any situation that were to occur but it’s your choice on what you think would be better for you.
Cheap Mississippi Auto Insurance: Full Coverage or Only Liability?
If you were unsure if you should get full coverage which is liability + additional coverages, or just liability, we have a chart here listed to help decide what best fit’s for you!
“Should I Get Full Coverage” Calculator
Cheap Mississippi Auto Insurance: Liability
Cheap Mississippi Auto insurance: Full Coverage
Cheap Mississippi Auto Insurance: Discounts
Some Carrier’s offer discounts, Use the calculator below to see what discounts may apply to you!
Insurance Discount Calculator
OTHER HELPFUL LINKS: SUGGESTIONS
Last Updated on by Alexis Karapiperis