SOUTH CAROLINA CAR INSURANCE QUOTES

Get the best South Carolina car insurance quotes tailored to your needs and budget with our expert team ready to assist you. Call us now for a free quote and discover how easy it is to find affordable and comprehensive car insurance coverage in South Carolina!

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: 25/50/25

How to Get Free South Carolina Car Insurance Quotes

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

South Carolina Car Insurance Quotes Requirements

Understanding South Carolina car insurance quotes requirements is essential for every driver in the state. South Carolina mandates that all drivers carry liability insurance to cover damages or injuries caused in an accident. The minimum requirements are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. To get the best rates, it’s wise to compare quotes from multiple insurance companies.

Here’s a comparison of estimated monthly rates from different insurance providers to help you get started:

Insurance CompanyLiability OnlyFull Coverage
Progressive$75$150
Dairyland$85$160
Gainsco$80$155
Assurance$78$152
National General$82$158
Bristol West$77$153
Mendota$79$157
The General$81$159

To ensure you get the most affordable and comprehensive south carolina car insurance quotes, consider these tips:

  • Compare multiple quotes online and by phone.
  • Look for discounts like multi-policy or military discounts.
  • Check the insurer’s financial stability and customer service ratings.
  • Opt for higher deductibles to lower your premium.

By understanding the requirements and comparing rates, you can find the best coverage to suit your needs and budget. Don’t hesitate to call us for a free quote and personalized guidance.

For South Carolina Insurance Quotes: What Is Covered Under Full Coverage?

Full coverage South Carolina car insurance quotes offer comprehensive protection, covering both liability and physical damage to your vehicle. Full coverage includes liability insurance, collision coverage, and comprehensive coverage. Collision coverage pays for damage to your car in an accident, while comprehensive coverage protects against non-collision incidents like theft, fire, or natural disasters.

Here’s a comparison of estimated monthly rates for full coverage from different insurance providers:

Insurance CompanyLiability OnlyFull Coverage
Progressive$75$150
Dairyland$85$160
Gainsco$80$155
Assurance$78$152
National General$82$158
Bristol West$77$153
Mendota$79$157
The General$81$159

To ensure you’re adequately protected, consider these coverage options when getting south carolina car insurance quotes:

  • Liability Insurance
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage

By comparing multiple quotes and understanding what full coverage entails, you can make informed decisions about your car insurance policy. Call us today for personalized advice and to get the best rates available.

Who Is the Cheapest Auto Insurance in South Carolina?

Finding the cheapest auto insurance in South Carolina can save you a significant amount each month. Several factors influence your insurance rates, including your driving record, vehicle type, and location. To help you find the best deal, we’ve compared the rates from several top insurance companies. Here’s a comparison of estimated monthly rates for liability-only coverage from different providers:

Insurance CompanyLiability OnlyFull Coverage
Progressive$75$150
Dairyland$85$160
Gainsco$80$155
Assurance$78$152
National General$82$158
Bristol West$77$153
Mendota$79$157
The General$81$159

To get the cheapest South Carolina car insurance quotes, consider these tips:

  1. Maintain a Clean Driving Record: Avoid traffic violations and accidents to keep your rates low.
  2. Compare Quotes: Shop around and compare quotes from multiple providers to find the best deal.
  3. Look for Discounts: Many insurers offer discounts for safe drivers, multi-policy holders, and those with good credit.
  4. Choose Higher Deductibles: Opting for a higher deductible can lower your premium.
  5. Bundle Policies: Combine your auto insurance with other policies, like home or renters insurance, for additional savings.

By shopping around and comparing south carolina car insurance quotes, you can find the best rates to fit your budget and coverage needs. Don’t hesitate to reach out to us for personalized guidance and a free quote today. Let us help you find the most affordable and comprehensive coverage for your vehicle.

How Much Are Car Insurance Quotes in South Carolina Per Month?

When searching for south carolina car insurance quotes, you’ll find that monthly premiums vary based on several factors, including your driving record, vehicle type, and coverage level. On average, liability-only coverage in South Carolina ranges from $75 to $85 per month, while full coverage can range from $150 to $160 per month. It’s essential to compare quotes from multiple providers to find the best rate for your specific needs.

Here’s a comparison of estimated monthly rates from different insurance providers:

Insurance CompanyLiability OnlyFull Coverage
Progressive$75$150
Dairyland$85$160
Gainsco$80$155
Assurance$78$152
National General$82$158
Bristol West$77$153
Mendota$79$157
The General$81$159

To get the most affordable south carolina car insurance quotes, consider these factors:

  1. Driving Record: Maintain a clean driving record to keep your rates low.
  2. Vehicle Type: Choose a vehicle with a high safety rating and low theft rate.
  3. Coverage Level: Opt for higher deductibles to lower your premium.
  4. Discounts: Look for available discounts such as multi-policy or safe driver discounts.

By understanding these factors and comparing quotes, you can find the best rates and coverage for your needs. Call us today for personalized assistance and to get your free South Carolina car insurance quotes.

[South carolina car insurance quotes] Insurance Discounts

Maximizing auto insurance savings is crucial. Top discounts include Safe Driver, Multi-Policy, and Good Student benefits. Bundle Savings, Low Mileage, and Anti-Theft perks further enhance affordability.

Safe Driver
Multi-Policy
Good Student
Bundle Savings
Low Mileage
Anti-Theft

What Happens If I’m Caught Driving Without Insurance?

Driving without auto insurance can lead to severe consequences, such as hefty fines, license suspension, and even legal penalties. It may result in increased insurance premiums, vehicle impoundment, or difficulty obtaining coverage in the future.

Fines
License Suspension
Legal Penalties
Increased Premiums
Vehicle Impoundment
Coverage Difficulty

When quoting your South Carolina insurance, you will see in many cases there are different discounts offered by the carriers!

Prog
Advanced Quote
Education Discount
Multi Policy
Paid in Full
Homeowners
Military
Paperless Discount
No Accidents or Violations
Multi Vehicle
Continuous Insurance
Married
Auto Pay
PROGRESSIVE DISCOUNTS
Dairyland 2
Military
Multi Policy
Continuous Insurance
Auto Pay
Paid in Full
Multi Vehicle
No Accidents or Violations
Homeowners
Married
DAIRYLAND DISCOUNTS

South Carolina Car Insurance Quotes – Full coverage or Liability only

Choosing between full coverage and liability-only for your South Carolina car insurance quotes depends on your needs and budget. Liability-only insurance covers damages to others in an accident you cause, making it a basic but essential policy. In contrast, full coverage includes liability, collision, and comprehensive coverage, protecting you against a wider range of risks such as theft, vandalism, and natural disasters.

Here’s a comparison of estimated monthly rates for both full coverage and liability-only across different insurance providers:

Insurance CompanyLiability Only RateFull Coverage Rate
Progressive$75$150
Dairyland$85$160
Gainsco$80$155
Assurance$78$152
National General$82$158
Bristol West$77$153
Mendota$79$157
The General$81$159

When deciding between these options for your south carolina car insurance quotes, consider the following tips:

  1. Assess Your Vehicle’s Value: If your car is new or valuable, full coverage might be worth the extra cost.
  2. Evaluate Your Risk Tolerance: Full coverage offers more protection but comes at a higher premium.
  3. Consider Your Financial Situation: If you’re on a tight budget, liability-only may be a more affordable option.
  4. Review Your Driving Habits: Frequent drivers might benefit more from the comprehensive protection of full coverage.

Understanding these factors will help you make an informed decision that best suits your needs. Contact us today to get personalized advice and find the best South Carolina car insurance quotes for you.

South Carolina Car Insurance Quotes – Tips to Improve Your Rate

Improving your south carolina car insurance quotes is easier than you might think. Start by maintaining a clean driving record and avoiding traffic violations, which can significantly reduce your rates. Additionally, bundling multiple policies, like auto and home insurance, can lead to substantial discounts. Always compare quotes from various providers to ensure you get the best deal available.

Here’s a comparison of estimated monthly rates from different insurance providers:

Insurance CompanyLiability OnlyFull Coverage
Progressive$75$150
Dairyland$85$160
Gainsco$80$155
Assurance$78$152
National General$82$158
Bristol West$77$153
Mendota$79$157
The General$81$159

To further improve your south carolina car insurance quotes, consider these tips:

Tips to Improve Your Rate
Increase Your Deductible
Utilize Discounts (safe driver, multi-policy, good student)
Improve Your Credit Score
Choose a Safe Vehicle

By following these tips and regularly comparing quotes, you can find the most affordable and comprehensive coverage to fit your needs. Contact us today for personalized advice and to get your free South Carolina car insurance quotes.

SOUTH CAROLINA CAR INSURANCE QUOTES TIPS

  1. Compare Multiple Quotes: Don’t settle for the first quote you receive. Shop around and compare quotes from multiple insurance companies to find the best coverage at the most affordable price.
  2. Understand Your Coverage Needs: Make sure you understand the minimum car insurance requirements in South Carolina, which typically include liability coverage for bodily injury and property damage. Consider your specific needs and whether you want additional coverage options like collision, comprehensive, uninsured motorist, or personal injury protection.
  3. Provide Accurate Information: When requesting quotes, be sure to provide accurate information about yourself, your vehicle, and your driving history. Inaccurate information can lead to incorrect quotes or even denial of coverage later on.
  4. Ask About Discounts: Inquire about discounts for which you may be eligible. Common discounts include multi-policy discounts, safe driver discounts, good student discounts, and discounts for anti-theft devices or safety features on your vehicle.
  5. Consider Your Deductible: Your deductible is the amount you’ll pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your premium, but make sure you can afford to pay it if you need to make a claim.
  6. Check for Complaints and Ratings: Research the reputation and financial stability of insurance companies you’re considering. Look up customer reviews, complaints, and ratings from independent agencies like J.D. Power or AM Best.
  7. Review Coverage Limits: Make sure the coverage limits offered in each quote meet your needs. While it may be tempting to opt for the minimum coverage required by law to save money, it may not provide enough protection in the event of a serious accident.
  8. Bundle Policies: If you already have other insurance policies, such as homeowners or renters insurance, consider bundling them with your car insurance to save money with a multi-policy discount.
  9. Ask About Payment Options: Inquire about payment options and whether there are discounts for paying your premium in full upfront or setting up automatic payments.
  10. Review Your Policy Annually: Your insurance needs may change over time, so it’s a good idea to review your policy annually to ensure you still have the right coverage at the best price.

Who Is the Cheapest Full Coverage Car Insurance South Carolina?

When searching for the cheapest full coverage auto insurance in South Carolina, it’s crucial to compare rates from multiple providers. Full coverage includes both liability and physical damage protection, ensuring comprehensive protection for your vehicle. Below is a table comparing estimated full coverage rates from various insurance companies across popular cities in South Carolina to give you an idea of the costs involved.

CityInsurance CompanyFull Coverage Rate
CharlestonProgressive$150
ColumbiaDairyland$160
GreenvilleGainsco$155
Myrtle BeachAssurance$152
SpartanburgNational General$158
SummervilleBristol West$153
FlorenceMendota$157
Rock HillThe General$159
North CharlestonProgressive$150
Hilton HeadDairyland$160
AikenGainsco$155
SumterAssurance$152
Goose CreekNational General$158
AndersonBristol West$153
GreenwoodMendota$157
MauldinThe General$159
LexingtonProgressive$150
OrangeburgDairyland$160
GreerGainsco$155
Mount PleasantAssurance$152
West ColumbiaNational General$158
EasleyBristol West$153
SimpsonvilleMendota$157
BlufftonThe General$159
HanahanProgressive$150
CayceDairyland$160
IrmoGainsco$155
Fort MillAssurance$152
GaffneyNational General$158
North AugustaBristol West$153

To get the best south carolina car insurance quotes for full coverage, consider the following tips:

  1. Compare Multiple Quotes: Always compare rates from different providers to find the most affordable option.
  2. Look for Discounts: Take advantage of discounts for safe driving, bundling policies, or having good credit.
  3. Maintain a Clean Record: Avoid traffic violations and accidents to keep your rates low.
  4. Choose a Higher Deductible: Opting for a higher deductible can reduce your monthly premium.

By following these tips and regularly comparing south carolina car insurance quotes, you can ensure you’re getting the best rate for your full coverage auto insurance. Contact us today for personalized guidance and a free quote!

Cheap Liability Only South Carolina Car Insurance Quotes

Finding cheap liability-only South Carolina car insurance quotes is essential for budget-conscious drivers. Liability insurance covers damages you may cause to others in an accident, making it a vital component of any auto policy. To help you compare rates, we’ve compiled a table of estimated monthly premiums from various insurance providers across popular cities in South Carolina.

Here’s a comparison of estimated monthly rates for liability-only coverage:

CityInsurance CompanyLiability Only Rate
CharlestonProgressive$75
ColumbiaDairyland$85
GreenvilleGainsco$80
Myrtle BeachAssurance$78
SpartanburgNational General$82
SummervilleBristol West$77
FlorenceMendota$79
Rock HillThe General$81
North CharlestonProgressive$75
Hilton HeadDairyland$85
AikenGainsco$80
SumterAssurance$78
Goose CreekNational General$82
AndersonBristol West$77
GreenwoodMendota$79
MauldinThe General$81
LexingtonProgressive$75
OrangeburgDairyland$85
GreerGainsco$80
Mount PleasantAssurance$78
West ColumbiaNational General$82
EasleyBristol West$77
SimpsonvilleMendota$79
BlufftonThe General$81
HanahanProgressive$75
CayceDairyland$85
IrmoGainsco$80
Fort MillAssurance$78
GaffneyNational General$82
North AugustaBristol West$77

To secure the best south carolina car insurance quotes for liability-only coverage, consider these strategies:

  • Maintain a Clean Driving Record: Keeping your driving record free of violations and accidents can significantly lower your rates.
  • Compare Multiple Quotes: Shopping around is essential to find the most competitive rates available.
  • Take Advantage of Discounts: Seek out discounts for things like bundling multiple policies, maintaining good grades as a student, or having a clean driving history.
  • Reevaluate Your Coverage Annually: Reviewing and adjusting your policy each year can help ensure you’re always getting the best rates and suitable coverage.

By exploring these options and consistently comparing quotes, you can secure the most cost-effective liability-only car insurance. Reach out to us today for a complimentary, personalized quote and to learn more about your coverage options!

FAQs About South Carolina Car Insurance Quotes at A Plus Insurance

How can I get a free car insurance quote in South Carolina?

Getting a free car insurance quote in South Carolina is easy with A Plus Insurance. Simply contact our office at 888-445-2793, and our experienced agents will assist you in obtaining a customized car insurance quote tailored to your needs.

What factors affect car insurance rates in South Carolina?

Car insurance rates in South Carolina can be influenced by factors such as your driving history, the type of vehicle you own, your location, and your coverage preferences. To understand the specifics and get a personalized quote, contact our office at 888-445-2793.

Why choose A Plus Insurance for car insurance in South Carolina?

A Plus Insurance is your trusted source for car insurance in South Carolina. We work with multiple insurance providers to offer you competitive rates and tailored coverage options. Contact our office at 888-445-2793 to discuss your car insurance needs and receive expert guidance.

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Last Updated on by Camron Moss

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