5 of the Weirdest Insurance Policies That Actually Exist

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Auto Insurance, Now in 34 states!

Weirdest Insurance Policies That Actually Exist!

These Are Actual (and Factual) Things that People have Insured

Auto Insurance, Now in 34 states!

Weirdest Insurance Policies That Actually Exist!

These Are Actual (and Factual) Things that People have Insured

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1. Alien Abduction

$10 Million Plus in abduction insurance has been written. I received a “No Comment” when I enquired about any payouts. No kidding. “No Comment”. As an agent It got me thinking. Given that Homeowners insurance is more expensive in certain areas because of hurricanes, forest fires, etc.  Does Alien Abduction Insurance cost more near Roswell? Hmmm

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2. The Middle Finger

Keith Richards, of The Rolling Stones, reportedly had his middle finger insured for 1.5 Million Dollars. I don’t think that is an image of Keith Richards as a Baby, but it was the nicest picture I could find of someone giving us “the finger.”

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3. “Death By…Coconut”

Not kidding… falling coconuts kill 150 people worldwide each year. So you are almost four times more likely to die from a coconut than from shark bites (38 on average annually). Armed with these statistics I tried to market “Coconut Insurance”. It did not work out very well for me; Our main office is in Colorado.

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4. Mmmm “Taste Buds”

A worker at Cadbury’s Chocolate has her taste buds insured for 1 million dollars. Note: The policy has stipulations that she must avoid Hot Curries, Hot chilies, and her mother-in-law’s cooking. These might be the weirdest insurance policies.

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5. “Cold Feet” Insurance

It’s not Insurance for putting socks on. It’s wedding cold feet! The average cost of a Wedding in the United States is $26,800. The way I see it, a man either gets cold feet before and after the wedding  (Am I, right Guys?)

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Last Updated on by Moss Camron

By Shawn Christie

The Insurance Guy