Violations and How They Impact Your Oregon Motorcycle Insurance Rates

When you have any violation on your record, you can expect your auto insurance rates to be a little higher for your Oregon motorcycle insurance. Depending on what kind of violation you get, can depend on how long they can impact your rates for. Look at the list below to see the violations and how long they can affect you.

Violation Name	Major, Minor, or Non-Moving	How Long it Will Affect Your Insurance Rates
At Fault Accident	Major	5 Years
Running a Traffic Light or Stop Sign	Minor	3 Years
Improper Lane use	Minor	3 Years
Failure to Use Turn Signal	Minor	3 Years
No Proof of insurance	Non Moving	NA*
Parking	Non Moving	NA*
Crossing over a Center Divider	Minor	3 Years
Reckless Driving	Major	5 Years
DUI	Major	10 Years
Failure to Stop for a Pedestrian Side walk	Minor	3 Years
Non-At-Fault Accident	Minor	NA*
Driving without a License	Major	3 Years

If you have a motorcycle and love to ride on scenic roads, then Oregon is the perfect place to do that! Its known as one of the country’s BEST motorcycle roads because of its scenic diversity and the scenic alone.

Oregon’s Motorcycle Insurance Laws

Oregon Motorcycle Insurance Equipment Laws

There are also some laws to take into consideration about the equipment that will make your motorcycle street legal. The insured motorist must have these things below…

• A minimum at least of these items:
• Minimum Liability Insurance Coverage
• Red taillight with a stop lamp
• Rear red reflector and one white light to make the license plate visible
• A rearview mirror and one horn
• One white headlight that is always kept on
• Fenders one each of the wheels
• At least one brake that is operated by hand or foot
• A valid license plate that is mounted correctly on the back of the bike and must be able to read easily
• Functional turn signals
• And an exhaust system that works and constantly operating so that it prevents visible emissions and reduce noise levels.

Other than that, it will all be well worth enjoying your scenic ride on your bike covered with Oregon Motorcycle Insurance provided by A Plus Insurance!

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Last Updated on March 2, 2023 by Amanda Moss