Let Us Shop For YOU!

Auto Insurance

North Carolina

MOST AFFORDABLE AUTO INSURANCE NORTH CAROLINA

Car Insurance can be tailored and fit to meet everyone’s needs. It is not so cookie cutter as it may seem. Drivers are able to customize their insurance policy to save money on coverages they do not need, and only pay for what they do.

Average Monthly Rate Top 3

National General$84
Dairyland$94
Progressive Insurance$97

CHEAPEST AUTO INSURANCE NORTH CAROLINA – CLEAN DRIVING HISTORY

We have all been there right? A speeding ticket or two back in our 20s? We all learned real quick, that speeding tickets will cost you more than you know. Insurance premiums go up with violations on your driving record. Keep a squeaky clean driving record, and your wallet will thank you.

Average Monthly Rates for Clean Driver

Dairyland$132
GAINSCO$132
Bristol West$138
National General$138
The General$139
AssuranceAmerica$140
Mendota Ins. Company$144
Progressive Insurance$147
Acceptance RTR$152
21st Century$156
Stay Clean, Save Big!

New A Plus Insurance Customers in North Carolina Save on Average $605.00..that’s almost 357 bottles of Pepsi

Fun Fact: Pepsi was invented in North Carolina

AUTO INSURANCE NORTH CAROLINA – LEAST EXPENSIVE CAR INSURANCE FOR YOUNG DRIVERS

Car Insurance is generally more expensive for younger drivers, because of the lack of driving experience they have. This is not to say you’re not all great drivers; however, insurance companies make the cost of insurance cheaper as you get more years of experience under your belt. Your North Carolina Insurance will decrease!

Average Monthly Rates under 25

National General$129
Dairyland$138
Allstate$152
Bristol West$153
Progressive Insurance$154

CHEAPEST FULL COVERAGE AUTO INSURANCE NORTH CAROLINA

Full coverage consists of a few different components. The first being, Comprehensive and Collision. Comprehensive will cover your vehicle for theft, vandalism, glass breakage, fire, and impact with an animal. Collision will cover an impact with another vehicle or object.

If you choose full coverage, once you have the basics (comprehensive and collision), you can add other coverages on, such as Roadside and Rental Reimbursement.

Average Monthly Rates For Full Coverage

National General$122
Bristol West$144
The General$146
USAA$148
Mendota Ins. Company$149
North Carolina Full Coverage

CHEAPEST CAR RATE WITH BUNDLE HOMEOWNERS DISCOUNT – AUTO INSURANCE NORTH CAROLINA

What you’ve heard is all true! You can save money by bundling multiple insurance policies together. Insurance providers offer you big savings for having multiple policies with one company, and statistics show that you are more likely to stay with a company if you have more than one policy through them. You would be surprised by the odd things that people have insured!

Bundle Savings Average Rate

Bristol West$128
Progressive Insurance$130
Dairyland$135
GAINSCO$135
Geico$135
21st Century$137
Insurance North Carolina
StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
North Carolina30/60/25$578
Liability Requirement for North Carolina

LOWEST COST LIABILITY ONLY AUTO INSURANCE NORTH CAROLINA

The minimum liability limits required by law in the State of NC are 30/60/25 and Uninsured Motorist coverage is 30/60.

This means, if you are found liable in the event of an accident, your liability limit will pay out to the other party involved; $30,000 per person for bodily injury expenses, up to $60,000 per accident and $25,000 for property damage.

Not all States require you to carry Uninsured Motorist Bodily Injury Protection, NC is one of the States that does require. This will cover you $30,000 per person and $60,000 per accident if you are hit by an Uninsured Driver.

Average Monthly Rates Liability Only

National General$84
Dairyland$94
Progressive Insurance$97
The General$97
Acceptance RTR$98
AssuranceAmerica$98

BEST SR22 AUTO INSURANCE IN NORTH CAROLINA

An SR22 is simply an attachment that is added onto a policy containing AT LEAST the State Minimum Liability Requirements. The Insurance company is responsible for reporting your insurance to the State of NC on your behalf; letting them know that you are complying.

Generally, an SR-22 is required if you’ve been convicted of a major violation, such as a DUI or Reckless Driving. Have other questions? Speak with one of our licensed agents who specialize in this type of coverage.

Average Monthly Rates SR-22

Dairyland$77
Bristol West$93
Progressive Insurance$95
National General$99
Acceptance RTR$103
The General$105
Mendota Ins. Company$109
AssuranceAmerica$110
Farmers$110
American Family$114

CHEAPEST INSURANCE FOR FEMALE DRIVERS IN NORTH CAROLINA

Age and Gender is a known rating factor when determining an individual’s car insurance premium. Statistics show, females cause less accidents, and file less property damage claims that males do. Way to go ladies!

AGE AND GENDER COMPARISON

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
Additional Helpful Links
Best Auto Insurance in Spartanburg
Auto Insurance in South Carolina
Insurance in Texas

Last Updated on by Marlon Moss