Vehicle Insurance: All About Cheap Mississippi Auto Insurance

Minimum Liability Requirements for Mississippi: 25/50/25

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

Is Mississippi an at Fault State?

Auto insurance is mandatory, by law, to have on a vehicle. Mississippi is one of the states that is a comparative fault state. This means, if the court finds that you were partially liable for your accident, your damages will be reduced by your percentage of fault.

Meaning any persons involved in an accident will have Comparative negligence is a tort principle used by the court to reduce the amount of damages that a plaintiff can recover in a negligence-based claim. This is according to the degree of negligence each party contributed to the incident.

Mississippi requires $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage

Cheap Mississippi Auto Insurance: Which Company has the lowest liability price? (by city)

CityPrice
PicayuneGeico
GrenadaThe General
LouisvilleFarmers
VancleaveThe General
Yazoo CityProgressive
JacksonGeico
CarthageThe General
ClarksdaleThe General
Long BeachProgressive
PearlThe General
GulfportGeico
WigginsDairyland*
TupeloProgressive
PetalLiberty Mutual
Bay St. LouisLiberty Mutual
ColumbusGeico
GreenvilleProgressive
RipleyThe General
HattiesburgProgressive
GreenwoodThe General
FlowoodProgressive
ByramProgressive
PhiladelphiaNational General
BoonevilleFarmers
ForestGeico
HernandoProgressive
SenatobiaGeico
Pass ChristianProgressive
NatchezProgressive
IndianolaProgressive
RichlandLiberty Mutual
BiloxiNational General
ClintonDairyland*
CorinthLiberty Mutual
WavelandGeico
BatesvilleBristol West
PontotocBristol West
Moss PointLiberty Mutual
CantonLiberty Mutual
St. MartinThe General
OxfordProgressive
ColumbiaGeico
GautierProgressive
New AlbanyGeico
PascagoulaFarmers
EllisvilleThe General
West PointNational General
Ocean SpringsGeico
LatimerProgressive
WaynesboroThe General
West HattiesburgDairyland*
AmoryThe General
McCombProgressive
Horn LakeDairyland*
DiamondheadDairyland*
FlorenceProgressive
Crystal SpringsProgressive
Cheap Mississippi Auto Insurance
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Cheap Mississippi Auto Insurance: Liability Only

When looking for insurance on a vehicle you have options. However, Mississippi requires liability but there are more coverages that are available for you.

Keep in mind that Mississippi Liability requires a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.

You have the additional options, and you are eligible to add more than just one. Collision, personal injury protection, uninsured and underinsured motorist, comprehensive, and medical payments are all coverages that are there to help you in any accident.

What’s the Cheapest Car Insurance in Mississippi?

CityAverage Price (Liability Only)
Richland$93.00
Crystal Springs$106.00
Cleveland$102.00
Madison$88.00
Vancleave$95.00
Ellisville$93.00
Southaven$87.00
Petal$87.00
Pascagoula$99.00
Tupelo$110.00
Ocean Springs$110.00
Olive Branch$103.00
Gautier$93.00
Biloxi$103.00
Aberdeen$98.00
Grenada$91.00
Pass Christian$94.00
Clinton$87.00
Corinth$105.00
Ridgeland$109.00
Laurel$92.00
Florence$96.00
Clarksdale$107.00
Columbus$104.00
Hattiesburg$94.00
Greenwood$93.00
McComb$95.00
Diamondhead$110.00
Jackson$89.00
West Hattiesburg$97.00
Saltillo$99.00
Long Beach$97.00
Moss Point$110.00
Vicksburg$92.00
Pearl$106.00
Waveland$87.00
Horn Lake$87.00
Picayune$107.00
Oxford$90.00
Hernando$107.00
Carthage$88.00
D’Iberville$104.00
Booneville$95.00
Ripley$94.00
Gulfport$105.00
Byram$99.00
Indianola$101.00
Pontotoc$106.00
Canton$90.00
Meridian$100.00
Senatobia$98.00
Flowood$107.00
Bay St. Louis$104.00
Cheap Mississippi Auto Insurance

How to Get a Free Quote Mississippi Auto Insurance

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Cheap Liability Coverages in Mississippi

Extended Coverages Explained

Cheap Mississippi Auto Insurance
Cheap Mississippi Auto Insurance

Liability Insurance: means “responsibility” liability helps pay out when you are responsible for an accident. (required)

Collision Insurance: when there is a collision with another vehicle and there is damage of property, regardless of who’s fault it is. (not required)

Personal Injury Protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)

Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)

Comprehensive Insurance:  can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, etc. (not required)

Medical Payments Insurance: this coverage will help if there are any medical bills that needed to be paid due to an accident. (not required)

These coverages can be added on to your policy so that you and your vehicle is protected in any situation that were to occur but it’s your choice on what you think would be better for you.

Cheap Mississippi Auto Insurance: What’s Better, Full Coverage or Only Liability?

If you were unsure if you should get full coverage, which is liability with comprehensive and collision coverage, or just liability, we have a calculator here listed to help decide what best fit’s for you!

Should I upgrade to Full Coverage in Mississippi (by city)

CityPrice
Vancleave$180
D’Iberville$164
Picayune$159
Southaven$160
Diamondhead$152
Flowood$179
Bay St. Louis$181
Cleveland$165
Ellisville$152
Richland$157
Waveland$168
Tupelo$162
Crystal Springs$148
Pass Christian$167
Philadelphia$155
Meridian$149
Indianola$155
Pearl$181
Forest$178
Jackson$164
Byram$155
Ocean Springs$160
Greenwood$164
Wiggins$179
Batesville$169
St. Martin$168
Columbia$163
Biloxi$162
West Point$168
Brandon$175
Olive Branch$173
Latimer$167
Aberdeen$157
Kosciusko$176
Madison$166
Canton$153
Saltillo$150
Senatobia$153
Natchez$167
Starkville$155
Amory$161
Waynesboro$164
Ripley$167
Clarksdale$178
Holly Springs$168
Pascagoula$154
Gulf Hills$170
Horn Lake$169
Ridgeland$156
Florence$173
Oxford$160
Clinton$181
Grenada$154
Hernando$173
Yazoo City$149
Laurel$159
Moss Point$166
Corinth$178
West Hattiesburg$171
Pontotoc$179
Gulf Park Estates$159
Columbus$178
New Albany$179
Brookhaven$178
Hattiesburg$146
Louisville$176
Vicksburg$176
Gautier$171
Carthage$176
Booneville$178
McComb$165
Long Beach$163
Gulfport$158
Petal$166
Cheap Mississippi Auto Insurance

Mississippi Liability Insurance

CarriersAverage Price
National General$82
The General$84
Progressive$92
Dairyland$94
Assurance America$110
Mendota$111
Bristol West$117
gainsco$124
21 centry$131
Travelers$137
Gecio $141
USAA$141
Acceptance RTR$146
American Family$147
State farm$150
Farmers$151
Safeco$152
State Auto$155
Liberty Mutual $167
Nationwide$176
Allstate$178
Cheap Mississippi Auto Insurance
Liability Only

Mississippi Full Coverage Auto Insurance

CarriersAverage Price
Progressive$144
Acceptance RTR$146
The Genral$149
21 Centry$152
Travelers$153
American family$154
Bristol West$154
National General$155
Assurance America$157
Liberty Mutual$165
State Farm$165
Mendota$173
Gainsco$177
Allstate$179
USAA$180
National General$182
Geico$183
State Auto$200
Dairyland$212
Safeco$218
Cheap Mississippi Auto Insurance
Full coverage
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OTHER HELPFUL LINKS: MISSISSIPPI

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Frequently Asked Questions About Cheap Mississippi Auto Insurance

Q1: How can I find affordable auto insurance in Mississippi?

A1: To find affordable auto insurance in Mississippi, it’s essential to shop around and compare quotes from different insurance providers. You can also consider raising your deductible, maintaining a clean driving record, and exploring available discounts to lower your premiums.

Q2: What types of coverage are available in cheap Mississippi auto insurance?

A2: Cheap Mississippi auto insurance typically offers various types of coverage, including liability insurance, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and more. The specific coverage you choose should align with your needs and budget.

Q3: Are there discounts available for cheap auto insurance in Mississippi?

A3: Yes, there are often discounts available for cheap auto insurance in Mississippi. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain safety features on your vehicle. Be sure to inquire with insurance providers about available discounts.

Q4: How much is car insurance in Mississippi per month?

A4: The cost of car insurance in Mississippi per month can vary widely depending on several factors, including your driving history, the type of coverage you choose, your vehicle’s make and model, and your location. To get a personalized quote and determine the monthly cost, it’s best to contact insurance providers directly.

Last Updated on by Marlon Moss

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