Georgia Auto Insurance Requirements, Costs & Coverage Guide 2026
✓ Updated January 2026

Georgia Auto Insurance Requirements & Costs

Complete guide to Georgia car insurance requirements, average rates, and coverage options with current 2026 data. We’re a licensed insurance broker serving 34 states, not an insurance carrier—we help you compare multiple providers to find the best rates.

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Key Takeaways: Georgia Auto Insurance Data

Data Source: All rates and statistics on this page are based on real first-party auto insurance quotes collected by our licensed agents in Georgia. This is not national average data or advertised rates—these numbers reflect actual consumer quote activity in Georgia during 2026.

Average Monthly Rate in GA
$206
Based on real quotes from our licensed agents, Georgia drivers pay an average of $206 per month for auto insurance
Price Range Across Carriers
$197-$215
Rates vary by only $18 (9%) between the lowest (Travelers at $197) and highest (National General at $215) in our Georgia data
Full vs Liability Coverage
Varies Widely
Nationally, full coverage averages $416/month vs $144/month for liability only – a significant difference that varies by carrier and driver profile
Shopping Comparison Value
9% Spread
With a 9% price spread between carriers in Georgia, comparing quotes can save you money – even small differences add up over time

If you’re ready to compare available Georgia policy options and see current rates, you can start your quote here.

Georgia Auto Insurance Requirements

Georgia law requires all drivers to carry minimum liability insurance coverage. Understanding these requirements is essential for legal compliance and financial protection.

At A Plus Insurance, we work with multiple insurance providers to help you find the best coverage for your needs and budget.

Coverage Type Minimum Required What It Covers
Bodily Injury (per person) $25,000 Medical expenses and lost wages for one person injured in an accident you cause
Bodily Injury (per accident) $50,000 Total medical expenses and lost wages for all people injured in an accident you cause
Property Damage $25,000 Damage to another person’s vehicle or property in an accident you cause
Important: These are legal minimums. Most drivers benefit from higher coverage limits to protect against serious accidents. Consider 50/100/50 or 100/300/100 for better protection.

Optional but Recommended Coverage

While not legally required, these coverages provide crucial protection:

  • Uninsured/Underinsured Motorist: Protects you if hit by a driver with no insurance or insufficient coverage
  • Collision: Covers damage to your vehicle from accidents, regardless of fault
  • Comprehensive: Covers non-collision damage (theft, vandalism, weather, animals)
  • Medical Payments (MedPay): Covers medical expenses for you and passengers, regardless of fault

For a detailed breakdown of coverage types and how they work together, visit our auto insurance guide.

Average monthly auto insurance rate by state

Filters: Filters: State GA

Source ... A Plus Insurance Quote Dataset

GA
$194.49
  • Pricing ranges from $194.49 (GA) to $194.49 (GA) ... a spread of $0.00.
  • Based on real auto insurance quotes grouped into 1 company results, the average across this view is $194.49. The spread is about 0% from lowest to highest.
  • Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
1519 20260218-1101-6487 2026-02-18 GA ROYSTON 30662 2013 CHRYSLER 200 TOURING 24 female single full_coverage Progressive POP 177.32 0 0 0
1518 20260218-1102-7129 2026-02-18 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage AssuranceAmerica 210.66 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1174 20260203-0710-6177 2026-02-03 GA LAWRENCEVILLE 30043 2015 NISSAN ALTIMA SL 37 male single liability_only AssuranceAmerica MobileMax 199.99 0 0 0
1173 20260203-0710-9305 2026-02-03 GA STOCKBRIDGE 30281 2017 TOYOTA COROLLA LE ECO 27 male single liability_only 0.00 0 0 0
1172 20251129-071940-8489 2025-11-29 GA DUNWOODY 30346 2019 MERCEDES BENZ CLS AMG 53 4MATIC 47 male married full_coverage Progressive 410.56 0 0 0
1171 20260203-0708-9287 2026-02-03 GA WASHINGTON 30673 2015 NISSAN ALTIMA S 33 female single full_coverage National General Value 351.86 0 0 0
1170 20260203-0706-5602 2026-02-03 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage Travelers 160.50 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1167 20260203-0703-7442 2026-02-03 GA VILLA RICA 30180 1998 CHEVROLET C1500 41 male single full_coverage AssuranceAmerica 181.99 0 0 0
941 20260128-0624-5384 2026-01-28 GA Buford 30519 2001 FORD MUSTANG 27 male single liability_only National General 215.00 0 0 0
940 20260128-0623-4160 2026-01-28 GA LAWRENCEVILLE 30044 2018 HYUNDAI SANTA FE SPORT 24 male single full_coverage Travelers 197.00 1 0 0

How Violations & Risk Factors Affect Your Rates

Your driving record and risk profile significantly impact insurance costs in Georgia. Understanding these factors helps you anticipate rate changes and make informed decisions.

Understanding SR-22 Insurance in Georgia

An SR-22 is not insurance itself, but a certificate of financial responsibility filed by your insurance company with the Georgia Department of Driver Services (DDS). You may need an SR-22 if you have:

  • DUI or DWI conviction
  • Multiple traffic violations in a short period
  • At-fault accident without insurance
  • License suspension or revocation
  • Conviction for driving without insurance
SR-22 Cost Impact: Drivers requiring SR-22 certification typically pay 50-80% more for auto insurance. The SR-22 filing itself costs $15-50, but the underlying violation causes the major rate increase. SR-22 is usually required for 3 years in Georgia.

If you’re required to file an SR-22 due to a violation or high-risk status, review our Georgia SR22 insurance guide.

SR22 vs non SR22 rate comparison

Filters: Geo_mode state, _show_summary , State GA

Source ... A Plus Insurance Quote Dataset

Liability only

Filters: Geo_mode state, _show_summary , State GA, Coverage liability_only

  • Across 1 areas, Non SR22 avg monthly averages $157.97 per month while SR22 avg monthly averages $107.50 ... a typical gap of $-50.47.
  • This gap is often driven by underwriting tolerance and the way coverage is structured within each group.
  • Use filters to compare similar coverage, then review the evidence table for context.
StateNon SR22 avg monthlySR22 avg monthlyDollar difference
GA$157.97$107.50$-50.47

Last updated: 2026-03-02 17:27:50

Download CSV (evidence)

Full coverage

Filters: Geo_mode state, _show_summary , State GA, Coverage full_coverage

StateNon SR22 avg monthlySR22 avg monthlyDollar difference
GA$202.58

Last updated: 2026-03-02 17:27:50

Download CSV (evidence)

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)
Record ID Agent Agent NPN State City ZIP Age Sex Marital Status Currently Insured Prior Carrier Vehicle Year Vehicle Make Vehicle Model Coverage Package Carrier Quoted Monthly Premium SR22 Required DUI Flag DUI Count Accidents Count Violations Count Created At
1519 Ruby Finley 21453504 GA ROYSTON 30662 24 female single yes All Other Standard Companie 2013 CHRYSLER 200 TOURING full_coverage Progressive POP 177.320000 no no 0 0 0 2026-02-18 17:01:14
1518 Lauren McKenzie 19081764 GA MORROW 30260 60 female single yes PROGRESSIVE 2023 NISSAN ROGUE SL full_coverage AssuranceAmerica 210.660000 no no 0 0 0 2026-02-18 17:00:24
1175 Ruby Finley 21453504 GA ROYSTON 30662 72 male married yes All Other Standard Companie 2025 CHEVROLET TRAX 1RS full_coverage Progressive POP 97.000000 no no 0 0 0 2026-02-03 14:25:37
1175 Ruby Finley 21453504 GA ROYSTON 30662 72 male married yes All Other Standard Companie 2025 CHEVROLET TRAX 1RS full_coverage Progressive POP 97.000000 no no 0 0 0 2026-02-03 14:25:37
1174 GA LAWRENCEVILLE 30043 37 male single yes All Other Standard Companie 2015 NISSAN ALTIMA SL liability_only AssuranceAmerica MobileMax 199.990000 no no 0 0 0 2026-02-03 14:24:06
1173 Crystal Farley 18863693 GA STOCKBRIDGE 30281 27 male single no None 2017 TOYOTA COROLLA LE ECO liability_only yes no 0 0 0 2026-02-03 14:20:42
1172 GA DUNWOODY 30346 47 male married yes PROGRESSIVE INSURANCE 2019 MERCEDES BENZ CLS AMG 53 4MATIC full_coverage Progressive 410.560000 no no 0 0 0 2026-02-03 14:19:40
1171 GA WASHINGTON 30673 33 female single no None 2015 NISSAN ALTIMA S full_coverage National General Value 351.860000 no no 0 0 0 2026-02-03 14:18:05
1170 Ashley Ledbetter 20013497 GA MORROW 30260 60 female single yes All Other Non Voluntary Comp 2023 NISSAN ROGUE SL full_coverage Travelers 160.500000 no no 0 0 0 2026-02-03 14:16:14
1169 GA KINGSLAND 31548 35 female single yes USAA CASUALTY INS CO 2017 CHEVROLET EQUINOX LT full_coverage National General Value 172.270000 no no 0 0 0 2026-02-03 14:15:27
1169 GA KINGSLAND 31548 35 female single yes USAA CASUALTY INS CO 2017 CHEVROLET EQUINOX LT full_coverage National General Value 172.270000 no no 0 0 0 2026-02-03 14:15:27
1168 Ruby Finley 21453504 GA MARTIN 30557 22 male married no None 2012 MITSUBISHI GALANT FE liability_only Progressive (from TurboRater) 136.960000 no no 0 0 0 2026-02-03 14:09:44
1168 Ruby Finley 21453504 GA MARTIN 30557 22 male married no None 2012 MITSUBISHI GALANT FE liability_only Progressive (from TurboRater) 136.960000 no no 0 0 0 2026-02-03 14:09:44
1167 GA VILLA RICA 30180 41 male single no None 1998 CHEVROLET C1500 full_coverage AssuranceAmerica 181.990000 no no 0 0 0 2026-02-03 14:08:43
941 GA Buford 30519 27 male single yes All Other Standard Companies 2001 FORD MUSTANG liability_only National General 215.000000 yes no 0 0 0 2026-01-28 15:09:29
940 Ruby Finley 21453504 GA LAWRENCEVILLE 30044 24 male single yes All Other Standard Companie 2018 HYUNDAI SANTA FE SPORT full_coverage Travelers 197.000000 no no 0 0 1 2026-01-28 15:07:49

How DUI Affects Your Georgia Insurance Rates

A DUI conviction has severe consequences for auto insurance in Georgia:

  • Rate Increase: Average increase of 60-100% for 3-5 years
  • SR-22 Requirement: Mandatory filing for minimum 3 years
  • Limited Options: Many standard insurers will not cover DUI drivers
  • Long-term Impact: DUI stays on your record for 10 years in Georgia

After a DUI, you’ll need to obtain coverage from high-risk or non-standard insurance providers. Rates gradually decrease as time passes without additional violations, but expect elevated premiums for several years.

Common Traffic Violations and Rate Impacts in Georgia

Violation Type Typical Rate Increase Duration of Impact
Speeding (15+ mph over) 20-30% 3 years
At-fault accident 30-50% 3-5 years
Reckless driving 40-70% 3-5 years
DUI/DWI 60-100% 5-10 years
Driving without insurance 50-80% 3 years
Good News: Maintaining a clean driving record for 3-5 years can significantly reduce rates. Many insurers offer accident forgiveness and safe driver discounts.

For a closer look at Progressive’s offerings in Georgia, see our Progressive insurance in Georgia guide.

Liability only vs full coverage by company

Filters: State GA

Source ... A Plus Insurance Quote Dataset

Liability only Full coverage
National General
$215.00
$232.13
AssuranceAmerica
$199.99
$196.33
Progressive
$136.96
$195.47
Travelers
—
$178.75

Across these carriers, liability only averages $183.98 per month, while full coverage averages $200.67. The largest gap in this view is $58.51 for Progressive.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
1519 20260218-1101-6487 2026-02-18 GA ROYSTON 30662 2013 CHRYSLER 200 TOURING 24 female single full_coverage Progressive POP 177.32 0 0 0
1518 20260218-1102-7129 2026-02-18 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage AssuranceAmerica 210.66 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1174 20260203-0710-6177 2026-02-03 GA LAWRENCEVILLE 30043 2015 NISSAN ALTIMA SL 37 male single liability_only AssuranceAmerica MobileMax 199.99 0 0 0
1172 20251129-071940-8489 2025-11-29 GA DUNWOODY 30346 2019 MERCEDES BENZ CLS AMG 53 4MATIC 47 male married full_coverage Progressive 410.56 0 0 0
1171 20260203-0708-9287 2026-02-03 GA WASHINGTON 30673 2015 NISSAN ALTIMA S 33 female single full_coverage National General Value 351.86 0 0 0
1170 20260203-0706-5602 2026-02-03 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage Travelers 160.50 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1167 20260203-0703-7442 2026-02-03 GA VILLA RICA 30180 1998 CHEVROLET C1500 41 male single full_coverage AssuranceAmerica 181.99 0 0 0
941 20260128-0624-5384 2026-01-28 GA Buford 30519 2001 FORD MUSTANG 27 male single liability_only National General 215.00 0 0 0
940 20260128-0623-4160 2026-01-28 GA LAWRENCEVILLE 30044 2018 HYUNDAI SANTA FE SPORT 24 male single full_coverage Travelers 197.00 1 0 0

Cheapest auto insurance companies

Filters: Filters: State GA

Source ... A Plus Insurance Quote Dataset

Progressive
$175.97
National General
$227.85
AssuranceAmerica MobileMax
$199.99
AssuranceAmerica
$196.33
Travelers
$178.75
  • Pricing ranges from $175.97 (Progressive) to $227.85 (National General) ... a spread of $51.88.
  • Based on real auto insurance quotes grouped into 5 company results, the average across this view is $195.78. The spread is about 29% from lowest to highest.
  • Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
1519 20260218-1101-6487 2026-02-18 GA ROYSTON 30662 2013 CHRYSLER 200 TOURING 24 female single full_coverage Progressive POP 177.32 0 0 0
1518 20260218-1102-7129 2026-02-18 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage AssuranceAmerica 210.66 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1174 20260203-0710-6177 2026-02-03 GA LAWRENCEVILLE 30043 2015 NISSAN ALTIMA SL 37 male single liability_only AssuranceAmerica MobileMax 199.99 0 0 0
1172 20251129-071940-8489 2025-11-29 GA DUNWOODY 30346 2019 MERCEDES BENZ CLS AMG 53 4MATIC 47 male married full_coverage Progressive 410.56 0 0 0
1171 20260203-0708-9287 2026-02-03 GA WASHINGTON 30673 2015 NISSAN ALTIMA S 33 female single full_coverage National General Value 351.86 0 0 0
1170 20260203-0706-5602 2026-02-03 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage Travelers 160.50 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1167 20260203-0703-7442 2026-02-03 GA VILLA RICA 30180 1998 CHEVROLET C1500 41 male single full_coverage AssuranceAmerica 181.99 0 0 0
941 20260128-0624-5384 2026-01-28 GA Buford 30519 2001 FORD MUSTANG 27 male single liability_only National General 215.00 0 0 0
940 20260128-0623-4160 2026-01-28 GA LAWRENCEVILLE 30044 2018 HYUNDAI SANTA FE SPORT 24 male single full_coverage Travelers 197.00 1 0 0

Driver age average monthly by area

Filters: Filters: State GA

Source ... A Plus Insurance Quote Dataset

22
$136.96
24
$187.16
27
$215.00
33
$351.86
35
$172.27
37
$199.99
41
$181.99
47
$410.56
60
$185.58
72
$97.00
  • Pricing ranges from $97.00 (72) to $410.56 (47) ... a spread of $313.56.
  • Based on real auto insurance quotes grouped into 10 company results, the average across this view is $213.84. The spread is about 323% from lowest to highest.
  • Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
1519 20260218-1101-6487 2026-02-18 GA ROYSTON 30662 2013 CHRYSLER 200 TOURING 24 female single full_coverage Progressive POP 177.32 0 0 0
1518 20260218-1102-7129 2026-02-18 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage AssuranceAmerica 210.66 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1174 20260203-0710-6177 2026-02-03 GA LAWRENCEVILLE 30043 2015 NISSAN ALTIMA SL 37 male single liability_only AssuranceAmerica MobileMax 199.99 0 0 0
1173 20260203-0710-9305 2026-02-03 GA STOCKBRIDGE 30281 2017 TOYOTA COROLLA LE ECO 27 male single liability_only 0.00 0 0 0
1172 20251129-071940-8489 2025-11-29 GA DUNWOODY 30346 2019 MERCEDES BENZ CLS AMG 53 4MATIC 47 male married full_coverage Progressive 410.56 0 0 0
1171 20260203-0708-9287 2026-02-03 GA WASHINGTON 30673 2015 NISSAN ALTIMA S 33 female single full_coverage National General Value 351.86 0 0 0
1170 20260203-0706-5602 2026-02-03 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage Travelers 160.50 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1167 20260203-0703-7442 2026-02-03 GA VILLA RICA 30180 1998 CHEVROLET C1500 41 male single full_coverage AssuranceAmerica 181.99 0 0 0
941 20260128-0624-5384 2026-01-28 GA Buford 30519 2001 FORD MUSTANG 27 male single liability_only National General 215.00 0 0 0
940 20260128-0623-4160 2026-01-28 GA LAWRENCEVILLE 30044 2018 HYUNDAI SANTA FE SPORT 24 male single full_coverage Travelers 197.00 1 0 0

Driver sex average monthly by area

Filters: Filters: State GA

Source ... A Plus Insurance Quote Dataset

female
$207.48
male
$185.83
  • Pricing ranges from $185.83 (male) to $207.48 (female) ... a spread of $21.65.
  • Based on real auto insurance quotes grouped into 2 company results, the average across this view is $196.65. The spread is about 12% from lowest to highest.
  • Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
1519 20260218-1101-6487 2026-02-18 GA ROYSTON 30662 2013 CHRYSLER 200 TOURING 24 female single full_coverage Progressive POP 177.32 0 0 0
1518 20260218-1102-7129 2026-02-18 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage AssuranceAmerica 210.66 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1175 20260121-072537-5884 2026-01-21 GA ROYSTON 30662 2025 CHEVROLET TRAX 1RS 72 male married full_coverage Progressive POP 97.00 0 0 0
1174 20260203-0710-6177 2026-02-03 GA LAWRENCEVILLE 30043 2015 NISSAN ALTIMA SL 37 male single liability_only AssuranceAmerica MobileMax 199.99 0 0 0
1173 20260203-0710-9305 2026-02-03 GA STOCKBRIDGE 30281 2017 TOYOTA COROLLA LE ECO 27 male single liability_only 0.00 0 0 0
1172 20251129-071940-8489 2025-11-29 GA DUNWOODY 30346 2019 MERCEDES BENZ CLS AMG 53 4MATIC 47 male married full_coverage Progressive 410.56 0 0 0
1171 20260203-0708-9287 2026-02-03 GA WASHINGTON 30673 2015 NISSAN ALTIMA S 33 female single full_coverage National General Value 351.86 0 0 0
1170 20260203-0706-5602 2026-02-03 GA MORROW 30260 2023 NISSAN ROGUE SL 60 female single full_coverage Travelers 160.50 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1169 20260203-0705-3183 2026-02-03 GA KINGSLAND 31548 2017 CHEVROLET EQUINOX LT 35 female single full_coverage National General Value 172.27 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1168 20260203-0704-5569 2026-02-03 GA MARTIN 30557 2012 MITSUBISHI GALANT FE 22 male married liability_only Progressive (from TurboRater) 136.96 0 0 0
1167 20260203-0703-7442 2026-02-03 GA VILLA RICA 30180 1998 CHEVROLET C1500 41 male single full_coverage AssuranceAmerica 181.99 0 0 0
941 20260128-0624-5384 2026-01-28 GA Buford 30519 2001 FORD MUSTANG 27 male single liability_only National General 215.00 0 0 0
940 20260128-0623-4160 2026-01-28 GA LAWRENCEVILLE 30044 2018 HYUNDAI SANTA FE SPORT 24 male single full_coverage Travelers 197.00 1 0 0

Ready to compare quotes and see what fits your situation in Georgia? Get started here.

Auto Insurance Coverage Across Georgia Counties

Find detailed auto insurance information, rates, and requirements specific to your Georgia county.

Fulton County Gwinnett County Cobb County DeKalb County Chatham County Clayton County Cherokee County Forsyth County Henry County Richmond County Muscogee County Bibb County Houston County Hall County Clarke County Columbia County Coweta County Fayette County Paulding County Douglas County

Ruby Finley – Insurance Agent At A Plus Insurance

Ruby Finley

Insurance Agent

NPN: 21453504

Licensed insurance agent specializing in property and casualty coverage, working with a variety of trusted carriers across over 35 states. Ruby enjoys helping people find policies that actually make sense for their situation and budget — whether that's liability, full coverage auto, renters insurance, or SR-22 filings.
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