Violations and How They Impact Your Oregon Motorcycle Insurance Rates
When you have any violation on your record, you can expect your auto insurance rates to be a little higher for your Oregon motorcycle insurance. Depending on what kind of violation you get, can depend on how long they can impact your rates for. Look at the list below to see the violations and how long they can affect you.
Violation Name
Major, Minor, or Non-Moving
How Long it Will Affect Your Insurance Rates
At Fault Accident
Major
5 Years
Running a Traffic Light or Stop Sign
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to Use Turn Signal
Minor
3 Years
No Proof of insurance
Non Moving
NA*
Parking
Non Moving
NA*
Crossing over a Center Divider
Minor
3 Years
Reckless Driving
Major
5 Years
DUI
Major
10 Years
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Non-At-Fault Accident
Minor
NA*
Driving without a License
Major
3 Years
Oregon Motorcycle Insurance
If you have a motorcycle and love to ride on scenic roads, then Oregon is the perfect place to do that! Its known as one of the country’s BEST motorcycle roads because of its scenic diversity and the scenic alone.
And when they say scenic diversity, they mean it. You will experience the shores of the Pacific Ocean, ride through the Cascade mountains, and then the gorgeous Columbia River and end in the eastern part of the state which you will see the River Canyons!
Now as free as this sounds, all that beauty comes at a cost. And that is Oregon’s motorcycle insurance laws. Here are some of the laws…
Oregon’s Motorcycle Insurance Laws
The motorist will have to acquire liability insurance of 25/50/20
All motorists are required to wear a helmet by DOT
The owner is required to register the bike and display the license plate on the bike
All riders must have their license and proof of possession on them
And the owner of the bike must have a valid motorcycle endorsed or instruction permit
Oregon Motorcycle Insurance Equipment Laws
There are also some laws to take into consideration about the equipment that will make your motorcycle street legal. The insured motorist must have these things below…
Rear red reflector and one white light to make the license plate visible
A rearview mirror and one horn
One white headlight that is always kept on
Fenders one each of the wheels
At least one brake that is operated by hand or foot
A valid license plate that is mounted correctly on the back of the bike and must be able to read easily
Functional turn signals
And an exhaust system that works and constantly operating so that it prevents visible emissions and reduce noise levels.
Other than that, it will all be well worth enjoying your scenic ride on your bike covered with Oregon Motorcycle Insurance provided by A Plus Insurance!
Lauren was awesome, cool, collective and to the...read moreLauren was awesome, cool, collective and to the point with all the information I needed to get the process completed aswell as getting me some pretty appealing qoutes.Ty very much!read less
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7/21/2021
Katie Sopko was excellent and provided excellent service...read moreKatie Sopko was excellent and provided excellent service and is very knowledgable and helpful!read less
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7/21/2021
Ya know my agent was hella helpful and...read moreYa know my agent was hella helpful and super Courteous. Definitley recommended anyone getting insurance through themread less
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7/21/2021
amazing
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7/17/2022
Crystal that was AMAZING!! Thank you, love being...read moreCrystal that was AMAZING!! Thank you, love being apart of the reviewread less
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3/15/2023
Katie did a great job with me! Got...read moreKatie did a great job with me! Got me a great insurance policy for a good price, all in a professional and timely manner. Thanks!read less
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7/21/2020
I worked with Lauren McKenzie for my quote....read moreI worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie. Thanksread less
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5/15/2022
Liability only insurance for a great price Notes: Bargain auto insurance with Falcon on...read moreNotes: Bargain auto insurance with Falcon on a 2011 Chevy Equinox. One driver, two excluded - no proof of prior but eft discount applied. Coverage in Colorado - other products offered: Boat insurance and ATVread less
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7/07/2022
Very easy to work with! Explained everything and...read moreVery easy to work with! Explained everything and left me with little questions. And the questions I did have were answered completely.read less
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9/15/2022
Marlon was fantastic! Helped me when I needed...read moreMarlon was fantastic! Helped me when I needed it the most! I couldn’t have asked for a better person to help me get the insurance I needed.read less
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2/02/2023
My agent, Katie, was so patient and understanding...read moreMy agent, Katie, was so patient and understanding with me while I took forever getting documents together for my quote- she really went out of her way to accommodate me. I look forward to working with her in the future, especially if this is the type of service I can expect!read less
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6/14/2022
Lauren was very knowledgeable. Found me a rate...read moreLauren was very knowledgeable. Found me a rate at a third of the price. Would recommend to others!read less
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7/21/2020
A Plus insurance is awesome! Great people, friendly...read moreA Plus insurance is awesome! Great people, friendly and helpful. Crystal helped me save money with a new policy. I recommend A Plus to anyone needed insurance.read less
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8/30/2023
Understanding to my situation empathetic and I...read moreUnderstanding to my situation empathetic and I could tell she appreciated my business I would be referring my friends there for sureread less
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11/21/2021
Crystal helped me and she was amazing!! You...read moreCrystal helped me and she was amazing!! You guys are so blessed to have her on your Team. Thanks girl! You rock! Don’t changeread less
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6/13/2023
Lauren Mckenzie was very helpful and patient. She...read moreLauren Mckenzie was very helpful and patient. She accomplished everything I needed and was very easy to work with. Thank you!read less
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7/21/2020
Very helpful, and super friendly!
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7/21/2021
They make it easy, get you the best...read moreThey make it easy, get you the best price and are great people to deal withread less
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7/21/2020
Great experience, very helpful and patient and understanding
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10/13/2022
Excellent customer service and stayed in contact with...read moreExcellent customer service and stayed in contact with me through the whole process,loved it it was an excellent experience as far as buying car insuranceread less
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3/18/2023
Alexandra is absolutely amazing! She is great!
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8/05/2022
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3/01/2023
Jola was awesome. She answered all of my...read moreJola was awesome. She answered all of my questions and explained insurance to me in a really easy way to understand. She helped me get all the discounts and least expensive plan for my situation. Would recommend 👌🏼read less
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7/21/2020
I spoke with Alexandra on the phone, she...read moreI spoke with Alexandra on the phone, she was professional and kind and efficient, and answered any questions I had with tact and confidence.read less
