SR22 Insurance South Carolina: How Long After a DUI?
If you’ve been required to file SR22 insurance South Carolina after a DUI, understanding how long you’ll need it is crucial. Let us break down the timeline and key details so you can stay compliant and get back on the road with confidence.
Frequently Asked Questions
about SR22 Insurance South Carolina
1. What is an SR-22?
An SR-22 is a certificate of financial responsibility filed by your insurance provider to confirm that you meet South Carolina’s minimum car insurance requirements. While it’s often referred to as “SR-22 insurance,” it is not a type of insurance but an additional form attached to your policy.
2. What is DUI Insurance?
“DUI insurance” and “SR-22 insurance” are terms used to describe high-risk insurance policies that require an SR-22 filing. These policies are designed for drivers with violations like DUIs, ensuring they meet legal insurance requirements.
3. What does SR-22 stand for?
SR-22 stands for “Safety Responsibility 22,” a form often called a Certificate of Financial Responsibility. It is a legal document confirming you have liability insurance coverage.
4. How much does it cost to file an SR-22 form in South Carolina?
The filing fee for an SR-22 form is usually around $25, though this fee is in addition to your regular insurance premium. South Carolina may also charge additional administrative fees.
5. Why do I need an SR-22?
SR-22 is typically required for:
DUI or DWI convictions.
Driving without insurance.
Reckless driving violations.
Accumulation of multiple traffic violations.
6. How long do you have to have SR-22 insurance after a DUI in South Carolina?
South Carolina generally requires SR-22 insurance for three years following a DUI conviction. The exact duration depends on the severity of the offense and any additional violations during the period.
7. How much does SR-22 insurance cost in South Carolina?
SR22 insurance South Carolina rates vary, but it’s often more expensive than standard policies due to the high-risk driver designation. South Carolina drivers can expect rates to be approximately 50-100% higher than normal policies.
8. What happens if my SR-22 policy lapses?
If your SR-22 insurance lapses, your insurer must notify the South Carolina DMV, which could lead to:
License suspension.
Extended SR-22 requirements.
9. Can I get SR-22 insurance if I don’t own a car?
Yes, non-owner SR22 insurance South Carolina is available for drivers who don’t own a car but still need to meet SR-22 requirements. This policy provides liability coverage when driving vehicles you don’t own.
10. Is SR-22 insurance the same as full coverage?
No, SR-22 is simply a filing attached to your insurance policy. You can choose liability-only coverage or full coverage depending on your needs and budget.
11. How can I lower my SR-22 insurance rates?
Compare quotes from multiple insurance providers.
Take a defensive driving course.
Maintain a clean driving record.
Bundle policies for multi-policy discounts.
12. Can I switch insurance providers while carrying an SR-22?
Yes, but you must ensure continuous coverage during the switch. The new insurance provider must file an SR-22 on your behalf.
13. What happens if I move to another state?
If you move out of South Carolina, your SR-22 requirement doesn’t disappear. You must maintain SR-22 coverage according to South Carolina’s requirements, even if your new state has different rules.
14. How do you get an SR-22 removed?
To remove an SR-22, you must:
Complete the required filing period (usually three years).
Contact your insurer to notify them that the SR-22 is no longer needed.
Your insurer will file an SR-26 form with the South Carolina DMV to cancel the SR-22.
15. What if I don’t get SR-22 insurance?
Failure to obtain SR22 insurance South Carolina when required can result in:
License suspension.
Increased fines or penalties.
Legal issues preventing you from driving legally in South Carolina.
Take the Next Step
SR-22 insurance is critical for meeting South Carolina’s legal requirements after a DUI or other serious violation. Don’t risk penalties or losing your driving privileges.
Call Us Today: 1.888.445.2793
OR
Get an Insurance Quote Now
This format provides clear answers while optimizing for SEO and improving user engagement.
Still have a question?
If you have any other queries about SR22 Insurance South Carolina, feel free to reach out to us. Our knowledgeable team is here to help!
People Say The Nicest Things
-
Maren M.12/23/2022Alexandra was really thorough. She explained everything in detail, covered all the bases and was really on top of things. She went the extra mile to review my options, call me back, and hunt down the coverage/price point I was comfortable with paying. Great service and very professional. Thank you. Oh, and she saved me money too … which I was super ecstatic about!read moreread lessJess M.12/13/2023Super friendly, and very cheap and amazing to work withread moreread lessKirsti V.4/02/2025By far the best car insurance I've ever had! Crystal went above and beyond to help me, and I couldn’t be happier. I had only ever used major carriers before and always had terrible experiences. I’m so grateful I found Calhan Auto Insurance and can't recommend them enough!read moreread lessColee M.3/31/2023She was very nice ! She had the patience to thoroughly explain everything , including the answers to all my questions! Thank You!read moreread lessBlair O.11/26/2023Crystal was amazing helped me get my SR22 insurance done. Answered all my questions and very nice throughout.read moreread lessBlair O.11/26/2023Crystal was amazing helped me get my SR22 insurance done. Answered all my questions and very nice throughout.read moreread less - Joy T.9/21/2021A Plus found auto insurance for me that cost less than half what another well known insurance company was offering me. I'm paying a bit less than what I was in Florida and I'm grateful. My representative was courteous to my hearing needs and the process was easy. Highly recommend them.read moreread lessAmaru T.7/21/2021Fantastic !!! this is the best family owned insurance agencyHighly recommendread moreread lessThe O.3/01/2023My rep was the absolute best I love my insurance companyread moreread lessMel R.10/25/2022Jola was very informative and professional. Had insurance in less than 15 minutes.read moreread lessJohnny S.1/21/2022Great Professional, customer service. Would definitely recommend!read moreread lessOrlando M.6/21/2022The lady I talked to was great.
Notes: young Female 44 quote reasonable broad form high risk Pennsylvania Prior insurance Geico Insurance for tickets with no vehicleread moreread less - Gena N.7/21/2021Great customer service, very friendly and knowledgeable Thank you for getting me best dealread moreread lessZuriel M.4/15/2023AMANDA, AMANDA, AMANDA!!!! A God send this one was!!!! Here I was looking for auto insurance, comparing prices and quotes for 3 days. Not wanting to speak to any agents. Somehow, Amanda calls, I explain, I didn't want to speak to any agents because I wasn't trying to buy anything at the moment I was only looking for quotes. I explained that I already found the cheapest. Rather than try to sell me gimmicks, Amanda ADVISES me on FINANCIAL LAW AND PENALTIES regarding my vehicle. Amanda started to educate me on Colorado law vs Financial law and the requirements. I loved how Amanda broke everything down for me and made everything make sense so my insurance didn't brake my wallet. She advised me to speake with my financial company to ensure I wasn't breaking any rules and reminded me I could always amend my policy if I needed and she would always be there to guide me if I needed her. This made me feel safe!! I knew I was making the right choice not only for my vehicles, but for my family as well as my finances. Thank you Amanda for helping me in my time of need!!read moreread lessMaulik K.5/15/2022I worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie. Thanksread moreread lessJames T.7/21/2021Jola's customer care was accommodating and hospitable, she walked me through every step of the process with renewing my insurance with my policy holder, but through the agency. Her assurance and knowledge in addressing my concerns were top notch, thank you 🙂read moreread lesslaura g.7/07/2022I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: thank you for trusting us to insure your ford Truckread moreread lessDante J.3/07/2023Hey this a a great friendly company was looking everywhere to get good an cheap rates they hooked me up an loved the service an conversation threw the process check them out got my thumbs up for sureread moreread less - Ashley o.1/11/2024Excellent customer service i worked with Marlon and he got us a significantly cheaper rate.He was super helpful and friendlyread moreread lessSampson D.9/30/2023Cameron is da bombread moreread lessEmbry B.7/04/2022Veronica was very pleasant as well as professional. Most definitely knew how to do her job proficiently. I will definitely use her again in 6 months when its time to renew my policy.read moreread lessRyan H.1/06/2023They are awesome. Constant communication, great rates. Love them!!!read moreread lessAngelica V.7/21/2021Lauren was Great! Very helpful and saved me money!read moreread lessBrittny R.7/21/2021Very sweet lady I talked too! She was very patient and helpful. Definitely happy I called them!read moreread less
How Our Agents Can Assist You
Our agents are committed to understanding your individual needs. They will guide you through the entire insurance process, ensuring that you get the right protection for property.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
How to Get a Free Quote and Save!
01.
Contact Us
Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.
02.
Details
Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have
03.
Quote
We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.
04.
Decision
Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.
Last Updated on by Amanda Moss
Author
No related posts.