SR22 Insurance South Carolina
Let A Plus Insurance help you find the best rates to go along with your SR-22. Not sure what an SR22 even is? We are your guide!

- SR22 Insurance South Carolina
- SR22 Insurance South Carolina: Which companies offer SR-22
- SR22 Insurance South Carolina: Need an SR-22 but no vehicle?
- SR22 Insurance South Carolina: Rates by company (liability)
- SR22 Insurance South Carolina: Company fees for
- Laws pertaining to SR22 Insurance South Carolina
- Who has the lowest price on SR-22 Insurance South Carolina (by company)
- Cost for Full Coverage SR22 Insurance South Carolina
- DUI and SR22 Insurance South Carolina
- Cost for Liability SR22 Insurance South Carolina
- State Insurance requirements in South Carolina
- SR22 Insurance South Carolina: Frequently Asked Questions
SR22 Insurance South Carolina: Which companies offer SR-22
Company | SR22 Offered |
GAINSCO | yes |
Allstate | unsure |
Progressive Insurance | Yes |
American Family | no |
Nationwide | no |
USAA | NO |
State Auto | no |
Liberty Mutual | yes |
AssuranceAmerica | yes |
Travelers | no |
Dairyland | yes |
The General | yes |
Mendota Ins. Company | yes |
Bristol West | yes |
Safeco | no |
State Farm | unsure |
Geico | yes |
Farmers | yes |
National General | yes |
21st Century | no |
SR22 Insurance South Carolina: Need an SR-22 but no vehicle?
SR22 Insurance South Carolina- In South Carolina, you can purchase a Non Owners or Named Operator policy. This will cover the Named Insured driving any non owned vehicle, for the State Liability Requirements. You can add the SR-22 filing to this policy for a small fee (or free) depending upon the insurance company.
SR22 Insurance South Carolina: Rates by company (liability)
Company | SR22 Liability (average) |
Liberty Mutual | $134.00 |
Progressive Insurance | $69.00 |
Travelers | N/A |
Bristol West | $101.00 |
The General | $73.00 |
American Family | N/A |
State Auto | N/A |
Safeco | N/A |
GAINSCO | $84.00 |
AssuranceAmerica | $92.00 |
Acceptance RTR | $85.00 |
Allstate | N/A |
21st Century | N/A |
Mendota Ins. Company | $73.00 |
National General | $119.00 |
SR22 Insurance South Carolina: Company fees for
The General | $25.00 |
Progressive Insurance | $25.00 |
Liberty Mutual | $15-$25 |
National General | $25.00 |
Bristol West | NA |
State Auto | na |
USAA | na |
Nationwide | na |
Travelers | na |
AssuranceAmerica | $25.00 |
Acceptance RTR | $25.00 |
Dairyland | Free |
21st Century | na |
Allstate | Unknown |
Mendota Ins. Company | NA |
State Farm | Unknown |
Farmers | $15-$65 |
Safeco | na |
Laws pertaining to SR22 Insurance South Carolina
By law, you are required to carry the State Minimum Liability requirements in South Carolina. If you are required to carry an SR-22, the policy in which the filing is on will have to have at least these limits to be sufficient.
Who has the lowest price on SR-22 Insurance South Carolina (by company)
SR22 Insurance South Carolina- Many of the Insurance companies listed above specialize in SR-22 filings, or ‘high-risk’ drivers. They offer competitive rates compared to other companies that may not prefer high risk drivers.
City | Price |
Florence | Progressive |
Socastee | Progressive |
James Island | Progressive |
Bennettsville | The General |
Greenville | Liberty Mutual |
Hanahan | Geico |
Welcome | Progressive |
Orangeburg | Liberty Mutual |
Lugoff | Geico |
Gaffney | Progressive |
Myrtle Beach | Progressive |
Boiling Springs | Progressive |
Goose Creek | The General |
Hilton Head Island | Progressive |
York | Farmers |
Mount Pleasant | Liberty Mutual |
Parker | Geico |
Powdersville | Geico |
Laurens | Liberty Mutual |
Moncks Corner | National General |
Bluffton | Progressive |
Charleston | Dairyland* |
Tega Cay and Forest Acres | National General |
Cayce | Progressive |
Five Forks | Liberty Mutual |
Irmo | Geico |
Easley | Liberty Mutual |
Spartanburg | Farmers |
Anderson | Bristol West |
Oak Grove | Geico |
Columbia | National General |
Burton | The General |
North Myrtle Beach | Progressive |
Fountain Inn | Geico |
Rock Hill | Geico |
North Charleston | Progressive |
Lake Wylie | The General |
Lancaster | Progressive |
West Columbia | Progressive |
Simpsonville | Geico |
Sangaree | The General |
Greer | Progressive |
Aiken | The General |
Dentsville | Geico |
Murrells Inlet | National General |
Sans Souci | Bristol West |
Sumter | Geico |
Little River | Liberty Mutual |
Woodfield | Progressive |
St. Andrews | Geico |
Gantt | Bristol West |
Wade Hampton | Geico |
Georgetown | Liberty Mutual |
Union | Progressive |
Newberry | Progressive |
Lexington | Farmers |
Berea | Progressive |
Greenwood | Progressive |
Conway | The General |
Seven Oaks | Farmers |
Beaufort | Bristol West |
Seneca | Geico |
Red Hill | Geico |
Taylors | Progressive |
Clinton | Progressive |
Red Bank | Progressive |
Cost for Full Coverage SR22 Insurance South Carolina
City | Price |
Little River | $166 |
Irmo | $178 |
Socastee | $162 |
Cayce | $171 |
Florence | $151 |
Simpsonville | $170 |
Seneca | $153 |
Greenville | $165 |
Lexington | $168 |
Anderson | $149 |
Mauldin | $158 |
Laurens | $179 |
North Myrtle Beach | $167 |
Charleston | $154 |
Conway | $160 |
Boiling Springs | $157 |
Bluffton | $161 |
Lugoff | $173 |
Moncks Corner | $172 |
Rock Hill | $175 |
Welcome | $154 |
Spartanburg | $168 |
Newberry | $153 |
Ladson | $167 |
Five Forks | $178 |
Oak Grove | $171 |
St. Andrews | $159 |
York | $159 |
Gantt | $162 |
Sangaree | $174 |
North Augusta | $151 |
Parker | $179 |
Georgetown | $151 |
Fort Mill | $165 |
Red Bank | $146 |
James Island | $169 |
Hilton Head Island | $170 |
Mount Pleasant | $180 |
Beaufort | $174 |
Bennettsville | $160 |
Fountain Inn | $151 |
Easley | $169 |
Port Royal | $146 |
Gaffney | $180 |
Goose Creek | $166 |
Seven Oaks | $157 |
Garden City | $174 |
Burton | $170 |
Berea | $169 |
Greer | $175 |
DUI and SR22 Insurance South Carolina

If you’ve been convicted of a DUI in South Carolina, you will be required to carry an SR-22 with at least State minimum liability for 3-5 years. Details pertaining to your specific case can be answered by your local DMV.
Cost for Liability SR22 Insurance South Carolina
City | Price |
Mauldin | $95.00 |
Lake Wylie | $96.00 |
Tega Cay and Forest Acres | $110.00 |
North Myrtle Beach | $97.00 |
Greenwood | $91.00 |
Mount Pleasant | $100.00 |
Florence | $110.00 |
Little River | $96.00 |
Wade Hampton | $106.00 |
Cayce | $99.00 |
Laurens | $91.00 |
Easley | $94.00 |
Woodfield | $98.00 |
Sangaree | $93.00 |
Powdersville | $90.00 |
Ladson | $90.00 |
Hartsville | $89.00 |
Georgetown | $88.00 |
Clinton | $98.00 |
Boiling Springs | $100.00 |
Port Royal | $100.00 |
Irmo | $93.00 |
Rock Hill | $95.00 |
Clemson | $110.00 |
Bluffton | $99.00 |
Goose Creek | $86.00 |
Lugoff | $95.00 |
Lexington | $90.00 |
Gaffney | $110.00 |
Gantt | $87.00 |
Garden City | $110.00 |
Columbia | $104.00 |
Aiken | $103.00 |
Burton | $106.00 |
West Columbia | $96.00 |
Sans Souci | $92.00 |
Hilton Head Island | $90.00 |
Myrtle Beach | $86.00 |
Berea | $93.00 |
Greenville | $101.00 |
Fountain Inn | $95.00 |
Seneca | $86.00 |
Bennettsville | $93.00 |
Conway | $103.00 |
St. Andrews | $90.00 |
Moncks Corner | $105.00 |
Spartanburg | $100.00 |
Newberry | $92.00 |
Charleston | $100.00 |
Taylors | $105.00 |
Simpsonville | $96.00 |
Five Forks | $94.00 |
North Charleston | $103.00 |
Fort Mill | $90.00 |
State Insurance requirements in South Carolina
State | State Min | PIP? |
South Carolina | 25/50/25 | N/A |
SR22 Insurance South Carolina: Frequently Asked Questions
How long do I have to carry an SR22 in South Carolina?
The average is 3-5 years with no lapse in coverage. However that time depends on upon why the state is requiring you to have the SR22. It is best to contact the DMV to get an exact length of time. Also if you receive another offense while you have the SR22 it can extend the length of time you are required to carry it
How do I get an SR22 in South Carolina?
If you are currently insured simply call your current carrier and they can add this to your current policy.
If you current do not have auto insurance one of our agents would be glad to help you with a quote.
What states do not require an SR22?
All states require an SR22 with the exceptions of: Delaware, Kentucky, Minnesota, New Mexico, New York, North Carolina, Oklahoma, and Pennsylvania. However it is also worth noting Massachusetts only requires an SR22 when the driver is required to have one in another state. Florida & Virginia also don’t require a SR22 but they do require an FR44. An FR44 is very similar to an SR22 since it allows the state to verify insurance coverage however it requires you to carry double the state minimum liability.
How much does an SR22 add to your policy in South Carolina?
The average additional cost for the SR22 in South Carolina is typically around $25 per 6 month policy term.
What if I am required to have an SR22 but don’t own a vehicle in South Carolina?
If you don’t own a vehicle you would simply need to have a non-owners insurance policy with the SR22 added to it. Non-owners policies are very restricted as far as what vehicles you are actually to drive, so it is best to check with an insurance agent.
Last Updated on by Lauren Mckenzie