- Vehicle Insurance: All About Cheap Mississippi Auto Insurance
- Is Mississippi an at Fault State?
- Cheap Mississippi Auto Insurance: Which Company has the lowest liability price? (by city)
- Cheap Mississippi Auto Insurance: Liability Only
- Cost for Liability Only in Mississippi (by city)
- Cheap Liability Coverages in Mississippi
- Extended Coverages Explained
- Cheap Mississippi Auto Insurance: What's Better, Full Coverage or Only Liability?
- "Should I Get Full Coverage" Calculator
- Should I upgrade to Full Coverage in Mississippi (by city)
- Mississippi Liability Insurance
- Mississippi Full Coverage Auto Insurance
- Cheap Mississippi Auto Insurance: Discounts
- Insurance Discount Calculator
- INSURANCE SERVICES WE OFFER
- OTHER HELPFUL LINKS: MISSISSIPPI
- Frequently Asked Questions About Cheap Mississippi Auto Insurance
Is Mississippi an at Fault State?
Auto insurance is mandatory, by law, to have on a vehicle. Mississippi is one of the states that is a comparative fault state. This means, if the court finds that you were partially liable for your accident, your damages will be reduced by your percentage of fault.
Meaning any persons involved in an accident will have Comparative negligence is a tort principle used by the court to reduce the amount of damages that a plaintiff can recover in a negligence-based claim. This is according to the degree of negligence each party contributed to the incident.
Mississippi requires $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage
Cheap Mississippi Auto Insurance: Which Company has the lowest liability price? (by city)
| City | Price |
| Picayune | Geico |
| Grenada | The General |
| Louisville | Farmers |
| Vancleave | The General |
| Yazoo City | Progressive |
| Jackson | Geico |
| Carthage | The General |
| Clarksdale | The General |
| Long Beach | Progressive |
| Pearl | The General |
| Gulfport | Geico |
| Wiggins | Dairyland* |
| Tupelo | Progressive |
| Petal | Liberty Mutual |
| Bay St. Louis | Liberty Mutual |
| Columbus | Geico |
| Greenville | Progressive |
| Ripley | The General |
| Hattiesburg | Progressive |
| Greenwood | The General |
| Flowood | Progressive |
| Byram | Progressive |
| Philadelphia | National General |
| Booneville | Farmers |
| Forest | Geico |
| Hernando | Progressive |
| Senatobia | Geico |
| Pass Christian | Progressive |
| Natchez | Progressive |
| Indianola | Progressive |
| Richland | Liberty Mutual |
| Biloxi | National General |
| Clinton | Dairyland* |
| Corinth | Liberty Mutual |
| Waveland | Geico |
| Batesville | Bristol West |
| Pontotoc | Bristol West |
| Moss Point | Liberty Mutual |
| Canton | Liberty Mutual |
| St. Martin | The General |
| Oxford | Progressive |
| Columbia | Geico |
| Gautier | Progressive |
| New Albany | Geico |
| Pascagoula | Farmers |
| Ellisville | The General |
| West Point | National General |
| Ocean Springs | Geico |
| Latimer | Progressive |
| Waynesboro | The General |
| West Hattiesburg | Dairyland* |
| Amory | The General |
| McComb | Progressive |
| Horn Lake | Dairyland* |
| Diamondhead | Dairyland* |
| Florence | Progressive |
| Crystal Springs | Progressive |
Cheap Mississippi Auto Insurance: Liability Only
When looking for insurance on a vehicle you have options. However, Mississippi requires liability but there are more coverages that are available for you.
Keep in mind that Mississippi Liability requires a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.
You have the additional options, and you are eligible to add more than just one. Collision, personal injury protection, uninsured and underinsured motorist, comprehensive, and medical payments are all coverages that are there to help you in any accident.
Cost for Liability Only in Mississippi (by city)
| City | Price |
| Richland | $93.00 |
| Crystal Springs | $106.00 |
| Cleveland | $102.00 |
| Madison | $88.00 |
| Vancleave | $95.00 |
| Ellisville | $93.00 |
| Southaven | $87.00 |
| Petal | $87.00 |
| Pascagoula | $99.00 |
| Tupelo | $110.00 |
| Ocean Springs | $110.00 |
| Olive Branch | $103.00 |
| Gautier | $93.00 |
| Biloxi | $103.00 |
| Aberdeen | $98.00 |
| Grenada | $91.00 |
| Pass Christian | $94.00 |
| Clinton | $87.00 |
| Corinth | $105.00 |
| Ridgeland | $109.00 |
| Laurel | $92.00 |
| Florence | $96.00 |
| Clarksdale | $107.00 |
| Columbus | $104.00 |
| Hattiesburg | $94.00 |
| Greenwood | $93.00 |
| McComb | $95.00 |
| Diamondhead | $110.00 |
| Jackson | $89.00 |
| West Hattiesburg | $97.00 |
| Saltillo | $99.00 |
| Long Beach | $97.00 |
| Moss Point | $110.00 |
| Vicksburg | $92.00 |
| Pearl | $106.00 |
| Waveland | $87.00 |
| Horn Lake | $87.00 |
| Picayune | $107.00 |
| Oxford | $90.00 |
| Hernando | $107.00 |
| Carthage | $88.00 |
| D’Iberville | $104.00 |
| Booneville | $95.00 |
| Ripley | $94.00 |
| Gulfport | $105.00 |
| Byram | $99.00 |
| Indianola | $101.00 |
| Pontotoc | $106.00 |
| Canton | $90.00 |
| Meridian | $100.00 |
| Senatobia | $98.00 |
| Flowood | $107.00 |
| Bay St. Louis | $104.00 |
Cheap Liability Coverages in Mississippi
Extended Coverages Explained
Liability Insurance: means “responsibility” liability helps pay out when you are responsible for an accident. (required)
Collision Insurance: when there is a collision with another vehicle and there is damage of property, regardless of who’s fault it is. (not required)
Personal Injury Protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)
Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)
Comprehensive Insurance: can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, etc. (not required)
Medical Payments Insurance: this coverage will help if there are any medical bills that needed to be paid due to an accident. (not required)
These coverages can be added on to your policy so that you and your vehicle is protected in any situation that were to occur but it’s your choice on what you think would be better for you.
Cheap Mississippi Auto Insurance: What’s Better, Full Coverage or Only Liability?
If you were unsure if you should get full coverage, which is liability with comprehensive and collision coverage, or just liability, we have a calculator here listed to help decide what best fit’s for you!
“Should I Get Full Coverage” Calculator
Should I upgrade to Full Coverage in Mississippi (by city)
| City | Price |
| Vancleave | $180 |
| D’Iberville | $164 |
| Picayune | $159 |
| Southaven | $160 |
| Diamondhead | $152 |
| Flowood | $179 |
| Bay St. Louis | $181 |
| Cleveland | $165 |
| Ellisville | $152 |
| Richland | $157 |
| Waveland | $168 |
| Tupelo | $162 |
| Crystal Springs | $148 |
| Pass Christian | $167 |
| Philadelphia | $155 |
| Meridian | $149 |
| Indianola | $155 |
| Pearl | $181 |
| Forest | $178 |
| Jackson | $164 |
| Byram | $155 |
| Ocean Springs | $160 |
| Greenwood | $164 |
| Wiggins | $179 |
| Batesville | $169 |
| St. Martin | $168 |
| Columbia | $163 |
| Biloxi | $162 |
| West Point | $168 |
| Brandon | $175 |
| Olive Branch | $173 |
| Latimer | $167 |
| Aberdeen | $157 |
| Kosciusko | $176 |
| Madison | $166 |
| Canton | $153 |
| Saltillo | $150 |
| Senatobia | $153 |
| Natchez | $167 |
| Starkville | $155 |
| Amory | $161 |
| Waynesboro | $164 |
| Ripley | $167 |
| Clarksdale | $178 |
| Holly Springs | $168 |
| Pascagoula | $154 |
| Gulf Hills | $170 |
| Horn Lake | $169 |
| Ridgeland | $156 |
| Florence | $173 |
| Oxford | $160 |
| Clinton | $181 |
| Grenada | $154 |
| Hernando | $173 |
| Yazoo City | $149 |
| Laurel | $159 |
| Moss Point | $166 |
| Corinth | $178 |
| West Hattiesburg | $171 |
| Pontotoc | $179 |
| Gulf Park Estates | $159 |
| Columbus | $178 |
| New Albany | $179 |
| Brookhaven | $178 |
| Hattiesburg | $146 |
| Louisville | $176 |
| Vicksburg | $176 |
| Gautier | $171 |
| Carthage | $176 |
| Booneville | $178 |
| McComb | $165 |
| Long Beach | $163 |
| Gulfport | $158 |
| Petal | $166 |
Mississippi Liability Insurance
| Carriers | Average Price |
|---|---|
| National General | $82 |
| The General | $84 |
| Progressive | $92 |
| Dairyland | $94 |
| Assurance America | $110 |
| Mendota | $111 |
| Bristol West | $117 |
| gainsco | $124 |
| 21 centry | $131 |
| Travelers | $137 |
| Gecio | $141 |
| USAA | $141 |
| Acceptance RTR | $146 |
| American Family | $147 |
| State farm | $150 |
| Farmers | $151 |
| Safeco | $152 |
| State Auto | $155 |
| Liberty Mutual | $167 |
| Nationwide | $176 |
| Allstate | $178 |
Liability Only
Mississippi Full Coverage Auto Insurance
| Carriers | Average Price |
|---|---|
| Progressive | $144 |
| Acceptance RTR | $146 |
| The Genral | $149 |
| 21 Centry | $152 |
| Travelers | $153 |
| American family | $154 |
| Bristol West | $154 |
| National General | $155 |
| Assurance America | $157 |
| Liberty Mutual | $165 |
| State Farm | $165 |
| Mendota | $173 |
| Gainsco | $177 |
| Allstate | $179 |
| USAA | $180 |
| National General | $182 |
| Geico | $183 |
| State Auto | $200 |
| Dairyland | $212 |
| Safeco | $218 |
Full coverage
Cheap Mississippi Auto Insurance: Discounts
Some Carrier’s offer discounts, Use the calculator below to see what discounts may apply to you!
Insurance Discount Calculator
INSURANCE SERVICES WE OFFER
Auto Insurance
Don’t give up…we can help you find affordable rates, need an SR-22? We got you!
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Other Insurance Types
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
OTHER HELPFUL LINKS: MISSISSIPPI
Frequently Asked Questions About Cheap Mississippi Auto Insurance
Q1: How can I find affordable auto insurance in Mississippi?
A1: To find affordable auto insurance in Mississippi, it’s essential to shop around and compare quotes from different insurance providers. You can also consider raising your deductible, maintaining a clean driving record, and exploring available discounts to lower your premiums.
Q2: What types of coverage are available in cheap Mississippi auto insurance?
A2: Cheap Mississippi auto insurance typically offers various types of coverage, including liability insurance, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and more. The specific coverage you choose should align with your needs and budget.
Q3: Are there discounts available for cheap auto insurance in Mississippi?
A3: Yes, there are often discounts available for cheap auto insurance in Mississippi. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain safety features on your vehicle. Be sure to inquire with insurance providers about available discounts.
Last Updated on by Camron Moss