- Reasons you may be required to carry SR22 Insurance in GA:
- Who has the lowest price on SR22 Insurance Georgia?
- DUI and SR22 Insurance in GA?
- Who has the lowest price on SR22 Insurance in GA (by City)
- Laws pertaining to SR-22 insurance in Georgia
- SR22 Insurance in GA: rates by the company (liability only)
- SR22 Insurance in GA – No Vehicle?
- Cost for SR22 Insurance in GA (full coverage)
- “Should I Get Full Coverage” Calculator
- Cost for SR22 Insurance in GA (liability)
- Company fees for filing SR22 Insurance in GA
- SR22 Insurance Georgia: Frequently Asked Questions
- INSURANCE SERVICES WE OFFER
Reasons you may be required to carry SR22 Insurance in GA:
A Major Violation may require you to carry an SR22 for a minimum of 1 year but the minimum may differ depending on which major violation you have done. For example, if you have driven under the influence your minimum amount of years to have the SR22 would be at least 3 years on your first offense. The violation will make your insurance premiums increase, not the SR22 itself, so it is important to practice safe driving at all times.
| License suspension for failure to pay fines |
| Too many tickets in short period of time |
| Suspension of license due to child support |
| DWI (Driving while intoxicated) |
| At Fault accident with no insurance |
| Previous incarceration |
| Multiple Traffic Offenses |
| DUI (Driving under the influence of Drugs or Alcohol) |
| Failure to maintain the mandatory insurance coverage required by state law |
| Excessive points violations |
Who has the lowest price on SR22 Insurance Georgia?
Each city in Georgia has its own SR22 policies and requirements. Depending on which city you are located in, may determine which insurance carrier could be best for you! All of the cities listed below will show the best low-price policies with SR22 insurance in GA.
Wondering which companies offer the cheapest insurance rates by the city? Check above for a list of common cities and the most inexpensive insurance carriers for SR22 insurance in GA.
| City | Price |
|---|---|
| Johns Creek | National General |
| Gainesville | Geico |
| North Druid Hills | Progressive |
| Athens-Clarke County | Liberty Mutual |
| Stonecrest | Liberty Mutual |
| Candler-McAfee | The General |
| Dublin | Geico |
| Americus | Progressive |
| Conyers | Geico |
| Roswell | Geico |
| Mableton | Liberty Mutual |
| Valdosta | The General |
| Fayetteville | Dairyland* |
| Marietta | Geico |
| Evans | Geico |
| Atlanta | Progressive |
| Sandy Springs | Progressive |
| Wilmington Island | The General |
| Alpharetta | National General |
| Redan | National General |
| Newnan | Progressive |
| Brookhaven | Geico |
| East Point | The General |
| LaGrange | The General |
| Tucker | Bristol West |
| Suwanee | Bristol West |
| Snellville | Geico |
| Peachtree Corners | National General |
| Duluth | Liberty Mutual |
| Peachtree City | Geico |
| Tifton | Dairyland* |
| Lawrenceville | Geico |
| Calhoun | The General |
| Augusta-Richmond County | Progressive |
| Sugar Hill | Geico |
| Milledgeville | Progressive |
| Milton | Liberty Mutual |
| Perry | Geico |
| North Decatur | National General |
| Buford | Dairyland* |
| Rome | Progressive |
| Statesboro | Bristol West |
| Kennesaw | National General |
| Warner Robins | Farmers |
| McDonough | Liberty Mutual |
| Decatur | Farmers |
| Albany | Liberty Mutual |
| Macon-Bibb County | The General |
| Dalton | Geico |
| Canton | Progressive |
| Thomasville | Geico |
| Columbus | Geico |
| Forest Park | Farmers |
| Smyrna | The General |
| Pooler | Dairyland* |
| Chamblee | Liberty Mutual |
| St. Marys | Geico |
| Kingsland | Progressive |
| Lithia Springs | Bristol West |
| Savannah | Progressive |
| Martinez | Bristol West |
| Union City | Geico |
DUI and SR22 Insurance in GA?
The best advice we can give to each individual is to never drink and drive. It’s understandable things happen but it is best to prevent driving under the influence at all costs. Otherwise, you may find yourself needing to get a hold of SR22 insurance in GA.
If you have been convicted of a DUI in Georgia, the first offense will require an SR22 for a minimum of 3 years. The 2nd and 3rd offenses can require an SR22 for 10+ years.
Who has the lowest price on SR22 Insurance in GA (by City)
Check with your city (listed above) to find out which insurance company offers SR-22 insurance in Georgia and which may be the most affordable when checking for quotes. Always be sure to ask for discounts that may apply to you to help you save money.
Carriers with the ” * ” after the name file free SR22 Insurance in GA
| City | Price |
|---|---|
| Johns Creek | National General |
| Gainesville | Geico |
| North Druid Hills | Progressive |
| Athens-Clarke County | Liberty Mutual |
| Stonecrest | Liberty Mutual |
| Candler-McAfee | The General |
| Dublin | Geico |
| Americus | Progressive |
| Conyers | Geico |
| Roswell | Geico |
| Mableton | Liberty Mutual |
| Valdosta | The General |
| Fayetteville | Dairyland* |
| Marietta | Geico |
| Evans | Geico |
| Atlanta | Progressive |
| Sandy Springs | Progressive |
| Wilmington Island | The General |
| Alpharetta | National General |
| Redan | National General |
| Newnan | Progressive |
| Brookhaven | Geico |
| East Point | The General |
| LaGrange | The General |
| Tucker | Bristol West |
| Suwanee | Bristol West |
| Snellville | Geico |
| Peachtree Corners | National General |
| Duluth | Liberty Mutual |
| Peachtree City | Geico |
| Tifton | Dairyland* |
| Lawrenceville | Geico |
| Calhoun | The General |
| Augusta-Richmond County | Progressive |
| Sugar Hill | Geico |
| Milledgeville | Progressive |
| Milton | Liberty Mutual |
| Perry | Geico |
| North Decatur | National General |
| Buford | Dairyland* |
| Rome | Progressive |
| Statesboro | Bristol West |
| Kennesaw | National General |
| Warner Robins | Farmers |
| McDonough | Liberty Mutual |
| Decatur | Farmers |
| Albany | Liberty Mutual |
| Macon-Bibb County | The General |
| Dalton | Geico |
| Canton | Progressive |
| Thomasville | Geico |
| Columbus | Geico |
| Forest Park | Farmers |
| Smyrna | The General |
| Pooler | Dairyland* |
| Chamblee | Liberty Mutual |
| St. Marys | Geico |
| Kingsland | Progressive |
| Lithia Springs | Bristol West |
| Savannah | Progressive |
| Martinez | Bristol West |
| Union City | Geico |
Laws pertaining to SR-22 insurance in Georgia
If you’ve been convicted of a major violation, such as a DUI, reckless driving, or failure to provide proof of insurance in an accident, you will be required to carry an SR-22 insurance in GA to get your license reinstated. The amount of time required to carry the SR-22 insurance in GA will depend upon the conviction and number of offenses.
SR22 Insurance in GA: rates by the company (liability only)
Many companies offer SR22 filings for a small fee. Here is the average cost for liability insurance with SR22 insurance in Georgia.
| Company | SR22 Liability (average) |
|---|---|
| The General | $107.00 |
| Dairyland | $107.00 |
| Acceptance RTR | $121.00 |
| Farmers | $89.00 |
| State Farm | N/A |
| USAA | N/A |
| GAINSCO | $86.00 |
| State Auto | N/A |
| Nationwide | N/A |
| AssuranceAmerica | $86.00 |
| 21st Century | N/A |
| American Family | N/A |
| Travelers | N/A |
| Mendota Ins. Company | $124.00 |
| Allstate | N/A |
SR22 Insurance in GA – No Vehicle?
If you do not own a vehicle, you can purchase a Non-Owners policy, which will insure you for the state minimum liability requirements. This policy covers the named insured driving any non-owned vehicle. Most companies allow the SR22 insurance in GA filing to be added to this policy for a small fee.
Cost for SR22 Insurance in GA (full coverage)
Full coverage may be necessary if you own a newer vehicle that is not fully paid off, or you are financing a vehicle. Full coverage is customizable depending on the tolerance you have for risks that may occur to your vehicle whether it is a car accident, fire, flooding, or even theft. Having full coverage may not be for everyone but in the end it can help you save thousands!
| City | Price |
|---|---|
| Valdosta | $150 |
| Stonecrest | $180 |
| Douglasville | $181 |
| East Point | $178 |
| Decatur | $176 |
| Lawrenceville | $171 |
| Americus | $182 |
| Mableton | $173 |
| Martinez | $151 |
| North Decatur | $152 |
| Dublin | $158 |
| McDonough | $148 |
| Columbus | $157 |
| Suwanee | $177 |
| Evans | $152 |
| Acworth | $156 |
| Perry | $179 |
| Carrollton | $157 |
| Kingsland | $167 |
| Johns Creek | $160 |
| Athens-Clarke County | $167 |
| Augusta-Richmond County | $172 |
| North Druid Hills | $180 |
| Savannah | $154 |
| Chamblee | $146 |
| Smyrna | $179 |
| Fayetteville | $156 |
| Milledgeville | $158 |
| Candler-McAfee | $150 |
| Thomasville | $175 |
| Alpharetta | $180 |
| Calhoun | $180 |
| Cartersville | $159 |
| Pooler | $164 |
| Stockbridge | $164 |
| Peachtree Corners | $165 |
| South Fulton | $156 |
| Norcross | $175 |
| Statesboro | $162 |
| Hinesville | $164 |
| Rome | $158 |
| Brookhaven | $178 |
| Redan | $175 |
| Peachtree City | $148 |
| Snellville | $153 |
| Duluth | $153 |
| Sandy Springs | $162 |
| Conyers | $153 |
| Brunswick | $154 |
| St. Marys | $164 |
| Forest Park | $165 |
| Newnan | $181 |
| Macon-Bibb County | $174 |
| Albany | $164 |
| Atlanta | $147 |
| LaGrange | $164 |
| Warner Robins | $165 |
| Griffin | $153 |
Cost for SR22 Insurance in GA (liability)
Car insurance rates vary from city to city since some areas might have a higher risk. For example, a city with higher healthcare costs, more expensive car parts, a higher crime rate, etc. will have higher rates for SR22 insurance in GA.
| City | Price |
|---|---|
| Pooler | $90.00 |
| Redan | $103.00 |
| Union City | $106.00 |
| Stonecrest | $105.00 |
| Forest Park | $107.00 |
| Macon-Bibb County | $95.00 |
| Dublin | $104.00 |
| Roswell | $91.00 |
| Kennesaw | $99.00 |
| Fayetteville | $96.00 |
| Johns Creek | $104.00 |
| Smyrna | $86.00 |
| North Druid Hills | $108.00 |
| Athens-Clarke County | $108.00 |
| Milton | $110.00 |
| Mableton | $104.00 |
| Martinez | $101.00 |
| Albany | $106.00 |
| Wilmington Island | $91.00 |
| Candler-McAfee | $96.00 |
| Alpharetta | $101.00 |
| Snellville | $88.00 |
| Canton | $109.00 |
| Griffin | $90.00 |
| Valdosta | $98.00 |
| Conyers | $107.00 |
| Kingsland | $106.00 |
| Tifton | $105.00 |
| Thomasville | $108.00 |
| Woodstock | $93.00 |
| St. Marys | $87.00 |
| Evans | $97.00 |
| Decatur | $110.00 |
| Newnan | $87.00 |
| Acworth | $86.00 |
| Suwanee | $101.00 |
| Sandy Springs | $105.00 |
| Savannah | $97.00 |
| Carrollton | $88.00 |
| Brookhaven | $93.00 |
| Perry | $105.00 |
| Marietta | $91.00 |
| Hinesville | $95.00 |
| Peachtree City | $106.00 |
| Milledgeville | $104.00 |
| LaGrange | $99.00 |
| McDonough | $87.00 |
| Stockbridge | $94.00 |
| Cartersville | $93.00 |
| Peachtree Corners | $110.00 |
| Douglasville | $98.00 |
| Calhoun | $97.00 |
| Columbus | $109.00 |
| Dunwoody | $95.00 |
| Buford | $93.00 |
| South Fulton | $108.00 |
| East Point | $87.00 |
| Chamblee | $107.00 |
| Atlanta | $90.00 |
| Rome | $94.00 |
| Lithia Springs | $109.00 |
| Brunswick | $107.00 |
| Duluth | $99.00 |
| Americus | $89.00 |
| Norcross | $105.00 |
| Sugar Hill | $86.00 |
| Tucker | $86.00 |
| North Decatur | $110.00 |
Company fees for filing SR22 Insurance in GA
Most auto insurance companies will charge between $15 and $25 to file the SR22 with the DMV. However, some companies such as Dairyland do not charge for SR22 insurance in GA.
| Company | Fees |
|---|---|
| Liberty Mutual | $15-$25 |
| 21st Century | N/A |
| USAA | N/A |
| Nationwide | N/A |
| Allstate | Unknown |
| The General | $25.00 |
| Safeco | N/A |
| Geico | $25.00 |
| Acceptance RTR | $25.00 |
| State Farm | Unknown |
| AssuranceAmerica | $25.00 |
| Travelers | N/A |
| Dairyland | Free |
| State Auto | N/A |
| Progressive Insurance | $25.00 |
| American Family | N/A |
SR22 Insurance Georgia: Frequently Asked Questions
How much is SR-22 insurance in Georgia?
The average cost for the SR22 filing is a $25 fee added onto an existing policy. Check with your insurance company to see what they charge.
How do I get SR22 Insurance in GA?
If you are currently insured, call your insurance company and ask them if they offer SR22 filings, this will be the cheapest option rather than taking out a new policy just for the SR22 insurance in GA. If you are not insured, shop insurance companies to see what rate they can provide you.
What is an SR22?
SR-22 is a Certificate of Financial Responsibility which is added onto a policy, and requires the insurance company to report your insurance to the state.
What happens if I let my Insurance lapse?
If you let your insurance (SR22) lapse, you will need to reinstate your insurance policy and your time required to carry the SR22 may start over.
How to obtain an SR22 without owning a vehicle?
If you do not own a vehicle, you can still purchase liability insurance. In Georgia, you can purchases a Non Owners policy which will cover you for liability only, and you can add the SR22 filing to that policy.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
| Other Helpful links |
|---|
| Georgia Homeowners Insurance |
| Auto Insurance in Georgia |
Last Updated on by Moss Camron