Insurance carriers
that work for you

Which carrier do you write the most business with?

Progressive is our highest-volume carrier by a wide margin. Of our 6,788 policies sold in 2024–2025, 2,934 were placed with Progressive — more than double our next highest carrier. In Colorado alone, Progressive accounts for 917 of our 2,071 in-state policies. While they are picked often, we have plenty of great carrier options like GEICO, Mendota, Bristol West and others available to match your coverage needs best.

For non-standard or high-risk placements, Mendota (1,352 policies) and Bristol West (784 policies) are our next highest-volume carriers.

What does auto insurance actually cost in Colorado Springs?

Based on our 862 actual Colorado Springs policies from 2024–2025, here is what clients paid on average. These averages can be used to get an idea for 2026 trends:

• Auto – Liability Only: avg $125/month · 372 policies
• Auto – Full Coverage: avg $274/month · 281 policies
• Auto – Broad Form: avg $102/month · 83 policies
• Non-Owners: avg $81/month · 39 policies
• Motorcycle: avg $54/month · 20 policies
• Renters: avg $18/month · 44 policies

Your actual rate depends on your driving record, vehicle, credit, and coverage selections.

Which carriers do you use for SR-22 and high-risk drivers?

For SR-22 filings and non-standard auto in Colorado, our most commonly used carriers are Mendota, Bristol West, Dairyland, The General, and GAINSCO. Mendota is our top SR-22 carrier in Colorado with 368 in-state policies averaging $138/month — typically our most affordable option for drivers with violations, lapses, or credit challenges. Most SR-22 policies can be bound same-day with immediate state filing.

Do you only serve Colorado, or other states too?

Colorado is our largest market — 2,071 of our 6,788 policies in 2024–2025 were written here, with Colorado Springs (862 policies) as our single busiest city. But we are licensed and active in 35 states. Other markets by volume include South Carolina (283 policies, avg $205/month), North Carolina (117), Virginia (59), Arizona (54, avg $99/month), Florida (47), and Alaska (42).

What types of coverage do you sell most often?

Ranked by volume from our 2024–2025 sold policy data:

1. Auto – Liability Only — avg $126/month
2. Auto – Full Coverage — avg $274/month
3. Non-Owners Insurance — avg $90/month
4. Auto – Broad Form — avg $100/month
5. Motorcycle — avg $47/month
6. Renters Insurance — avg $20/month
7. RV Insurance — avg $65/month
8. Homeowners — avg $131/month

What is broad form insurance and who is it for?

Broad form insurance covers the driver, not a specific vehicle. It extends liability protection to any car you operate, whether you own it or not. It is popular with drivers who frequently borrow vehicles, drive but do not own a car, or want simple low-cost coverage without tying a policy to a specific vehicle.

Our data shows an average of $100/month across 497 policies. Bristol West and Dairyland are our primary broad form carriers.

Can you write renters, motorcycle, and RV policies too?

Yes. Our 2024–2025 sold data covers all of these:

• Renters insurance — nationwide avg $20/month. In Colorado Springs, avg $18/month. Often bundled with auto for a multi-policy discount.
• Motorcycle insurance — nationwide avg $47/month. In Colorado Springs, avg $54/month. Primary carriers: Progressive, Dairyland, Bristol West.
• RV insurance — nationwide avg $65/month. In Colorado Springs, avg $62/month.

How do Colorado rates compare to other states?

Based on our actual 2024–2025 sold policy data, average monthly premiums across all coverage types by state:

• Texas — avg $232/month
• South Carolina — avg $205/month
• Alaska — avg $164/month
• Colorado — avg $157/month
• Virginia — avg $151/month
• Florida — avg $127/month
• North Carolina — avg $123/month
• Arizona — avg $99/month

These are just a few of our state averages. We serve 35 states in total.