- Vehicle Insurance: All About Cheap Mississippi Auto Insurance
- Is Mississippi an at Fault State?
- Who has the lowest liability price in Mississippi (by city)
- Cheap Mississippi Auto Insurance: Mississippi Liability Insurance
- Cost for Liability only in Mississippi (by city)
- Mississippi Liability Insurance: Coverages
- Extended Coverages Explained
- Cheap Mississippi Auto Insurance: Full Coverage or Only Liability?
- "Should I Get Full Coverage" Calculator
- Should I upgrade to full coverage in Mississippi (by city)
- Mississippi Liability Insurance
- Mississippi Full Coverage Auto Insurance
- Cheap Mississippi Auto Insurance: Discounts
- Insurance Discount Calculator
- INSURANCE SERVICES WE OFFER
- OTHER HELPFUL LINKS: MISSISSIPPI
Is Mississippi an at Fault State?
Auto insurance is mandatory, by law, to have on a vehicle. Mississippi is one of the states that is a comparative fault state. This means, if the court finds that you were partially liable for your accident, your damages will be reduced by your percentage of fault.
Meaning any persons involved in an accident will have Comparative negligence is a tort principle used by the court to reduce the amount of damages that a plaintiff can recover in a negligence-based claim. This is according to the degree of negligence each party contributed to the incident.
Mississippi requires $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage
Who has the lowest liability price in Mississippi (by city)
| City | Price |
| Picayune | Geico |
| Grenada | The General |
| Louisville | Farmers |
| Vancleave | The General |
| Yazoo City | Progressive |
| Jackson | Geico |
| Carthage | The General |
| Clarksdale | The General |
| Long Beach | Progressive |
| Pearl | The General |
| Gulfport | Geico |
| Wiggins | Dairyland* |
| Tupelo | Progressive |
| Petal | Liberty Mutual |
| Bay St. Louis | Liberty Mutual |
| Columbus | Geico |
| Greenville | Progressive |
| Ripley | The General |
| Hattiesburg | Progressive |
| Greenwood | The General |
| Flowood | Progressive |
| Byram | Progressive |
| Philadelphia | National General |
| Booneville | Farmers |
| Forest | Geico |
| Hernando | Progressive |
| Senatobia | Geico |
| Pass Christian | Progressive |
| Natchez | Progressive |
| Indianola | Progressive |
| Richland | Liberty Mutual |
| Biloxi | National General |
| Clinton | Dairyland* |
| Corinth | Liberty Mutual |
| Waveland | Geico |
| Batesville | Bristol West |
| Pontotoc | Bristol West |
| Moss Point | Liberty Mutual |
| Canton | Liberty Mutual |
| St. Martin | The General |
| Oxford | Progressive |
| Columbia | Geico |
| Gautier | Progressive |
| New Albany | Geico |
| Pascagoula | Farmers |
| Ellisville | The General |
| West Point | National General |
| Ocean Springs | Geico |
| Latimer | Progressive |
| Waynesboro | The General |
| West Hattiesburg | Dairyland* |
| Amory | The General |
| McComb | Progressive |
| Horn Lake | Dairyland* |
| Diamondhead | Dairyland* |
| Florence | Progressive |
| Crystal Springs | Progressive |
Cheap Mississippi Auto Insurance: Mississippi Liability Insurance
When looking for insurance on a vehicle you have options. However, Mississippi requires liability but there are more coverages that are available for you.
Keep in mind that Mississippi Liability requires a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.
You have the additional options, and you are eligible to add more than just one. Collision, personal injury protection, uninsured and underinsured motorist, comprehensive, and medical payments are all coverages that are there to help you in any accident.
Cost for Liability only in Mississippi (by city)
| City | Price |
| Richland | $93.00 |
| Crystal Springs | $106.00 |
| Cleveland | $102.00 |
| Madison | $88.00 |
| Vancleave | $95.00 |
| Ellisville | $93.00 |
| Southaven | $87.00 |
| Petal | $87.00 |
| Pascagoula | $99.00 |
| Tupelo | $110.00 |
| Ocean Springs | $110.00 |
| Olive Branch | $103.00 |
| Gautier | $93.00 |
| Biloxi | $103.00 |
| Aberdeen | $98.00 |
| Grenada | $91.00 |
| Pass Christian | $94.00 |
| Clinton | $87.00 |
| Corinth | $105.00 |
| Ridgeland | $109.00 |
| Laurel | $92.00 |
| Florence | $96.00 |
| Clarksdale | $107.00 |
| Columbus | $104.00 |
| Hattiesburg | $94.00 |
| Greenwood | $93.00 |
| McComb | $95.00 |
| Diamondhead | $110.00 |
| Jackson | $89.00 |
| West Hattiesburg | $97.00 |
| Saltillo | $99.00 |
| Long Beach | $97.00 |
| Moss Point | $110.00 |
| Vicksburg | $92.00 |
| Pearl | $106.00 |
| Waveland | $87.00 |
| Horn Lake | $87.00 |
| Picayune | $107.00 |
| Oxford | $90.00 |
| Hernando | $107.00 |
| Carthage | $88.00 |
| D’Iberville | $104.00 |
| Booneville | $95.00 |
| Ripley | $94.00 |
| Gulfport | $105.00 |
| Byram | $99.00 |
| Indianola | $101.00 |
| Pontotoc | $106.00 |
| Canton | $90.00 |
| Meridian | $100.00 |
| Senatobia | $98.00 |
| Flowood | $107.00 |
| Bay St. Louis | $104.00 |
Mississippi Liability Insurance: Coverages
Extended Coverages Explained
Liability Insurance: means “responsibility” liability helps pay out when you are responsible for an accident. (required)
Collison Insurance: when there is a collision with another vehicle and there is damage of property, regardless of who’s fault it is. (not required)
Personal Injury Protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)
Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)
Comprehensive Insurance: can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, etc. (not required)
Medical Payments Insurance: this coverage will help if there are any medical bills that needed to be paid due to an accident. (not required)
These coverages can be added on to your policy so that you and your vehicle is protected in any situation that were to occur but it’s your choice on what you think would be better for you.
Cheap Mississippi Auto Insurance: Full Coverage or Only Liability?
If you were unsure if you should get full coverage, which is liability with comprehensive and collision coverage, or just liability, we have a calculator here listed to help decide what best fit’s for you!
“Should I Get Full Coverage” Calculator
Should I upgrade to full coverage in Mississippi (by city)
| City | Price |
| Vancleave | $180 |
| D’Iberville | $164 |
| Picayune | $159 |
| Southaven | $160 |
| Diamondhead | $152 |
| Flowood | $179 |
| Bay St. Louis | $181 |
| Cleveland | $165 |
| Ellisville | $152 |
| Richland | $157 |
| Waveland | $168 |
| Tupelo | $162 |
| Crystal Springs | $148 |
| Pass Christian | $167 |
| Philadelphia | $155 |
| Meridian | $149 |
| Indianola | $155 |
| Pearl | $181 |
| Forest | $178 |
| Jackson | $164 |
| Byram | $155 |
| Ocean Springs | $160 |
| Greenwood | $164 |
| Wiggins | $179 |
| Batesville | $169 |
| St. Martin | $168 |
| Columbia | $163 |
| Biloxi | $162 |
| West Point | $168 |
| Brandon | $175 |
| Olive Branch | $173 |
| Latimer | $167 |
| Aberdeen | $157 |
| Kosciusko | $176 |
| Madison | $166 |
| Canton | $153 |
| Saltillo | $150 |
| Senatobia | $153 |
| Natchez | $167 |
| Starkville | $155 |
| Amory | $161 |
| Waynesboro | $164 |
| Ripley | $167 |
| Clarksdale | $178 |
| Holly Springs | $168 |
| Pascagoula | $154 |
| Gulf Hills | $170 |
| Horn Lake | $169 |
| Ridgeland | $156 |
| Florence | $173 |
| Oxford | $160 |
| Clinton | $181 |
| Grenada | $154 |
| Hernando | $173 |
| Yazoo City | $149 |
| Laurel | $159 |
| Moss Point | $166 |
| Corinth | $178 |
| West Hattiesburg | $171 |
| Pontotoc | $179 |
| Gulf Park Estates | $159 |
| Columbus | $178 |
| New Albany | $179 |
| Brookhaven | $178 |
| Hattiesburg | $146 |
| Louisville | $176 |
| Vicksburg | $176 |
| Gautier | $171 |
| Carthage | $176 |
| Booneville | $178 |
| McComb | $165 |
| Long Beach | $163 |
| Gulfport | $158 |
| Petal | $166 |
Mississippi Liability Insurance
| Carriers | Average Price |
|---|---|
| National General | $82 |
| The General | $84 |
| Progressive | $92 |
| Dairyland | $94 |
| Assurance America | $110 |
| Mendota | $111 |
| Bristol West | $117 |
| gainsco | $124 |
| 21 centry | $131 |
| Travelers | $137 |
| Gecio | $141 |
| USAA | $141 |
| Acceptance RTR | $146 |
| American Family | $147 |
| State farm | $150 |
| Farmers | $151 |
| Safeco | $152 |
| State Auto | $155 |
| Liberty Mutual | $167 |
| Nationwide | $176 |
| Allstate | $178 |
Liability Only
Mississippi Full Coverage Auto Insurance
| Carriers | Average Price |
|---|---|
| Progressive | $144 |
| Acceptance RTR | $146 |
| The Genral | $149 |
| 21 Centry | $152 |
| Travelers | $153 |
| American family | $154 |
| Bristol West | $154 |
| National General | $155 |
| Assurance America | $157 |
| Liberty Mutual | $165 |
| State Farm | $165 |
| Mendota | $173 |
| Gainsco | $177 |
| Allstate | $179 |
| USAA | $180 |
| National General | $182 |
| Geico | $183 |
| State Auto | $200 |
| Dairyland | $212 |
| Safeco | $218 |
Full coverage
Cheap Mississippi Auto Insurance: Discounts
Some Carrier’s offer discounts, Use the calculator below to see what discounts may apply to you!
Insurance Discount Calculator
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
