Best Car Insurance In Maine

A State well known for its rocky coastline of the Atlantic Ocean and the leading state for lobster and blueberry production! Follow this guide to choose the best Maine car insurance for you and we will have you back on the Maine shoreline.

LOWEST COST LIABILITY ONLY CAR INSURANCE MAINE

Liability coverage is mandatory in each State, but the limits vary for each State, Maine having one of the highest minimum liability limits required.

Its limits are- $50,000 per person for BI, up to $100,000 per accident for BI and $25,000 for property damage.

Uninsured Motorist protection and Medical Payments of $2,000 per person are also required.

You can also adjust these limits if you desire higher coverage. Talk with one of our insurance experts for a better understanding of why you might need higher coverage.

Top 10 Average Monthly Rates Liability Only

Car Insurance CompanyAverage Monthly Rate
Dairyland$69
Progressive Insurance$84
Mendota Ins. Company$91
The General$95
National General$101
AssuranceAmerica$115
Bristol West$124
Allstate$127
Liberty Mutual$137
Travelers$137
Insurance for Maine

LOWEST COST FULL COVERAGE AUTO INSURANCE IN MAINE

Full coverage does not have to cost you an arm and a leg. There are ways to keep your insurance cheap, while still having adequate coverage. Most Insurance providers partner with allow you to customize your car insurance, which means you are not paying for any unwanted extras!

FULL COVERAGE TOP 3 CARRIERS

Car Insurance CompanyAverage Monthly Payment
National General$131
Allstate$145
State Farm$146
TOP 3 IN FULL COVERAGE FOR MAINE INSURANCE

What do you need to insure a car in Maine?

To insure a car in Maine, you’ll need to provide certain information and meet specific requirements. Firstly, you’ll need to have a valid driver’s license and the vehicle’s registration. Additionally, you’ll need to decide on the type and level of coverage you want, whether it’s liability-only or full coverage. To obtain car insurance in Maine, you’ll typically need to provide details such as your driving history, vehicle information, and personal information. It’s also important to consider any discounts you may be eligible for, such as multi-policy discounts or safe driver discounts, to help reduce your premiums.

  • Documents and information needed for car insurance in Maine:
    • Driver’s license
    • Vehicle registration
    • Driving history
    • Vehicle information
    • Personal information
    • Discounts eligibility

By gathering the necessary documents and understanding your coverage needs, you can ensure a smooth process when obtaining car insurance in Maine.

LEAST EXPENSIVE BROADFORM / NON OWNERS CAR INSURANCE MAINE

Some States offer a Broadform policy, which covers you driving any personal passenger vehicle for liability, Maine is not one of these States. Instead, Maine offers a Non-Owners policy, which operates a little differently.

The Non-Owners policy is ideal for someone looking for auto insurance but does not own a vehicle. It will cover the driver for liability insurance driving any NON owned vehicles.

Average Monthly Rates Broadform Maine Insurance

Car Insurance CompanyAverage Rates
Progressive Insurance$80
Dairyland$105
The General$112
Mendota Ins. Company$151
Bristol West$165
Note: This Insurance follows the Driver!

CHEAPEST AUTO INSURANCE FOR FEMALE DRIVERS IN MAINE

It may come to some as a surprise, females generally pay less on car insurance than males. Females have reportedly less accidents, and property damage sustained in accidents than males do.

Insurance companies appreciate less damage, therefore females pay a little less for coverage.

Average Monthly Rates Comparison

AGERates for MalesRates for Females
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
That drop though! Perks to aging!
Maine Car Insurance

New A Plus Insurance Customers in Maine Save on Average 594.55..that’s almost 107,568 Peanuts!

BEST SR-22 CAR INSURANCE IN MAINE

What is SR-22 Insurance?

Very simply put, an SR-22 is an attachment that is added onto either a standard auto policy, or Non Owners policy which makes the Insurance company responsible for reporting your liability Insurance to the State of Maine on your behalf.

This lets the State know that you are complying with the requirements, and keeps you out of trouble!

BEST RATES SR-22 MAINE INSURANCE

Car Insurance CompanyAverage Monthly Payment
Progressive Insurance$85
Bristol West$94
The General$106
Dairyland$108
Mendota Ins. Company$108

90% of the country’s lobster comes from Maine. You could say they are the MAIN place to get the delicacy. While we are the MAIN place for MAINE Insurance!…sorry

CHEAPEST AUTO INSURANCE WITH BUNDLE / HOMEOWNERS DISCOUNT IN MAINE

We wouldn’t lie to you! Bundling can and DOES save you money on your car insurance policy.

When bundling (combining multiple insurance policies together); whether that be home, auto, renters, motorcycle, umbrella, or rv, we have a policy fit for you that keeps money in your pocket.

BUNDLE DISCOUNTS

Car Insurance CompanyAverage Monthly Payment
Dairyland$131
Geico$133
Progressive Insurance$136
Bristol West$138
National General$146
The General$149

LEAST EXPENSIVE CAR INSURANCE FOR YOUNG DRIVERS IN MAINE

Just turned 16? You passed your driver’s test, hurray!

The next step is to get your vehicle insured so you are safe on the road. There are many ways to cut the cost of insurance down so you aren’t breaking the bank each month. Consider starting out with an older (not hot off the lot) vehicle for cheaper car insurance rates.

Young Driver Rates in Maine

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
Welcome to Adulting

CHEAPEST AUTO INSURANCE WITH BAD CREDIT / POOR CREDIT IN ME

Credit is a rating factor when determining a customer’s insurance premium. The better your credit score you have, the cheaper insurance rates you will see. If you have bad or poor credit not to worry, as your credit goes up – your insurance cost goes down!

Average Car Insurance Monthly Rates For Bad Credit

Car Insurance CompanyAverage Monthly Rate
Dairyland$154
Geico$156
21st Century$158
GAINSCO$159
Bristol West$162

Average Car Insurance Monthly Rates For Good Credit

Car Insurance CompanyAverage Monthly Rate
Dairyland$126
GAINSCO$132
National General$133
Acceptance RTR$136
The General$142
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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Here’s What Our Clients Say About Us​

Unlock Exclusive Discounts on Home and Auto Insurance for 2024

  • Bundle Your Home and Auto Insurance for Maximum Savings: Bundling both your home and auto policies with the same insurer can lead to substantial savings. Text Us to learn how much you can save by bundling.
  • Sign Up for a Multi-Policy Discount: In addition to home and auto, consider adding other types of insurance like life or renters to get a multi-policy discount. Text Us for more information on eligible policies.
  • Loyalty Discounts for Renewing Customers: Staying with the same insurance provider for several years can qualify you for a loyalty discount. Keep your coverage and save more as a renewing customer.
  • Ask About 2024 Safe Driver Discounts: If you have a clean driving record, you may qualify for an exclusive safe driver discount in 2024. Text Us to see if you meet the criteria.
  • Smart Home Device Discount: Installing smart home devices like security systems, smoke detectors, and water leak sensors can lower your home insurance premiums. Text Us to find out which devices qualify for discounts.
  • Call Us for Military and Professional Discounts: Many insurers offer exclusive discounts for military personnel, teachers, nurses, and other professionals. Call us at 1.888.445.2793 to explore these special offers.
  • Enroll in Automatic Payments for Additional Savings: Setting up automatic payments can sometimes qualify you for a discount. It’s an easy way to save while ensuring you never miss a payment. Text Us for details on how to enroll.

Frequently Asked Questions about Car Insurance

What factors affect car insurance rates?

Several factors influence car insurance rates, including driving history, age, type of vehicle, location, coverage limits, and credit score.

How can I lower my car insurance premiums?

To potentially reduce car insurance premiums, consider bundling policies, maintaining a good driving record, increasing deductibles, and inquiring about available discounts.

Do you need assistance with car insurance?

Feel free to call us at 1.888.445.2793 for assistance with car insurance. Our team is ready to help you find the right coverage.

Who gives the lowest car insurance rates?

Finding the lowest car insurance rates can vary based on individual factors and location. It’s essential to compare quotes from different insurers and inquire about available discounts to find the most affordable option. Our team at 1.888.445.2793 can assist you in finding competitive car insurance rates that suit your needs and budget.

Additional Helpful Links
Cheap Maine Liability Insurance
Affordable Maine Home Owners Insurance
Best Maine Motorcycle Insurance
SR22 Facts In Maine

FAQs About Car Insurance in Maine at A Plus Insurance

What are the minimum car insurance requirements in Maine?

In Maine, the minimum car insurance requirements include liability insurance for bodily injury and property damage. To ensure you meet the legal requirements and explore additional coverage options, contact our office at 888-445-2793.

How can I find affordable car insurance in Maine?

Finding affordable car insurance in Maine involves comparing quotes from different insurance providers. Our experienced agents at A Plus Insurance can help you obtain and compare quotes to secure the most cost-effective coverage. Contact our office at 888-445-2793 for expert guidance on affordable car insurance.

Why choose A Plus Insurance for car insurance in Maine?

A Plus Insurance is your trusted partner for car insurance in Maine. We work with multiple insurance providers, allowing us to find the most competitive rates and coverage options tailored to your needs. Contact our office at 888-445-2793 to discuss your car insurance choices and obtain a free quote.

Last Updated on by Camron Moss

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