Violations and How They Impact Your Oregon Motorcycle Insurance Rates
When you have any violation on your record, you can expect your auto insurance rates to be a little higher for your Oregon motorcycle insurance. Depending on what kind of violation you get, can depend on how long they can impact your rates for. Look at the list below to see the violations and how long they can affect you.
Violation Name
Major, Minor, or Non-Moving
How Long it Will Affect Your Insurance Rates
At Fault Accident
Major
5 Years
Running a Traffic Light or Stop Sign
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to Use Turn Signal
Minor
3 Years
No Proof of insurance
Non Moving
NA*
Parking
Non Moving
NA*
Crossing over a Center Divider
Minor
3 Years
Reckless Driving
Major
5 Years
DUI
Major
10 Years
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Non-At-Fault Accident
Minor
NA*
Driving without a License
Major
3 Years
If you have a motorcycle and love to ride on scenic roads, then Oregon is the perfect place to do that! Its known as one of the country’s BEST motorcycle roads because of its scenic diversity and the scenic alone.
And when they say scenic diversity, they mean it. You will experience the shores of the Pacific Ocean, ride through the Cascade mountains, and then the gorgeous Columbia River and end in the eastern part of the state which you will see the River Canyons!
Now as free as this sounds, all that beauty comes at a cost. And that is Oregon’s motorcycle insurance laws. Here are some of the laws…
Oregon’s Motorcycle Insurance Laws
The motorist will have to acquire liability insurance of 25/50/20
All motorists are required to wear a helmet by DOT
The owner is required to register the bike and display the license plate on the bike
All riders must have their license and proof of possession on them
And the owner of the bike must have a valid motorcycle endorsed or instruction permit
Oregon Motorcycle Insurance Equipment Laws
There are also some laws to take into consideration about the equipment that will make your motorcycle street legal. The insured motorist must have these things below…
Rear red reflector and one white light to make the license plate visible
A rearview mirror and one horn
One white headlight that is always kept on
Fenders one each of the wheels
At least one brake that is operated by hand or foot
A valid license plate that is mounted correctly on the back of the bike and must be able to read easily
Functional turn signals
And an exhaust system that works and constantly operating so that it prevents visible emissions and reduce noise levels.
Other than that, it will all be well worth enjoying your scenic ride on your bike covered with Oregon Motorcycle Insurance provided by A Plus Insurance!
This car insurance agency was the best I’ve...read moreThis car insurance agency was the best I’ve used so far! I was able to find the best quote for what I could afford. Marlon, the agent who helped me was really professional and friendly. During this stressful time in my life, I found this company to be extremely helpful. Customer service was over and beyond my expectation.
Notes:married student 26 quote Discounted liability only young driver MI Prior insurance Safeco Driving an Infinityread less
Mua S.
6/23/2022
My agent was extremely informative, and super nice!...read moreMy agent was extremely informative, and super nice! Made it very easy to buy my insurance at a very affordable rate!read less
Jawad K.
8/21/2021
My agent jola was very helpful and answerd...read moreMy agent jola was very helpful and answerd all my questions and made the process very easyread less
Chuy M.
7/21/2019
Katie was very informative and helpful to a...read moreKatie was very informative and helpful to a new bee like me!! She worked with me on getting the best insurance possible and made my day!! Thanks Katie ⭐️⭐️⭐️⭐️⭐️read less
Jordan L.
5/14/2022
Great rates on SR22
bud l.
11/21/2021
Marlon was awesome. Great asset to your company...read moreMarlon was awesome. Great asset to your company wonderful personread less
candi b.
2/08/2023
Crystal is the real deal! Very professional and...read moreCrystal is the real deal! Very professional and walked me through the whole process. Helped me saved money with both our cars. You go girl☺️read less
Saofaialo S.
7/21/2020
I filled out an online request to compare...read moreI filled out an online request to compare quotes and Katie quickly contacted me and secured a low rate for my auto insurance. I'm very pleased with the professionalism and courtesy provided by my insurance broker.read less
Jacquelyn B.
7/21/2021
I got an auto-policy and some quotes for...read moreI got an auto-policy and some quotes for renter's insurance from Lauren McKenzie. She was very extremely friendly and got me set up with a rate much better than I was expecting (especially as an under 25 male). The process was super quick and I would highly recommend their services to anyone!read less
Nathan W.
7/21/2019
She was friendly, knowledgeable, and got us what...read moreShe was friendly, knowledgeable, and got us what we needed in a timely manner. Very easy to work with.read less
Chaz B.
7/21/2021
The lady I talked to was great.
Notes: ...read moreThe lady I talked to was great.
Notes: young Female 44 quote reasonable broad form high risk Pennsylvania Prior insurance Geico Insurance for tickets with no vehicleread less
Orlando M.
6/21/2022
Kystal and Lauren (hope i spelled the names...read moreKystal and Lauren (hope i spelled the names right!) made my experience getting insurance not only easy, quick, and efficient but also pleasant! Thank you again!read less
Erik J.
7/21/2019
This the single best experience I've ever had...read moreThis the single best experience I've ever had insuring a vehicle. Katie, my agent, explained everything in great detail, gave me the best available options, answered all my questions, and sent all the documentation I needed within minutes.read less
E J.
9/21/2021
insurance notes: first time Business owner 28...read moreinsurance notes: first time Business owner 28 purchase online truck insurance quotes Colorado Prior insurance Nationwide Infinityread less
Stephanie V.
5/21/2022
I was very stressed about getting insurance before...read moreI was very stressed about getting insurance before I moved and she made it so easy and not stressful at all.
Insurance policy notes: Liability only 2014 Buick, married Homeowner 31 value Discounted car insurance by phone AZ Prior insurance: Sentry read less
Christin A.
7/14/2022
Great customer service and very helpful with explaining...read moreGreat customer service and very helpful with explaining different policy options. Would definitely recommend.read less
Shawn A.
7/21/2020
She did an amazing job… thank you so...read moreShe did an amazing job… thank you so much very helpfulread less
Muhammad A.
1/21/2022
Awesome customer service, AAAAA+++++Thank you again
Georgi W.
7/21/2020
Very friendly also informational and really searches for...read moreVery friendly also informational and really searches for the lowest rate they can find good deal.
Notes:
Married Homeowner looking to obtain Liability insurance online Greenville SC prior insurance with Geico, Ford f150read less
Jay J.
7/21/2019
Veronica was very pleasant as well as professional....read moreVeronica was very pleasant as well as professional. Most definitely knew how to do her job proficiently. I will definitely use her again in 6 months when its time to renew my policy.read less
Embry B.
7/04/2022
I kept looking for quotes online and could...read moreI kept looking for quotes online and could only find $200+ until I talked to Jola who ended up getting me started at $145. Saved me lots of time and money!read less
Reighan K.
7/21/2019
Marlon and the entire staff really listened to...read moreMarlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!read less
Clinton F.
7/14/2022
Just received coverage on both of my vehicles,...read moreJust received coverage on both of my vehicles, Crystal was super awesome! Thanks guysread less
J L.
7/21/2019
Notes:
married motorist age 29 finds Direct...read moreNotes:
married motorist age 29 finds Direct vehicle insurance with multiple lines in AZ Prior insurance Viking :Mitsubishi and SR22 filingread less