This insurance company is so amazing and honestly they should teach other companies how to do customer service. Literally from the guy that does the initial answer and to the agents that add the policy info. This company is amazing and a special thank you to Alexis for adding all three of my vehicles!
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D. W.
8/25/2025
Just received my auto insurance threw Marlon, he is very professional and the process was very straightforward and easy. Thanks again!
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Michael B.
2/11/2025
Zee was informative, fast and helpful.
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James K.
9/30/2025
Quick and simple process. Thank you Zee and Lauren!
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Bee W.
2/07/2025
By far the best car insurance I’ve ever had! Crystal went above and beyond to help me, and I couldn’t be happier. I had only ever used major carriers before and always had terrible experiences. I’m so grateful I found Calhan Auto Insurance and can’t recommend them enough!
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Kirsti V.
4/02/2025
They areVery Helpful, super informative, nice and polite got me just what I needed at a great price!
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Tayler D.
10/14/2024
Why Choose A Plus Insurance for Your Car Insurance Maine Needs
Expert Guidance
Our experienced agents help you navigate the complexities of Car Insurance Maine to find the perfect coverage for your needs and budget.
Multiple Provider Options
We work with top insurance companies to ensure you get the best rates for your Car Insurance Maine policy. Compare options from our trusted providers.
Personalized Service
Every driver is unique, and we tailor your Car Insurance Maine coverage to match your specific situation and requirements.
Maine Car Insurance Requirements
Understanding Maine’s minimum car insurance requirements is essential for every driver. The state mandates specific coverage levels to ensure financial responsibility.
Minimum Liability Coverage in Maine
Coverage Type
Minimum Requirement
Bodily Injury per Person
$50,000
Bodily Injury per Accident
$100,000
Property Damage
$25,000
Uninsured Motorist
Required
Medical Payments
$2,000 per person
While these are the minimum requirements, many drivers choose higher limits for better protection. Our agents can help you determine the right coverage levels for your situation. Consider affordable options that meet your budget.
Car Insurance Maine Cost Comparison
Compare average car insurance rates across different providers in Maine. Your actual rate may vary based on factors like your driving history, vehicle type, and coverage needs.
Insurance Provider
Average Monthly Rate
Provider A
$85
Provider B
$92
Provider C
$78
Provider D
$105
Provider E
$95
Frequently Asked Questions About Car Insurance Maine
What factors affect car insurance rates in Maine?
Several factors influence Car Insurance Maine rates, including your driving record, age, vehicle type, location, credit history, and coverage limits. Maintaining a clean driving record and good credit can help lower your premiums.
How can I save money on my Maine car insurance?
You can save on Car Insurance Maine by bundling policies, maintaining a good driving record, increasing deductibles, taking advantage of discounts, and comparing quotes from multiple providers. Our agents can help identify all available savings opportunities.
What is the difference between liability and full coverage?
Liability insurance covers damage you cause to others, while full coverage typically includes comprehensive and collision coverage that protects your own vehicle as well. The right choice depends on your vehicle’s value and your financial situation.
Do I need uninsured motorist coverage in Maine?
Yes, Maine requires uninsured motorist coverage as part of your Car Insurance Maine policy. This protects you if you’re in an accident with a driver who has no insurance or insufficient coverage.
How does my credit score affect my car insurance rates?
In Maine, insurance companies can use credit-based insurance scores to help determine premiums. Generally, better credit scores can lead to lower rates, as they’re associated with lower risk.
What if I need an SR-22 in Maine?
If you require an SR-22 filing in Maine, we can help you find affordable Car Insurance Maine options that meet state requirements.
Can I get insurance with a poor driving record?
Yes, we specialize in finding car insurance options for drivers with less-than-perfect records. Check our specialized programs for high-risk drivers.
Additional Insurance Services
Beyond Car Insurance Maine, we offer a comprehensive range of insurance products to protect all aspects of your life.
