Nebraska Liability Insurance
Cheap Car Insurance in Nebraska

Affordable Nebraska Liability Insurance

Minimum Liability Insurance for Nebraska: 25/50/25

Nebraska Liability Insurance: Is Nebraska a at Fault State?

Most states are required Liability and Since Nebraska is a comparative fault state, each driver involved in an accident is assigned a percentage of the fault. Although that does mean that both drivers can be found at fault, it also means that a driver may still be able to recover damages if found partially at fault.

  • $25,000 in bodily injury coverage per person
  • $50,000 in bodily injury coverage per accident
  • $25,000 in property damage coverage

Cost for Liability only in Nebraska (by city)

CityPrice
Dakota City$97.00
Imperial$86.00
Omaha$101.00
West Point$92.00
Schuyler$90.00
Minden$89.00
Kimball$108.00
Gordon$99.00
Valentine$92.00
South Sioux City$104.00
Offutt AFB$94.00
Scottsbluff$108.00
La Vista$95.00
Stanton$93.00
Bellevue$91.00
Waverly$96.00
Norfolk$104.00
Crete$91.00
Mitchell$99.00
Superior$104.00
Plattsmouth$96.00
Bridgeport$91.00
Wahoo$91.00
Fremont$105.00
Hartington$87.00
Chalco$106.00
Tekamah$110.00
Madison$92.00
Gretna$104.00
Lexington$94.00
Seward$89.00
Sidney$94.00
Beatrice$103.00
Chadron$93.00
Central City$105.00
Pierce$110.00
Holdrege$92.00
Gothenburg$90.00
Fairbury$100.00
Aurora$98.00
Ainsworth$101.00
Hickman$102.00
Kearney$103.00
Cozad$108.00
Geneva$90.00
Gering$89.00
Wayne$110.00
Papillion$106.00
Bennington$107.00
Ord$96.00
McCook$90.00

Nebraska Liability Insurance: Nebraska auto insurance

Like most states, Nebraska requires liability insurance for coverage. Liability insurance is coverage that protects the insured from any risks like lawsuits or claims from injuries or damages.

Not including the requirement of liability, you have an open option to many other coverages. Below you’ll be able to have a better understanding of the coverages and price ranges with the carrier.

Nebraska Liability Insurance
2024 nebraska liability insurance

Who has the lowest liability price in Nebraska (by city)

CityPrice
O’NeillProgressive
OrdLiberty Mutual
PlattsmouthGeico
RalstonFarmers
TekamahGeico
SewardGeico
BlairThe General
BeatriceThe General
MindenThe General
HickmanLiberty Mutual
SuperiorProgressive
FairburyProgressive
FremontNational General
La VistaProgressive
AllianceLiberty Mutual
GeringBristol West
LexingtonProgressive
WahooProgressive
YorkThe General
Central CityNational General
South Sioux CityThe General
NorfolkProgressive
WayneProgressive
SchuylerProgressive
PierceThe General
West PointGeico
MilfordGeico
North PlatteFarmers
AuburnThe General
SyracuseProgressive
WilberProgressive
AinsworthProgressive
HartingtonBristol West
McCookBristol West
ColumbusThe General
KearneyFarmers
BellevueBristol West
Dakota CityProgressive
GothenburgDairyland*
Grand IslandLiberty Mutual
ValleyGeico
CreteProgressive
Broken BowProgressive
Nebraska CityGeico
OgallalaBristol West
ChadronLiberty Mutual
CozadLiberty Mutual
HoldregeLiberty Mutual
BridgeportGeico
Falls CityGeico
BenningtonProgressive
GordonBristol West
StantonNational General
ImperialThe General
GretnaGeico
St. PaulLiberty Mutual
GenevaProgressive
PapillionBristol West
LincolnProgressive
ValentineGeico
OmahaFarmers
HastingsThe General
ScottsbluffProgressive
Offutt AFBThe General
WaverlyProgressive
TecumsehProgressive
MitchellLiberty Mutual
David CityThe General

Nebraska Liability Insurance: Nebraska Auto Insurance

All Coverages You Can Add to Your Policy for Extra Protection

Nebraska Liability Insurance
2024 nebraska liability insurance

Liability Insurance: means “responsibility” Liability helps pay out when you are responsible for an accident. (required)

Collison Insurance: when there is a collision with another vehicle there is damage to the property regardless of whose fault it is. (not required)

Personal Injury Protection: this coverage is to help with any expenses that make the individual responsible for their own injuries in an accident regardless of fault. (not required)

Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)

Comprehensive Insurance:  can help pay the costs of damage to your car for non-collision related claims, which can be road damage, hail, rock, etc. (not required)

Medical Payments Insurance: this coverage will help if there are any medical bills that needed to be paid due to an accident. (not required)

Keep in mind that not all coverages are required just liability but doesn’t hurt to want more protection for the vehicle and your safety as well.

Nebraska Liability Insurance: Cheapest Car Insurance

CarrierLiability Full Coverage
National General$80$144
The General$83$178
Progressive$105$154
Assurance America$110$182
Mendota$110$152
USAA$118$171
Dairyland$120$211
Farmers$121$167
Geico$127$182
Bristol West$128$161
American Family$133$172
State Farm$137$179
21 Century$139$156
Acceptance RTR$141$158
Safeco$144$195
Gainsco$147$182
Travelers$149$164
Liberty Mutual$151$184
Nationwide$159$143
State Auto$163$199
Allstate$180$178

Keep in mind that the prices listed aren’t permanent they are a rough estimate of what you could expect in Nebraska auto insurance

Unsure if you Need Full Coverage In Nebraska?

If you’re unsure about what fits best for you being Full coverage or Liability, This calculator here can help decide what might be best for you!

Should I Get Full CoverageCalculator


Should I upgrade to full coverage in Nebraska (by city)

CityPrice
Grand Island$155
Norfolk$146
Ord$181
Stanton$155
Gordon$170
Imperial$173
Ogallala$149
Omaha$161
Superior$151
Valley$150
Minden$155
Waverly$151
Auburn$181
Sidney$168
Falls City$164
Bellevue$165
Alliance$147
Nebraska City$174
Chadron$146
Holdrege$168
Hastings$163
Schuyler$156
York$182
Syracuse$179
McCook$154
Wilber$146
Milford$178
Ainsworth$150
Ralston$175
Kimball$169
La Vista$174
O’Neill$181
Beatrice$177
Mitchell$159
Gering$155
North Platte$178
Papillion$147
Ashland$163
Fairbury$165
Fremont$182
Columbus$152
Chalco$168
Crete$152
Hickman$182
Scottsbluff$158
Bridgeport$175
Plattsmouth$174
Madison$168
Tecumseh$162

Nebraska Auto Insurance: Discount Calculator

You also might be eligible for discounts depending on the carrier, but you can see for yourself if discounts could apply to you to be able to add to your policy.

Insurance Discount Calculator


What is Nebraska Liability Insurance?

Nebraska Liability Insurance is a type of insurance coverage that provides financial protection in case you are responsible for injuries or damage to other people or their property in an accident. It is mandatory for all Nebraska drivers to have this insurance.

How Much Liability Insurance Do I Need in Nebraska?

The minimum liability insurance requirements in Nebraska are typically expressed as 25/50/25, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. However, it’s advisable to discuss your specific needs with an insurance agent to determine the right coverage for you.

How Can I Get Nebraska Liability Insurance?

To get Nebraska Liability Insurance, you can contact a licensed insurance agent like us. We can help you find the right policy that meets the state’s requirements and your personal needs. Feel free to call us at 1.888.445.2793 for expert guidance and a free insurance quote.

What is the minimum liability insurance in Nebraska?

The minimum liability insurance in Nebraska typically includes coverage limits of 25/50/25, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. You will also need uninsured motorist coverage at the same limits. It’s essential to meet these minimum requirements to comply with state law, but you may consider higher coverage for better protection.

Additional Helpful LInks

Additional Nebraska Insurance
Nebraska SR22 Insurance
Homeowners Insurance in Nebraska
Nebraska Motorcycle Insurance
Nebraska DMV
Nebraska Auto Insurance

INSURANCE SERVICES WE OFFER

Welcome Center Free Auto Insurance Quote
2024 nebraska liability insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Welcome Center Homeowners And Renters Insurance
2024 nebraska liability insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Welcome Center Other Insurance Quotes
2024 nebraska liability insurance

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on by Camron Moss

Spread the love
Scroll to Top