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North Carolina
A State well known for its sandy beaches, where people come miles to visit. North Carolina is also known as the ‘First in Flight’. The Wright Brothers had the first controlled and sustained aircraft flight in 1903 at Kitty Hawk. Talk about making history!
Sample Insurance Rates in North Carolina
CHEAPEST AUTO INSURANCE NORTH CAROLINA
the cost of car insurance can be tailored and fit to meet everyone’s needs. It is not so cookie cutter as it may seem. Drivers are able to customize their insurance policy to save money on coverages they do not need, and only pay for what they do.
Average Monthly Rate Top 3
| National General | $84 |
| Dairyland | $94 |
| Progressive Insurance | $97 |
COST OF AUTO INSURANCE NORTH CAROLINA
We have all been there right? A speeding ticket or two back in our 20s? We all learned real quick, that speeding tickets will cost you more than you know. Insurance premiums go up with violations on your driving record. Keep a squeaky clean driving record, and your wallet will thank you.
Average Monthly Rates for Clean Driver
| Dairyland | $132 |
| GAINSCO | $132 |
| Bristol West | $138 |
| National General | $138 |
| The General | $139 |
| AssuranceAmerica | $140 |
| Mendota Ins. Company | $144 |
| Progressive Insurance | $147 |
| Acceptance RTR | $152 |
| 21st Century | $156 |
AUTO INSURANCE NORTH CAROLINA – LEAST EXPENSIVE CAR INSURANCE FOR YOUNG DRIVERS
the cost of car insurance in North Carolina is generally more expensive for younger drivers, because of the lack of driving experience they have. This is not to say you’re not all great drivers; however, insurance companies make the cost of insurance cheaper as you get more years of experience under your belt. Your North Carolina Insurance will decrease!
Average Monthly Rates under 25
| National General | $129 |
| Dairyland | $138 |
| Allstate | $152 |
| Bristol West | $153 |
| Progressive Insurance | $154 |
CHEAPEST AUTO INSURANCE – FULL COVERAGE
The cost of car insurance in North Carolina can vary depending on what coverages you add on to your policy. Full coverage consists coverages such as Comprehensive and Collision. Comprehensive will cover your vehicle for theft, vandalism, glass breakage, fire, and impact with an animal. Collision will cover an impact with another vehicle or object.
If you choose full coverage, once you have the basics (comprehensive and collision), you can add other coverages on, such as Roadside and Rental Reimbursement.
Average Monthly Rates For Full Coverage
| National General | $122 |
| Bristol West | $144 |
| The General | $146 |
| USAA | $148 |
| Mendota Ins. Company | $149 |
CHEAPEST CAR RATE WITH BUNDLE HOMEOWNERS DISCOUNT – AUTO INSURANCE NORTH CAROLINA
What you’ve heard is all true! You can save money by bundling multiple insurance policies together. Insurance providers offer you big savings for having multiple policies with one company, and statistics show that you are more likely to stay with a company if you have more than one policy through them. You would be surprised by the odd things that people have insured!
Bundle Savings Average Rate
| Bristol West | $128 |
| Progressive Insurance | $130 |
| Dairyland | $135 |
| GAINSCO | $135 |
| Geico | $135 |
| 21st Century | $137 |
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| North Carolina | 30/60/25 | $578 |
AUTO INSURANCE NORTH CAROLINA: LIABILITY COVERAGE
The minimum liability limits required by law in the State of NC are 30/60/25 and Uninsured Motorist coverage is 30/60.
This means, if you are found liable in the event of an accident, your liability limit will pay out to the other party involved; $30,000 per person for bodily injury expenses, up to $60,000 per accident and $25,000 for property damage.
Not all States require you to carry Uninsured Motorist Bodily Injury Protection, NC is one of the States that does require. This will cover you $30,000 per person and $60,000 per accident if you are hit by an Uninsured Driver.
Average Monthly Rates Liability Only
| National General | $84 |
| Dairyland | $94 |
| Progressive Insurance | $97 |
| The General | $97 |
| Acceptance RTR | $98 |
| AssuranceAmerica | $98 |
Auto Insurance North Carolina: SR22
An SR22 is simply an attachment that is added onto a policy containing AT LEAST the State Minimum Liability Requirements. The Insurance company is responsible for reporting your insurance to the State of NC on your behalf; letting them know that you are complying.
Generally, an SR-22 is required if you’ve been convicted of a major violation, such as a DUI or Reckless Driving. Have other questions? Speak with one of our licensed agents who specialize in this type of coverage.
Average Monthly Rates SR-22
| Dairyland | $77 |
| Bristol West | $93 |
| Progressive Insurance | $95 |
| National General | $99 |
| Acceptance RTR | $103 |
| The General | $105 |
| Mendota Ins. Company | $109 |
| AssuranceAmerica | $110 |
| Farmers | $110 |
| American Family | $114 |
CHEAPEST AUTO INSURANCE IN NORTH CAROLINA FOR FEMALE DRIVERS
AGE AND GENDER COMPARISON
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
| Additional Helpful Links |
| Best Auto Insurance in Spartanburg |
| Auto Insurance in South Carolina |
| Insurance in Texas |
Last Updated on by Veronica Moss