- What Insurance is Required in South Carolina?
- Bluffton Insurance Best Car Insurance Rates For Male Drivers
- Bluffton Insurance Best Auto Insurance Rates With Good credit
- Best Auto Insurance With Bundle / Homeowners Discount in Bluffton, SC
- Bluffton Insurance Best Liability Only Auto Insurance
- Bluffton Insurance Best Auto Insurance With Bad Credit, Poor Credit
- Best Auto Insurance For Female drivers Bluffton Insurance
- Bluffton Insurance Best Car Insurance Rates With Dui, Accidents, Violations
- Best SR22 Car Insurance Rates in Bluffton, SC
- Bluffton Insurance SR22: Tips to get Cheaper Rates
- Q1: What types of insurance does A Plus Insurance offer in Bluffton, SC?
- Q2: How can I contact A Plus Insurance?
- Q3: Does A Plus Insurance provide personalized insurance plans in Bluffton, South Carolina?
- Learn More About SR-22 Insurance Here
- Edit Article Information
- What We Do at A Plus Insurance
What Insurance is Required in South Carolina?
The minimum Liability limits mandated by the state are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. South Carolina also requires Uninsured Motorist bodily injury with a minimum limit of $25,000 per person and $50,000 per accident.
Bluffton Insurance Best Car Insurance Rates For Male Drivers
Studies show that men tend to drive more and cause accidents, for that reason their insurance runs a little higher. Below are some examples.
Statistics show men account for 68 to 70% of car accidents
| Car Insurance Company | Average Cost |
|---|---|
| Progressive Insurance | $152 |
| Nationwide | $162 |
| Dairyland | $163 |
| AssuranceAmerica | $167 |
| Mendota Ins. Company | $171 |
| GAINSCO | $176 |
| National General | $180 |
| Bristol West | $185 |
| The General | $185 |
| 21st Century | $186 |
| Safeco | $186 |
| Acceptance RTR | $187 |
| Geico | $188 |
| State Auto | $198 |
| Travelers | $211 |
Bluffton Insurance Best Auto Insurance Rates With Good credit
Having good credit can definitely pay off in many ways! One of them is having affordable car insurance! Look at some example rates below.
Typically anything higher than 670 is considered good credit
| Car Insurance Company | Average Cost |
|---|---|
| Progressive Insurance | $136 |
| Dairyland | $139 |
| Mendota Ins. Company | $142 |
| AssuranceAmerica | $143 |
| Acceptance RTR | $146 |
| 21st Century | $149 |
| The General | $150 |
| GAINSCO | $153 |
| Nationwide | $154 |
| Geico | $156 |
| Bristol West | $157 |
| Travelers | $161 |
| State Farm | $162 |
| Liberty Mutual | $166 |
| National General | $170 |
Best Auto Insurance With Bundle / Homeowners Discount in Bluffton, SC
When you are able to bundle, it can save you a good amount on your insurance rates! Here are some companies that show some example rates of bundling! Bundle examples are AUTO/RV, HOME/AUTO or any items you need combined together.
Bundling: Purchasing multiple insurance polices from one company
| Carrier | Average Cost |
|---|---|
| Acceptance RTR | $133 |
| National General | $135 |
| Bristol West | $141 |
| Nationwide | $143 |
| Dairyland | $145 |
| Geico | $151 |
| Mendota Ins. Company | $151 |
| GAINSCO | $153 |
| The General | $156 |
| Progressive Insurance | $158 |
| AssuranceAmerica | $159 |
| 21st Century | $165 |
| American Family | $173 |
| USAA | $177 |
| State Auto | $178 |
Bluffton Insurance Best Liability Only Auto Insurance
Liability insurance is required but you still want the best possible coverage and rates. We made a list of some affordable companies and liability rates below.
South Carolina State Liability Minimum Requirements: 25/50/25
| Car Insurance Company | Average Cost |
|---|---|
| Geico | $87 |
| Progressive Insurance | $88 |
| National General | $91 |
| Acceptance RTR | $92 |
| AssuranceAmerica | $98 |
| Dairyland | $102 |
| Mendota Ins. Company | $104 |
| The General | $104 |
| USAA | $110 |
| Nationwide | $114 |
| Safeco | $116 |
| Bristol West | $120 |
| American Family | $123 |
| State Farm | $129 |
| 21st Century | $130 |
Bluffton Insurance Best Auto Insurance With Bad Credit, Poor Credit
Your credit can affect your auto insurance rates. Not always as most companies do not factor this in, but some do when preparing your rates.
Typically anything lower than 601 is considered bad credit
Below are some example Bluffton Insurance rates with ones with poor credit
| Carrier | Sample Rate |
|---|---|
| National General | $150 |
| Dairyland | $155 |
| Nationwide | $155 |
| AssuranceAmerica | $166 |
| Bristol West | $166 |
| Mendota Ins. Company | $172 |
| GAINSCO | $176 |
| Geico | $178 |
| Acceptance RTR | $180 |
| The General | $189 |
Best Auto Insurance For Female drivers Bluffton Insurance
It’s true, men typically pay more for auto insurance than women. Check out some example rates below for women in Bluffton, SC.
Statistics show at age 35, women start seeing higher rates than men
| Carrier | Sample Rate |
|---|---|
| Bristol West | $133 |
| Assurance America | $136 |
| Mendota Ins. Company | $136 |
| GAINSCO | $137 |
| Dairyland | $152 |
| Nationwide | $152 |
| Geico | $153 |
| State Farm | $159 |
| Acceptance RTR | $161 |
| Progressive Insurance | $161 |
Bluffton Insurance Best Car Insurance Rates With Dui, Accidents, Violations
Having accidents and violations on your record can make your auto insurance pretty high. We listed some affordable options down below in Bluffton, SC.
An at-fault accident in SC can cause insurance rates to go up 42.7%
| Car Insurance Company | Average Cost |
|---|---|
| The General | $155 |
| Geico | $159 |
| Progressive Insurance | $161 |
| Dairyland | $164 |
| GAINSCO | $169 |
| Acceptance RTR | $172 |
| 21st Century | $175 |
| AssuranceAmerica | $177 |
| Mendota Ins. Company | $177 |
| Bristol West | $186 |
Best SR22 Car Insurance Rates in Bluffton, SC
Here are the some of the companies that will insure you, when an SR-22 filing is needed. Whether it be owner or non owners policy. A non-owners policy will insure your license for the ability to drive. Owners policies will insure your license and vehicle.
An SR22 Insurance is a state filing added to an insurance policy
| Carrier | Average Cost |
|---|---|
| The General | $155 |
| Geico | $159 |
| Progressive Insurance | $161 |
| Dairyland | $164 |
| GAINSCO | $169 |
| Acceptance RTR | $172 |
| 21st Century | $175 |
| AssuranceAmerica | $177 |
| Mendota Ins. Company | $177 |
| Bristol West | $186 |
Bluffton Insurance SR22: Tips to get Cheaper Rates
SR-22 insurance is typically required for drivers who have had serious traffic violations or convictions, and not all insurance companies offer this service.
Getting cheap SR-22 insurance can be a bit challenging because SR-22 filings are often required for drivers with a history of violations or accidents, which can increase insurance premiums. However, there are some strategies you can consider to potentially lower the cost:
- Shop Around: Compare quotes from multiple insurance providers. Rates can vary significantly between companies, so getting quotes from several insurers can help you find the most affordable option.
- Maintain a Clean Driving Record: While this might not immediately reduce your premiums if you need SR-22 insurance due to past violations, maintaining a clean driving record going forward can help lower your rates over time.
- Choose a Higher Deductible: Opting for a higher deductible can lower your premium, but make sure you can afford the out-of-pocket expense if you need to make a claim.
- Look for Discounts: Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for completing defensive driving courses. Not all insurance companies offer the same discounts, so it’s worth asking.
- Drive Less: Some insurance companies offer lower rates for drivers who don’t drive as much. If possible, consider reducing your mileage or using alternative transportation methods.
- Maintain Continuous Coverage: Insurance companies often offer lower rates to customers who have maintained continuous coverage without lapses. If possible, avoid letting your insurance coverage lapse.
- Consider the Type of Vehicle: Certain vehicles are more expensive to insure than others. Before purchasing a car, consider how it will impact your insurance premiums.
- Improve Your Credit Score: In some states, insurance companies use credit scores as a factor in determining premiums. Improving your credit score over time can potentially lower your insurance rates.
- Ask About Payment Options: Some insurance companies offer discounts for paying your premium in full upfront or setting up automatic payments.
- Consult an Independent Insurance Agent: Independent insurance agents can help you navigate the process of finding affordable SR-22 insurance by comparing rates from multiple insurers on your behalf.
- Multi-Policy Bundling for 2024: Combining your home and auto insurance policies can lead to substantial savings. Insurance companies in 2024 continue to offer discounts for bundling, making it easier to manage policies and reduce premiums. Call us at 1.888.445.2793 to learn more about your bundling options.
- Good Driver Discounts: Safe driving habits can qualify you for special discounts in 2024. Maintaining a clean driving record, free of accidents or tickets, can unlock additional savings on your auto insurance policy. Text Us to see if you qualify for a good driver discount.
- 2024 Claims-Free Discount: If you haven’t filed any claims in the past few years, you might be eligible for a claims-free discount. This discount applies to both home and auto insurance, reducing your premium for remaining claim-free. Call us at 1.888.445.2793 to check your eligibility.
- Military Discounts for 2024: Many insurance companies offer exclusive discounts for active military members, veterans, and their families. If you qualify, these discounts can help you save on home and auto policies. Text Us for more information about military discounts.
- Home Security Discounts: Installing security features in your home, such as alarm systems, cameras, or smart locks, can qualify you for a home insurance discount in 2024. Insurers reward homeowners who take steps to protect their property. Call us at 1.888.445.2793 for details on home security-related discounts.
- Low Mileage Discount: If you drive fewer miles in 2024, you may be eligible for a low mileage discount on your auto insurance. Insurance companies offer this to drivers who spend less time on the road, thus reducing their risk. Text Us to check if you qualify for this offer.
- 2024 Renewal Discounts: Renewing your policies early or without a lapse in coverage could earn you a renewal discount for 2024. Insurance companies often reward loyal customers with reduced rates for timely renewals. Call us at 1.888.445.2793 to see how much you can save by renewing early.
- Good Credit Score Discount: In 2024, maintaining a strong credit score can help you secure lower insurance rates. Many insurance companies offer better premiums for clients with good credit. Text Us to see how your credit score can impact your insurance costs.
- Vehicle Safety Features Discount: Driving a car equipped with modern safety features like anti-lock brakes, lane-keeping assistance, and airbags can earn you a discount on your auto insurance in 2024. Call us at 1.888.445.2793 to find out if your vehicle qualifies for this exclusive discount.
- Green Home Discount: Eco-friendly homes with energy-efficient appliances, solar panels, or other sustainable features may qualify for special discounts on home insurance in 2024. Call us at 1.888.445.2793 to learn how your green home can help reduce your premiums.
Bluffton, SC at a Glance: Helpful Information
Bluffton, Zip Codes: 29909 | 299910 |
Nearby Cities: Hilton Head Island, SC, Savannah, Garden City, GA
Neighborhoods In Bluffton, SC: Hampton Lake, New Riverside, Palmetto Bluff
Q1: What types of insurance does A Plus Insurance offer in Bluffton, SC?
A Plus Insurance offers various insurance types, including auto, home, life, business, and specialty insurance over in Bluffton, South Carolina.
Q2: How can I contact A Plus Insurance?
You can contact A Plus Insurance at 1.888.445.2793. Our agents are available to assist you with your insurance inquiries.
Q3: Does A Plus Insurance provide personalized insurance plans in Bluffton, South Carolina?
Yes, A Plus Insurance specializes in offering personalized insurance plans tailored to individual needs and preferences.
Learn More About SR-22 Insurance Here
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- Bluffton Insurance offers a wide range of insurance options for residents in Bluffton, South Carolina.
- Discover valuable information about the available insurance policies and their benefits.
- For more information or to get a quote, call us at 1.888.445.2793.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss