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2022 cheap Mississippi auto insurance

Vehicle insurance: All about Liability Insurance in Mississippi

KEYWORDS KEYWORDEYWORDS!!!

Minimum Liability Requirements for Mississippi

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By Danielle | CSR at Learnandserve.org | Powered by A Plus Insurance

Cheap Mississippi Auto Insurance: Is Mississippi an at Fault State?

Auto insurance is mandatory, by law, to have on a vehicle. Mississippi is one of the states that is a comparative fault state. This means, if the court finds that you were partially liable for your accident, your damages award will be reduced by your percentage of fault. For example, let’s assume that you were rear-ended while stopped at a red light, but one of your taillights was out.

Meaning any persons involved in an accident will have Comparative negligence is a tort principle used by the court to reduce the amount of damages that a plaintiff can recover in a negligence-based claim. This is according to the degree of negligence each party contributed to the incident.

Mississippi requires $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage

Cheap Mississippi Auto Insurance: Mississippi Liability Insurance

When looking for insurance on a vehicle you have options. However, Mississippi requires liability but there are more coverages that are available for you.

Keep in mind that Mississippi Liability requires a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.

You have the additional options, and you are eligible to add more than just one. Collision, personal injury protection, uninsured and underinsured motorist, comprehensive, and medical payments are all coverages that are there to help you in any accident.

Mississippi Liability Insurance: Coverages

Extended Coverages Explained

Cheap Mississippi auto insurance
coverage

Liability insurance: means “responsibility” liability helps pay out when you are responsible for an accident. (required)

Collison insurance: when there is a collision with another vehicle that there are damage of property regardless of who’s fault it is. (not required)

Personal Injury protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)

uninsured and underinsured motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)

comprehensive Inusrance:  can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, ect. (not required)

medical payments Insurance: this coverage will help if there are any medical bill’s that needed to be paid due to an accident. (not required)

These coverages can be added on to your policy so that you and your vehicle is protected in any situation that were to occur but it’s your choice on what you think would be better for you.

Cheap Mississippi Auto Insurance: Full Coverage or Only Liability?

If you were unsure if you should get full coverage which is liability + additional coverages, or just liability, we have a chart here listed to help decide what best fit’s for you!

Should I Get Full CoverageCalculator


Cheap Mississippi Auto Insurance: Liability

CarriersPrice Range
National General$82
The General$84
Progressive$92
Dairyland$94
Assurance America$110
Mendota$111
Bristol West$117
gainsco$124
21 centry$131
Travelers$137
Gecio $141
USAA$141
Acceptance RTR$146
American Family$147
State farm$150
Farmers$151
Safeco$152
State Auto$155
Liberty Mutual $167
Nationwide$176
Allstate$178
Liability Only

Cheap Mississippi Auto insurance: Full Coverage

CarriersPrice
Progressive$144
Acceptance RTR$146
The Genral$149
21 Centry$152
Travelers$153
American family$154
Bristol West$154
National General$155
Assurance America$157
Liberty Mutual$165
State Farm$165
Mendota$173
Gainsco$177
Allstate$179
USAA$180
National General$182
Geico$183
State Auto$200
Dairyland$212
Safeco$218
Full coverage

Cheap Mississippi Auto Insurance: Discounts

Some Carrier’s offer discounts, Use the calculator below to see what discounts may apply to you!

Insurance Discount Calculator


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Last Updated on by Alexis Karapiperis