Homeowners Insurance Greer SC: Finding the best coverage

Greer SC Home Insurance

greer sc home insurance

If the Lord’s willin’ and the creek don’t rise, A Plus Insurance will find you affordable, and quality Homeowners Insurance!

Which Insurance Company has the best rates for Greer SC Home Insurance?

To save you some valuable time on your home insurance shopping journey, we listed the cheapest companies to choose from below!

CompanyRank
Farmers Insurance1
Nationwide2
MetLife Inc.3
Auto-Owners4
Liberty Mutual5
American International6
Chubb7
American Family8
Progressive9
Greer SC Home Insurance


Which companies offer Greer SC Home Insurance?

Did you just purchase a home in Greer SC? We made it easy for you and listed a few companies that offer Homeowners there!

CompanyHomeowners Offered
MetLife Inc.yes
USAAyes
Auto-Ownersyes
State Farmyes
Hartfordyes
Farmers Insuranceyes
Travelersyes
American Internationalyes
Progressiveyes
American Familyyes
Allstate Corp.yes
Chubbyes
Liberty Mutualyes
Nationwideyes
Greer SC Home Insurance

Greer SC Home Insurance Discounts You Need to Know About!

Everyone wants discounts where they can get them! Did you know that there are numerous ways you can get discounts on your homeowners insurance? Discounts available are always different based on the company you are dealing with. Some offer more than others. Others offer much less, or maybe just a few. If you are shopping around for home insurance, be sure to ask each agent about discounts. Saving a few bucks where we can is always worth a little extra time! We have listed some below for you to check out!

Gated community
Smoke detector (monitored)
EFT
Non-smoking discount
Upgraded roof
Upgraded plumbing
Home monitoring / Bruglar
New home discount
Married discount
Bundling Multiple Polices
Greer SC Home Insurance

Products to bundle with Greer SC Home Insurance

You know bundling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? If you are a homeowner, chances are you may own a few toys! Whether you finance or own toys like motorcycles, RV, Boat, or an ATV, rates may not be as high as one might think! Bundling your policies gives you an opportunity to save, but also peace of mind! We all breathe a bit easier with a blanket of protection. Look at some more ideas below!

ATV
RV
Boat
Umbrella
Business
Motorcycle
Health
Auto
Life
Greer SC Home Insurance

Most common Causes for Loss and claims for Greer SC Home Insurance (and nationwide)

By having homeowners insurance you are protecting yourself from the day to day unknown. Water damage is one of the most common reasons for home insurance claims. This damage can occur by means of a loose or damaged washing machine hose, bathtub or shower edge leaks, toilet issues, refrigerator leaks, hot water heater leaks, and roof damage. Theft is unfortunately an inevitable reality in the world we live in. A big tip to prevent theft- if you own a home with a garage avoid parking your car in the driveway with your garage opener inside. This provides a smooth opportunity for a thief to gain entrance into your home! There are so many other things that can cause a loss to your home, so it’s good to be protected!

Injuries
Other Weather related
Theft
Water Damage
Vandalism
Lightning
Loss of Use
Hail
Fire
Wind
Greer SC Home Insurance

Why Your Policy Might be so High: Rating factors for Greer SC Home Insurance

Many things go into making up homeowners insurance rates. Things that can strongly affect your odds of being denied coverage, or higher rates are: Dog breed, an unfenced swimming pool, trampoline, and proximity to the closest fire station. These things are often seen as high risk liability factors to insurers. Some of these factors are listed below for your review.

Protection Class Proximity to fire station
Home liability limits
Upgrades to Wiring plumbing
Dog breed
Deductible
Swimming pool or hot tub
Roof condition
Wood-burning stoves
Claims
Insurance score
Credit history
Value of home Replacement cost
Age of Home
Home-based business
Greer SC Home Insurance

Greer SC Homeowners Insurance: Do You Know What Your Insurance Covers?

Maryland Home owners Insurance
Click here for your quick guide on what damages are ACTUALLY covered by homeowners insurance.

How Much Is Greer SC Home Insurance? Rates by company

Of course, homeowners insurance rates vary per each company. Why not get multiple quotes at once to compare your options? When shopping for homeowners insurance, you should consider more than just cost. A home insurance company’s financial status, company ratings, and customer reviews are a big indication of who you should trust to protect your home.

CompanyHomeowners ($250,000)
Liberty Mutual$1,453
State Farm$1,366
USAA$1,521
Hartford Financial Services$1,265
Chubb$1,447
Erie Insurance$1,327
Travelers Companies Inc.$1,509
MetLife Inc.$1,385
Progressive$1,291
Farmers Insurance Group$1,507
Auto-Owners Insurance$1,423
American Family Insurance$1,262
Nationwide Mutual$1,370
Allstate$1,313
Greer SC Home Insurance

Greer SC Home Insurance Most Frequently Asked Questions

What is the average cost of homeowners insurance in Greer SC?

Greer SC yearly premium for home insurance is $1,118. The South Carolina average yearly premium is $1,269.

Is homeowners insurance required in Greer SC?

Home Insurance is not required in South Carolina. Typically, if you are financing your home, home insurance will be required by your lender.

What is the Greer SC homeowners tax credit?

A tax credit is available to homeowners who pay more than 5% of their gross income for their home insurance. There is a maximum of $1,250.

Questions About Homeowners Insurance In Another State?


Insurance varies greatly from state to state. Click on your state to find out more specifics about homeowners insurance.

AL AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

Or If You’re Ready…

If you have all the information you need, get a homeowners quote now!

Other Guides to the Best Insurance Rates in Greer SC

Best Auto Insurance in South Carolina
Cheapest SR22 Insurance In South Carolina
Motorcycle Insurance In South Carolina: Best Rates

Last Updated on by Veronica Moss