Progressive Insurance in South Carolina
Compare 20+ companies… start with Progressive for auto, home, SR-22, cycle, and business. Licensed in 35 states with 1,000+ five star reviews.
Why Progressive with A Plus Insurance
Fast bind with same day ID cards. Snapshot rewards careful driving. We compare Progressive with 20+ carriers so your choice is informed.
Explore our South Carolina insurance hub.
Bundle options
Pair auto with homeowners, renters, or business. Many clients see lower total costs with multi policy savings.
SR-22 help
Owner and non owner filings available. See our SR-22 in SC guide and non-owner options.
Skip the forms… get a quick Progressive quote
Call 888-445-2793 or use Quote by Text. Send drivers, vehicles, garaging, and your target coverage. We return the best option from Progressive and others.
Is Progressive affordable in South Carolina?
Often yes, especially with multi car, telematics, prior insurance, and homeowner discounts. We compare it with many carriers for a fair check. For background on the company, see Progressive on Wikipedia.
Which discounts are most common?
Snapshot, multi policy, multi car, homeowner, paperless, and EFT are popular in South Carolina. See our Progressive products overview.
Is Snapshot worth it?
For careful drivers Snapshot can lower premium after the monitoring period. Results depend on driving patterns.
Can I get a discount for paying in full?
Yes. Paid in full often lowers the total cost compared to monthly billing.
Does credit impact Progressive rates?
In South Carolina, credit based insurance scores may affect price. If credit raises your rate, we also check alternatives via our SC price trends.
Are homeowner discounts available if my home is insured elsewhere?
Yes. A homeowner discount may apply even when home is with another company.
What liability limits do you recommend?
Many clients choose 100 300 100 or higher with UM and UIM matched. Brush up on SC liability basics.
Can I bundle auto and home?
Yes. Progressive auto pairs with homeowners or renters for savings.
How does rental reimbursement work?
Select a daily limit and max days. We show 30 per day and 40 per day options for clarity.
How do glass claims work?
Comprehensive covers glass. Some policies allow separate glass options. Deductible rules apply.
Can I add roadside assistance?
Yes. Low cost add on with towing, jump starts, lockout, and more.
Does Progressive offer gap coverage?
Loan or lease payoff may be available. We compare carrier price vs lender so you do not overpay.
Liability
- Protects others you injure
- Typical: 100/300/100+
- Tip: bundle with home/renters
Comprehensive
- Theft, hail, glass
- Deductible: $500–$1000
- Tip: raise deductible if garaged
Collision
- Your car in a crash
- Deductible: $500–$1000
- Tip: consider dropping on older cars
UM & UIM
- Uninsured/Underinsured
- Match liability limits
- Often inexpensive to raise
Roadside & Rental
- Towing, jump starts, rental
- Common: $40–$50/day rental
- Use carrier app perks
Does Progressive file SR-22 in South Carolina?
Yes. We add the filing to your policy and submit to SCDMV. Owner and non owner are both available. Read more on Wikipedia: SR-22.
Can I get non-owner SR-22?
Yes. A non owner policy keeps you legal when you do not own a car. Learn more about non-owner coverage.
Will a DUI remove Progressive as an option?
Rates rise, yet Progressive can still compete with an SR-22. We also quote alternatives.
How long do I need the SR-22?
Often three years… the court or DMV requirement controls the timeline.
Can I carry non owner insurance while I shop for a car?
Yes. It maintains financial responsibility until you buy and switch to an owner policy.
How do claims work?
File with us or with Progressive at any time. We help with estimates and rentals. For shopping while in a claim, see our SC price trends.
Which payment plans are offered?
Paid in full, monthly with EFT, or card. Paperless and EFT can add savings.
Can I pay with cash at a local store?
Some payment partners accept cash at retail locations. We will point you to the nearest option.
Will adding a spouse change the rate?
Often yes. Sometimes lower. We test the driver and vehicle combinations to find the best price.
Can I exclude a driver?
Sometimes yes. We review underwriting rules and explain tradeoffs first.
Progressive
- Telematics: Snapshot
- Good fit: multi car & prior insurance
- SR-22: owner & non-owner
- Bundle: with ASI homeowners
Geico
- Telematics: DriveEasy
- Good fit: very clean records
- SR-22: limited
- Bundle: partners
State Farm
- Telematics: Drive Safe & Save
- Good fit: multi-line households
- SR-22: varies
- Bundle: State Farm home
Nationwide
- Telematics: SmartRide
- Good fit: bundle with home
- SR-22: yes
- Bundle: Nationwide home
Can Progressive insure my motorcycle or RV?
Yes. Progressive is strong on motorcycles, RVs, and boats. Bundling often helps.
Does bundling help if I rent?
Yes. Auto plus renters often unlocks multi policy pricing.
Can I switch carriers midterm?
Yes. We align start dates to avoid lapses and help cancel the old policy after bind.
Do I need UM and UIM in South Carolina?
UM is required. UIM is optional but recommended… matching liability limits is common.
Where can I see my rate without a call?
Use our Quote by Text page. We reply with what we need and then send options.
What if I move within South Carolina?
We update your garaging address and re rate. If the new area favors a different carrier we will show that as well.
Can I add a teen driver midterm?
Yes. We quote the change first, then apply discounts like good student when available.
Can I get help choosing limits?
Yes. We explain each coverage in plain language and price combinations so the choice is simple.
How fast can I get proof of insurance?
Same day in most cases… we send digital ID cards immediately after bind.
Where do I start if I want an apples to apples comparison?
Send your declarations page and we mirror limits across Progressive and other carriers for a clean comparison. Also see our Progressive in SC guide.
SR-22 Policy
- For reinstating after violations
- Insurer files with SCDMV
- Usually ~3 years
- Higher rate for a time
- Non-owner available
Standard Policy
- For most drivers
- No filing required
- Ongoing
- Rate based on risk profile
- Non-owner not applicable
Ready to compare your current policy to Progressive
Send your declarations page by text or call for a quick review. We mirror limits, run Progressive and others, then share the winner.
About Progressive in South Carolina
We serve drivers statewide—from the Upstate to the Lowcountry. Visit the SC insurance hub for local insights and savings tips.
Get your Progressive quote in South Carolina today
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Last Updated on by Shawn Christie