Insurance Firestone

image shows auto insurance policy paperwork with car key and money

Insurance Firestone

How age and gender affect your insurance rates

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
When it comes to auto insurance rates, surprisingly age and gender to have an impact on it. The older and more experienced you are the less your rates end up being. The younger you are, you are inexperienced, so you are more of a risk to insurance companies. Check out the chart below for rates in Firestone, CO by your age and gender.

Your credit and how it affects your insurance premiums

A factor that has a big impact on your auto insurance rates is your credit score. Insurance companies are going to look at your score and that can determine if they consider you to be a good client for them that is dependable or not. If you see the chart below it shows average premiums in Firestone, CO by credit score.

Credit Impact on Insurance rates in Firestone
Average Premium by Score
Excellent$111.00
Good$125.08
Average$150.60
Poor$213.00

Insurance company ratings AM best and JD Power

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
Progressive Auto Insurance856A+
USAA900A++
State Farm878A++
Automobile Club Group857A++
Travelers865A++
Amica Mutual898A+
American Family Insurance857A
Auto Club of Southern California Insurance Group866A+
Mercury837A
Farmers Insurance865A
The Hartford (AARP insurance)873A+
Nationwide867A+
Liberty Mutual Insurance857A
Customer service is a particularly important thing when it comes to business ratings. When choosing an auto insurance company, you have lots of options out there. So, when it comes down to it you are going to want to choose the one with the better ratings. We made up a list of insurance companies in Firestone, CO, and their ratings.

We save our client in Firestone an average of $592.55

All that we want from our customers is to hear the good news that we saved them money on their auto insurance! Let us look at our new customers and what we saved them on average in Firestone, CO. We saved them a total of $597.55, that is 43 months of Netflix and 435 candy bars!

New Customers in Firestone, Colorado Save on Average$592.55
Number of Eggs you could buy5407
Pound of bananas you could buy1157
Pound of Potatoes you could purchase853

Liability and full coverage in Firestone

Average Annual Insurance Rates in Firestone
Liability Insurance rates in FirestoneLiability State Average
$474.44$510.15
Full Coverage Insurance in FirestoneFull Coverage CO average
$869.17$934.59
Liability insurance coverage is required in the state of CO. The liability rates required is 25/50/15. In Firestone, CO we wrote out the average annual Rates compared to the state of CO average. Just liability in Firestone, CO runs about $474.44 and average annual for Full Coverage is around $869.17. Contact your agent today for more information.

Firestone Weather and driving conditions

As like the rest of the gorgeous state Colorado, Firestone is no different when it comes to the great weather! You can expect about 36 inches of snow a year and about 15 inches of rain. You can enjoy the summer weather in July with a high of 98 degrees and the winter time hits about January with a low of 13 degrees.

Firestone, Colorado

Summer high: The July high is around 98 degrees
Winter Low: The January low is 13 degrees
Rain: 15 Inches of rain a year
snow: 36 inches of snow per year


Top 10 vehicles we insure in Firestone

1General Motors
2Hyundai
3Ford F-Models
4Volkswagen
5Mazda
6Cadillac
7Subaru
8Nissan
9BMW
10Jeep
11Chevrolet
12Honda
We insure so many types and models of vehicles. We formulated a list of the top 12 vehicles in Firestone, CO. Hyundai is the number one vehicle there followed by Nissan and Honda. Acura got the number 10 spot. Even if you do not see your model here, we still insure it! Contact your agent today and see how we can help you!

Violations in Sterling

More factors that play a major part in your auto insurance rates are violations. If you are a motorist om Firestone, CO there are lots of violations out there, some are major, and some are minor. The major violations can stay affecting your insurance rates for 5-10. What are they? If you look at the list below its shows some violations and how long they can affect your rates.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
No Proof of insuranceNon MovingNA*
Failure to maintain Clear Distance (tailgatingMinor3 Years
Non-At-Fault AcccidentMinorNA*
Crossing over a Center DividerMinor3 Years
Failure to YeldMinor3 Years
Failure to Use a Seat BeltNon MovingNA*
Failure to Stop for a Pedestrian Side walkMinor3 Years
ParkingNon MovingNA*
Reckless DrivingMajor5 Years
DUIMajor10 Years
Improper Lane useMinor3 Years
Using a Cell Phone with DrivingMinor3 Years

Insurance rating factors in Firestone

What Rating Factors Affect Your Insurance Rates?
FactorRate Impact
lien holderNone
ProfessionLow
State RequirementsMedium
How many drivers per vehicles listedmedium
Credit historyHigh
Driving recordHigh
Major Violations (DUI,DWI,etc)High
Anual MileageLow
LocationMedium
Type of Vehicle CoverageMedium
If you are a motorist in Firestone, CO you may wonder what rating factors impact your auto rates. Some of the popular ones are your gender, age, driving and credit history, claims history and your location. There are a few more than what we just named. If you check out the chart above it shows some factors and what kind of impact it has on your rates.

SR22 Insurance in Firestone Colorado

SR22 is a certificate of proof that you are carrying auto insurance. Now, not every auto insurance companies offer SR22. If the company does, there is a filing fee for it. We have listed some auto insurance companies in Firestone, CO and how much their filing fee is and if they even offer it.

SR22 Insurance Rates in Firestone, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available

Insurance discounts by company

Assurance AmericaBristol West
No Accidents or ViolationsHomeowners
Multi VehicleMulti Policy
Paid in FullPaid in Full
Auto PayAuto Pay
Continuous InsuranceMarried
MarriedMulti Vehicle
HomeownersContinuous Insurance
No Accidents or Violations
Advanced Quote
Everybody loves discounts! What is even better is that you can get discounts on your auto insurance! What kind of discounts could you be eligible for? Get ahold of your agent today and they can tell you which discounts you may qualify for. We have listed a few popular companies in Firestone, CO, and what kind of discounts they offer.

By Shawn Christie

The Insurance Guy