Oregon Auto And Home Insurance
Liability Insurance requirements for Keizer
The state minimum liability requirements in Keizer, Oregon are $25,000 per person, up to $50,000 per accident and $20,000 for property damage. This is often written as 25/50/20. The first two parts are for bodily injury protection. This means if there are multiple passengers, it will be covered up to $50,000. Say one person has $10,000 in medical, the other has $15,000 and the third has $25,000 – as long as one individual does not go over the $25,000. Lastly, property damage would cover for the vehicle, or another object up to $20,000.
|State||Minimum Coverage Requirements||Average Cost for Minimum Liability Coverage|
Liability and full coverage in Keizer
What is liability? Liability is what protects others, from you. Your liability pays out for the other party, and same with their liability. Liability is required and the basics of your insurance policy. From there, you can start adding on additional coverages tailored to fit your needs. Generally, people carry only liability if a vehicle is over 10 years of age, and full coverage if a vehicle is newer or you are financing.
|Average Annual Insurance Rates in Keizer|
|Liability Insurance rates in Keizer||Liability State Average|
|Full Coverage Insurance in Keizer||Full Coverage CO average|
Keizer Weather and Driving conditions
Below you will see the average weather conditions in Keizer, Oregon. It is important to always be mindful of the driving conditions, and prepare accordingly. For instance, if it is pouring rain outside, there could be a risk for potential hydro planning, or if it is cooler out, the roads could start to freeze causing black ice. Always be mindful of your surroundings, and give yourself more time to get to your destination if needed.
|Summer High: the July high is around 82 degrees|
|Winter Low: the January low is 36|
|Rain: averages 40 inches of rain a year|
|Snow: averages 4 inches of snow a year|
SR22 Insurance in Keizer
When you are needing to get an SR22, keep in mind that not every insurance company file with it and the cost of filing will be different with each company. We have made a chart below of some of the insurance carriers in Keizer, Oregon and how much the filing fee is and if they even file it or not.
|Below is amount the amounts company adds to the premium to file the SR22 with the state.|
|Company||Average (SR22 Fee)|
|State Farm||SR22 Not available|
|Travelers||SR22 Not available|
OUR PHILOSOPHY ON CHEAP CAR INSURANCE KEIZER, OREGON
We Listen, We Serve, We Educate more
We have a “No Pressure” approach
We shop more companies to find the lowest rates
We can handle most all your insurance needs
Honest enough to say “we might not be your cheapest option”
We limit spending on marketing to pass the savings on to you
Save on Your Car Insurance!
Keizer Oregon is located in Marion County, towards the North West portion of the state of Oregon. Conveniently located on the 45th parallel, Keizer is located halfway between the Equator and the North Pole. It is beautiful place to live and had spectacular drives for the auto owner.
What is your Favorite place to drive in Oregon? What is your favorite car, truck, classic vehicle, or motorcycle to drive when you are on the highway? The best vehicle to drive or ride is one that is covered with the right insurance!
Do you need an SR22 to drive to the beautiful Oregon beach? Do you need full coverage to drive to your next backpacking adventure? Call us on a moments notice to get the coverage you need to be legal and more importantly safe! Do you need roadside assistance? Adding Roadside assistance to the average auto policy only add roughly $2 per a month!
Keizer Oregon Insurance was pioneered by brothers, T.D. and J.B Keizer during the Wagon Train of 1843. Donated land claims were later filed by the families to help found the town. Nestled in the Willamette Valley, and located near banks of the Willamette River, Keizer Oregon has had several floods that created massive damage throughout its beginning. With the building of the dams in the 1950’s, Keizer has started to flourish. While driving through the quaint surroundings and of their neighbors, Salem Oregon, Woodburn Oregon, and Silverton, you will need to make sure you have the proper coverage for your insurance.
In the State of Oregon, it is mandatory that everyone legally operating a vehicle, motorcycle, or RV (recreational vehicle) must have liability limits that meet or exceed the state minimum. The state minimum liability limits for Oregon is 25/50/20, which means there is $25,000 per person, up to $50,000 per accident of bodily injury protection, and up to $20,000 in property damage protection.
Staying in Oregon? Go exploring!
Upon exploring this beautiful area, you may decide to, or currently already do, reside in the Willamette Valley. If that is the case then you would want to protect your investment by insuring your home. In certain areas of Keizer, and other areas the are on the banks of the Willamette River, you may also need to carry flood insurance protection with your homeowners insurance.
Finding an insurance broker can help you shop multiple companies for auto, home, motorcycle, boat, ATV, RV and business insurance. Our agents are happy to help. We are licensed in multiple states. Give us a call and a friendly knowledgeable agent will help you today
858 New Terrance Ct NE
Keizer, OR 97303
Or Give us a Call
Phone: (503) 983-7005