- Hanahan Insurance: Best Broadform/NonOwners Car Insurance
- Best Full Coverage Auto Insurance in Hanahan, SC
- Hanahan Insurance: Best SR22 Rates
- Hanahan Insurance: Best Liability Only Auto Rates
- Hanahan Insurance: Best Auto Rates With Bundle / Homeowners Discount
- Best Auto Insurance For Female drivers in Hanahan, SC
- Does Insurance follow the car or driver in South Carolina?
- Hanahan Insurance: Best Car Insurance For Male Drivers
- Tips and Tricks to getting Hanahan Insurance
- Frequently Asked Questions About Hanahan Auto Insurance
- INSURANCE SERVICES WE OFFER
Hanahan Insurance: Best Broadform/NonOwners Car Insurance
A broadform or a non-owners policy can be a cheaper option when needing liability only
To get the best broadform or non-owners quote, shop around for the best option for you. In Hanahan, SC Progressive offers the cheapest rates.
| Car Insurance Company | Average Cost |
|---|---|
| Progressive Insurance | $93 |
| Dairyland | $113 |
| The General | $118 |
| Mendota Ins. Company | $135 |
| Bristol West | $163 |
Best Full Coverage Auto Insurance in Hanahan, SC
There is no one insurance policy that covers “everything.”
Many people ask what full coverage actually covers. Comprehensive and Collision make up full coverage. Comprehensive coverage covers thing like fire, theft, vandalism, impact with an animal, while Collison coverage covers impact with a vehicle or an object.
Things like medical payments, roadside assistance, rental coverage, etc. are extra.
| Car Insurance Company | Average Cost |
|---|---|
| National General | $120 |
| Progressive Insurance | $137 |
| Nationwide | $142 |
| Mendota Ins. Company | $149 |
| Allstate | $151 |
Hanahan Insurance: Best SR22 Rates
An SR22 Insurance is a state filing added to an insurance policy
SR22 Insurance is not always expensive. In fact, what makes rates expensive are your traffic violations…not the actual SR22 itself. Your rates will mostly depend on where you live, the coverage you need, and your driving record.
| Car Insurance Company | Average Cost |
|---|---|
| The General | $93 |
| National General | $98 |
| AssuranceAmerica | $99 |
| Progressive Insurance | $102 |
| Geico | $104 |
Hanahan Insurance: Best Liability Only Auto Rates
South Carolina State Liability Minimum Requirements: 25/50/25
The state minimum requirements for South Carolina is $25,000 / $50,000 / $25,000. These limits would offer the cheapest option for you in Hanahan, SC. So if you are literally looking for the “cheapest insurance,” liability only is usually the way to go.
| Car Insurance Company | Average Cost |
|---|---|
| Dairyland | $82 |
| Progressive Insurance | $93 |
| Mendota Ins. Company | $94 |
| The General | $95 |
| National General | $96 |
| AssuranceAmerica | $103 |
Hanahan Insurance: Best Auto Rates With Bundle / Homeowners Discount
Bundling: Purchasing multiple insurance polices from one company
Discounts are a great way to save on your auto insurance. A commonly missed discount is the bundle discount offered by some companies. Bundling is combining two or more policies with the same insurance company.
| Car Insurance Company | Average Cost |
|---|---|
| Car Insurance Company | Average Cost |
| Dairyland | $124 |
| National General | $132 |
| 21st Century | $140 |
| Progressive Insurance | $140 |
| AssuranceAmerica | $142 |
| Nationwide | $143 |
| The General | $147 |
| Bristol West | $153 |
| Mendota Ins. Company | $155 |
Best Auto Insurance For Female drivers in Hanahan, SC
Statistics show at age 35, women start seeing higher rates than men
Why do females pay less than males for auto insurance? It is generally cheaper due to statistical information between the gender, and the amount of insurance claims when compared to male drivers.
| Car Insurance Company | Average Cost |
|---|---|
| Nationwide | $129 |
| 21st Century | $138 |
| National General | $139 |
| Acceptance RTR | $140 |
| GAINSCO | $142 |
| Mendota Ins. Company | $144 |
| Dairyland | $146 |
| AssuranceAmerica | $149 |
Does Insurance follow the car or driver in South Carolina?
In South Carolina, auto insurance typically follows the car rather than the driver. This means that the insurance policy covering a specific vehicle will generally apply regardless of who is driving it, as long as the driver has permission to use the vehicle. However, it’s essential to review the terms and conditions of your insurance policy to understand any specific provisions or exclusions regarding drivers and coverage. Additionally, certain circumstances, such as when someone borrows your car with your permission, may impact coverage and liability. Therefore, it’s advisable to consult with your insurance provider to ensure you have a clear understanding of how your coverage applies in different situations.
Hanahan Insurance: Best Car Insurance For Male Drivers
Statistics show men account for 68 to 70% of car accidents
As shown above, males account for a high percentage of car accidents worldwide. For this reason males will pay higher rates in comparison to female drivers.
Car Insurance Company | Average Cost |
|---|---|
| Dairyland | $153 |
| Progressive Insurance | $153 |
| AssuranceAmerica | $157 |
| Mendota Ins. Company | $159 |
| Acceptance RTR | $160 |
| Bristol West | $164 |
| The General | $164 |
| GAINSCO | $166 |
Tips and Tricks to getting Hanahan Insurance
- Shop Around: Don’t settle for the first insurance quote you receive. Take the time to compare quotes from multiple insurance providers to find the best coverage options and rates that suit your needs.
- Bundle Policies: Many insurance companies offer discounts if you bundle multiple insurance policies, such as auto and home insurance, with the same provider. Ask about bundle discounts to potentially save money on your premiums.
- Maintain a Good Credit Score: In many states, including South Carolina, insurance companies use credit scores as a factor in determining insurance premiums. Maintaining a good credit score can help you qualify for lower insurance rates.
- Consider Higher Deductibles: Choosing a higher deductible for your insurance policies can lower your premiums. Just make sure you can afford the out-of-pocket expenses in the event of a claim.
- Drive Safely: Your driving record plays a significant role in determining your auto insurance rates. Avoid traffic violations and accidents to maintain a clean driving record and qualify for lower insurance premiums.
- Ask About Discounts: Inquire with insurance companies about available discounts. Common discounts may include safe driver discounts, discounts for completing defensive driving courses, or discounts for certain safety features on your vehicle.
- Review Coverage Needs Annually: Your insurance needs may change over time, so it’s essential to review your coverage annually to ensure you have adequate protection. Life events such as buying a home, getting married, or having children may warrant adjustments to your insurance policies.
- Consider Independent Agents: Independent insurance agents work with multiple insurance companies and can provide you with quotes from various providers. They can help you compare coverage options and find the best policy for your needs.
- Ask About SR-22 Insurance: If you have a history of driving violations or convictions, inquire about SR-22 insurance, which is a certificate of financial responsibility required by some states. Not all insurers offer SR-22 filings, so it’s essential to find one that does if needed.
- Review Policy Exclusions: Be sure to review policy exclusions and limitations carefully to understand what is and isn’t covered by your insurance policies.
| Impact on rates | Discounts Available |
| Mild | Multi Policy |
| High | Paid in Full |
| High | Advanced Quote |
| High | Auto Pay |
| High | No Accidents or Violations |
| Very High | Continuous Insurance |
| Mild | Paperless Discount |
| Mild | Multi Vehicle |
| Mild | Military |
Frequently Asked Questions About Hanahan Auto Insurance
Q1: What types of auto insurance coverage are available in Hanahan?
A1: In Hanahan, you can find various types of auto insurance coverage, including liability insurance, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and more. The specific coverage you need depends on your individual circumstances and preferences.
Q2: How can I save money on my Hanahan auto insurance premiums?
A2: There are several ways to save money on your Hanahan auto insurance premiums. Consider bundling your auto insurance with other policies, maintaining a clean driving record, increasing your deductible, and exploring available discounts like safe driver discounts and multi-policy discounts.
Q3: What factors should I consider when choosing auto insurance in Hanahan?
A3: When choosing auto insurance in Hanahan, consider factors such as your coverage needs, budget, the reputation and financial stability of the insurance provider, customer reviews, and the level of customer service. It’s essential to find a policy that offers the right balance of coverage and affordability.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Hanahan, SC at a Glance: Helpful Information
Hanahan Zip Codes: 29406 | 29410
Nearby Cities: Ladson, SC | North Charleston, SC | Goose Creek, SC
Neighborhoods In Hanahan, SC: Berkeley Hills, Highland Park, Goose Creek
Last Updated on by Marlon Moss