AUTO – COLORADO
INSURANCE CANON CITY
Since Cannon City straddles the Arkansas river, it has become a popular destination for whitewater rafting, sightseeing, and rock climbing. With a small population, comes with its perks for Insurance prices! The smaller an area, there is generally less crime, less accidents, less claims, etc. which means cheaper Insurance prices for everyone!
Canon City Weather and Driving conditions
Canon City, CO originates from the Spanish word can~on or canyon as it developed as a supply point for nearby mines. It sits at an elevation of 5,343 where you can enjoy camping and hiking. You will find that the summers are there are very hot, and the winters are very dry and cold. It is mostly partly cloudy all year round. The temperatures will vary anywhere from 22 degrees to 89 degrees.
| Canon City, Colorado |
|---|
| Summer High: the July high is around 90 degrees |
| Winter Low: the January low is 18.6 |
| Rain: averages 14.6 inches of rain a year |
| Snow: averages 33 inches of snow a year |
Insurance Canon City rating factors
Ever get an auto quote and wonder why your rates may be higher than you would think? Or wonder what things affect your rates?
As shown below, you can see we have listed Rating Factors that affect your insurance rates. There are quite a few factors, but the question is how much they affect your rates. The things that are going to have a high impact on your rates are you driving record, any major violations, and your credit history.
Keep checking out the chart below to see some others.
| Factor | Rate Impact |
|---|---|
| Driving record | High |
| Marital Status | Medium |
| Insurance History | Medium |
| Education | Low |
| Credit history | High |
| lien holder | None |
| Major Violations (DUI, DWI, etc.) | High |
| vehicle safety features | Medium |
| How many drivers per vehicles listed | medium |
| How long have you owned the vehicle | Low |
Cheapest liability insurance rates in Canon City
As you can see on the chart below, we composed a list of some auto insurance companies that A Plus works with in Canon City.
This list is showing what kind of rates each company gives for the cheapest liability coverages. Liability is coverage that is required to have if you are a motorist on the roads.
Dairyland comes in first with the rate of $90.00 and Progressive right behind it at $105.00.
Check out the rest of the list to see the others and their rates. You can even contact your agent to help you more with this topic.
| Rank | Company | Average Price |
|---|---|---|
| 1 | Dairyland (Viking) | $90.00 |
| 2 | Progressive | $105.00 |
| 3 | The General | $110.00 |
| 4 | Bristol West | $111.00 |
| 5 | Travelers | $111.00 |
| 6 | Mendota | $116.00 |
| 7 | Liberty Mutual | $139.00 |
Insurance companies we represent in Canon City
In order to provide you with the best auto insurance rates, we use quite a few different insurance companies. The wide variety allows us to fit your needs and price range by being able to offer different companies and their prices.
We made a list below of some of the companies we represent in Canon City.
| Insurance Companies in Canon City, Colorado that we represent |
|---|
| Progressive |
| ASI |
| USLI |
| Mendota |
| Bristol West |
| The General |
| Assurance America |
| Foremost Star |
| Dairyland |
| Travelers |
| Orion 181 |
| Suncoast |
| Gainsco |
| Victory |
| Best Choice |
| Safeway |
Why do Insurance prices vary depending upon location, and surrounding areas?
Well, Insurance companies look at risk factors, and they need to asses the area to fully calculate a risk – you, the insured, being the risk.
Cannon City’s population is considered pretty low compared to big, booming cities, and as a result of that there are less automobile accidents. Less accidents lead to less claims, less claims result in ‘low risk’ for Insurance companies; which is exactly what they want. So, by everyone doing their part to stay safe driving on the road, even in the occasional snowy circumstances, everyone’s insurance premium will stay low and cost effective. If the number of accidents/claims in Cannon City are on the rise, you will slowly start to see the cost of insurance increase.
Keep Cannon City safe and affordable by doing your part and driving with caution!
Last Updated on by Amanda Moss