SR22 Insurance Arkansas
In this article, you will find the average cost of carrying an SR22 by city and which carriers provide the cheapest rates.
Reasons you may be required to carry an SR22 Insurance Arkansas
Are you required to carry an SR-22 with your insurance? Below are some of the reasons you may have to.
- Suspension of license due to child support
- At Fault accident with no insurance
- Driving while Suspended/revocation
- DWI (Driving while intoxicated)
- Previous incarceration
- Too many tickets in a short period of time
- Multiple Traffic Offenses
- License suspension for failure to pay fines
- DUI (Driving under the influence of Drugs or Alcohol)
Cost for SR22 Insurance in Arkansas (Liability Only)
Below is the average cost for Liability Insurance with an SR-22 filing. You can add additional coverages to your liability policy, such as Uninsured Motorist and Medical payments, which are optional State coverages.
|Hot Springs Village||$92.00|
|North Little Rock||$103.00|
|Heber Springs and Farmington||$106.00|
SR22 Insurance Arkansas – No Vehicle
If you do not own a vehicle, you can purchase a Named Operator policy or Non-Owners policy. This will insure the named insured for the minimum liability requirements by law, and you can add the SR-22 attachment to that policy, which will inform the state of the insurance.
Companies that offer SR22 Insurance Arkansas
Unsure where to start searching for an SR-22 quote? Below are well-known Insurance companies that provide free quotes and save some time in your search.
|Mendota Ins. Company||yes|
SR22 Insurance Arkansas Rates By Carrier (liability only)
Since SR-22 Is not another type of insurance policy, just an attachment – you can carry full coverage or liability insurance on your vehicle if you choose to. You will just need to add the SR-22 attachment to that policy.
|Company||SR22 Liability (average)|
|Mendota Ins. Company||$104.00|
Who has the lowest price on SR22 Insurance Arkansas
Many of the Insurance companies listed below specialize in SR-22 filings and are able to offer a cheaper price than other companies.
|Prairie Grove||Liberty Mutual|
|Siloam Springs||Liberty Mutual|
|Pine Bluff||The General|
|Mountain Home||The General|
|Heber Springs and Farmington||The General|
|Van Buren||Liberty Mutual|
|Hot Springs Village||National General|
|North Little Rock||Geico|
|Pea Ridge||The General|
|White Hall||The General|
|El Dorado||The General|
|Bella Vista||The General|
DUI and SR22 Insurance Arkansas
If you are convicted of a DUI in Arkansas, chances are you will be required to carry a Certificate of Financial Responsibility, also known as SR-22.
The amount of time depends upon the number of convictions. The first conviction will require the SR-22 for 3 years, 2nd conviction will require 5 years, 3rd the conviction could be 10 years.
Cost for SR-22 Insurance (full coverage) in Arkansas
Full coverage consists of Comprehensive and Collision. Comprehensive covers fire, theft, vandalism, glass breakage, and impact with an animal. Collision covers impact with another vehicle or object.
|Hot Springs Village||$151|
|North Little Rock||$147|
State Insurance Requirements In Arkansas
The minimum liability requirements are as follows; 25/50/25. This will pay for the damage you do. $25,000 per person for bodily injury, $50,000 per occurrence, and $25,000 for property damage.
SR22 Insurance Arkansas Rates By Carrier (full coverage)
If you need full coverage and an SR-22 filing, don’t worry you can get both on the same policy! Below are rates per Carrier.
|Company||SR22 Full Coverage (average)|
|Mendota Ins. Company||$190.00|
What is SR22 Insurance in Arkansas?
SR22 Insurance in Arkansas is a certificate of financial responsibility required for individuals who have been involved in certain traffic violations or offenses. It is not an insurance policy itself but a form that verifies you have the required liability coverage. A Plus Insurance can assist you in obtaining SR22 coverage and meeting legal requirements.
How does SR22 Insurance affect my rates in Arkansas?
SR22 Insurance may lead to higher insurance rates in Arkansas due to the increased risk associated with the traffic violation that led to the requirement. However, rates can vary, and A Plus Insurance can help you find the best rates by shopping multiple carriers and exploring discounts that may be available to you.
Questions about SR22 Insurance in Arkansas? Call us at 1.888.445.2793.
If you have specific questions about SR22 Insurance in Arkansas or need assistance with the filing process, call A Plus Insurance at 1.888.445.2793. Our experienced team is here to guide you through the requirements and help you secure the coverage you need.
|Other Helpful links|
|Best Liability Insurance Arkansas|
|Arkansas Homeowners Policy|
|Progressive Insurance in Arkansas|
Last Updated on by Alexis Karapiperis