AUTO
Auto Insurance Centennial
Consistently rated one of the safest cities in Colorado, Centennial residents enjoy a high quality of life with excellent schools, a wide variety of recreational opportunities and great neighborhoods.
- Auto Insurance Centennial Cheapest Liability Rates
- Auto Insurance Centennial Discounts from Each Company
- Auto Insurance Centennial Nearby Cities and Neighborhoods
- What are the cheapest full coverage auto insurance?
- How Age and Gender Affects Your Auto Insurance Centennial Rates
- What factors affect Auto Insurance rates in Centennial?
- How can A Plus Insurance help me save on Auto Insurance in Centennial?
- How much does Car Insurance Cost in Centennial?
- Questions about Auto Insurance in Centennial? Call us at 1.888.445.2793.
Auto Insurance Centennial Cheapest Liability Rates
Out of the seven insurance companies we work with in Colorado, here are the cheapest for auto liability Centennial insurance.
Dairyland, also known as Viking, averages around $85 and Travelers is on the higher end at $135.
Bristol West, Mendota, and The General are all three very competitive insurance carriers, a mere difference in dollars. All of these offer different discounts which can save customers money in their pockets. Who doesn’t want that?
Home Owners discounts can be applied if you own your home and your name is only the deed. Renting usually does not provide any discount. This typically lowers your premium $5/month on average depending upon the company.
| Rank | Company | Average price |
| 1 | Dairyland (Viking) | $85.00 |
| 2 | Progressive | $86.00 |
| 3 | Bristol West | $100.00 |
| 4 | Mendota | $102.00 |
| 5 | The General | $103.00 |
| 6 | Liberty Mutual | $135.00 |
| 7 | Travelers | $135.00 |
Auto Insurance Centennial Discounts from Each Company
You’ll notice below that both The General and Gainsco offer the same discounts. Having ‘no accidents and/or violations’ can save you hundreds in car insurance vs someone with a hefty driving record. Most companies offer a ‘safe driving discount’ on top of having a good driving history. Other discounts for Auto Insurance Centennial Colorado include a Pay in Full and continuous insurance discount. If you have been insured for at least 6 months, with no longer than 31 days lapse, this continuous insurance discount may be applied to you.
Ask your insurance agent what other discounts you may qualify for that could potentially be applied, thus lowering your premium.
|
The General
|
Gainsco
|
| Multi Vehicle | Auto Pay |
| No Accidents or Violations | Multi Vehicle |
| Married | No Accidents or Violations |
| Auto Pay | Continuous Insurance |
| Paid in Full | Homeowners |
| Homeowners | Married |
| Continuous Insurance | Paid in Full |
Auto Insurance Centennial Nearby Cities and Neighborhoods
Nearby neighborhoods in Centennial include Willow Creek and Cherry Knolls. Nearby towns include Parker, and Littleton Colorado. You may have noticed your premium increase or decrease when updating your address after moving. This is because insurance rates vary upon your zip code. Especially the zip code changes and you need auto insurance centennial rates.
A heavily populated place with more drivers on the road typically results in a larger amount of car accidents and claims. This causes the rates to increase for these towns/cities and their nearby neighborhoods.
| Neighborhoods in Centennial, Colorado | Cities Near Centennial | Zip Codes in Centennial |
| Willow Creek | Littleton, CO | 80015 |
| Parkborough | Southglenn, CO | |
| Cherry Knolls | Parker, CO | |
| Columbine, CO |
What are the cheapest full coverage auto insurance?
Looking for the cheapest full coverage auto insurance in Centennial? We’ve got you covered. Understanding the importance of comprehensive coverage at an affordable rate, we’ve compared rates from top carriers to find you the best deals. Check out our breakdown below to see which provider offers the most competitive rates for full coverage in Centennial:
- Progressive: Known for its competitive rates, Progressive offers full coverage policies tailored to your needs. With options for discounts like multi-policy and snapshot, you can save even more.
- Dairyland: Providing reliable coverage at budget-friendly rates, Dairyland is a top choice for Centennial residents seeking full protection without breaking the bank.
- Gainsco: Offering affordable full coverage options, Gainsco ensures you get the protection you need without sacrificing quality service.
With these options, you can find the cheapest full coverage auto insurance that meets your needs and budget in Centennial.
How Age and Gender Affects Your Auto Insurance Centennial Rates
Many people are unaware of factors that impact their insurance rates. Statistics show that female drivers drive safer than males. Of course, this means female insurance rates will be lower than a male’s insurance rates. Age is a large factor as well. Like most aspects in life, our rates and benefits get better as our age increases. Check out the average rates below.
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Centennial, CO has a population of 110,831 people, of that 83,984 are adults driving on the road with an average daily drive time of 26 minutes/day.
What factors affect Auto Insurance rates in Centennial?
Auto Insurance rates in Centennial can be influenced by factors such as your driving history, the type of vehicle you drive, your coverage needs, and more. A Plus Insurance can provide personalized guidance on how to get the best rates.
How can A Plus Insurance help me save on Auto Insurance in Centennial?
A Plus Insurance shops multiple carriers to find you the most affordable Auto Insurance rates in Centennial. Our team compares options to ensure you get the coverage you need at the best rates available in the market.
How much does Car Insurance Cost in Centennial?
The cost of Car Insurance in Centennial varies based on factors like your driving history, vehicle type, and coverage needs. Contact us at 1.888.445.2793 for personalized quotes and information tailored to your specific situation.
Questions about Auto Insurance in Centennial? Call us at 1.888.445.2793.
If you have specific questions or need assistance with Auto Insurance in Centennial, call us at 1.888.445.2793. Our dedicated team is ready to provide expert guidance and support tailored to your insurance needs.
For more information or to get a quote, call us at 1.888.445.2793.
Last Updated on by Marlon Moss