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Auto Insurance, Now in 34 states!

Bluffton Insurance

All About Car Insurance In Bluffton, South Carolina

Auto Insurance, Now in 34 states!

Bluffton Insurance

All About Car Insurance In Bluffton, South Carolina

What Insurance is Required in South Carolina?

The minimum Liability limits mandated by the state are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. South Carolina also requires Uninsured Motorist bodily injury with a minimum limit of $25,000 per person and $50,000 per accident.

Bluffton Insurance Best Car Insurance Rates For Male Drivers

Studies show that men tend to drive more and cause accidents, for that reason their insurance runs a little higher. Below are some examples.

Statistics show men account for 68 to 70% of car accidents

Car Insurance Company Average Cost
Progressive Insurance$152
Mendota Ins. Company$171
National General$180
Bristol West$185
The General$185
21st Century$186
Acceptance RTR$187
State Auto$198
Bluffton Insurance

Bluffton Insurance Best Auto Insurance Rates With Good credit

Having good credit can definitely pay off in many ways! One of them is having affordable car insurance! Look at some example rates below.

Typically anything higher than 670 is considered good credit

Car Insurance Company Average Cost
Progressive Insurance$136
Mendota Ins. Company$142
Acceptance RTR$146
21st Century$149
The General$150
Bristol West$157
State Farm$162
Liberty Mutual$166
National General$170
Bluffton Insurance

Best Auto Insurance With Bundle / Homeowners Discount in Bluffton, SC

When you are able to bundle, it can save you a good amount on your insurance rates! Here are some companies that show some example rates of bundling! Bundle examples are AUTO/RV, HOME/AUTO or any items you need combined together.

Bundling: Purchasing multiple insurance polices from one company

CarrierAverage Cost
Acceptance RTR$133
National General$135
Bristol West$141
Mendota Ins. Company$151
The General$156
Progressive Insurance$158
21st Century$165
American Family$173
State Auto$178
Bluffton Insurance

Bluffton Insurance Best Liability Only Auto Insurance

Liability insurance is required but you still want the best possible coverage and rates. We made a list of some affordable companies and liability rates below.

South Carolina State Liability Minimum Requirements: 25/50/25

Car Insurance CompanyAverage Cost
Progressive Insurance$88
National General$91
Acceptance RTR$92
Mendota Ins. Company$104
The General$104
Bristol West$120
American Family$123
State Farm$129
21st Century$130
Bluffton Insurance

Bluffton Insurance Best Auto Insurance With Bad Credit, Poor Credit

Your credit can affect your auto insurance rates. Not always as most companies do not factor this in, but some do when preparing your rates.

Typically anything lower than 601 is considered bad credit

Below are some example Bluffton Insurance rates with ones with poor credit

CarrierSample Rate
National General$150
Bristol West$166
Mendota Ins. Company$172
Acceptance RTR$180
The General$189
Bluffton Insurance

Best Auto Insurance For Female drivers Bluffton Insurance

It’s true, men typically pay more for auto insurance than women. Check out some example rates below for women in Bluffton, SC.

Statistics show at age 35, women start seeing higher rates than men

CarrierSample Rate
Bristol West$133
Assurance America$136
Mendota Ins. Company$136
State Farm$159
Acceptance RTR$161
Progressive Insurance$161
Bluffton Insurance

Bluffton Insurance Best Car Insurance Rates With Dui, Accidents, Violations

Having accidents and violations on your record can make your auto insurance pretty high. We listed some affordable options down below in Bluffton, SC.

An at-fault accident in SC can cause insurance rates to go up 42.7%

Car Insurance Company Average Cost
The General$155
Progressive Insurance$161
Acceptance RTR$172
21st Century$175
Mendota Ins. Company$177
Bristol West$186
Bluffton Insurance

Best SR22 Car Insurance Rates in Bluffton, SC

Here are the some of the companies that will insure you, when an SR-22 filing is needed. Whether it be owner or non owners policy. A non-owners policy will insure your license for the ability to drive. Owners policies will insure your license and vehicle.

An SR22 Insurance is a state filing added to an insurance policy

CarrierAverage Cost
The General$155
Progressive Insurance$161
Acceptance RTR$172
21st Century$175
Mendota Ins. Company$177
Bristol West$186
Bluffton Insurance

Bluffton Insurance SR22: Tips to get Cheaper Rates

SR-22 insurance is typically required for drivers who have had serious traffic violations or convictions, and not all insurance companies offer this service.

Getting cheap SR-22 insurance can be a bit challenging because SR-22 filings are often required for drivers with a history of violations or accidents, which can increase insurance premiums. However, there are some strategies you can consider to potentially lower the cost:

  1. Shop Around: Compare quotes from multiple insurance providers. Rates can vary significantly between companies, so getting quotes from several insurers can help you find the most affordable option.
  2. Maintain a Clean Driving Record: While this might not immediately reduce your premiums if you need SR-22 insurance due to past violations, maintaining a clean driving record going forward can help lower your rates over time.
  3. Choose a Higher Deductible: Opting for a higher deductible can lower your premium, but make sure you can afford the out-of-pocket expense if you need to make a claim.
  4. Look for Discounts: Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for completing defensive driving courses. Not all insurance companies offer the same discounts, so it’s worth asking.
  5. Drive Less: Some insurance companies offer lower rates for drivers who don’t drive as much. If possible, consider reducing your mileage or using alternative transportation methods.
  6. Maintain Continuous Coverage: Insurance companies often offer lower rates to customers who have maintained continuous coverage without lapses. If possible, avoid letting your insurance coverage lapse.
  7. Consider the Type of Vehicle: Certain vehicles are more expensive to insure than others. Before purchasing a car, consider how it will impact your insurance premiums.
  8. Improve Your Credit Score: In some states, insurance companies use credit scores as a factor in determining premiums. Improving your credit score over time can potentially lower your insurance rates.
  9. Ask About Payment Options: Some insurance companies offer discounts for paying your premium in full upfront or setting up automatic payments.
  10. Consult an Independent Insurance Agent: Independent insurance agents can help you navigate the process of finding affordable SR-22 insurance by comparing rates from multiple insurers on your behalf.
Bluffton Insurance

Bluffton, SC at a Glance: Helpful Information

Bluffton, Zip Codes: 29909 | 299910 |

Nearby Cities: Hilton Head Island, SC, Savannah, Garden City, GA

Neighborhoods In Bluffton, SC: Hampton Lake, New Riverside, Palmetto Bluff

Q1: What types of insurance does A Plus Insurance offer in Bluffton, SC?

A Plus Insurance offers various insurance types, including auto, home, life, business, and specialty insurance over in Bluffton, South Carolina.

Q2: How can I contact A Plus Insurance?

You can contact A Plus Insurance at 1.888.445.2793. Our agents are available to assist you with your insurance inquiries.

Q3: Does A Plus Insurance provide personalized insurance plans in Bluffton, South Carolina?

Yes, A Plus Insurance specializes in offering personalized insurance plans tailored to individual needs and preferences.

Learn More About SR-22 Insurance Here

Additional South Carolina Insurance
Car Insurance in Greenville
Car Insurance in Anderson
Car Insurance in Liberty
Car Insurance Five Forks
SR22 Insurance | South Carolina
Homeowner’s Insurance | South Carolina
Motorcycle Insurance Guide | South Carolina
Bluffton Insurance


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Frequently Asked Questions about Bluffton Insurance

What types of insurance does Bluffton Insurance offer?

Bluffton Insurance offers a wide range of insurance products, including auto insurance, home insurance, and life insurance.

How can I file a claim with Bluffton Insurance?

To file a claim with Bluffton Insurance, please call us at 1.888.445.2793 or visit our website for online claim forms.

What is the coverage area of Bluffton Insurance?

Bluffton Insurance provides coverage in several states across the United States. To find out if we serve your area, please contact us at 1.888.445.2793.

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  • Bluffton Insurance offers a wide range of insurance options for residents in Bluffton, South Carolina.
  • Discover valuable information about the available insurance policies and their benefits.
  • For more information or to get a quote, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

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