- Oregon Homeowners Insurance
- Average Cost For Homeowners Insurance In Oregon (By City)
- Bundling Options with Homeowners Insurance in Oregon
- Oregon Homeowners Insurance By Company
- Best Homeowners Insurance By Company In Oregon
- Oregon Homeowners Insurance: Who has the lowest cost?
- Most Common Causes For Homeowners Loss And Claims (Nationwide)
- Cheapest Homeowners Insurance (By City) In Oregon
- Rating Factors For Homeowners Insurance In Oregon
- Oregon Homeowners Insurance Which Companies Offer
- Frequently Asked Questions about Oregon Homeowners Insurance
- What types of homeowners insurance coverage does A Plus Insurance offer in Oregon?
- How can I obtain a homeowners insurance quote in Oregon from A Plus Insurance?
- Why choose A Plus Insurance for homeowners insurance in Oregon?
- What We Do at A Plus Insurance
Average Cost For Homeowners Insurance In Oregon (By City)
Here are some average costs for Homeowners Insurance listed by City in Oregon. It can be helpful to see average rates, as you can see certain locations are cheaper than others.
| City | Price |
|---|---|
| Fairview | $1,248.00 |
| La Grande | $1,413.00 |
| Rockcreek | $1,268.00 |
| West Linn | $1,174.00 |
| Hayesville | $1,299.00 |
| Wilsonville | $1,366.00 |
| Oak Hills | $1,346.00 |
| Hillsboro | $1,357.00 |
| Gresham | $1,226.00 |
| Cottage Grove | $1,317.00 |
| Cedar Mill | $1,235.00 |
| Independence | $1,288.00 |
| Sherwood | $1,163.00 |
| Ashland | $1,199.00 |
| Astoria | $1,174.00 |
| Eagle Point | $1,387.00 |
| Lake Oswego | $1,254.00 |
| Coos Bay | $1,203.00 |
| Springfield | $1,240.00 |
| Tualatin | $1,163.00 |
| Cedar Hills | $1,239.00 |
| Portland | $1,407.00 |
| Forest Grove | $1,127.00 |
| Sandy | $1,216.00 |
| McMinnville | $1,343.00 |
| Bend | $1,359.00 |
| Central Point | $1,302.00 |
| Lincoln City | $1,223.00 |
| Albany | $1,330.00 |
| Four Corners | $1,298.00 |
| Altamont | $1,147.00 |
| Oak Grove | $1,338.00 |
| The Dalles | $1,150.00 |
| Happy Valley | $1,316.00 |
| Tigard | $1,351.00 |
| Florence | $1,112.00 |
| Molalla | $1,408.00 |
| Ontario | $1,201.00 |
| Sweet Home | $1,400.00 |
| Cornelius | $1,301.00 |
| Newberg | $1,103.00 |
| Bethany | $1,287.00 |
| Eugene | $1,237.00 |
| Klamath Falls | $1,374.00 |
| Milwaukie | $1,247.00 |
Bundling Options with Homeowners Insurance in Oregon
Oregon Homeowners Insurance- You know bundling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? Look at some ideas below!
| Motorcycle |
| ATV |
| Life |
| Auto |
| Boat |
| Business |
| Umbrella |
| RV |
| Health |
Oregon Homeowners Insurance By Company
Oregon Homeowners Insurance– Homeowners rates can be different by city, state and company. Here are some companies with great AM ratings, check them out to see some rates!
| Company | Homeowners ($250,000) |
|---|---|
| American Family Insurance | $1,439 |
| Allstate | $1,320 |
| USAA | $1,532 |
| Chubb | $1,486 |
| Progressive | $1,505 |
| Liberty Mutual | $1,298 |
| Nationwide Mutual | $1,451 |
| MetLife Inc. | $1,301 |
| Hartford Financial Services | $1,429 |
| Auto-Owners Insurance | $1,313 |
| Travelers Companies Inc. | $1,317 |
| Erie Insurance | $1,351 |
| Farmers Insurance Group | $1,481 |
Best Homeowners Insurance By Company In Oregon
Having a great and the best company to insure your home is so important! We have listed below some of those great and highly rated companies for your Homeowners Insurance!
| Company | AM Best |
|---|---|
| Liberty Mutual | A |
| State Farm | A++ |
| American Family | A |
| USAA | A++ |
| MetLife | A- |
| American International | A- |
| Nationwide | A |
| Auto-Owners Insurance | A |
| Farmers Insurance | A |
| Chubb | A |
| Allstate | A+ |
| Travelers | A++ |
| Progressive | A+ |
| Hartford Financial | A+ |
Oregon Homeowners Insurance: Who has the lowest cost?
Just because you want the best coverages for you home, doesn’t mean you want to pay a whole lot. Here are some companies that have the best and lowest prices on Homeowners Insurance in Oregon!
| Company | Rank |
|---|---|
| Company | Rank |
| Allstate Corp. | 1 |
| American Family | 2 |
| Chubb | 3 |
| American International | 4 |
| Auto-Owners | 5 |
| Progressive | 6 |
| Nationwide | 7 |
| Liberty Mutual | 8 |
| Hartford | 9 |
Most Common Causes For Homeowners Loss And Claims (Nationwide)
By having homeowners insurance you are protecting yourself from the day to day unknown. There are so many things that can cause a loss to your home, so it’s good to be protected!
| Injuries |
| Loss of Use |
| Fire |
| Vandalism |
| Power surge |
| Water Damage |
| Lightning |
| Hail |
| Wind |
| Theft |
Cheapest Homeowners Insurance (By City) In Oregon
We wanted to help you see who has the cheapest Homeowners Insurance rates in each city in Oregon. Check out your city and see who it is!
| City | Price |
|---|---|
| Beaverton | USAA |
| Newport | USAA |
| West Haven-Sylvan | Farmers |
| Canby | Liberty Mutual |
| Lake Oswego | Travelers |
| Newberg | Progressive |
| Eagle Point | Travelers |
| Central Point | Progressive (ASI) |
| Grants Pass | American Family |
| Klamath Falls | American Family |
| Lincoln City | State Farm |
| La Grande | Liberty Mutual |
| Damascus | Travelers |
| North Bend | Progressive |
| Molalla | Progressive |
| Oak Grove | Allstate |
| Hayesville | USAA |
| Gresham | State Farm |
| Portland | Farmers |
| Fairview | Travelers |
| Bull Mountain | Progressive |
| Oak Hills | Farmers |
| Dallas | Amica |
| Medford | Progressive |
| Keizer | NationWide |
| Forest Grove | Travelers |
| Tualatin | American Family |
| Woodburn | NationWide |
| West Linn | Progressive |
| Ontario | Progressive (ASI) |
| Redmond | State Farm |
| Tigard | Liberty Mutual |
| Cedar Mill | Allstate |
| Happy Valley | NationWide |
| Milwaukie | USAA |
| White City | Travelers |
| Monmouth | Liberty Mutual |
| Lebanon | Progressive |
| Corvallis | Chub |
| Albany | Allstate |
| Rockcreek | American Family |
| Salem | Progressive |
| Eugene | Chub |
| Troutdale | Progressive (ASI) |
| Oatfield | Travelers |
Rating Factors For Homeowners Insurance In Oregon
Wonder what kind of questions or factors affect your Homeowners Insurance rates? Here are some common factors that determine what your rate could look like.
| Upgrades to Wiring plumbing |
| Home liability limits |
| Dog breed |
| Home-based business |
| Swimming pool or hot tub |
| Location |
| Insurance score |
| Protection Class Proximity to fire station |
| Age of Home |
| Deductible |
| Credit history |
| Claims |
| Roof condition |
Oregon Homeowners Insurance Which Companies Offer
Did you just purchase a home in Oregon? We made it easy for you and listed a few companies that offer Homeowners there!
| Company | Homeowners Offered |
|---|---|
| Progressive | yes |
| Auto-Owners | yes |
| Farmers Insurance | yes |
| American Family | yes |
| Liberty Mutual | yes |
| MetLife Inc. | yes |
| Nationwide | yes |
| American International | yes |
| Travelers | yes |
| USAA | yes |
| State Farm | yes |
| Allstate Corp. | yes |
| Chubb | yes |
| Hartford | yes |
Criteria for Determining Eligibility for Home and Auto Insurance Discounts
-
Good Credit Score
A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
Key Benefit: Eligible for up to 20% in premium discounts.
Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us -
Safe Driving Record
Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
Key Benefit: Potential savings of up to 30% for safe drivers.
Call us at 1.888.445.2793 to see how much you could save. Text Us -
Claims-Free History
If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
Key Benefit: Save up to 15% on premiums.
Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us -
Home Safety Features
Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
Key Benefit: Discounts of up to 10% for home safety improvements.
Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us
Frequently Asked Questions about Oregon Homeowners Insurance
What types of homeowners insurance coverage does A Plus Insurance offer in Oregon?
A Plus Insurance offers a variety of homeowners insurance coverage options in Oregon. Our policies include protection for dwellings, personal property, liability, and more. We work with multiple carriers to ensure you get the best rates and coverage tailored to your needs.
How can I obtain a homeowners insurance quote in Oregon from A Plus Insurance?
Requesting a homeowners insurance quote in Oregon is easy. Simply call our dedicated team at 1.888.445.2793 to speak with one of our experts. We’ll guide you through the process and help you find the best coverage at competitive rates.
Why choose A Plus Insurance for homeowners insurance in Oregon?
A Plus Insurance is your trusted partner for homeowners insurance in Oregon. We prioritize customer satisfaction, offer personalized service, and diligently compare rates to find the most competitive options in the market. Call us at 1.888.445.2793 to experience the A Plus Insurance difference.
For personalized assistance, call us at 1.888.445.2793.
Here’s What Our Clients Say About Us
A Plus Insurance
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss