Progressive Car Insurance Colorado

Explore affordable Progressive auto insurance options with A Plus Insurance in Colorado.

Badge Badge Badge

Progressive Auto Insurance in Colorado

Coverage Options

Progressive offers liability, collision, and comprehensive coverage, averaging $1,200 yearly in Colorado. Meets 25/50/25 state requirements. Customizable for all drivers.

Why Choose Progressive

Progressive provides competitive rates and discounts, saving 10-20 percent for safe drivers. Offers roadside assistance and rental car coverage. Tailored by A Plus Insurance.

Get Started

A Plus Insurance simplifies Progressive quotes for Colorado drivers. Fast, free quotes ensure the best coverage. Contact us today.

Progressive Car Insurance in Colorado

Progressive car insurance in Colorado offers affordable coverage, with liability averaging $600-$800 yearly for the 25/50/25 minimum. Comprehensive and collision plans, costing $1,200-$1,800, protect against theft, vandalism, and mountain road accidents. A Plus Insurance compares Progressive with providers like Travelers insurance to secure the best rates. Colorado's urban areas like Denver increase premiums by 10-15 percent due to traffic, while rural zones face hail risks. Safe driver discounts save 15 percent, and bundling with Colorado homeowners insurance cuts costs by 20 percent. SR22 filings for high-risk drivers, $1,000-$2,000 yearly, are streamlined by Progressive. A Plus Insurance ensures tailored policies for cities like Aurora and Fort Collins. Get a free quote to explore insurance providers and save.

Frequently Asked Questions

Policy Basics

What does Progressive car insurance cover?

Progressive covers liability, collision, and comprehensive, meeting Colorado's 25/50/25 minimum. Includes roadside assistance for $50-$100 yearly. Customizable for all vehicles.

Is Progressive mandatory in Colorado?

Car insurance is required in Colorado, with 25/50/25 liability minimums. Progressive meets these standards. Learn more at Colorado car insurance.

How much coverage is needed?

Colorado requires $25,000/$50,000/$25,000 for liability, averaging $600 yearly. Comprehensive adds $600-$800 for broader protection. Adjust based on vehicle value.

What is comprehensive coverage?

Comprehensive covers non-collision damages like hail or theft, costing $300-$500 yearly. Essential in Colorado's weather-prone areas. Pairs with collision for full protection.

Does Progressive offer SR22 insurance?

Progressive provides SR22 filings for high-risk drivers, $1,000-$2,000 yearly. Required for license reinstatement. See SR22 insurance Colorado.

Cost and Savings

How much is Progressive car insurance?

Progressive averages $1,200 yearly in Colorado, varying by location and driving record. Urban areas increase rates by 10 percent. Compare for savings.

Can I lower Progressive insurance costs?

Higher deductibles save 10-15 percent on premiums. Safe driving discounts cut costs by 15 percent. See how to lower your car insurance rates.

Are Progressive discounts available?

Progressive offers multi-car, safe driver, and bundling discounts, saving 10-20 percent. Telematics programs reduce rates further. Common in Colorado.

Does credit affect Progressive rates?

Good credit lowers Progressive rates by 10-20 percent in Colorado. Poor credit increases premiums significantly. Rates reflect financial stability.

Can bundling save on Progressive insurance?

Bundling auto and home insurance with Progressive saves 15-20 percent. Simplifies payments and maximizes discounts. See Progressive insurance in Colorado.

Colorado-Specific Risks

How does weather affect Progressive rates?

Hail and snowstorms in Colorado raise premiums by 10-15 percent. Comprehensive coverage mitigates weather-related losses. Common in mountainous areas.

Does Progressive cover mountain road accidents?

Collision coverage, $400-$600 yearly, handles mountain road accidents. Essential for Colorado's rugged terrain. Learn at Colorado car insurance 101.

Is theft a factor in Colorado rates?

Urban theft in Denver increases premiums by 5-10 percent. Comprehensive coverage protects against vehicle theft. Common in city areas.

Does Progressive cover wildlife collisions?

Comprehensive coverage, $300-$500 yearly, includes deer and elk collisions. Frequent in rural Colorado. Adds peace of mind.

Are rates higher in Denver?

Denver's traffic raises Progressive premiums by 10-15 percent. Compare quotes for savings. See Denver car insurance.

Coverage Options

Can I add roadside assistance?

Roadside assistance, $50-$100 yearly, covers towing and flat tires. Ideal for Colorado's remote areas. Available through Progressive.

Does Progressive offer rental car coverage?

Rental car coverage, $100-$200 yearly, provides $30-$50 daily for rentals. Useful during repairs. See does my auto insurance cover rental cars.

Can I get gap insurance?

Gap insurance, $100-$200 yearly, covers loan balances after total loss. Ideal for new cars. Offered by Progressive.

Does Progressive cover rideshare drivers?

Rideshare coverage, $200-$400 yearly, protects Uber drivers in Colorado. Standard policies exclude rideshare risks. Tailored by Progressive.

Can I add uninsured motorist coverage?

Uninsured motorist coverage, $150-$300 yearly, protects against uninsured drivers. Recommended in Colorado. See liability insurance Colorado.

Claims and Policy Management

How do I file a Progressive claim?

File claims online or by phone with photos for quick processing. A Plus Insurance assists with submissions. Learn at car insurance explained.

What if my Progressive claim is denied?

Denied claims require appeal with documentation within 60 days. A Plus Insurance reviews policies. Common for incomplete submissions.

Can I switch to Progressive?

Switching to Progressive is seamless with continuous coverage. Compare rates for savings. See Progressive auto insurance.

How often should I review my policy?

Review Progressive policies annually for rate changes. Updates prevent coverage gaps. A Plus Insurance offers free reviews.

Can I cancel my Progressive policy?

Cancel Progressive insurance with 30 days' notice, refunding unused premiums. New coverage may be required. See how to cancel car insurance.

Additional Options

Can I add motorcycle insurance?

Motorcycle insurance, $200-$500 yearly, covers liability and damage. Ideal for Colorado's scenic rides. See motorcycle insurance Colorado Springs.

Does Progressive offer non-owners insurance?

Non-owners insurance, $300-$600 yearly, covers drivers without vehicles. Ideal for frequent borrowers. Available through Progressive.

Can I insure a classic car?

Classic car insurance, $400-$800 yearly, protects vintage vehicles. Requires agreed-value policies. Offered by Progressive.

Does Progressive cover recreational vehicles?

RV insurance, $800-$1,500 yearly, covers liability and damage. Ideal for camping trips. See Colorado recreational vehicle insurance.

Are telematics discounts available?

Progressive's Snapshot program saves 10-15 percent for safe driving. Tracks habits via app or device. Common in Colorado.

Comparison Chart

Compare average annual car insurance premiums in Colorado (2025 data).

Provider Liability Only Full Coverage SR22 Filing
Progressive $600 $1,200 $1,000
Geico $650 $1,250 $1,100
State Farm $700 $1,300 $1,150
USAA $550 $1,150 $1,000

Service Area

Progressive Car Insurance Across Colorado
Denver Aurora Colorado Springs Fort Collins Lakewood Thornton Arvada Boulder Longmont Pueblo Centennial Westminster Highlands Ranch Loveland Greeley Grand Junction Broomfield Littleton Parker Castle Rock

Last Updated on by Shawn Christie

Scroll to Top