AUTO – COLORADO
Insurance Fredrick
At the center of the Carbon Valley area, including Firestone, Dacono, Mead and Erie, Frederick stands out as a community hub for a larger population of 46,000. Community members enjoy unparalleled views of the Rocky Mountains and recreational opportunities abound throughout the community’s trails, parks and open space.
Insurance Fredrick- nearby cities and neighborhoods
Did you know your particular zip code plays a big factor in your insurance rates? The higher populated your particular city is, the higher your insurance rates will be. For example, Fredrick has a higher population compared to Firestone. Below are some nearby cities and neighborhoods in your area. Be sure to ask your agent for more information on this topic.
| Neighborhoods in Fredrick, Colorado | Cities Near Fredrick | Zip Codes in Fredrick |
|---|---|---|
| Urbana | Firestone, CO | 80504 |
| Spring Ridge | Dacone, CO | 80514 |
| Middletown | Erie, CO | 80516 |
| Ballenger Creek | Fort Lupton, CO | 80530 |
Other insurance companies we represent in Fredrick
Here at A Plus Insurance, we represent many different insurance carriers. Among these carriers we also also offer a wide variety of products and we offer bundling discounts for carrying multiple policies. Some of these companies include the popular Progressive, Travelers, The General, Gainsco, and much more which are listed above! If you are looking for a particular company just ask one of our agents for assistance.
| Insurance Companies in Fredrick, Colorado that we represent |
|---|
| Suncoast |
| Bristol West |
| The General |
| Gainsco |
| Foremost Star |
| Assurance America |
| USLI |
| Victory |
| Orion 181 |
| Safeway |
| Best Choice |
| Mendota |
| ASI |
| Travelers |
| Dairyland |
| Progressive |
Top 10 vehicles we insure in Fredrick
Does the type of vehicle you drive affect your insurance rates? It does in fact, this is one of the biggest factors that make up your particular insurance rate. The year, make, and model of the vehicle determine how much the cost of the vehicle is which then makes up the insurance cost. Below are some of the most popular makes in Fredrick.
| 1 | Lexus |
| 2 | Subaru |
| 3 | Cadillac |
| 4 | Mazda |
| 5 | Honda |
| 6 | Hyundai |
| 7 | Volkswagen |
| 8 | Toyota |
| 9 | Audi |
| 10 | Dodge |
| 11 | Jeep |
| 12 | Buick |
Who is known for cheapest car insurance?
Looking for the cheapest car insurance? When it comes to finding budget-friendly coverage, [Insurance Fredrick] can guide you to the best options. Our extensive network of insurance providers includes companies known for offering competitive rates, such as Progressive, Dairyland, and Assurance America. By comparing quotes from multiple carriers, you can secure the most affordable policy that meets your needs. Don’t overpay for auto insurance—let [Insurance Fredrick] help you save!
Top Insurers for Affordable Car Insurance:
- Progressive
- Dairyland
- Assurance America
Tips for Getting the Cheapest Car Insurance:
- Compare quotes from multiple carriers.
- Consider bundling policies for additional savings.
- Ask about available discounts, such as multi-policy or safe driver incentives.
- Review your coverage needs to ensure you’re not paying for more than necessary.
- Keep your driving record clean to qualify for the lowest rates.
Fred Loya Insurance compared to other companies.
When comparing [Insurance Fredrick] with other companies, Fred Loya Insurance stands out for its commitment to providing affordable coverage tailored to your needs. While Fred Loya Insurance offers competitive rates, it’s essential to explore other options to ensure you’re getting the best deal. Companies like Progressive, Dairyland, and Travelers also offer comprehensive coverage at competitive prices. Consider factors such as coverage limits, deductibles, and discounts when comparing quotes.
Here’s a comparison table showcasing rates from various insurance providers for [Insurance Fredrick]:
| Insurance Company | Average Monthly Rate | Full Coverage | Liability Only |
|---|---|---|---|
| Progressive | $120 | $250 | $75 |
| Dairyland | $110 | $240 | $70 |
| Travelers | $150 | $280 | $90 |
| Gainsco | $130 | $260 | $80 |
| Assurance | $140 | $270 | $85 |
| National General | $125 | $255 | $78 |
| Bristol West | $115 | $245 | $72 |
| Mendota | $135 | $265 | $82 |
| The General | $145 | $275 | $87 |
| Suncoast | $105 | $235 | $68 |
By comparing rates and coverage options, you can find the right insurance provider for your needs in [Insurance Fredrick].
Insurance Fredrick
Are you looking for the state minimum liability for your vehicle or full coverage? What is the difference? Liability only covers the other driver and their vehicle if you cause an accident. Full coverage would cover damages to your vehicle, fire, theft, vandalism, glass, and impact with an animal or an object. See the table above for the Insurance Fredrick rates.
| Liability Insurance rates in Fredrick | Liability State Average |
|---|---|
| $478.54 | $510.15 |
| Full Coverage Insurance in Fredrick | Full Coverage CO average |
|---|---|
| $869.35 | $934.59 |
Fredrick weather and driving conditions
Driving on the Colorado roads can prove to be tumultuous! Fortunately, the weather in Fredrick each year is tame in comparison to nearby cities. The summer high is about 89 degrees. You can cool off in the winter with a low of 13 degrees. Usually there is about 15 inches of rain per year and 36 inches of snow per year.
| Fredrick, Colorado |
|---|
| Summer High: the July high is around 89 degrees |
| Winter Low: the January low is 13 |
| Rain: averages 15 inches of rain a year |
| Snow: averages 36 inches of snow a year |
SR22 Insurance Fredrick
What is an SR22 filing you may ask? This filing may be required in the state you live for a set amount of time to account for a serious violation you may have received. This filing is not an insurance policy itself, it is considered a rider or an endorsement to a new or existing auto policy.
Below is amount the amounts company adds to the premium to file the SR22 with the state.
| Company | Average (SR22 Fee) |
|---|---|
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
How age and gender affect your insurance rates in Fredrick
Your age, and even your gender play a part in determining your individual insurance rates in Fredrick. To begin with, your age matters simply because the younger you are, the least amount of experience driving you have. Gender plays a role due to statistics showing that females drivers drive safer than men. Some rates in your area showing the differences are shown below.
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
We save our client in Fredrick an average of $591.55
Your age, and even your gender play a part in determining your individual insurance rates. To begin with, your age matters simply because the younger you are, the least amount of experience driving you have. Gender plays a role due to statistics showing that females drivers drive safer than men. Some rates in your area showing the differences are shown below.
| Number of Candy bars you could buy | 435 |
| Months of Netflix you could afford with your savings | 43 |
| Number of Peanuts you could buy | 107,568 |
Insurance Fredrick Company ratings AM Best, and JD Power
It’s always a good idea to compare auto insurance companies in order to get the cheapest quotes and coverage to meet your needs. In addition, it’s very important to check out the insurance company ratings. How have other consumers experience been with this company? Is the company difficult to deal with? Below are some ratings for popular companies in Fredrick, Colorado.
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
|---|---|---|
| GEICO Auto Insurance | 879 | A++ |
| The Hartford (AARP insurance) | 873 | A+ |
| Progressive Auto Insurance | 856 | A+ |
| MAPFRE Insurance | 842 | A |
| Allstate Auto Insurance | 853 | A+ |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| Liberty Mutual Insurance | 857 | A |
| State Farm | 878 | A++ |
| Safeco (A division of Liberty Mutual) | 855 | A |
| MetLife | 867 | A+ |
| CSAA Insurance Group | 847 | A |
| Farmers Insurance | 865 | A |
| COUNTRY Financial | 896 | A+ |
Your credit and how it impacts your insurance rates in Fredrick
Like most aspects in life your credit will determine how low of an interest rate, payments, and how much you can borrow. With auto insurance, companies look at your insurance score. Do you make payments on time? What relationship do you have with lenders? Below are insurance rates in Fredrick based on excellent to poor credit.
| Credit Impact on Insurance rates in Fredrick | Average Premium by Score |
|---|---|
| Excellent | $106.56 |
| Good | $120.08 |
| Average | $144.58 |
| Poor | $204.48 |
Discounts per company Insurance Fredrick
Many consumers miss out on fantastic discounts that can save them a good chunk of money! Some of the biggest discounts that can really lower your rate include: continuous insurance, multi policy, multi vehicle, and a paid in full discount. Of course there are more discounts available, these are listed below for your review! Always ask your agent for more information.
| Travelers | The General |
|---|---|
| Multi Vehicle | Continuous Insurance |
| Multi Policy | No Accidents or Violations |
| Continuous Insurance | Homeowners |
| Homeowners | Auto Pay |
| Paid in Full | Married |
| No Accidents or Violations | Multi Vehicle |
| Married | Paid in Full |
| Auto Pay |
Frequently Asked Questions About Auto Insurance in Frederick, Colorado
Q1: What are the auto insurance requirements in Frederick, Colorado?
A1: In Frederick, Colorado, the minimum auto insurance requirements typically include liability coverage for bodily injury and property damage. The state mandates specific minimum coverage limits that drivers must meet to legally drive in Frederick.
Q2: How can I find the best auto insurance rates in Frederick, Colorado?
A2: To find the best auto insurance rates in Frederick, Colorado, you can compare quotes from multiple insurance companies, maintain a good driving record, consider bundling your auto insurance with other policies, and inquire about any available discounts or savings opportunities.
Q3: What additional coverage options are available for auto insurance in Frederick, Colorado?
A3: In Frederick, Colorado, you can often choose from various additional coverage options, such as comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and more. The specific coverage you need may depend on your individual circumstances and preferences.
Last Updated on by Marlon Moss