- Affordable Insurance South Carolina
- We Shop Insurance in 34 States. See Some Sample Auto Insurance Rates from all over South Carolina!
- LIABILITY ONLY INSURANCE BEST RATES SOUTH CAROLINA
- How much is car insurance per month in SC?
- SC Insurance Policies
- South Carolina Insurance Resources
- FULL COVERAGE INSURANCE SOUTH CAROLINA BEST RATES
- CHEAPEST INSURANCE SOUTH CAROLINA AUTO RATE DISCOUNTS WHEN BUNDLED
- CHEAPEST INSURANCE WITH MAJOR MOVING VIOLATIONS
- CHEAPEST RATE WITH BAD CREDIT SOUTH CAROLINA INSURANCE VS GOOD CREDIT
- YOUNG DRIVERS IN SOUTH CAROLINA INSURANCE
- Insurance South Carolina Tips
- Frequently Asked Questions about [keyword]
- What types of insurance coverage are available in South Carolina?
- How can I get the best insurance rates in South Carolina?
- Questions about insurance in South Carolina? Call us at 1.888.445.2793.
- What We Do at A Plus Insurance
- Edit Article Information
We Shop Insurance in 34 States. See Some Sample Auto Insurance Rates from all over South Carolina!
Here’s What Our Clients Say About Us
LIABILITY ONLY INSURANCE BEST RATES SOUTH CAROLINA
When you are looking for cheap car insurance in South Carolina, liability insurance may just be the way to go. To that end, you must carry at least the state minimum, which is 25/50/25 in South Carolina.
$25,000 per person, $50,000 per accident and $25,000 for property damage. And Uninsured/Underinsured Motorist Coverage
Liability Only insurance isn’t as basic as it sounds. In the case of an unfortunate at-fault accident, your liability insurance covers the costs that you would be burdened with up to the limits you have choosen.
South Carolina takes it a step further to protect you and your fellow drivers, Uninsured Motorists Coverage is also part of the State minimum, which means if you are hit by an uninsured driver, your insurance coverage will step in to help with your claims.
South Carolina LIABILITY ONLY Insurance RATES
| Carrier | Rates |
|---|---|
| Dairyland | $76 |
| The General | $83 |
| Progressive Insurance | $90 |
| Mendota Ins. Company | $93 |
| AssuranceAmerica | $101 |
| USAA | $107 |
| National General | $108 |
| Acceptance RTR | $121 |
| State Auto | $126 |
| Farmers | $130 |
How much is car insurance per month in SC?
How much is car insurance per month in SC? The cost of car insurance in South Carolina varies depending on several factors, including your age, driving history, vehicle type, and coverage limits. On average, drivers in South Carolina can expect to pay around $120 to $200 per month for car insurance. However, rates can be higher or lower based on individual circumstances. To get the most accurate estimate for your situation, it’s essential to compare quotes from multiple insurance companies. Here’s a comparison table showing estimated monthly rates for full coverage auto insurance from different providers:
| Insurance Company | Estimated Monthly Rate ($) |
|---|---|
| Progressive | $140 |
| Dairyland | $150 |
| Gainsco | $145 |
| Assurance America | $135 |
| National General | $155 |
- Rates vary based on age, driving history, vehicle type, and coverage limits.
- Average cost ranges from $120 to $200 per month.
- Compare quotes from multiple insurance companies for the best rate.
SC Insurance Policies
South Carolina Insurance Resources
| Company | Address | Zip Code | Phone |
|---|---|---|---|
| Dale May | 201 Greenville Byp Ste 1 | 36037 | (334) 371-8000 |
| State Farm Mutual Automobile Insurance Company | 201 Greenville Bypass Suite 1 | 36037 | (334) 371-8000 |
| Burkett Insurance Agency | 209 E Commerce St | 36037 | (334) 382-7401 |
| Parker Waller Agency | 228 W Commerce St | 36037-2228 | (334) 382-1234 |
| First Insurors | 320 Greenville Byp | 36037 | (334) 382-6688 |
| Snellgrove Agency | 325 Greenville Byp | 36037 | (334) 382-2663 |
| Parker Waller Agency | 401 Cedar St | 36037 | (334) 382-1234 |
| Norman Insurance Services | 415 E Commerce St | 36037 | (334) 382-0880 |
| Alfa Insurance | 480 Greenville Byp | 36037 | (334) 382-2696 |
| Nationwide Insurace | 509 E Commerce St Ste 2 | 36037-2323 | (334) 382-3700 |
| Dockery & Associates | 509 E Commerce St Ste 2 | 36037 | (334) 371-6700 |
| State Farm Mutual Automobile Insurance Company | 631 Willow Lane Suite M | 36037 | (334) 371-7676 |
| Jimmy Gardner | 840 Fort Dale Rd | 36037 | (334) 382-6561 |
| State Farm Mutual Automobile Insurance Company | 840 Fort Dale Road | 36037 | (334) 382-6561 |
| Bob Mobley | One Greenville Crossing 4007-D Kennett Pike | 19807 | (302) 652-2005 |
| State Farm Insurance | One Greenville Crossing, 4007-D Kennett Pike | 19807 | (302) 652-2005 |
| Greenville Insurance Agency | 109 S Court Sq | 30222 | (706) 672-1361 |
| Meriwether County Farm Bureau | 401 Lagrange Street | 30222 | (706) 672-4979 |
| Express Insurance Agency | 410 Lagrange St # 1011 | 30222 | (706) 672-1750 |
| Ready Bail Bonding Co | 423 Lagrange St | 30222-1305 | (706) 672-2111 |
| Millers First Insurance Co | 1000 E Harris Ave | 62246-2285 | (618) 664-3465 |
| Egisure Insurance | 1000 E Harris Ave | 62246 | (618) 664-3465 |
| Affiliated Insurance Spec | 1000 E Harris Ave Ste 4 | 62246-2285 | (618) 664-0074 |
| Snyder Financial | 206 S 2nd St | 62246-1725 | (618) 664-1525 |
| Snyder Financial | 206 S 2nd St | 62246 | (618) 664-1458 |
| Jay Tucker | 208 S 3rd St | 62246 | (618) 664-9717 |
| Martin Insurance & Real Estate | 218 N 1st St | 62246-1101 | (618) 664-1616 |
| Southern Illinois Uw Agency | 302 W College Ave | 62246-1019 | (618) 664-2288 |
| Southern Illinois U/W Agency | 302 W College Ave | 62246 | (618) 664-2288 |
| Recreational Insurance Service | 307 Franklin Ave | 62246-2114 | (618) 664-0991 |
| Thacker Insurance Service | 315 W College Ave | 62246-1018 | (618) 664-4266 |
| Greater Midstates – Thacker Insurance Services | 315 W College Ave | 62246 | (618) 664-4266 |
| Daum Insurance | 319 S 2nd St | 62246-1726 | (618) 664-4785 |
| State Farm | 917 East Harris Avenue | 62246-2217 | (618) 664-1607 |
| Country Financial | 925 E Harris Ave | 62246-2217 | (618) 664-1341 |
| Bond County Farm Bureau | 925 E Harris Ave | 62246-2217 | (618) 664-3100 |
| Country Financial Agency | 925 E Harris Ave | 62246 | (618) 664-1341 |
| Eaves Insurance | 147 N Main St | 42345 | (270) 338-2410 |
| Shelter Insurance | 1931 US Highway 62 W | 42345-4336 | (270) 338-1952 |
| Farm Bureau Insurance | 200 Dean Rd | 42345-1441 | (270) 338-3630 |
| Kentucky Farm Bureau Insurance | 200 Dean Rd | 42345 | (270) 338-3630 |
| Insurance Depot | 311 N Main St | 42345-1631 | (270) 338-7770 |
| Allstate Insurance Co | 311 N Main St | 42345-1631 | (270) 338-6123 |
| The Insurance Depot | 311 N Main St | 42345 | (270) 338-7770 |
| State Farm Insurance | 316 N Main St | 42345-1637 | (270) 338-2225 |
| Denny Slinker | 316 N Main St | 42345 | (270) 338-2225 |
Should You Opt for a Full Coverage Policy to Protect Your Auto?
Full Coverage is essentially adding Comprehensive and Collision to your policy. You’ll need to decide on a deductible, in other words an amount you will pay for damages to your auto before your policy kicks in for the rest up to the value of your vehicle.
So if your auto were damaged with repairs costing $1,500 and you chose a full coverage deductible of $1,000. Than you’d pay $1,000 of the damage and your policy will kick in for the remaining $500 worth of damage. So is it worth it?
FOR EXAMPLE
Dylan and Melissa purchase an old convertible Volkswagen Beetle for the purposes of playing punch bug in Myrtle Beach South Carolina. They bought it cash for $2,000! If they chose a full coverage deductible of $1,500 for collision and damages to their auto is $2,000….. was it worth it to get Full Coverage? The vehicle is totaled at that point and the cost of paying the Full Coverage premium not be prudent.
FULL COVERAGE INSURANCE SOUTH CAROLINA BEST RATES
If you have purchased a new vehicle and have a lien out on it, most the time the lienholder will require you cover full coverage. Every company is different, in where they want you to carry a $500 deductible or $1000 deductible. When you have full coverage that comes with comprehensive and collision coverage. Check out what each of those cover for you. It is important to consider which coverages you want to pay for when looking at your South Carolina Insurance options.
Dylan and Melissa mentioned earlier may not want Full Coverage for their recreational vehicle, the Beetle. They may opt for this coverage for his new work truck costing $42,000.
FULL COVERAGE AVERAGE COSTS INSURANCE SOUTH CAROLINA
| Carrier | Average Cost |
|---|---|
| Progressive Insurance | $138 |
| Bristol West | $139 |
| The General | $146 |
| State Farm | $147 |
| 21st Century | $152 |
| National General | $152 |
| Travelers | $154 |
| USAA | $154 |
| Mendota Ins. Company | $155 |
| AssuranceAmerica | $156 |
CHEAPEST INSURANCE SOUTH CAROLINA AUTO RATE DISCOUNTS WHEN BUNDLED
If you have a house, a car, a boat, etc.. Why not think of bundling?! Wouldn’t it be a lot easier just consolidating your insurance in the same place! You also can save a ton on bundling!
A study from Insurance Quotes said that the average customer can save 16.1% on their premium when they decide to bundle.
For Insurance South Carolina, we offer more than just personal auto insurance. We also offer motorcycle, boat, motorhome, travel trailer, umbrella and commercial auto insurance.
And with our great bundling options with two different companies, Progressive and Travelers we can give you even better discounts. We look forward to helping you find the best insurance for you with our friendly and informative agents.
BUNDLE DISCOUNTS INSURANCE
SOUTH CAROLINA
| Mendota Ins. Company | $133 |
| The General | $134 |
| Dairyland | $135 |
| Nationwide | $135 |
| Acceptance RTR | $136 |
Save money with us and you can use your extra cash on the next trip to Hilton Head!
CHEAPEST INSURANCE WITH MAJOR MOVING VIOLATIONS
Were you in an accident? Have a DUI, or speeding violations on your record? Need the best auto insurance in South Carolina? Accidents can stay on your record for about 5 years, violations about 3 years, a DUI and major violations can stay on for 10+ years! Call us today to see what kind of rates we can help you find!
If you are in need of an SR22, South Carolina requires that you carry that for at least 3 years. When carrying SR22, that is just telling the state that you are carrying the state minimums requirements for auto insurance.
Some companies have a filing fee while others do not. Give us a call and we can help find the best suited company for you.
INSURANCE RATE WITH VIOLATIONS
| Dairyland | $158 |
| Bristol West | $165 |
| Mendota Ins. Company | $173 |
| Nationwide | $175 |
| AssuranceAmerica | $177 |
| Geico | $180 |
| Progressive Insurance | $91 |
| AssuranceAmerica | $102 |
| The General | $103 |
| National General | $104 |
| Mendota Ins. Company | $105 |
| Dairyland | $119 |
CHEAPEST RATE WITH BAD CREDIT SOUTH CAROLINA INSURANCE VS GOOD CREDIT
Having poor credit can impact how much you are going to pay for auto insurance. After a study, it showed that ones with bad credit in comparison to ones with good credit, the one with poor credit pays up to a 160% difference in their premiums. Doesn’t mean though that you can’t still find affordable car insurance. Let us help you find the best auto insurance in South Carolina
AVERAGE RATES WITH BAD VS GOOD CREDIT
| Low | High |
|---|---|
| $185.00 | $250.00 |
| $185.00 | $250.00 |
| $185.00 | $250.00 |
| $185.00 | $250.00 |
| $185.00 | $250.00 |
| $185.00 | $250.00 |
| $185.00 | $250.00 |
| Low | High |
|---|---|
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
YOUNG DRIVERS IN SOUTH CAROLINA INSURANCE
Are you a young driver looking for cheap car insurance in South Carolina? Give us a call today and let us help you find the best option. It’s not easy being young and shopping for auto insurance, because young drivers tend to pay a lot more in their premiums.
That’s due to the fact that you are not as experienced and tend to get into more accidents. Not to worry though, if you keep a clean driving record you can see your rates go down at the age of 25.
AVERAGE RATE BY AGE AND GENDER
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Insurance South Carolina Tips
- Understand South Carolina Insurance Requirements: Know the minimum insurance requirements for auto insurance in South Carolina. This includes liability coverage for bodily injury and property damage.
- Comparison Shop: Just like in Michigan, insurance rates can vary significantly between companies in South Carolina. Compare quotes from multiple insurers to find the best coverage at the most competitive rate.
- Consider Additional Coverage: While meeting the minimum requirements is essential, consider additional coverage options such as comprehensive and collision coverage for auto insurance, or additional coverage for homeowners insurance to protect against specific risks like flooding.
- Bundle Policies: Bundling your insurance policies, such as combining auto and home insurance, can often lead to discounts with insurers. Check with your provider to see if bundling is an option for you.
- Maintain a Good Credit Score: In South Carolina, as in many states, your credit score can impact your insurance premiums. Maintain good credit to potentially qualify for lower rates.
- Drive Safely: Just like anywhere else, maintaining a clean driving record can help keep your auto insurance rates down. Avoid accidents and traffic violations whenever possible.
- Ask About Discounts: Inquire about any available discounts, such as safe driver discounts, good student discounts, or discounts for security features on your home. Taking advantage of these can help reduce your premiums.
- Review Your Policy Regularly: Life changes, and so do your insurance needs. Review your policies annually to ensure they still meet your needs and adjust coverage as necessary.
- Consider an Umbrella Policy: If you have significant assets to protect, consider adding an umbrella policy to provide additional liability coverage beyond what your auto or home insurance policies offer.
- Work with a Reputable Agent: A knowledgeable insurance agent can help you navigate the complexities of insurance and find the right coverage for your needs. Choose an agent or broker with a good reputation and solid customer service.
Frequently Asked Questions about [keyword]
What types of insurance coverage are available in South Carolina?
In South Carolina, you can find a variety of insurance coverages, including auto insurance, home insurance, renters insurance, life insurance, and more. A Plus Insurance shops multiple carriers to help you find the best rates for the coverage you need.
How can I get the best insurance rates in South Carolina?
To get the best insurance rates in South Carolina, it’s essential to compare quotes from different carriers. A Plus Insurance can assist you in shopping multiple carriers, ensuring you find competitive rates tailored to your specific needs and circumstances.
Questions about insurance in South Carolina? Call us at 1.888.445.2793.
If you have specific questions about insurance in South Carolina or need personalized advice, feel free to call A Plus Insurance at 1.888.445.2793. Our experienced team is here to help you find the right coverage at the best rates.
Insurance South Carolina- Need advice on what coverages to carry for your situation? Our Insurance agents specialize in finding an affordable policy for our customers, and are more than happy to go over several coverage scenarios to make sure our customers are happy with their choice and explore all options. Call us today for a free insurance quote! We work with well known Insurance providers, such as Travelers, Progressive and Dairyland.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
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Here you can edit the information about Insurance in South Carolina.
- South Carolina offers a variety of insurance options to meet your needs.
- Explore different types of insurance policies and their advantages.
- For inquiries or quotes, call us at 1.888.445.2793.
Last Updated on by Camron Moss