- Other Services We Have To Offer
- How to Get an Insurance Quote in Arizona?
- What You Need to Know About Liability-Only Auto Insurance in Arizona?
- Understanding Full Coverage Auto Insurance Quotes in Arizona!
- Arizona Insurance Quotes for High-Risk Drivers
- How to Save on Insurance Quotes in Arizona?
- Motorcycle Insurance Options in Arizona: What Riders Need to Know?
- Renters Insurance in Arizona: Protect Your Personal Belongings!
- Finding Competitive Homeowners Insurance Quotes in Arizona
- Finding Competitive Homeowners Insurance Quotes in Arizona
- How to Save on Insurance in Arizona with Bundling?
- How to File a Home or Auto Insurance Claim in Arizona?
- How To Get A Quote
- Frequently Asked Questions about Insurance Quotes in Arizona
- What information do I need to get insurance quotes in Arizona?
- How can I compare insurance quotes effectively in Arizona?
- Do you need assistance obtaining insurance quotes in Arizona?
- Who has the Best Homeowners Insurance quote in Arizona?
Other Services We Have To Offer
How to Get an Insurance Quote in Arizona?
Need an insurance quote in Arizona? Whether you’re in Phoenix, Tucson, or anywhere in the state, getting a fast and affordable quote is simple.
What Do You Need for an Arizona Insurance Quote?
To get an accurate quote, have this information ready:
- Vehicle details (make, model, year)
- Driving history (accidents, violations)
- Current insurance policy (if applicable)
- ZIP code (rates vary by location)
How Much Does Insurance Cost in Arizona?
Arizona car insurance rates vary based on driving history, coverage level, and discounts. On average:
- Full coverage: Around $1,300 per year
- Minimum liability: Around $580 per year
Call or Text for a Free Arizona Insurance Quote
Want the cheapest Arizona insurance rates? Call or text us now for a free quote. It’s quick, easy, and personalized to your needs!
What You Need to Know About Liability-Only Auto Insurance in Arizona?
Looking for liability-only auto insurance in Arizona? This coverage is the minimum insurance required by law, helping cover injuries and property damage if you’re at fault in an accident.
What Does Liability Insurance Cover?
Liability insurance helps pay for:
- Bodily injury – Medical bills, lost wages, and legal fees if you injure someone in an accident.
- Property damage – Repairs to another person’s vehicle or damaged property, like fences or buildings.
Arizona’s Minimum Liability Insurance Requirements
In Arizona, drivers must carry at least:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
This is often written as 25/50/15 coverage. If you don’t have at least this amount, you could face fines, license suspension, and higher insurance rates.
Is Liability-Only Coverage Right for You?
Liability-only insurance is best for drivers with older cars or those looking for the cheapest auto insurance in Arizona. However, it won’t cover your own vehicle if you’re in an accident. If you want protection for your car, consider full coverage insurance instead.
Get a Free Arizona Liability Insurance Quote
Need affordable liability auto insurance in Arizona? Call or text us now for a free quote! We’ll help you find the best coverage at the lowest price
Arizona State Minimum Liability Requirements for Car Insurance
| Coverage Type | Minimum Requirement |
|---|---|
| Bodily Injury (per person) | $25,000 |
| Bodily Injury (per accident) | $50,000 |
| Property Damage | $15,000 |
It’s crucial to consider that while meeting the state minimum requirements allows you to drive legally, it might not always provide sufficient protection, especially in serious accidents. Therefore, many drivers opt for higher coverage limits to protect themselves more comprehensively against potential financial losses.
Below is a list of Insurance Quotes in Arizona – Liability Only By City
| City | Price |
|---|---|
| Florence | $86.00 |
| Picture Rocks | $96.00 |
| Casa Grande | $89.00 |
| Mesa | $95.00 |
| Flowing Wells | $108.00 |
| New Kingman-Butler | $96.00 |
| Catalina Foothills | $108.00 |
| Flagstaff | $105.00 |
| Lake Havasu City | $95.00 |
| Sun City West | $89.00 |
| Gold Canyon | $89.00 |
| Glendale | $86.00 |
| Nogales | $110.00 |
| Payson | $93.00 |
| Somerton | $93.00 |
| Sahuarita | $108.00 |
| Fort Mohave | $100.00 |
| Tuba City | $94.00 |
| Corona de Tucson | $92.00 |
| Tucson | $103.00 |
| Gilbert | $91.00 |
| Kingman | $94.00 |
| Sun City | $86.00 |
| Surprise | $92.00 |
| Paradise Valley | $103.00 |
| Chandler | $104.00 |
| Buckeye | $92.00 |
| New River | $87.00 |
| Sierra Vista | $100.00 |
| Drexel Heights | $94.00 |
| Apache Junction | $99.00 |
| Prescott Valley | $108.00 |
| San Tan Valley | $96.00 |
| Verde Village | $93.00 |
| Arizona City | $103.00 |
| Fortuna Foothills | $90.00 |
| Oro Valley | $98.00 |
| Tucson Estates | $107.00 |
| Rio Rico | $100.00 |
| Casas Adobes | $88.00 |
| Sedona | $91.00 |
| El Mirage | $99.00 |
| Anthem | $105.00 |
| Sun Lakes | $100.00 |
| Winslow | $103.00 |
| Bullhead City | $87.00 |
| Yuma | $99.00 |
| Maricopa | $92.00 |
| Phoenix | $101.00 |
| Prescott | $103.00 |
| Eloy | $86.00 |
| Saddlebrooke | $102.00 |
| Peoria | $86.00 |
| Show Low | $88.00 |
| Avondale | $93.00 |
| Fountain Hills | $86.00 |
| Cottonwood city | $101.00 |
| Golden Valley | $93.00 |
Understanding Full Coverage Auto Insurance Quotes in Arizona!
Looking for full coverage auto insurance in Arizona? This type of policy goes beyond basic liability, helping protect your vehicle, your finances, and your peace of mind.
What Does Full Coverage Auto Insurance Include?
Full coverage typically combines:
- Liability insurance – Covers injuries and property damage you cause to others.
- Collision coverage – Pays for repairs or replacement if your car is damaged in an accident.
- Comprehensive coverage – Covers theft, vandalism, weather damage, and other non-collision incidents.
Optional Coverages for Extra Protection
While not required in Arizona, these options can provide added security:
- Uninsured/Underinsured motorist coverage – Protects you if the at-fault driver has little or no insurance.
- Medical payments coverage – Helps cover medical expenses for you and your passengers.
- Rental reimbursement – Pays for a rental car while yours is being repaired.
- Roadside assistance – Covers towing, jump-starts, and other emergency services.
How Much Does Full Coverage Auto Insurance Cost in Arizona?
Rates vary based on your driving history, location, and vehicle type. On average, Arizona drivers pay around $1,300 per year for full coverage, though discounts may lower your cost.
Get a Full Coverage Auto Insurance Quote by Call or Text
Want affordable full coverage auto insurance in Arizona? Call or text us now for a free quote and compare your best options!
Below is a list of Insurance Quotes in Arizona – Full Coverage by City.
| City | Price |
|---|---|
| Eloy | $173 |
| Tanque Verde | $150 |
| Cottonwood city | $171 |
| Gold Canyon | $160 |
| Sun City | $160 |
| Anthem | $163 |
| Tuba City | $159 |
| Golden Valley | $169 |
| Marana | $147 |
| Florence | $168 |
| Surprise | $167 |
| Somerton | $181 |
| Sun Lakes | $151 |
| Yuma | $149 |
| Green Valley | $163 |
| Goodyear | $156 |
| Fortuna Foothills | $154 |
| Drexel Heights | $174 |
| Phoenix | $168 |
| Saddlebrooke | $173 |
| Catalina Foothills | $161 |
| Fort Mohave | $163 |
| Sahuarita | $170 |
| San Tan Valley | $168 |
| Show Low | $147 |
| Tempe | $182 |
| Nogales | $166 |
| Flowing Wells | $164 |
| Tucson | $159 |
| Valencia West | $149 |
| Apache Junction | $162 |
| Kingman | $150 |
| Lake Havasu City | $160 |
| Sierra Vista Southeast | $159 |
| Winslow | $174 |
| Vail | $162 |
| Arizona City | $162 |
| Verde Village | $175 |
| Rio Rico | $166 |
| Fountain Hills | $159 |
| Douglas | $163 |
| Mesa | $165 |
| Casas Adobes | $163 |
| Scottsdale | $157 |
| Payson | $153 |
| Peoria | $167 |
| Buckeye | $153 |
| Prescott | $168 |
| New River | $157 |
| Queen Creek | $165 |
| Sierra Vista | $177 |
| Sun City West | $162 |
| Flagstaff | $149 |
| Catalina | $163 |
| Corona de Tucson | $153 |
| Safford | $160 |
| Picture Rocks | $179 |
| Prescott Valley | $159 |
| Coolidge | $146 |
| Maricopa | $168 |
| New Kingman-Butler | $147 |
| El Mirage | $175 |
Why Chose A Plus Insurance?
Arizona Insurance Quotes for High-Risk Drivers
Need car insurance in Arizona as a high-risk driver? If you’ve had accidents, traffic violations, or even an SR-22 requirement, you might face higher premiums—but that doesn’t mean you can’t find affordable coverage.
Who Is Considered a High-Risk Driver?
Insurance companies may classify you as high risk if you have:
- Accident history – Multiple at-fault crashes on record.
- Traffic violations – Speeding tickets, reckless driving, or DUI convictions.
- SR-22 requirement – Proof of financial responsibility due to serious infractions.
- Lapsed insurance coverage – Gaps in your policy history.
- Poor credit score – Some insurers use credit as a pricing factor.
How Can High-Risk Drivers Find Affordable Insurance?
Even with a high-risk status, you can lower your rates by:
- Comparing multiple insurance companies – Some specialize in high-risk policies.
- Looking for discounts – Safe driving programs, multi-policy bundling, or usage-based insurance can help.
- Improving your driving record – Avoiding violations and accidents over time.
Get an Arizona High-Risk Insurance Quote by Call or Text
Need SR-22 insurance or high-risk auto coverage? Call or text us now for a free quote. We’ll help you find the cheapest rates available!
Notice the difference between a person with and without an SR22 on their policy.
| Insurance Company | Monthly Premium Without SR22 | Monthly Premium With SR22 |
|---|---|---|
| Progressive | $100 | $120 |
| Dairyland | $85 | $105 |
| National General | $90 | $110 |
| Allstate | $95 | $115 |
| Bristol West | $88 | $108 |
| Mendota | $80 | $100 |
How to Save on Insurance Quotes in Arizona?
Looking for ways to lower your insurance rates in Arizona? Many insurance companies offer discounts that can help you save money on your auto, home, or bundled policies.
Common Insurance Discounts in Arizona
Here are some of the best ways to reduce your premium:
- Multi-Policy Discount – Save by bundling your auto and home insurance.
- Good Driver Discount – A clean driving record can earn you lower rates.
- Safe Vehicle Discount – Cars with anti-lock brakes, airbags, and security features qualify for savings.
- Good Student Discount – Teens and young drivers with good grades can get reduced rates.
- Multi-Car Discount – Insure more than one vehicle on the same policy for additional savings.
- Anti-Theft Device Discount – Installing alarms or tracking systems can lower your premium.
- Defensive Driving Course Discount – Completing an approved driving course can lead to discounts.
- Low Mileage Discount – If you drive fewer miles per year, you may qualify for lower rates.
- Senior Discount – Some providers offer discounts for retired or older drivers.
Get a Discounted Insurance Quote in Arizona by Call or Text
Want to see how much you can save on car insurance? Call or text us now for a free quote and start saving today!
Exploring these discounts can help you maximize your savings while maintaining the coverage you need in Arizona.
Motorcycle Insurance Options in Arizona: What Riders Need to Know?
Looking for motorcycle insurance in Arizona? Whether you’re cruising through Phoenix or exploring scenic desert highways, having the right coverage is essential. Arizona requires liability insurance, but additional coverages can provide extra protection for your bike and finances.
What Motorcycle Insurance Coverage Do You Need?
At a minimum, Arizona riders must carry:
- Liability coverage – Pays for injuries and property damage you cause in an accident.
Optional Coverages for Extra Protection
Want better coverage? Consider these options:
- Comprehensive coverage – Protects against theft, vandalism, and weather-related damage.
- Collision coverage – Covers repairs to your motorcycle after an accident.
- Uninsured/Underinsured motorist – Helps if the at-fault driver has little or no insurance.
- Medical payments coverage – Pays for medical bills for you and your passenger.
- Roadside assistance – Covers towing, jump-starts, and emergency repairs.
- Custom parts and accessories – Protects aftermarket upgrades like saddlebags or custom paint.
Get a Motorcycle Insurance Quote by Call or Text!
Need affordable motorcycle insurance in Arizona? Call or text us now for a free quote and ride with confidence!
Renters Insurance in Arizona: Protect Your Personal Belongings!
Renting a home or apartment in Arizona? Renters insurance helps protect your belongings from unexpected events like fire, theft, or water damage—and it’s more affordable than you think.
What Does Renters Insurance Cover?
A standard Arizona renters insurance policy includes:
- Personal property coverage – Reimburses you for stolen or damaged items like furniture, electronics, and clothing.
- Liability protection – Covers legal expenses if someone is injured in your rental unit.
- Additional living expenses – Pays for hotel stays and meals if your rental becomes uninhabitable due to a covered event.
How Much Does Renters Insurance Cost in Arizona?
On average, renters insurance costs between $15 and $30 per month, making it an affordable way to protect your valuables.
Get a Renters Insurance Quote by Call or Text!
Looking for affordable renters insurance in Arizona? Call or text us now for a free quote and get covered today!
Finding Competitive Homeowners Insurance Quotes in Arizona
Owning a home in Arizona? Homeowners insurance helps protect your property, belongings, and finances from unexpected events like fire, theft, and severe weather. Whether you’re a first-time homeowner or looking for a better rate, comparing quotes can help you find the best coverage at an affordable price.
What Does Homeowners Insurance Cover?
A standard Arizona homeowners insurance policy typically includes:
- Dwelling coverage – Pays for repairs or rebuilding after damage from covered events.
- Personal property coverage – Protects belongings like furniture, electronics, and clothing.
- Liability protection – Covers legal costs if someone is injured on your property.
- Additional living expenses – Helps with temporary housing if your home becomes unlivable.
How Much Does Homeowners Insurance Cost in Arizona?
Home insurance rates vary based on location, home value, and coverage limits. On average, Arizona homeowners pay around $1,500 per year, but discounts for bundling policies or home security systems can help lower costs.
Get a Homeowners Insurance Quote by Call or Text
Need affordable homeowners insurance in Arizona? Call or text us now for a free quote and protect your home today!
Finding Competitive Homeowners Insurance Quotes in Arizona
Searching for homeowners insurance in Arizona? Whether you’re a first-time homebuyer or looking for a better rate, the right policy can protect your home, belongings, and finances from unexpected events like fire, theft, or severe weather.
Homeowners vs. Renters Insurance: What’s the Difference?
Both homeowners and renters insurance offer protection, but they cover different risks:
What They Have in Common:
- Personal property coverage – Protects belongings like furniture, electronics, and clothing.
- Liability protection – Covers legal expenses if someone gets injured on your property.
- Additional living expenses – Helps with hotel costs if your home becomes unlivable.
Key Differences:
- Homeowners insurance covers the structure (walls, roof, and foundation), while renters insurance does not.
- Costs differ – Homeowners insurance is generally higher because it protects both the structure and contents.
- Policy types vary – Homeowners policies come in different forms (HO-3 for homes, HO-6 for condos), while renters policies are more standardized.
How Much Does Homeowners Insurance Cost in Arizona?
Arizona homeowners pay an average of $1,500 per year, though factors like location, home value, and coverage limits affect rates. Discounts for bundling, security systems, or being claim-free can help lower costs.
Get a Homeowners Insurance Quote by Call or Text
Want affordable homeowners insurance in Arizona? Call or text us now for a free quote and get the coverage you need today.
How to Save on Insurance in Arizona with Bundling?
Looking for the best insurance rates in Arizona? Bundling your policies—such as auto and home insurance—can lead to significant savings while keeping your coverage simple and convenient.
How Does Insurance Bundling Work?
Bundling means combining multiple insurance policies with the same provider. The most common bundles include:
- Auto and home insurance – The most common and highest-saving option.
- Auto and renters insurance – Great for tenants looking for extra discounts.
- Auto and motorcycle insurance – Some insurers offer discounts for multiple vehicles.
How Much Can You Save by Bundling?
Your savings depend on several factors, including:
- Insurance provider – Discounts vary between companies.
- Types of policies – Home and auto bundles typically offer the largest savings.
- Location and risk factors – Rates can differ based on where you live.
- Average savings – Most policyholders save 5% to 25% when bundling.
Get a Bundled Insurance Quote by Call or Text
Want to see how much you can save by bundling auto and home insurance in Arizona? Call or text us now for a free quote and start saving today.
How to File a Home or Auto Insurance Claim in Arizona?
Filing an insurance claim can feel overwhelming, but following the right steps can help you get the coverage you need quickly. Here’s a simple guide to making the process smooth and stress-free.
Step 1: Ensure Safety and Assess the Damage
- Make sure everyone is safe before taking any action.
- If the damage involves an accident or theft, contact the authorities if necessary.
Step 2: Document the Damage
- Take clear photos and videos of the damage to your home or vehicle.
- Keep records of the incident details, including date, time, and location.
Step 3: Contact Your Insurance Provider
- Call us at 1.888.445.2793 to report the claim and start the process.
- We’ll guide you on the next steps and required documents.
Step 4: Submit Required Information
- Provide key details such as a description of the damage and any police reports.
- Submit repair estimates or any additional documentation needed for processing.
Step 5: Schedule an Inspection
- Your insurance provider may send an adjuster to inspect the damage.
- Coordinate a convenient time for the inspection to move the claim forward.
Step 6: Keep All Repair Receipts
- If temporary repairs are needed, keep receipts for reimbursement.
- Document all costs related to the damage.
Step 7: Follow Up on Your Claim
- Stay in touch with your insurance provider to track your claim status.
- Text us for updates or assistance with the process.
Need Help Filing a Claim? Call or Text Us
If you need assistance with your home or auto insurance claim, call or text us today for step-by-step guidance.
How To Get A Quote
01.
Gather Information
02.
Contact an Insurance Provider or A Plus Insurance
03.
Discuss Your Needs
04.
Receive and Review the Quote
Frequently Asked Questions about Insurance Quotes in Arizona
What information do I need to get insurance quotes in Arizona?
To get insurance quotes in Arizona, you’ll typically need information about your vehicle(s), driving history, coverage preferences, and personal details such as your address and contact information.
How can I compare insurance quotes effectively in Arizona?
To effectively compare insurance quotes in Arizona, gather quotes from multiple insurers, ensure you’re comparing similar coverage options, review deductibles and limits, and consider any additional benefits or discounts offered.
Do you need assistance obtaining insurance quotes in Arizona?
Feel free to call us at 1.888.445.2793 if you need assistance obtaining insurance quotes in Arizona. Our team is ready to help you find the right coverage for your needs.
Who has the Best Homeowners Insurance quote in Arizona?
For the best homeowners insurance quote in Arizona, our brokerage works with top-rated insurance providers. We compare quotes to find you the most competitive rates while ensuring you get the coverage that suits your home and needs. Contact us to get personalized homeowners insurance quotes tailored to your requirements.
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Last Updated on by Brian Muse