Progressive Drive Insurance North Carolina %currentyear% | Free Quote

Progressive Drive Insurance North Carolina

Drive Insurance is Progressive’s California-only brand for the independent agency channel. In North Carolina, the same coverage is sold under the Progressive name. A Plus Insurance is an appointed Progressive independent agent serving North Carolina drivers.

Last updated: April 28, 2026 · First-party data since April 2024, updated continuously

Get your North Carolina Progressive quote now Call (888) 445-2793


Quick answer: Yes, you can get the exact coverage Drive Insurance customers buy in California, but in North Carolina it’s sold under the Progressive name through independent agents. A Plus Insurance is an appointed Progressive independent agent serving NC (NC license #2976353), and Progressive is our highest-volume carrier (52% of every policy we sold in 2026).
About this page

A Plus Insurance is a licensed independent brokerage and an appointed Progressive agent serving North Carolina (NC license #2976353). We compare Progressive against 8+ other carriers including National General, Mendota, Bristol West, Dairyland, and Foremost.

What Is Drive Insurance from Progressive?

Drive Insurance was launched by Progressive in September 2004 as a distinct brand for the independent insurance agency channel. From 2004 through 2007, Drive Insurance was sold by independent agents across most US states. In 2007, Progressive consolidated its brand strategy. Outside California, the Drive Insurance label was retired and existing policies were rebranded under the Progressive name.

California was the exception. Progressive West Insurance Company kept the Drive Insurance brand alive for products sold through California independent agents. In North Carolina, like 48 other states, the same coverage is sold under the Progressive name.

What Drive Insurance Is Called in North Carolina

For a full breakdown of full coverage options across North Carolina, see our full coverage car insurance in North Carolina guide.

FeatureDrive Insurance (California)Progressive (North Carolina)
Underwriting carrierProgressive West Insurance CompanyProgressive (NC affiliates)
Distribution channelIndependent insurance agentsIndependent agents (A Plus Insurance) and Progressive Direct
Coverage typesAuto liability, full coverage, SR-22, non-ownerSame: liability, full coverage, SR-22, non-owner (a major NC market), motorcycle
Claims serviceProgressive ClaimsProgressive Claims
Brand label on policy“Drive Insurance”“Progressive”

Average monthly auto insurance rate by state

Filters: Filters: State NC

Source ... A Plus Insurance Quote Dataset

NC
$178.62
  • Pricing ranges from $178.62 (NC) to $178.62 (NC) ... a spread of $0.00.
  • Based on real auto insurance quotes grouped into 1 company results, the average across this view is $178.62. The spread is about 0% from lowest to highest.
  • Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
2284 1lvhrVoOYr3ieWHdT9isggPzJfArQVtx 2026-04-17 NC Fort Oaks 27524 2013 Infiniti G37 24 male single liability_only Dairyland 1,000.00 0 1 0
2283 1wVnGqK6pyxTiClAgmXJn0hpUU-iiJw5 2026-04-17 NC Gastonia 28056 2026 Nissan Kicks 23 female separated full_coverage Progressive 265.24 0 0 0
2265 13sBkFLlcFhl9juaQX02TNOR7qgQFwc- 2026-04-16 NC Pisgah Forest 28768 1995 Acura Integra 21 male single liability_only Progressive 73.99 0 1 0
2258 1m67iv4bI8SmlQW4OtkqBDiEKhr3onYQ 2026-04-16 NC Chapel Hill 27514 2024 Hyundai Tucson 42 unknown married full_coverage Progressive 306.00 0 0 0
2214 17yjzhj4BtvIBsFHObaRHYk98FRPdRbq 2026-04-13 NC East Flat Rock 28726 2018 Chevy Camaro unknown single full_coverage Progressive 436.36 0 0 0
2202 12T2ePP7A_J0pl-eaypFbcZJgeJNGWg_ 2026-04-11 NC 2013 Dodge Durango 41 female married full_coverage National General 125.71 0 0 0
2120 1BR13xiDogFyVlFDkWExNOlQGXzHdENs 2026-04-06 NC Henderson 28792 2016 Dodge Ram unknown unknown full_coverage Progressive 228.55 0 0 0
2076 1ulCnyhAHRPYGBndZRM_I6fifdPQnXZM 2026-04-02 NC Charlotte 28227 2015 Jeep Grand Cherokee 27 female unknown full_coverage 176.59 0 0 0
2037 17X9PpSg4_JRqGIRi9_kYetvZVKFKQzb 2026-03-26 NC 28806 2003 Subaru Forester unknown unknown unknown Progressive 56.00 0 0 0
1964 1zJS47caqQZ1MWhN3sMQK2J4_kctno8I 2026-03-27 NC 2019 Chevrolet Trax LT unknown single full_coverage Progressive 118.62 0 0 0
1955 1ZuTAIgJMYRuB24unpbz7WHSUBLrfjl- 2026-03-30 NC Charlotte 2025 Tesla Model 3 36 male single full_coverage National General 246.01 0 0 0
1948 xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx 2026-04-03 NC unknown unknown unknown 0.00 0 0 0
1947 xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx 2026-04-03 NC unknown unknown unknown 0.00 0 0 0
1946 xxxxxxxxxxxxxxxxxxxxxxxxx 2026-04-03 NC unknown unknown unknown 0.00 0 0 0
1945 xxxxxxxxxxxxxxxxxxxx 2026-04-03 NC unknown unknown unknown 0.00 0 0 0
1944 test_debug_001 2026-04-03 NC unknown unknown unknown 0.00 0 0 0
1934 1rId5tH5kZUJkj2MTMwDVaj71Xpr4uG2 2026-03-21 NC Statesville 28677 2024 Mitsubishi Mirage 69 male single liability_only Dairyland 397.40 1 1 1
1933 18zCqNaQ_QuBw1qZoqkmKYg9YFt2rJu7 2026-03-20 NC 27265 unknown unknown liability_only Progressive 175.69 0 0 0
1838 20260320-1156-3852 2026-03-20 NC HENDERSONVILLE 28792 2016 RAM RAM TRUCK 1500 SLT 33 male married full_coverage Dairyland 769.33 0 0 0
1517 20260211-095935-2450 2026-02-11 NC RALEIGH 27609 2025 HONDA PILOT TRAILSPORT 38 male married full_coverage Progressive 190.42 0 0 0
1516 20260213-095742-5441 2026-02-13 NC EAST FLAT ROCK 28726 1997 FORD F250 37 male single liability_only Dairyland 59.83 0 0 0
1316 20260204-1238-8038 2026-02-04 NC RALEIGH 27609 2025 HONDA PILOT TRAILSPORT 38 male married full_coverage Progressive POP 105.75 0 0 0
1316 20260204-1238-8038 2026-02-04 NC RALEIGH 27609 2025 HONDA PILOT TRAILSPORT 38 male married full_coverage Progressive POP 105.75 0 0 0
1315 20260204-1239-9703 2026-02-04 NC HAZELWOOD 28786 2006 INFINITI G35 21 male single liability_only National General 306.39 1 0 0
1315 20260204-1239-9703 2026-02-04 NC HAZELWOOD 28786 2022 DODGE CHARGER SCAT PACK 21 male single liability_only National General 306.39 1 0 0
1308 20251205-111457-6629 2025-12-05 NC FORT BRAGG 28310 2008 FORD MUSTANG 20 male single liability_only Progressive 84.29 1 0 0
1307 20260204-1243-3592 2026-02-04 NC CHARLOTTE 28208 2017 GENESIS G90 PREMIUM 41 female single full_coverage National General 353.48 2 0 0
1307 20260204-1243-3592 2026-02-04 NC CHARLOTTE 28208 2016 NISSAN SENTRA S 41 female single full_coverage National General 353.48 2 0 0
1307 20260204-1243-3592 2026-02-04 NC CHARLOTTE 28208 41 female single full_coverage National General 353.48 2 0 0
1306 20251222-111349-0285 2025-12-22 NC DURHAM 27713 2010 HONDA PILOT EXL 25 female single liability_only Progressive POP 47.17 0 0 0
1306 20251222-111349-0285 2025-12-22 NC DURHAM 27713 2010 HONDA PILOT EXL 25 female single liability_only Progressive POP 47.17 0 0 0
1305 20260108-1245-2812 2026-01-08 NC CHARLOTTE 28203 2011 NISSAN ALTIMA 44 male single liability_only Progressive 72.67 0 0 0
1304 20251217-111200-4324 2025-12-17 NC GREENSBORO 27406 2004 JEEP GRAND CHEROKEE LIMIT 24 male single liability_only Dairyland 84.70 0 0 0
1303 20251222-1247-2692 2025-12-22 NC LEXINGTON 27295 2016 TOYOTA CAMRY LE 36 female married full_coverage Progressive 79.10 0 0 0
1303 20251222-1247-2692 2025-12-22 NC LEXINGTON 27295 2016 TOYOTA CAMRY LE 36 female married full_coverage Progressive 79.10 0 0 0
1302 20251220-111043-7195 2025-12-20 NC BOONE 28607 2020 DODGE CHARGER SRT HELLCAT 22 male single full_coverage National General 338.31 0 0 0
1301 20260204-1249-2438 2026-02-04 NC RALEIGH 27610 2026 HONDA CR-V EX 41 male married full_coverage Progressive 116.14 0 0 0
1301 20260204-1249-2438 2026-02-04 NC RALEIGH 27610 2026 HONDA CR-V EX 41 male married full_coverage Progressive 116.14 0 0 0
1300 20260204-1251-3391 2026-02-04 NC MILL SPRING 28756 2019 TOYOTA TUNDRA CREWMAX SR5 42 male single full_coverage Progressive 91.44 0 0 0
1300 20260204-1251-3391 2026-02-04 NC MILL SPRING 28756 2019 TOYOTA TUNDRA CREWMAX SR5 42 male single full_coverage Progressive 91.44 0 0 0
1299 20251229-110826-0674 2025-12-29 NC KNIGHTDALE 27545 2018 DODGE JOURNEY SE 50 female single full_coverage National General 118.93 0 0 0
1298 20260204-1254-6569 2026-02-04 NC LUMBERTON 28358 2019 BUICK ENCORE ESSENCE 71 female separated full_coverage Progressive 123.87 0 0 0
1297 20251208-1256-7944 2025-12-08 NC ELLENBORO 28040 1988 FORD ECONOLINE E150 21 male single liability_only Progressive 55.60 0 0 0
1297 20251208-1256-7944 2025-12-08 NC ELLENBORO 28040 1988 FORD ECONOLINE E150 21 male single liability_only Progressive 55.60 0 0 0
1296 20260126-110613-6106 2026-01-26 NC CHARLOTTE 28202 2026 TOYOTA CAMRY LE 34 female single full_coverage National General 189.62 0 0 0
1295 20260119-100-5084 2026-01-19 NC GASTONIA 28056 2020 CHEVROLET SILVERADO C1500 26 male single full_coverage National General 158.78 0 0 0
1294 20260204-1301-3747 2026-02-04 NC DURHAM 27708 2025 AUDI SQ5 PREMIUM PLUS 18 male single full_coverage National General 402.71 0 0 0
1293 20260204-1302-0851 2026-02-04 NC GREENSBORO 27411 2018 HONDA ACCORD LX 22 female single full_coverage National General 142.87 0 0 0
1231 20260203-120226-7102 2026-02-03 NC WILMINGTON 28403 2021 VOLVO XC60 T5 MOMENTUM 21 female single liability_only Progressive 68.66 0 0 0
1186 20260203-0824-6424 2026-02-03 NC FRANKLIN 28734 2012 TOYOTA CAMRY 39 male separated liability_only Dairyland 62.01 0 0 0
1185 20260203-0826-1986 2026-02-03 NC HAZELWOOD 28786 2002 TOYOTA CAMRY LE 41 male single full_coverage Progressive 77.57 0 0 0
1184 20260203-0806-5052 2026-02-03 NC WILMINGTON 28403 2017 JEEP GRAND CHEROKEE LARED 22 male single liability_only Progressive 66.86 1 0 0
1183 20260203-0807-5259 2026-02-03 NC RALEIGH 27615 2025 BMW 430I 26 male single full_coverage Progressive POP 226.52 1 0 0
1182 20260203-808-0089 2026-02-03 NC ARDEN 28704 2012 HONDA CIVIC LX 61 female single liability_only Progressive 45.66 0 0 0
1181 20260203-0808-6314 2026-02-03 NC CREEDMOOR 27522 2017 KIA OPTIMA LX 30 male single full_coverage National General 133.01 0 0 0
1180 20260203-0810-7517 2026-02-03 NC NEBO 28761 2020 TOYOTA CAMRY SE NIGHT SHADE 29 female married liability_only Progressive 55.60 0 0 0
1179 20260203-082849-4106 2026-02-03 NC MARION 28752 2020 SUBARU ASCENT LIMITED 77 female widowed full_coverage Progressive 97.37 0 0 0
1179 20260203-082849-4106 2026-02-03 NC MARION 28752 1994 FORD F150 77 female widowed full_coverage Progressive 97.37 0 0 0
1178 20260203-0816-3651 2026-02-03 NC WAYNESVILLE 28786 2002 ACURA MDX TOURING 50 female single liability_only Progressive 58.33 0 0 0
1177 20260203-0819-8837 2026-02-03 NC BURNSVILLE 28714 2007 GMC YUKON DENALI 37 female single liability_only National General 62.94 0 0 0
1177 20260203-0819-8837 2026-02-03 NC BURNSVILLE 28714 1996 CHEVROLET S10 37 female single liability_only National General 62.94 0 0 0
1176 20260203-0823-1179 2026-02-03 NC OXFORD 27565 2019 FORD ESCAPE SE 39 female married full_coverage Progressive POP 119.55 0 0 0
1176 20260203-0823-1179 2026-02-03 NC OXFORD 27565 2019 FORD ESCAPE SE 39 female married full_coverage Progressive POP 119.55 0 0 0

Progressive Coverage in North Carolina: What It Costs

Progressive is A Plus Insurance’s highest-volume carrier in 2026. North Carolina is one of our deepest-data states.

Mecklenburg (Charlotte)
$82
Average Progressive monthly premium. Charlotte’s high non-owner concentration keeps Progressive averages low.
Wake (Raleigh)
$92
Average Progressive monthly premium. Tight $42 to $201/mo range across the county.
Forsyth (Winston-Salem)
$117
Average Progressive monthly premium. Higher non-owner premium average.
Cumberland (Fort Liberty)
$217
Average Progressive monthly premium. 89% of our Cumberland quotes are Progressive, driven by Fort Liberty’s military full-coverage demand.

For ZIP-level data and county-specific carrier comparisons:

Liability only vs full coverage by company

Filters: State NC

Source ... A Plus Insurance Quote Dataset

Liability only Full coverage
Dairyland
$320.79
$769.33
National General
$184.67
$243.03
Progressive
$69.79
$151.99

Across these carriers, liability only averages $191.75 per month, while full coverage averages $388.12. The largest gap in this view is $448.54 for Dairyland.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
2284 1lvhrVoOYr3ieWHdT9isggPzJfArQVtx 2026-04-17 NC Fort Oaks 27524 2013 Infiniti G37 24 male single liability_only Dairyland 1,000.00 0 1 0
2283 1wVnGqK6pyxTiClAgmXJn0hpUU-iiJw5 2026-04-17 NC Gastonia 28056 2026 Nissan Kicks 23 female separated full_coverage Progressive 265.24 0 0 0
2265 13sBkFLlcFhl9juaQX02TNOR7qgQFwc- 2026-04-16 NC Pisgah Forest 28768 1995 Acura Integra 21 male single liability_only Progressive 73.99 0 1 0
2258 1m67iv4bI8SmlQW4OtkqBDiEKhr3onYQ 2026-04-16 NC Chapel Hill 27514 2024 Hyundai Tucson 42 unknown married full_coverage Progressive 306.00 0 0 0
2214 17yjzhj4BtvIBsFHObaRHYk98FRPdRbq 2026-04-13 NC East Flat Rock 28726 2018 Chevy Camaro unknown single full_coverage Progressive 436.36 0 0 0
2202 12T2ePP7A_J0pl-eaypFbcZJgeJNGWg_ 2026-04-11 NC 2013 Dodge Durango 41 female married full_coverage National General 125.71 0 0 0
2120 1BR13xiDogFyVlFDkWExNOlQGXzHdENs 2026-04-06 NC Henderson 28792 2016 Dodge Ram unknown unknown full_coverage Progressive 228.55 0 0 0
2037 17X9PpSg4_JRqGIRi9_kYetvZVKFKQzb 2026-03-26 NC 28806 2003 Subaru Forester unknown unknown unknown Progressive 56.00 0 0 0
1964 1zJS47caqQZ1MWhN3sMQK2J4_kctno8I 2026-03-27 NC 2019 Chevrolet Trax LT unknown single full_coverage Progressive 118.62 0 0 0
1955 1ZuTAIgJMYRuB24unpbz7WHSUBLrfjl- 2026-03-30 NC Charlotte 2025 Tesla Model 3 36 male single full_coverage National General 246.01 0 0 0
1934 1rId5tH5kZUJkj2MTMwDVaj71Xpr4uG2 2026-03-21 NC Statesville 28677 2024 Mitsubishi Mirage 69 male single liability_only Dairyland 397.40 1 1 1
1933 18zCqNaQ_QuBw1qZoqkmKYg9YFt2rJu7 2026-03-20 NC 27265 unknown unknown liability_only Progressive 175.69 0 0 0
1838 20260320-1156-3852 2026-03-20 NC HENDERSONVILLE 28792 2016 RAM RAM TRUCK 1500 SLT 33 male married full_coverage Dairyland 769.33 0 0 0
1517 20260211-095935-2450 2026-02-11 NC RALEIGH 27609 2025 HONDA PILOT TRAILSPORT 38 male married full_coverage Progressive 190.42 0 0 0
1516 20260213-095742-5441 2026-02-13 NC EAST FLAT ROCK 28726 1997 FORD F250 37 male single liability_only Dairyland 59.83 0 0 0
1316 20260204-1238-8038 2026-02-04 NC RALEIGH 27609 2025 HONDA PILOT TRAILSPORT 38 male married full_coverage Progressive POP 105.75 0 0 0
1316 20260204-1238-8038 2026-02-04 NC RALEIGH 27609 2025 HONDA PILOT TRAILSPORT 38 male married full_coverage Progressive POP 105.75 0 0 0
1315 20260204-1239-9703 2026-02-04 NC HAZELWOOD 28786 2006 INFINITI G35 21 male single liability_only National General 306.39 1 0 0
1315 20260204-1239-9703 2026-02-04 NC HAZELWOOD 28786 2022 DODGE CHARGER SCAT PACK 21 male single liability_only National General 306.39 1 0 0
1308 20251205-111457-6629 2025-12-05 NC FORT BRAGG 28310 2008 FORD MUSTANG 20 male single liability_only Progressive 84.29 1 0 0
1307 20260204-1243-3592 2026-02-04 NC CHARLOTTE 28208 2017 GENESIS G90 PREMIUM 41 female single full_coverage National General 353.48 2 0 0
1307 20260204-1243-3592 2026-02-04 NC CHARLOTTE 28208 2016 NISSAN SENTRA S 41 female single full_coverage National General 353.48 2 0 0
1307 20260204-1243-3592 2026-02-04 NC CHARLOTTE 28208 41 female single full_coverage National General 353.48 2 0 0
1306 20251222-111349-0285 2025-12-22 NC DURHAM 27713 2010 HONDA PILOT EXL 25 female single liability_only Progressive POP 47.17 0 0 0
1306 20251222-111349-0285 2025-12-22 NC DURHAM 27713 2010 HONDA PILOT EXL 25 female single liability_only Progressive POP 47.17 0 0 0
1305 20260108-1245-2812 2026-01-08 NC CHARLOTTE 28203 2011 NISSAN ALTIMA 44 male single liability_only Progressive 72.67 0 0 0
1304 20251217-111200-4324 2025-12-17 NC GREENSBORO 27406 2004 JEEP GRAND CHEROKEE LIMIT 24 male single liability_only Dairyland 84.70 0 0 0
1303 20251222-1247-2692 2025-12-22 NC LEXINGTON 27295 2016 TOYOTA CAMRY LE 36 female married full_coverage Progressive 79.10 0 0 0
1303 20251222-1247-2692 2025-12-22 NC LEXINGTON 27295 2016 TOYOTA CAMRY LE 36 female married full_coverage Progressive 79.10 0 0 0
1302 20251220-111043-7195 2025-12-20 NC BOONE 28607 2020 DODGE CHARGER SRT HELLCAT 22 male single full_coverage National General 338.31 0 0 0
1301 20260204-1249-2438 2026-02-04 NC RALEIGH 27610 2026 HONDA CR-V EX 41 male married full_coverage Progressive 116.14 0 0 0
1301 20260204-1249-2438 2026-02-04 NC RALEIGH 27610 2026 HONDA CR-V EX 41 male married full_coverage Progressive 116.14 0 0 0
1300 20260204-1251-3391 2026-02-04 NC MILL SPRING 28756 2019 TOYOTA TUNDRA CREWMAX SR5 42 male single full_coverage Progressive 91.44 0 0 0
1300 20260204-1251-3391 2026-02-04 NC MILL SPRING 28756 2019 TOYOTA TUNDRA CREWMAX SR5 42 male single full_coverage Progressive 91.44 0 0 0
1299 20251229-110826-0674 2025-12-29 NC KNIGHTDALE 27545 2018 DODGE JOURNEY SE 50 female single full_coverage National General 118.93 0 0 0
1298 20260204-1254-6569 2026-02-04 NC LUMBERTON 28358 2019 BUICK ENCORE ESSENCE 71 female separated full_coverage Progressive 123.87 0 0 0
1297 20251208-1256-7944 2025-12-08 NC ELLENBORO 28040 1988 FORD ECONOLINE E150 21 male single liability_only Progressive 55.60 0 0 0
1297 20251208-1256-7944 2025-12-08 NC ELLENBORO 28040 1988 FORD ECONOLINE E150 21 male single liability_only Progressive 55.60 0 0 0
1296 20260126-110613-6106 2026-01-26 NC CHARLOTTE 28202 2026 TOYOTA CAMRY LE 34 female single full_coverage National General 189.62 0 0 0
1295 20260119-100-5084 2026-01-19 NC GASTONIA 28056 2020 CHEVROLET SILVERADO C1500 26 male single full_coverage National General 158.78 0 0 0
1294 20260204-1301-3747 2026-02-04 NC DURHAM 27708 2025 AUDI SQ5 PREMIUM PLUS 18 male single full_coverage National General 402.71 0 0 0
1293 20260204-1302-0851 2026-02-04 NC GREENSBORO 27411 2018 HONDA ACCORD LX 22 female single full_coverage National General 142.87 0 0 0
1231 20260203-120226-7102 2026-02-03 NC WILMINGTON 28403 2021 VOLVO XC60 T5 MOMENTUM 21 female single liability_only Progressive 68.66 0 0 0
1186 20260203-0824-6424 2026-02-03 NC FRANKLIN 28734 2012 TOYOTA CAMRY 39 male separated liability_only Dairyland 62.01 0 0 0
1185 20260203-0826-1986 2026-02-03 NC HAZELWOOD 28786 2002 TOYOTA CAMRY LE 41 male single full_coverage Progressive 77.57 0 0 0
1184 20260203-0806-5052 2026-02-03 NC WILMINGTON 28403 2017 JEEP GRAND CHEROKEE LARED 22 male single liability_only Progressive 66.86 1 0 0
1183 20260203-0807-5259 2026-02-03 NC RALEIGH 27615 2025 BMW 430I 26 male single full_coverage Progressive POP 226.52 1 0 0
1182 20260203-808-0089 2026-02-03 NC ARDEN 28704 2012 HONDA CIVIC LX 61 female single liability_only Progressive 45.66 0 0 0
1181 20260203-0808-6314 2026-02-03 NC CREEDMOOR 27522 2017 KIA OPTIMA LX 30 male single full_coverage National General 133.01 0 0 0
1180 20260203-0810-7517 2026-02-03 NC NEBO 28761 2020 TOYOTA CAMRY SE NIGHT SHADE 29 female married liability_only Progressive 55.60 0 0 0
1179 20260203-082849-4106 2026-02-03 NC MARION 28752 2020 SUBARU ASCENT LIMITED 77 female widowed full_coverage Progressive 97.37 0 0 0
1179 20260203-082849-4106 2026-02-03 NC MARION 28752 1994 FORD F150 77 female widowed full_coverage Progressive 97.37 0 0 0
1178 20260203-0816-3651 2026-02-03 NC WAYNESVILLE 28786 2002 ACURA MDX TOURING 50 female single liability_only Progressive 58.33 0 0 0
1177 20260203-0819-8837 2026-02-03 NC BURNSVILLE 28714 2007 GMC YUKON DENALI 37 female single liability_only National General 62.94 0 0 0
1177 20260203-0819-8837 2026-02-03 NC BURNSVILLE 28714 1996 CHEVROLET S10 37 female single liability_only National General 62.94 0 0 0
1176 20260203-0823-1179 2026-02-03 NC OXFORD 27565 2019 FORD ESCAPE SE 39 female married full_coverage Progressive POP 119.55 0 0 0
1176 20260203-0823-1179 2026-02-03 NC OXFORD 27565 2019 FORD ESCAPE SE 39 female married full_coverage Progressive POP 119.55 0 0 0

Why an Independent Agent Matters in North Carolina

We compare 8+ carriers
Progressive is the right answer for many NC profiles, but not all. We also quote National General, Mendota, Bristol West, Dairyland, and others.
NC’s non-owner market is huge
Across our NC county data, non-owner policies make up 40 to 73% of all quotes. Charlotte is 70% non-owner, Winston-Salem is 73%. National General and Dairyland often beat Progressive in this segment.
Same Progressive product, broker pricing
When Progressive IS the right answer, the rate through A Plus is identical to Progressive Direct.

Get a Progressive quote in North Carolina, same coverage Drive Insurance customers buy in California.

Get your North Carolina Progressive quote now Call (888) 445-2793

North Carolina Minimum Insurance Requirements

CoverageMinimumCovers
Bodily Injury per Person$30,000Medical for one person you injure
Bodily Injury per Accident$60,000Total medical for all injured parties
Property Damage$25,000Damage to others’ property or vehicles
Uninsured Motorist BI per Person$30,000Protects you if hit by an uninsured driver
Uninsured Motorist BI per Accident$60,000Total UM protection per accident
North Carolina is one of the few states that requires uninsured motorist (UM) coverage at the same limits as your liability. NC’s 30/60/25 plus matching UM is more comprehensive than most state minimums. For SR-22 needs, see our SR-22 states overview.

Shopping for home coverage too? See our North Carolina homeowners insurance guide — bundling auto and home with the same carrier often reduces your total cost.

Frequently Asked Questions

Is Drive Insurance the same as Progressive?
Yes. Drive Insurance is a brand owned by Progressive and used for personal auto policies sold through independent agents in California.
Who owns Drive Insurance?
Progressive Corporation. Drive Insurance was launched by Progressive in 2004 as a brand for the independent agency channel.
Is Drive Insurance still in business?
Yes, in California only. Outside California, the brand was retired in 2007 and the same coverage was rebranded as Progressive.
Did Drive Insurance go out of business?
No. Drive Insurance is still active in California. Outside California, the brand was retired in 2007 but the underlying carrier, coverage, and claims service continued without interruption.
What happened to Drive Insurance from Progressive?
In 2007, Progressive consolidated its brand strategy. Outside California, the Drive Insurance label was dropped and policies were rebranded under the Progressive name.
When did Drive Insurance start?
September 2004. Progressive launched Drive Insurance as a distinct brand for the independent insurance agency channel.
Why is Drive Insurance only in California?
In 2007, Progressive consolidated the Drive Insurance brand. Progressive West Insurance Company kept the Drive Insurance name for policies sold through California independent agents.
What’s the difference between Progressive Direct and Drive Insurance?
Both are Progressive products with different distribution channels. Progressive Direct is sold directly to consumers. Drive Insurance is sold through independent insurance agents in California.
What does Progressive Drive on my older policy documents mean?
Between 2004 and 2007, Progressive marketed its independent-agency auto product under the Progressive Drive name. After the 2007 consolidation, those policies were rebranded simply as Progressive.
Can I get Drive Insurance in North Carolina?
Not by the Drive Insurance brand name. In NC, the same product line is sold under the Progressive name through independent agents. A Plus Insurance is appointed to sell Progressive in NC.
What does Progressive cost in North Carolina?
Progressive averages roughly $80 to $220/mo in NC. Mecklenburg (Charlotte) $82/mo, Wake (Raleigh) $92/mo, Forsyth (Winston-Salem) $117/mo, Guilford (Greensboro) $128/mo, Durham $145/mo, Cumberland (Fort Liberty) $217/mo.
Is A Plus Insurance authorized to sell Progressive in North Carolina?
Yes. A Plus Insurance is a licensed independent insurance agency (NC license #2976353) appointed to write Progressive auto policies in NC.
Where can I get a Progressive Drive quote in North Carolina?
Through any independent insurance agent appointed by Progressive. A Plus Insurance is one option. Quote online at learnandserve.org/vipquote or call 888-445-2793.
Is Drive Insurance cheaper than regular Progressive?
No. Drive Insurance and Progressive use the same actuarial pricing model. Same carrier under different brand labels.
What’s the difference between Progressive Drive and Progressive Snapshot?
Two different things. Progressive Drive is a brand name. Progressive Snapshot is a telematics program that tracks driving behavior and can be added to any Progressive policy.
How do I file a claim with Drive Insurance?
Drive Insurance claims are handled by Progressive Claims. File at 1-800-PROGRESSIVE (1-800-776-4737) or through Progressive’s claims app or website.
Are Progressive Drive Insurance reviews good?
Progressive holds an A+ rating from AM Best for financial strength. JD Power and Consumer Reports have rated Progressive in the middle to upper tier of major US auto insurers.
Can I get an SR-22 with Progressive in North Carolina?
Yes. Progressive files SR-22 certificates in NC, and we can submit the filing same-day in most cases. See our SR-22 states overview.
Can I bundle home or renters insurance with Progressive in North Carolina?
Yes. Progressive offers multi-policy bundling discounts. Bundling typically saves 10 to 25% on auto premiums.
Can I get non-owner insurance through Progressive in North Carolina?
Yes, and non-owner insurance is unusually common in NC. Across our NC county data, non-owner policies make up 40 to 73% of all quotes depending on county.
Does Progressive serve Fort Liberty (formerly Fort Bragg)?
Yes. Cumberland County is home to Fort Liberty. Progressive is the dominant carrier in our Cumberland County data at 89% of quotes and $217/mo average.
Can A Plus also quote me against Progressive, not just for it?
Yes. As an independent agency we compare Progressive against 8+ other carriers we represent.
What is North Carolina’s minimum auto insurance requirement?
NC requires 30/60/25 plus matching UM coverage at the same limits (30/60). NC is one of the few states that requires UM coverage equal to your liability limits.

Get a Drive-Equivalent Quote in North Carolina

Drive Insurance is a Progressive brand that exists in California only. In North Carolina, the same Progressive coverage is sold through independent agents like A Plus.

Get your North Carolina Progressive quote now

Or call 888-445-2793

Jayleen Ridgeway - Marketing Manager

Jayleen Ridgeway

Marketing Manager| 9 Years of Digital and Marketing Strategy

Data-driven marketing strategist specializing in insurance rate analysis, pricing trends, and consumer insights derived from real-world first-party data. With a background in SaaS technology, Jayleen leads all marketing and social media efforts while uncovering actionable trends from monthly, quarterly, and yearly insurance data.
Reviewed by Lauren McKenzie, Senior Licensed Agent · Last updated April 28, 2026

Last Updated on by Brian Muse

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