Least Expensive Auto Insurance in Georgia
Looking for the cheapest auto insurance in Georgia? Our licensed agents compare rates across multiple insurance companies to help Georgia drivers save on car insurance. Whether you need liability insurance, full coverage, or SR22 insurance, we’ll guide you to an insurance quote that fits your budget—online or by phone.
- Compare quotes from top Georgia insurance companies in minutes.
- Options for liability only, full coverage, and SR-22 filings.
- Discount checks: multi policy, safe driver, homeowners, military discounts.
- Policy service made easy: start now online or call to get your insurance card.
Ready to see your price? Get a Georgia auto insurance quote now and compare rates side-by-side.
- Compare Georgia Auto Insurance Rates
- Georgia State Minimum Liability Requirements
- Tips for Cheap Auto Insurance in Georgia
- Top 5 Average Cheapest Car Insurance Rates in Georgia
- Cheapest Insurance for Female Drivers in Georgia
- Top 5 Average Monthly Rates for Female Drivers in Georgia
- Cheapest Insurance for Female Drivers in Georgia
- Top 5 Average Monthly Rates for Female Drivers in Georgia
- Cheapest Broad-Form Non-Owner SR-22 Insurance in Georgia
- Top 5 Average Monthly Broad-Form/Non-Owner Rates in Georgia
- Best Liability-Only Car Insurance in Georgia
- Top 5 Average Monthly Rates for Liability-Only Car Insurance in Georgia
- Top 5 Average Monthly Rates for Liability-Only Car Insurance in Georgia
- Best SR-22 Insurance Providers in Georgia
- Top 5 Average Monthly Rates for SR-22 Insurance in Georgia
- Lowest-Cost Car Insurance in Georgia With a Clean Driving Record
- Top 5 Average Monthly Rates for Drivers With a Clean Driving Record in Georgia
- Cheapest Auto Insurance in Georgia for Male Drivers
- Top 5 Average Monthly Rates for Male Drivers in Georgia
- Least Expensive Auto Insurance in Georgia with Homeowners Bundle Discount
- Top 5 Average Monthly Rates for Auto Insurance with Homeowners Bundle Discount in Georgia
- Frequently Asked Questions About Insurance in Georgia
- Edit Article Information
- What We Do at A Plus Insurance
Compare Georgia Auto Insurance Rates
Coca-Cola may be the beloved beverage of Georgia, but at A Plus Insurance, our passion is helping you find auto insurance quickly and affordably.
If you’re searching for the least expensive insurance in Georgia, many drivers start with the state-required liability limits. Click here for the Georgia DMV for official requirements.
Georgia State Minimum Liability Requirements
- Bodily Injury: $25,000 per person
- Bodily Injury: $50,000 per accident
- Property Damage: $25,000 per incident
Tips for Cheap Auto Insurance in Georgia
- Get quotes from multiple insurers: Request quotes online or by phone. Accurate information about your vehicle and driving history helps ensure the most accurate estimates.
- Compare quotes carefully: Review coverage limits, deductibles, and discounts before making a decision.
- Look for discounts: Safe driver, good student, multi-policy, military discounts, and telematics programs can lower your monthly premium.
- Check reviews: Compare customer satisfaction ratings in addition to price when choosing an insurance company.
Remember: The least expensive insurance isn’t always the best fit. Balance affordability with the level of coverage and policy service you need.
Top 5 Average Cheapest Car Insurance Rates in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $74 |
| Mendota Insurance Company | $89 |
| The General | $90 |
| Progressive Insurance | $93 |
| National General | $95 |
Cheapest Insurance for Female Drivers in Georgia
Georgia is known for southern hospitality—and true to form, Georgia women often enjoy lower auto insurance rates compared to male drivers. Age and gender are important factors when calculating insurance rates.
Top 5 Average Monthly Rates for Female Drivers in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $130 |
| National General | $131 |
| 21st Century | $132 |
| GAINSCO | $134 |
| Nationwide | $139 |
Cheapest Insurance for Female Drivers in Georgia
Georgia rests in the south of the U.S., and it is all about southern hospitality here! And true to form, Georgia women form the backbone of that culture.
They also pay less in insurance than the Southern male gentlemen. Learn how Age and Gender affect rates.
Top 5 Average Monthly Rates for Female Drivers in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $130 |
| National General | $131 |
| 21st Century | $132 |
| GAINSCO | $134 |
| Nationwide | $139 |
Cheapest Broad-Form Non-Owner SR-22 Insurance in Georgia
If you are needing the most basic form of Georgia insurance so that you can get on one of the 1,000 streets named Peachtree, a Broadform or nonowners may be the one for you. Learn more about these types of policies
This may be the coverage you need if you do not own the car you drive. It is important to note however that it ONLY covers the property damage and bodily injury sustained by another driver when involved in an accident.
Non-owner’s insurance is generally less expensive than traditional auto insurance because it provides liability coverage for individuals who don’t own a vehicle but still need insurance to satisfy SR-22 requirements. Since non-owners insurance doesn’t involve insuring a specific vehicle, the premiums tend to be lower.
To find the cheapest type of policy for SR-22 insurance, you should follow the same steps mentioned earlier:
- Research multiple insurance providers: Look for well-known insurance companies that offer non-owners insurance and SR-22 filings.
- Get quotes from multiple insurers: Request quotes from different insurance companies for non-owners insurance with an SR-22 filing. Provide accurate information about yourself and your coverage needs to get accurate quotes.
- Compare quotes: Once you receive quotes, compare them carefully. Consider the coverage limits, deductibles, and any additional benefits or discounts offered.
- Check for discounts: Inquire about any discounts that may apply to you, such as safe driver discounts or multi-policy discounts.
Remember that while price is important, it’s also essential to consider the reputation and customer service of the insurance companies. Make sure the policy meets the minimum requirements for SR-22 filings in Georgia.
Top 5 Average Monthly Broad-Form/Non-Owner Rates in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $79 |
| Progressive Insurance | $109 |
| The General | $122 |
| Bristol West | $132 |
| Mendota Ins. Company | $133 |
Best Liability-Only Car Insurance in Georgia
Did you know that it is legal to drive without shoes in Georgia? Just you and the open road! The bare minimum Georgia insurance requires isn’t so bare: Bodily Injury – $25,000 per person, $50,000 per incident, Property Damage – $25,000 per incident
It’s recommended to evaluate your coverage needs and compare quotes from multiple insurance providers to find the best liability-only car insurance option in Georgia for your specific circumstances.
We can get you the basics to get you covered.
Top 5 Average Monthly Rates for Liability-Only Car Insurance in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| National General | $81 |
| Dairyland | $85 |
| Bristol West | $90 |
| The General | $92 |
| AssuranceAmerica | $96 |
Insurance Georgia: You can always opt for the add-ons later.
Top 5 Average Monthly Rates for Liability-Only Car Insurance in Georgia
You may be as young as an unripe peach, but we still love our young drivers out here in Georgia. But, youth has a disadvantage and that is inexperience. Which results in higher premiums.
If you are looking for Georgia Insurance at an affordable rate it may take some digging. Let the Agents at A Plus Insurance do the math for you!
Top 5 Average Monthly Rates For Young Drivers in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Bristol West | $136 |
| Mendota Ins. Company | $145 |
| Dairyland | $147 |
| Progressive Insurance | $151 |
| National General | $154 |
Make sure to ask your agent if you are eligible for any of the following discount types:
- education discount
- advanced quote
- multi vehicle
- paid in full
- no accidents or violations
- auto pay
- married/multi person
- paperless
- continuous insurance
Best SR-22 Insurance Providers in Georgia
In many states, SR-22 insurance is required when you have been convicted of a major moving violation like a DUI. In the peach state, this can impact your Georgia Insurance with an increase of 95%. Undstander more about SR-22 Insurance here
If you are not able to afford your new rate, shop around.
Top 5 Average Monthly Rates for SR-22 Insurance in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Progressive Insurance | $88 |
| Bristol West | $95 |
| The General | $95 |
| Mendota Ins. Company | $103 |
| AssuranceAmerica | $104 |
SR-22 is not insurance but a filing with the state that you are financially responsible enough to be on the road.
Lowest-Cost Car Insurance in Georgia With a Clean Driving Record
In 1776, the total population of Georgia was only about 40,000 people! Today that is over 10.62 million! Dense states like the Peach State can make your Georgia Insurance slightly higher.
But if you have a clean driving record you gain access to the fast lane of discounts!
Top 5 Average Monthly Rates for Drivers With a Clean Driving Record in Georgia
| Car Insurance Company | Average monthly Payment |
|---|---|
| 21st Century | $130 |
| Dairyland | $131 |
| Geico | $131 |
| GAINSCO | $141 |
| Mendota Ins. Company | $141 |
Cheapest Auto Insurance in Georgia for Male Drivers
Are you an Atlanta Falcon looking to score big with a great insurance premium? Well, you may have to shop around to score that touchdown.
There is a defensive line of females that get better rates than males. But we can blitz the competition by working with an A Plus Agent to find a rate that is affordable!
Top 5 Average Monthly Rates for Male Drivers in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Geico | $156 |
| The General | $159 |
| Bristol West | $168 |
| Progressive Insurance | $172 |
| Dairyland | $174 |
Least Expensive Auto Insurance in Georgia with Homeowners Bundle Discount
Who doesn’t like a discount? If you own a home in the great state of Georgia and you are in the market for Auto insurance. Bundle!
Do you have a motorcycle for those cool nights downtown Atlanta Bundle it with your Auto!
Top 5 Average Monthly Rates for Auto Insurance with Homeowners Bundle Discount in Georgia
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $133 |
| Mendota Ins. Company | $133 |
| Bristol West | $134 |
| Acceptance RTR | $136 |
| 21st Century | $146 |
Frequently Asked Questions About Insurance in Georgia
What is the minimum auto insurance required in Georgia?
How much does car insurance cost in Georgia?
Who has the cheapest car insurance in Georgia?
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- Insurance in Georgia offers a range of coverage options for residents.
- We provide insurance solutions for various needs, including home insurance and auto insurance.
- For more information or to get a quote, call us at 1.888.445.2793.
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Last Updated on by Lady Mae Enad