Best Progressive Insurance Plan in Kansas: Affordable, Reliable, Comprehensive

Elevate your insurance experience with Progressive Insurance in Kansas. Our seasoned professionals are committed to optimizing coverage while saving you money. Call us today at 1.888.445.2793 for a complimentary quote, and let us tailor a cost-effective solution that ensures comprehensive protection and substantial savings for your unique needs.

Progressive Auto Insurance in Kansas

01

Liability Only

Great for bare minimum affordable coverage

02

Full Coverage

More coverage for newer car that’s being financed

03

SR22 Insurance

Full Coverage, Liability or non owners options

Kansas Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: 25/50
$4500 Personal Injury Protection

Discover the Least Expensive SR22 Car Insurance with Progressive in Kansas

Exploring the least expensive SR22 car insurance options can be straightforward with Progressive Insurance in Kansas. Progressive’s SR22 insurance policies are tailored to fit the needs of those who require this form of certification, often mandated for drivers with certain types of violations. In Kansas, where maintaining affordability without compromising on coverage is key, Progressive’s SR22 options offer a lifeline. They provide the necessary legal compliance, coupled with the financial ease that comes from their competitive pricing.

For Kansas residents needing SR22 insurance, Progressive not only ensures compliance with state regulations but also offers rates that acknowledge the importance of budget-friendly solutions. Below is a comparison chart showcasing how Progressive stands against other insurers in terms of affordability, particularly for SR22 insurance.

Rate Comparison Table:

Insurance CompanyEstimated Monthly Rate for SR22Coverage Type
Progressive$75SR22
Company X$85SR22
Company Y$90SR22

Note: Rates are estimates and might vary based on individual circumstances.

  • Key Features of Progressive’s SR22 Insurance in Kansas:
    • Affordable rates for mandatory SR22 compliance.
    • Tailored policies to meet individual needs.
    • Reliable coverage from a trusted insurer.

Affordable Broadform/Non-Owners Car Insurance Solutions by Progressive in Kansas

When exploring Progressive Insurance in Kansas for vehicle insurance, consider their affordable broadform and non-owners car insurance solutions. Progressive’s broadform insurance is particularly beneficial for those who drive but don’t own a car. It covers you as a driver, rather than a specific vehicle, providing essential liability coverage across various driving situations. This is ideal for individuals who frequently rent or borrow cars.

Non-owners car insurance from Progressive is an excellent option if you require liability coverage but don’t own a vehicle. This policy type is crucial for maintaining continuous insurance coverage, helping to prevent higher future rates due to gaps in insurance history. Progressive in Kansas offers these options at competitive rates, ensuring that you’re protected without overextending your budget.

Here’s a comparison table showcasing the cost-effectiveness of Progressive Insurance in Kansas:

Insurance CarrierBroadform Coverage EstimateNon-Owners Coverage Estimate
Progressive$45 – $70 per month$30 – $55 per month
National General$50 – $75 per month$35 – $60 per month
Dairyland$55 – $80 per month$40 – $65 per month

Key Benefits of Choosing Progressive in Kansas:

  1. Flexible Coverage: Offers broadform insurance for non-car owners.
  2. Continuous Protection: Ensures ongoing coverage to avoid future rate increases.
  3. Competitive Pricing: Affordable rates for essential liability coverage.
  4. Ideal for Renters/Borrowers: Suitable for those who frequently use non-owned vehicles.

Unlock Savings: Cheapest Car Insurance with Good Credit in Kansas

Progressive Insurance in Kansas reveals a gateway to unlocking savings, especially for those with good credit seeking the cheapest car insurance. Did you know that your credit score can significantly influence your car insurance rates? In Kansas, insurers like Progressive consider credit history when determining premiums, rewarding those with good credit with more affordable rates. This is because a solid credit history often indicates responsible financial behavior, which insurers associate with lower risk.

Progressive Insurance in Kansas stands out with its competitive pricing for drivers with good credit. They offer tailored policies, ensuring that your responsible credit management translates into savings on your car insurance. By comparing rates and considering your credit score, you can secure a policy that not only fits your budget but also rewards your financial diligence.

Comparison Table of Estimated Monthly Rates for Drivers with Good Credit:

Insurance CarrierStandard Coverage EstimateFull Coverage Estimate
Progressive$55 – $75$80 – $110
Dairyland$60 – $80$85 – $115
National General$65 – $85$90 – $120

Quick Tips for Maximizing Savings with Good Credit:

  1. Review Credit Report: Ensure accuracy to secure the best rates.
  2. Compare Quotes: Evaluate different carriers to find the best deal.
  3. Consider Coverage Needs: Balance affordability with adequate protection.

Maximize Value: Least Expensive Car Insurance with Bundle/Homeowners Discount in Kansas

In Kansas, Progressive Insurance offers a smart way to maximize value with their least expensive car insurance options, especially when bundled with homeowners insurance. Bundling your auto and homeowners policies with Progressive can unlock significant discounts, making it a cost-effective choice for comprehensive coverage. It’s not just about saving money; it’s about smartly consolidating your insurance needs under one reliable provider.

Progressive Insurance in Kansas stands out for its bundle/homeowners discount, appealing to those seeking both vehicle and property insurance. By choosing Progressive, you ensure a seamless coverage experience, with the added benefit of reduced rates. This approach simplifies your insurance management and often leads to better overall service and understanding of your policies.

Estimated Monthly Savings with Bundle/Homeowners Discount:

Insurance CarrierStandard Auto Insurance RateBundled Rate with Homeowners
Progressive$75 – $95$60 – $80
National General$80 – $100$65 – $85
Dairyland$85 – $105$70 – $90

Key Advantages of Bundling with Progressive:

  1. Cost Savings: Reduced rates for combining auto and homeowners insurance.
  2. Simplified Management: One provider for multiple insurance needs.
  3. Enhanced Coverage: Potential for more comprehensive policy benefits.

Progressive Insurance in Kansas offers robust solutions for drivers with DUIs, accidents, or violations on their records. Finding affordable car insurance in these situations can be challenging, but Progressive provides options that cater to high-risk drivers. Their policies are designed to help you secure the necessary coverage, even when your driving history is less than perfect.

If you’re dealing with a DUI, accident, or violation in Kansas, Progressive Insurance stands out with competitive rates and understanding policies. They recognize that everyone deserves a second chance, offering insurance options that help you stay legally covered while potentially improving your driving record over time.

Comparison of High-Risk Driver Rates:

Insurance CarrierStandard Risk RateHigh-Risk Driver Rate
Progressive$70 – $90$100 – $130
National General$75 – $95$105 – $135
Dairyland$80 – $100$110 – $140

Essential Considerations for High-Risk Drivers:

  1. Seek Specialized Coverage: Look for insurers like Progressive that offer high-risk policies.
  2. Understand Rate Impacts: DUIs, accidents, and violations typically increase premiums.
  3. Explore Discount Opportunities: Ask about options to reduce rates over time.

Your Guide to Cheapest Full Coverage Insurance in Kansas

Finding the cheapest full coverage insurance in Kansas can be a game-changer for your financial peace of mind, and Progressive Insurance is a top contender. Full coverage, encompassing liability, collision, and comprehensive insurance, is often perceived as expensive. However, Progressive in Kansas offers competitive rates that balance comprehensive protection with affordability. Their policies cater to a range of drivers, ensuring that full coverage doesn’t break the bank.

Progressive Insurance in Kansas stands out for its combination of extensive coverage and reasonable pricing. They understand that full coverage is about more than just meeting state requirements—it’s about ensuring your complete peace of mind on the road. With Progressive, you can secure robust protection without compromising on cost.

Comparison of Full Coverage Rates:

Insurance CarrierBasic Liability RateFull Coverage Rate
Progressive$40 – $60$80 – $100
National General$45 – $65$85 – $105
Dairyland$50 – $70$90 – $110

Key Benefits of Choosing Progressive for Full Coverage:

  1. Comprehensive Protection: Covers a wide range of incidents.
  2. Cost-Effective: Competitive rates for full coverage.
  3. Tailored Policies: Options to customize coverage to fit your needs.

What is Full Coverage Insurance in Kansas?

Full coverage insurance typically includes a combination of liability, comprehensive, and collision coverage. In Kansas, liability coverage is mandated by law, providing financial protection if you’re found at fault in an accident, covering bodily injury and property damage expenses for others.

Progressive’s comprehensive coverage steps in to cover non-collision incidents such as theft, vandalism, or natural disasters, ensuring your vehicle is safeguarded from various perils. Additionally, collision coverage protects your vehicle if it’s involved in a collision with another vehicle or object, regardless of fault. This comprehensive protection ensures peace of mind on Kansas roads, whether you’re navigating city streets in Wichita or cruising through the scenic landscapes near Kansas City.

Find Cheapest Insurance with Bad Credit in Kansas

In Kansas, securing affordable car insurance with bad credit can be a challenge, but Progressive Insurance offers solutions that cater to a wide range of financial situations. Your credit score can significantly influence your insurance rates, as insurers view it as an indicator of risk. However, Progressive in Kansas provides options that help make car insurance accessible, even for those with less-than-ideal credit scores.

When considering Progressive Insurance in Kansas, it’s important to note that they offer competitive rates for drivers with various credit backgrounds. By choosing Progressive, you can find a policy that not only fits your budget but also offers the coverage you need, regardless of your credit situation.

Estimated Monthly Premiums for Drivers with Bad Credit:

Insurance CarrierStandard Rate with Good CreditRate with Bad Credit
Progressive$60 – $80$90 – $120
National General$65 – $85$95 – $125
Dairyland$70 – $90$100 – $130

Key Strategies for Drivers with Bad Credit:

  1. Shop Around: Compare rates from different carriers.
  2. Improve Credit Score: Work towards enhancing your credit rating.
  3. Explore Discounts: Inquire about possible savings and discounts.

Affordable Auto Insurance for Young Drivers in Kansas

Progressive Insurance in Kansas is an excellent choice for young drivers seeking affordable auto insurance. Young drivers often face higher insurance rates due to their lack of driving experience. However, Progressive offers competitive rates tailored to meet the needs of new and young drivers in Kansas, ensuring they receive quality coverage without overextending their budgets.

When considering Progressive Insurance in Kansas, young drivers can benefit from various discounts and programs designed to lower premiums. This includes good student discounts, safe driving programs, and the possibility of being added to a parent’s policy for additional savings.

Comparison of Young Driver Rates:

Insurance CarrierStandard Young Driver RateProgressive Young Driver Rate
Progressive$120 – $150$100 – $130
National General$125 – $155$105 – $135
Dairyland$130 – $160$110 – $140

Tips for Young Drivers to Save on Insurance:

  1. Maintain Good Grades: Eligible for good student discounts.
  2. Safe Driving Courses: Can lead to lower rates.
  3. Bundle Policies: Consider bundling with family policies for extra savings.

Least Expensive Auto Insurance for Drivers with Clean History in Kansas

For drivers in Kansas with a clean driving history, Progressive Insurance stands out as a top option for securing the least expensive auto insurance. A clean driving record is a significant advantage when shopping for car insurance, and Progressive recognizes this by offering lower rates to reflect the reduced risk. As a driver with no accidents, tickets, or violations, you’re in an excellent position to enjoy some of the most competitive premiums in the state.

Choosing Progressive Insurance in Kansas for your auto insurance needs means benefiting from their appreciation of your safe driving habits. Their pricing structure is designed to reward drivers like you, who have maintained a spotless driving record, with lower insurance costs.

Comparison of Rates for Drivers with Clean History:

Insurance CarrierStandard RateRate for Clean History
Progressive$50 – $70$40 – $60
National General$55 – $75$45 – $65
Dairyland$60 – $80$50 – $70

Advantages for Drivers with Clean Records:

  1. Lower Premiums: Reflecting lower risk associated with safe driving.
  2. Potential for Additional Discounts: Inquire about extra savings for consistent safe driving.
  3. Favorable Policy Terms: Often come with more flexible policy options.

Understanding State Minimum Liability Requirements in Kansas

When it comes to meeting the state minimum liability requirements in Kansas, Progressive Insurance offers plans that ensure you’re not only legally compliant but also financially protected. Kansas law mandates specific minimums for liability insurance to cover bodily injury and property damage. Understanding these requirements is crucial for every driver, as it forms the foundation of your auto insurance policy.

With Progressive Insurance in Kansas, you get the assurance that your policy meets these state-mandated minimums. Progressive ensures that your coverage aligns with Kansas’s legal requirements, providing essential protection without over-insuring. This balance is vital for cost-effective coverage.

Kansas State Minimum Liability Requirements:

Coverage TypeMinimum Requirement
Bodily Injury per Person$25,000
Bodily Injury per Accident$50,000
Property Damage$25,000
Uninsured Motorist Coverage$25,000/$50,000
Personal Injury Protection$4500

Key Insights:

  1. Legal Compliance: Ensures you meet state regulations.
  2. Financial Protection: Covers basic liability claims.
  3. Cost-Effective: Offers essential coverage without unnecessary extras.

Progressive Claims Locations in Kansas: A Comprehensive Guide

When you’re with Progressive Insurance in Kansas, knowing where to go for claims services is key to a smooth experience. Progressive has several claims locations across Kansas, ensuring convenient access for policyholders. Whether you’re in a major city or a smaller town, you’re likely to find a Progressive claims center within a reasonable distance. This accessibility is part of what makes Progressive a practical choice for Kansas residents.

Finding a Progressive Insurance claims location in Kansas is straightforward. These centers are staffed with experienced professionals ready to assist with your claims, making the process as hassle-free as possible. Progressive’s commitment to customer service is evident in the efficiency and helpfulness of their claims handling.

List of Progressive Claims Locations in Kansas:

CityAddress
WichitaAgency List Here
Overland ParkAgency List Here
TopekaAgency List Here

Note: These addresses and contact numbers are examples for illustrative purposes.

Key Benefits:

  1. Wide Coverage: Claims centers accessible across Kansas.
  2. Professional Assistance: Experienced staff to guide you through the claims process.
  3. Efficiency: Progressive is known for its efficient claims handling.

Top 50 Cities in Kansas for Progressive Insurance: A Snapshot

Here’s a brief consideration for a few representative cities to illustrate how various factors might affect Progressive auto insurance rates:

  1. Wichita:
    • Being the largest city, traffic density and accident rates may impact insurance rates.
  2. Overland Park:
    • As a suburb of Kansas City, population density and commuting patterns may influence rates.
  3. Kansas City:
    • Urban setting, traffic conditions, and potential higher crime rates can affect insurance premiums.
  4. Topeka:
    • Being the capital, economic factors, and traffic patterns may play a role in insurance rates.
  5. Olathe:
    • Suburban location and local traffic conditions may be considerations for insurance rates.
  6. Lawrence:
    • College town dynamics, local demographics, and traffic conditions can influence rates.
  7. Shawnee:
    • Suburban setting, potential lower crime rates, and traffic conditions may impact rates.
  8. Manhattan:
    • Home to Kansas State University, demographics, and traffic patterns can affect insurance rates.
  9. Lenexa:
    • Suburban location and economic factors may be considerations for insurance rates.
  10. Salina:
    • Economic factors, traffic conditions, and local demographics may influence insurance rates.
  11. Hutchinson:
    • Local economy, traffic conditions, and the city’s role as a regional hub may influence insurance rates.
  12. Leavenworth:
    • Historical significance, local traffic patterns, and economic factors can affect insurance premiums.
  13. Garden City:
    • Economic factors, traffic conditions, and the city’s location may play a role in insurance rates.
  14. Emporia:
    • College town dynamics, local demographics, and traffic conditions can influence rates.
  15. Derby:
    • Suburban location, potential lower crime rates, and traffic patterns may impact rates.
  16. Junction City:
    • Proximity to Fort Riley, military presence, and local traffic conditions may be considerations.
  17. Prairie Village:
    • Affluent suburb, lower crime rates, and traffic conditions may positively affect insurance rates.
  18. Hays:
    • Economic factors, traffic conditions, and the city’s role as a college town may influence rates.
  19. Liberal:
    • Economic factors, traffic conditions, and the city’s location may impact insurance rates.
  20. Leawood:
    • Affluent suburb with potentially lower crime rates, positively impacting insurance rates.
  21. Dodge City:
    • Economic factors, traffic conditions, and the city’s role in agriculture may influence rates.
  22. Atchison:
    • Historical significance, traffic patterns, and economic factors can affect insurance premiums.
  23. Andover:
    • Suburban location, potential lower crime rates, and traffic conditions may impact rates.
  24. Mission:
    • Suburban setting, potential lower crime rates, and traffic conditions may influence rates.
  25. McPherson:
    • Economic factors, traffic patterns, and the city’s role in manufacturing may play a role in insurance rates.
  26. Chanute:
    • Economic factors, traffic conditions, and the city’s role in industry may influence insurance rates.
  27. Augusta:
    • Suburban location, potential lower crime rates, and traffic patterns may impact rates.
  28. Great Bend:
    • Economic factors, traffic conditions, and the city’s location may play a role in insurance rates.
  29. Paola:
    • Suburban setting, potential lower crime rates, and local traffic conditions may influence rates.
  30. Fort Scott:
    • Historical significance, traffic patterns, and economic factors can affect insurance premiums.
  31. Wichita: Being the largest city, traffic density and accident rates may impact insurance rates.
  32. Overland Park: As a suburb of Kansas City, population density and commuting patterns may influence rates.
  33. Kansas City: Urban setting, traffic conditions, and potential higher crime rates can affect insurance premiums.
  34. Topeka: Being the capital, economic factors, and traffic patterns may play a role in insurance rates.
  35. Olathe: Suburban location and local traffic conditions may be considerations for insurance rates.
  36. Lawrence: College town dynamics, local demographics, and traffic conditions can influence rates.
  37. Shawnee: Suburban setting, potential lower crime rates, and traffic conditions may impact rates.
  38. Manhattan: Home to Kansas State University, demographics, and traffic patterns can affect insurance rates.
  39. Lenexa: Suburban location and economic factors may be considerations for insurance rates.
  40. Salina: Economic factors, traffic conditions, and the city’s location may play a role in insurance rates.
  41. Hutchinson: Local economy, traffic conditions, and the city’s role as a regional hub may influence insurance rates.
  42. Leavenworth: Historical significance, local traffic patterns, and economic factors can affect insurance premiums.
  43. Garden City: Economic factors, traffic conditions, and the city’s location may impact insurance rates.
  44. Emporia: College town dynamics, local demographics, and traffic conditions can influence rates.
  45. Derby: Suburban location, potential lower crime rates, and traffic patterns may impact rates.
  46. Junction City: Proximity to Fort Riley, military presence, and local traffic conditions may be considerations.
  47. Prairie Village: Affluent suburb, lower crime rates, and traffic conditions may positively affect insurance rates.
  48. Hays: Economic factors, traffic conditions, and the city’s role as a college town may influence rates.
  49. Liberal: Economic factors, traffic conditions, and the city’s location may impact insurance rates.
  50. Leawood: Affluent suburb with potentially lower crime rates, positively impacting insurance rates.
  1. Bodily Injury Liability (BI):
    • Required minimum coverage for injuries or death to others in an accident you cause.
  2. Property Damage Liability (PD):
    • Mandatory coverage for damage to others’ property in an accident you’re responsible for.
  3. Personal Injury Protection (PIP):
    • Kansas mandates PIP coverage, providing medical expenses, rehabilitation, and essential services coverage regardless of fault.
  4. Uninsured/Underinsured Motorist Coverage (UM/UIM):
    • Required to protect against damages caused by drivers without adequate insurance.
  5. Minimum Coverage Limits:
    • The state specifies minimum coverage limits, such as $25,000 per person/$50,000 per accident for BI, and $25,000 for PD.

Kansas does not require Medical Payments coverage, but having PIP is crucial for personal injury coverage. Understanding and meeting these requirements ensures compliance with Kansas auto insurance laws.


How to Get a Free Quote for Progressive Insurance in Kansas

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Frequently Asked Questions about Kansas


What coverage options does Progressive Insurance offer in Kansas?

Progressive Insurance in Kansas provides a range of coverage options, including Bodily Injury Liability, Property Damage Liability, Personal Injury Protection (PIP), and Uninsured/Underinsured Motorist Coverage. Contact us for personalized advice on the best coverage for your needs.

How can I get a quote for Progressive Insurance in Kansas?

To get a quote for Progressive Insurance in Kansas, call us at 1.888.445.2793 or visit our website to request an online quote. Our experienced team is ready to assist you in finding the best coverage at the most competitive rates.

Is Personal Injury Protection (PIP) required in Kansas?

Yes, Kansas law mandates Personal Injury Protection (PIP) coverage in auto insurance policies. PIP provides essential medical coverage for you and your passengers, regardless of fault. Contact us to ensure your policy complies with Kansas insurance requirements.

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Last Updated on by Alexis Karapiperis

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