
SR22 Insurance Arkansas
In this article, you will find the average cost of carrying an SR22 by city and which carriers provide the cheapest rates.
Reasons you may be required to carry an SR-22 In Arkansas

Are you required to carry an SR-22 with your insurance? Below are some of the reasons you may have to.
- Suspension of license due to child support
- At Fault accident with no insurance
- Driving while Suspended/revocation
- DWI (Driving while intoxicated)
- Previous incarceration
- Too many tickets in a short period of time
- Multiple Traffic Offenses
- License suspension for failure to pay fines
- DUI (Driving under the influence of Drugs or Alcohol)
Cost for SR-22 Insurance (liability only) in Arkansas
Below is the average cost for Liability Insurance with an SR-22 filing. You can add additional coverages to your liability policy, such as Uninsured Motorist and Medical payments, which are optional State coverages.
City | Price |
Monticello | $94.00 |
Arkadelphia | $105.00 |
Blytheville | $93.00 |
Hope | $99.00 |
East End | $103.00 |
Malvern | $110.00 |
Walnut Ridge | $99.00 |
Pea Ridge | $105.00 |
Cabot | $94.00 |
Marion | $100.00 |
Cherokee Village | $97.00 |
Greenbrier | $100.00 |
Ward | $95.00 |
White Hall | $96.00 |
Morrilton | $104.00 |
Mountain Home | $92.00 |
Wynne | $93.00 |
Lowell | $99.00 |
Benton | $87.00 |
Maumelle | $99.00 |
Clarksville | $104.00 |
De Queen | $89.00 |
Springdale | $104.00 |
Hot Springs | $87.00 |
Texarkana | $87.00 |
Dardanelle | $89.00 |
Piney | $90.00 |
Beebe | $99.00 |
Bryant | $105.00 |
Pine Bluff | $90.00 |
Forrest City | $94.00 |
Prairie Grove | $88.00 |
Osceola | $108.00 |
Barling | $92.00 |
Harrison | $90.00 |
Vilonia | $102.00 |
Helena-West Helena | $96.00 |
Hot Springs Village | $92.00 |
Warren | $108.00 |
North Little Rock | $103.00 |
Russellville | $106.00 |
Berryville | $88.00 |
Jonesboro | $92.00 |
Bella Vista | $91.00 |
Fort Smith | $88.00 |
Magnolia | $107.00 |
Centerton | $94.00 |
West Memphis | $88.00 |
Rogers | $90.00 |
Stuttgart | $102.00 |
Rockwell | $97.00 |
Fayetteville | $92.00 |
Siloam Springs | $101.00 |
Paragould | $110.00 |
Heber Springs and Farmington | $106.00 |
Sheridan | $95.00 |
Haskell | $89.00 |
Greenwood | $93.00 |
Trumann | $110.00 |
Conway | $99.00 |
Alma | $91.00 |
Mena | $109.00 |
El Dorado | $96.00 |
Batesville | $92.00 |
Arkansas Insurance SR22 – No Vehicle

If you do not own a vehicle, you can purchase a Named Operator policy or Non-Owners policy. This will insure the named insured for the minimum liability requirements by law, and you can add the SR-22 attachment to that policy, which will inform the state of the insurance.
Companies that offer SR-22 Insurance in Arkansas

Unsure where to start searching for an SR-22 quote? Below are well-known Insurance companies that provide free quotes and save some time in your search.
Company | SR22 Offered |
GAINSCO | yes |
Bristol West | yes |
Farmers | yes |
Acceptance RTR | yes |
Geico | yes |
Mendota Ins. Company | yes |
Progressive Insurance | Yes |
Dairyland | yes |
National General | yes |
AssuranceAmerica | yes |
SR-22 Insurance Rates By Carrier (liability only) in Arkansas

Since SR-22 Is not another type of insurance policy, just an attachment – you can carry full coverage or liability insurance on your vehicle if you choose to. You will just need to add the SR-22 attachment to that policy.
Company | SR22 Liability (average) |
Progressive Insurance | $86.00 |
National General | $80.00 |
Bristol West | $106.00 |
Acceptance RTR | $69.00 |
Liberty Mutual | $83.00 |
AssuranceAmerica | $119.00 |
GAINSCO | $101.00 |
Dairyland | $60.00 |
Mendota Ins. Company | $104.00 |
Geico | $97.00 |
Farmers | $75.00 |
Who has the lowest price on SR-22 by city, in Arkansas
Many of the Insurance companies listed below specialize in SR-22 filings and are able to offer a cheaper price than other companies.
City | Price |
Pocahontas | Progressive |
Prairie Grove | Liberty Mutual |
Siloam Springs | Liberty Mutual |
Harrison | The General |
Clarksville | Geico |
Sheridan | Progressive |
Wynne | Bristol West |
Alma | Geico |
Pine Bluff | The General |
Mountain Home | The General |
Helena-West Helena | Progressive |
Bentonville | Geico |
Greenbrier | Geico |
Centerton | Progressive |
Mena | Geico |
Walnut Ridge | Progressive |
Beebe | Geico |
Ward | The General |
Texarkana | Dairyland* |
Lowell | Progressive |
Piney | Liberty Mutual |
Paragould | The General |
Russellville | Geico |
Dardanelle | The General |
Cherokee Village | Geico |
Jonesboro | The General |
Rockwell | The General |
Jacksonville | Dairyland* |
Heber Springs and Farmington | The General |
Conway | Liberty Mutual |
Van Buren | Liberty Mutual |
Hot Springs Village | National General |
Barling | The General |
Crossett | Geico |
Trumann | The General |
Forrest City | Geico |
Vilonia | Bristol West |
Cabot | Dairyland* |
East End | Progressive |
Greenwood | Liberty Mutual |
De Queen | Progressive |
Morrilton | Progressive |
Osceola | Geico |
Fayetteville | Liberty Mutual |
North Little Rock | Geico |
Berryville | The General |
Pea Ridge | The General |
Marion | National General |
Rogers | Liberty Mutual |
Batesville | The General |
Malvern | The General |
Searcy | Liberty Mutual |
Warren | The General |
Stuttgart | The General |
Camden | The General |
Hot Springs | Farmers |
White Hall | The General |
Blytheville | Geico |
Gibson | Geico |
Springdale | Farmers |
El Dorado | The General |
Fort Smith | Geico |
Bella Vista | The General |
West Memphis | Dairyland* |
Bryant | Geico |
Little Rock | Progressive |
Monticello | The General |
Hope | Progressive |
Newport | Geico |
Magnolia | Progressive |
Arkadelphia | Bristol West |
Sherwood | Progressive |
Haskell | Progressive |
DUI and SR-22 in Arkansas
If you are convicted of a DUI in Arkansas, chances are you will be required to carry a Certificate of Financial Responsibility, also known as SR-22.
The amount of time depends upon the number of convictions. The first conviction will require the SR-22 for 3 years, 2nd conviction will require 5 years, 3rd the conviction could be 10 years.
Cost for SR-22 Insurance (full coverage) in Arkansas

Full coverage consists of Comprehensive and Collision. Comprehensive covers fire, theft, vandalism, glass breakage, and impact with an animal. Collision covers impact with another vehicle or object.
City | Price |
Berryville | $176 |
Hot Springs Village | $151 |
Trumann | $177 |
Ward | $167 |
Bentonville | $160 |
Greenwood | $167 |
Pocahontas | $169 |
Greenbrier | $168 |
Maumelle | $147 |
Helena-West Helena | $182 |
Walnut Ridge | $182 |
Batesville | $155 |
Prairie Grove | $180 |
Barling | $162 |
Newport | $177 |
East End | $159 |
Mountain Home | $164 |
Searcy | $151 |
Clarksville | $172 |
Benton | $147 |
Jacksonville | $154 |
Fort Smith | $181 |
Magnolia | $160 |
Stuttgart | $169 |
Gibson | $151 |
Marion | $156 |
Springdale | $154 |
Paragould | $178 |
Malvern | $168 |
Haskell | $175 |
Lowell | $150 |
Rogers | $153 |
El Dorado | $175 |
Conway | $164 |
Dardanelle | $170 |
Fayetteville | $160 |
White Hall | $146 |
Rockwell | $160 |
Morrilton | $146 |
Pine Bluff | $169 |
Van Buren | $182 |
Centerton | $172 |
Harrison | $174 |
Jonesboro | $172 |
Bryant | $155 |
Pea Ridge | $158 |
Piney | $154 |
Bella Vista | $176 |
Osceola | $157 |
Alma | $168 |
Blytheville | $176 |
Sheridan | $182 |
West Memphis | $176 |
Hope | $164 |
Vilonia | $163 |
Monticello | $174 |
Arkadelphia | $151 |
North Little Rock | $147 |
Warren | $162 |
Camden | $172 |
State Insurance Requirements In Arkansas
The minimum liability requirements are as follows; 25/50/25. This will pay for the damage you do. $25,000 per person for bodily injury, $50,000 per occurrence, and $25,000 for property damage.
SR-22 Insurance Rates By Carrier (full coverage)
If you need full coverage and an SR-22 filing, don’t worry you can get both on the same policy! Below are rates per Carrier.
Company | SR22 Full Coverage (average) |
Dairyland | $173.00 |
GAINSCO | $196.00 |
Bristol West | $181.00 |
Progressive | $172.00 |
Liberty Mutual | $208.00 |
Mendota Ins. Company | $190.00 |
Acceptance RTR | $203.00 |
Farmers | $186.00 |
National General | $189.00 |
Other Helpful links |
Best Liability Insurance Arkansas |
Arkansas Homeowners Policy |
Last Updated on by Lauren Mckenzie