Arizona Insurance

Auto, SR22, non owner, homeowners, renters, motorcycle, and specialty options. We help you pick the right limits and deductibles.

You must meet state minimums for bodily injury and property damage. Many drivers choose higher limits for better protection.

Yes… the at fault driver’s liability coverage pays for injuries and damage up to the policy limits.

Compare fault rules and coverages in our Auto Insurance Comparison.

Yes… update your address and garaging location. We reshop rates to match Arizona rating and registration needs.

Same day in most cases. We email and text ID cards and declarations once your policy is bound.

Progressive, Nationwide, Travelers, Safeco, Bristol West, Foremost, and others… availability varies by profile.

Carrier context in Bristol West and Foremost.

Liability only covers others if you cause a crash… full coverage adds comprehensive and collision for your vehicle.

Yes… we add them to your policy and shop discounts to soften the cost.

A non owner policy can keep you insured while borrowing or renting vehicles… exclusions apply for regular access cars.

Learn how non owner works in our Non Owners guide.

Yes… expect surcharges. We reshop multiple carriers to find the best fit while you rebuild your record.

No… bikes need a motorcycle policy. We quote Harley, Yamaha, Kawasaki, and more with liability and optional comp and collision.

Yes… we send digital ID cards and binders immediately after payment.

See what appears on proof cards in this guide.

After certain violations or suspensions… the state may require ongoing proof of financial responsibility.

Yes… many drivers use a non owner policy with SR22 to stay licensed.

Often around three years… always follow the exact term set by the state or court.

Understand filings in SR22 vs FR44.

Often yes… we offset increases by shopping multiple carriers and applying every discount you qualify for.

Yes… we time the switch so the filing stays continuous with no lapse.

Set autopay, keep a valid card on file, and notify us before changes. A lapse can trigger suspension and restart the term.

Compare carriers and plans in our comparison hub.

Dwelling, other structures, personal property, loss of use, liability… with optional endorsements for special risks.

Wind and hail are typically covered… wildfire often is as well. Flood is separate through NFIP or private markets.

Consider it if you live in or near a flood zone or monsoon-prone area… lenders may require it.

Home insights and coverage thinking in West Virginia Homeowners.

Renters covers personal property and liability… it does not insure your vehicle. Storage units may need special limits or endorsements.

Yes… multi policy savings are common and can offset teen driver or SR22 costs.

Autopay, paid in full, paperless, prior insurance, safe driver, homeowner, multi vehicle… availability varies by carrier.

See how discounts affect totals in our comparison guide.

Reshop carriers, adjust deductibles, take defensive driving if allowed, and keep a clean record over time.

Often yes for low mileage and careful driving… we advise which carrier program fits you best.

Usually yes… paid in full and autopay discounts can reduce total cost.

Carrier examples and filings in National General.

Driver info, address, prior insurance, VIN or vehicle details, incidents… we can begin with basics and fill gaps later.

File with your carrier, share photos and police report if available, then choose a shop or network option as directed by your policy.

Yes… we send digital cards within minutes of binding so you always have proof on your phone.

See card details in this proof of insurance article.

At renewal, after a life change, or 30 to 45 days before an SR22 term ends… we will reshop for savings.