NEXT
Insurance
NEXT Insurance is a digital-first business insurance provider built specifically for small business owners. As one of the carriers we shop at A Plus Insurance, we include NEXT when comparing Business insurance options for eligible companies.
NEXT Insurance launched in 2016 with a mission to simplify Business insurance for small business owners. They’ve built a completely digital platform where you can get a quote, purchase a policy, and manage your coverage entirely online in minutes. NEXT focuses exclusively on small businesses across a wide range of industries — from contractors and photographers to fitness instructors and consultants. As an independent broker, A Plus Insurance includes NEXT in our commercial insurance comparisons, so you can compare their tech-forward approach and insurance rates against other Business insurance providers.
What sets NEXT apart
NEXT focuses on making Business insurance fast, affordable, and completely digital — no brokers or phone calls required unless you want them.
10-Minute Quotes
Get an insurance quote and purchase coverage online in about 10 minutes. No lengthy applications, no waiting. NEXT’s platform keeps the process simple.
Flexible Payment Options
Pay monthly or annually depending on your budget and cash flow. Helpful for owners who want predictable rates without surprises.
Instant Certificates
Generate proof of insurance and certificates instantly from your account. Add additional insureds when needed without waiting on policy service.
Coverage Built for Your Industry
Policies designed around common small-business risks, with options that fit different industries and typical deductible choices.
Insurance products
NEXT offers
NEXT focuses on the core coverages many owners need most. Here’s what they commonly offer.
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General Liability Insurance
Helps with third-party claims like bodily injury or property damage.
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Professional Liability Insurance (E&O)
Coverage for claims tied to professional mistakes or negligence.
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Commercial Property
Protects equipment, inventory, and business property from covered losses.
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Workers’ Compensation
Required in many cases for employee injuries or illnesses on the job.
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Tools & Equipment
Extra protection for contractors and tradespeople with expensive tools.
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Commercial Auto / Vehicle Insurance
Coverage for vehicles used for Business insurance needs.
Need help choosing the right coverage?
Business insurance can get messy fast. We’ll compare NEXT against other insurance companies and help you make the cleanest call.
Get a Business Quote →Who NEXT Insurance tends to work well for
NEXT has clear strengths for small business owners who value speed and a clean online experience.
Good fit
- Owners who want fast online quotes and simple policy service
- Sole proprietors and contractors who need proof of insurance quickly
- Teams that generate certificates often (vendors, venues, landlords)
- Businesses looking for predictable month-to-month rates
May not be ideal
- Complex operations that require heavy underwriting and custom endorsements
- High-risk classes outside NEXT’s appetite
- Businesses that prefer a lot of back-and-forth guidance by phone for every change
Common questions
NEXT is popular with small business owners because it’s fast and simple online. Whether it’s the best fit depends on your business type, state, and coverage needs—so comparing is still the smartest move.
NEXT can be very competitive for many classes, especially general liability and professional liability insurance. Your rates depend on industry, revenue, and location—so an insurance quote comparison matters.
Often in minutes. If it’s a standard class, you can buy and print proof of insurance quickly. More complex businesses may take longer.
Yes. When you request a business insurance quote with us, we can include NEXT when it fits your business. One intake, multiple insurance companies compared.
Cancellation rules can vary by policy and state, but NEXT is known for straightforward online policy management. If you want, we’ll help confirm the cancellation terms before you make a change.
Last Updated on by Jayleen Ridgeway