SR22 Insurance Georgia

You may need to obtain a SR22 in GA. The main reason many people across the United States of America is simply due to the State or Court ordering one for you. One main reason people find themselves needing one is due to their previous driving infractions.

SR22 Insurance Georgia
2022 SR22 Insurance Georgia

Who has the lowest price on SR22 Insurance in GA?

Each city in Georgia has their own SR22 policies and requirements. Depending on which city you are located in, may determine which insurance carrier could be best for you! All of the cities are listed below will show the best low price policies with SR22 insurance in GA.

CityPrice
Johns CreekNational General
GainesvilleGeico
North Druid HillsProgressive
Athens-Clarke CountyLiberty Mutual
StonecrestLiberty Mutual
Candler-McAfeeThe General
DublinGeico
AmericusProgressive
ConyersGeico
RoswellGeico
MabletonLiberty Mutual
ValdostaThe General
FayettevilleDairyland*
MariettaGeico
EvansGeico
AtlantaProgressive
Sandy SpringsProgressive
Wilmington IslandThe General
AlpharettaNational General
RedanNational General
NewnanProgressive
BrookhavenGeico
East PointThe General
LaGrangeThe General
TuckerBristol West
SuwaneeBristol West
SnellvilleGeico
Peachtree CornersNational General
DuluthLiberty Mutual
Peachtree CityGeico
TiftonDairyland*
LawrencevilleGeico
CalhounThe General
Augusta-Richmond CountyProgressive
Sugar HillGeico
MilledgevilleProgressive
MiltonLiberty Mutual
PerryGeico
North DecaturNational General
BufordDairyland*
RomeProgressive
StatesboroBristol West
KennesawNational General
Warner RobinsFarmers
McDonoughLiberty Mutual
DecaturFarmers
AlbanyLiberty Mutual
Macon-Bibb CountyThe General
DaltonGeico
CantonProgressive
ThomasvilleGeico
ColumbusGeico
Forest ParkFarmers
SmyrnaThe General
PoolerDairyland*
ChambleeLiberty Mutual
St. MarysGeico
KingslandProgressive
Lithia SpringsBristol West
SavannahProgressive
MartinezBristol West
Union CityGeico
Wondering which companies offer the cheapest insurance rates by city? Check above for a list of common cities and the most inexpensive insurance carriers for SR22 insurance in GA.

DUI and SR22 Insurance in GA?

The best advice we can give to each individual is to never drink and drive. It’s understandable things happen but it is best to prevent driving under the influence at all costs. Otherwise you may find yourself needing to get a hold of SR22 insurance in GA.

If you have been convicted of a DUI in Georgia, the first offense will require an SR22 for a minimum of 3 years. The 2nd and 3rd offenses can require an SR22 for 10+ years.

Reasons you may be required to carry SR22 Insurance in GA:

License suspension for failure to pay fines
Too many tickets in short period of time
Suspension of license due to child support
DWI (Driving while intoxicated)
At Fault accident with no insurance
Previous incarceration
Multiple Traffic Offenses
DUI (Driving under the influence of Drugs or Alcohol)
Failure to maintain mandatory insurance coverage required by state law
Excessive points violations
A Major Violation may require you to carry an SR22 for a minimum on 1 year but the minimum may differ depending on which major violation you have done. For example, if you have driven under the influence your minimum amount of years to have the SR22 would be at least 3 years on your first offense. The violation will make your insurance premiums increase, not the SR22 itself, so it is important to practice safe driving at all times.

Who has the lowest price on SR22 Insurance in GA (by City)

CityPrice
Johns CreekNational General
GainesvilleGeico
North Druid HillsProgressive
Athens-Clarke CountyLiberty Mutual
StonecrestLiberty Mutual
Candler-McAfeeThe General
DublinGeico
AmericusProgressive
ConyersGeico
RoswellGeico
MabletonLiberty Mutual
ValdostaThe General
FayettevilleDairyland*
MariettaGeico
EvansGeico
AtlantaProgressive
Sandy SpringsProgressive
Wilmington IslandThe General
AlpharettaNational General
RedanNational General
NewnanProgressive
BrookhavenGeico
East PointThe General
LaGrangeThe General
TuckerBristol West
SuwaneeBristol West
SnellvilleGeico
Peachtree CornersNational General
DuluthLiberty Mutual
Peachtree CityGeico
TiftonDairyland*
LawrencevilleGeico
CalhounThe General
Augusta-Richmond CountyProgressive
Sugar HillGeico
MilledgevilleProgressive
MiltonLiberty Mutual
PerryGeico
North DecaturNational General
BufordDairyland*
RomeProgressive
StatesboroBristol West
KennesawNational General
Warner RobinsFarmers
McDonoughLiberty Mutual
DecaturFarmers
AlbanyLiberty Mutual
Macon-Bibb CountyThe General
DaltonGeico
CantonProgressive
ThomasvilleGeico
ColumbusGeico
Forest ParkFarmers
SmyrnaThe General
PoolerDairyland*
ChambleeLiberty Mutual
St. MarysGeico
KingslandProgressive
Lithia SpringsBristol West
SavannahProgressive
MartinezBristol West
Union CityGeico
Carriers with the ” * ” after the name file free SR22 Insurance in GA

Check with your city (listed above) to find out which insurance company offers SR-22 insurance in Georgia and may be the most affordable when checking for quotes. Always be sure to ask for discounts that may apply to you to help you save money.

SR22 Insurance in GA: rates by company (liability only)

CompanySR22 Liability (average)
The General$107.00
Dairyland$107.00
Acceptance RTR$121.00
Farmers$89.00
State FarmN/A
USAAN/A
GAINSCO$86.00
State AutoN/A
NationwideN/A
AssuranceAmerica$86.00
21st CenturyN/A
American FamilyN/A
TravelersN/A
Mendota Ins. Company$124.00
AllstateN/A
Many companies offer SR22 filings for a small fee. Here is the average cost for liability insurance with an SR22 insurance in Georgia.

Need SR22 Insurance in GA, but do not own a vehicle?

If you do not own a vehicle, you can purchase a Non Owners policy, which will insure you for the state minimum liability requirements. This policy covers the named insured driving any non owned vehicle. Most companies allow the SR22 insurance in GA filing to be added onto this policy for a small fee.

Laws pertaining to SR-22 insurance Georgia

If you’ve been convicted of a major violation, such as a DUI, reckless driving, or failure to provide proof of insurance in an accident, you will be required to carry an SR-22 insurance in GA to get your license reinstated. The amount of time required to carry the SR-22 insurance in GA will depend upon the conviction and number of offenses.

Cost for SR22 Insurance in GA (full coverage) :

CityPrice
Valdosta$150
Stonecrest$180
Douglasville$181
East Point$178
Decatur$176
Lawrenceville$171
Americus$182
Mableton$173
Martinez$151
North Decatur$152
Dublin$158
McDonough$148
Columbus$157
Suwanee$177
Evans$152
Acworth$156
Perry$179
Carrollton$157
Kingsland$167
Johns Creek$160
Athens-Clarke County$167
Augusta-Richmond County$172
North Druid Hills$180
Savannah$154
Chamblee$146
Smyrna$179
Fayetteville$156
Milledgeville$158
Candler-McAfee$150
Thomasville$175
Alpharetta$180
Calhoun$180
Cartersville$159
Pooler$164
Stockbridge$164
Peachtree Corners$165
South Fulton$156
Norcross$175
Statesboro$162
Hinesville$164
Rome$158
Brookhaven$178
Redan$175
Peachtree City$148
Snellville$153
Duluth$153
Sandy Springs$162
Conyers$153
Brunswick$154
St. Marys$164
Forest Park$165
Newnan$181
Macon-Bibb County$174
Albany$164
Atlanta$147
LaGrange$164
Warner Robins$165
Griffin$153
Full coverage may be necessary if you own a newer vehicle that is not fully paid off, or you are financing a vehicle. Full coverage is customizable depending on the tolerance you have for risks that may occur to your vehicle whether it is a car accident, fire, flooding, or even theft. Having full coverage may not be for everyone but in the end it can help you save thousands!

Should I Get Full CoverageCalculator


This easy to use calculator can help determine if it is the best option for you to look into getting full coverage for your vehicle. If you still are unsure you can always speak to one of our available A Plus Insurance Agents!

Cost for SR22 Insurance in GA (liability)

CityPrice
Pooler$90.00
Redan$103.00
Union City$106.00
Stonecrest$105.00
Forest Park$107.00
Macon-Bibb County$95.00
Dublin$104.00
Roswell$91.00
Kennesaw$99.00
Fayetteville$96.00
Johns Creek$104.00
Smyrna$86.00
North Druid Hills$108.00
Athens-Clarke County$108.00
Milton$110.00
Mableton$104.00
Martinez$101.00
Albany$106.00
Wilmington Island$91.00
Candler-McAfee$96.00
Alpharetta$101.00
Snellville$88.00
Canton$109.00
Griffin$90.00
Valdosta$98.00
Conyers$107.00
Kingsland$106.00
Tifton$105.00
Thomasville$108.00
Woodstock$93.00
St. Marys$87.00
Evans$97.00
Decatur$110.00
Newnan$87.00
Acworth$86.00
Suwanee$101.00
Sandy Springs$105.00
Savannah$97.00
Carrollton$88.00
Brookhaven$93.00
Perry$105.00
Marietta$91.00
Hinesville$95.00
Peachtree City$106.00
Milledgeville$104.00
LaGrange$99.00
McDonough$87.00
Stockbridge$94.00
Cartersville$93.00
Peachtree Corners$110.00
Douglasville$98.00
Calhoun$97.00
Columbus$109.00
Dunwoody$95.00
Buford$93.00
South Fulton$108.00
East Point$87.00
Chamblee$107.00
Atlanta$90.00
Rome$94.00
Lithia Springs$109.00
Brunswick$107.00
Duluth$99.00
Americus$89.00
Norcross$105.00
Sugar Hill$86.00
Tucker$86.00
North Decatur$110.00
Car insurance rates vary from city to city since some areas might have a higher risk. For example, a city with higher healthcare costs, more expensive car parts, higher crime rate, etc. will have higher rates for SR22 insurance in GA.

Company fees for filing SR22 Insurance in GA :

CompanyFees
Liberty Mutual$15-$25
21st CenturyN/A
USAAN/A
NationwideN/A
AllstateUnknown
The General$25.00
SafecoN/A
Geico$25.00
Acceptance RTR$25.00
State FarmUnknown
AssuranceAmerica$25.00
TravelersN/A
DairylandFree
State AutoN/A
Progressive Insurance$25.00
American FamilyN/A
Most auto insurance companies will charge between $15 and $25 to file the SR22 with the DMV. However, some companies such as Dairyland do not charge for SR22 insurance in GA.

SR22 Insurance Georgia: Frequently Asked Questions

How much is SR-22 insurance in Georgia?

The average cost for the SR22 filing is a $25 fee added onto an existing policy. Check with your insurance company to see what they charge.

How do I get SR22 Insurance in GA?

If you are currently insured, call your insurance company and ask them if they offer SR22 filings, this will be the cheapest option rather than taking out a new policy just for the SR22 insurance in GA. If you are not insured, shop insurance companies to see what rate they can provide you.

What is an SR22?

SR-22 is a Certificate of Financial Responsibility which is added onto a policy, and requires the insurance company to report your insurance to the state.

What happens if I let my Insurance lapse?

If you let your insurance (SR22) lapse, you will need to reinstate your insurance policy and your time required to carry the SR22 may start over.

How to obtain an SR22 without owning a vehicle?

If you do not own a vehicle, you can still purchase liability insurance. In Georgia, you can purchases a Non Owners policy which will cover you for liability only, and you can add the SR22 filing to that policy.

Other Helpful links
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These are some of our other website links that are often looked at by others! Incase you plan to move to one of the States above and want to know more about SR22 insurance in that state! Of course never hesitate to reach out to one of our A Plus Agents or to check out our main insurance page for more help!

Last Updated on by Alexis Karapiperis